Christian OsgoodCEO, Multifamily Strategy · CEO at Multifamily Strategy

10 units. No bank. Seller financed. Creative finance is the cheat code. #multifamily #realestate

14 Jun 2025 · 1 min

Watch on YouTube

0:59

In this monologue, Christian Osgood demonstrates how he acquired a 10‑unit multifamily property with zero down by leveraging seller financing and a cash‑out refinance from a previously refinanced 12‑plex. He then used the equity extracted from that refinance to purchase a duplex, effectively "daisy‑chaining" deals so that one property funds the next. The strategy generated an additional $3,500 in monthly cash flow, which he continues to grow through rent increases and lease‑up of the final unit. Osgood emphasizes that the method is repeatable—he has applied it for five years across hundreds of units—and frames it as a simple, non‑rocket‑science way to let real estate buy more real estate.

Chapters

Behind me is a free 10-plex. Not only was it seller financed, but I actually did the down payment from a seller financed 12-plex that I refinanced. So we bought a building zero down, we increased the value, we did a cash out refinance. Instead of paying ourselves, we kept the income on that building and we added another income-producing building. Now this building right here cash flows an additional $3,500. It's still growing, we're still doing a little bit of rent increase, we're still finishing the last unit lease up, but this added more income. So instead of doing a cash out refi, I took the money, bought a free building, How did we get it for free out of the refi? Seller financed, low interest, 10% down. Took a little bit of money from another building, moved the equity over here, and then that 10-plex bought this duplex right here. Daisy chaining the deals one after another. But the moral of the story here is it just takes one deal. And if you can structure that one, no to low money down, just keep letting the real estate buy the real estate. I'm 5 years into this, hundreds of units. You can do the exact same thing. It's not rocket science. It's free real estate, baby.