Christian OsgoodCEO, Multifamily Strategy · CEO at Multifamily Strategy

2026 is you last chance to buy rentals?

22 Jun 2026 · 1 min

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1:16

In this brief dialogue, Speaker A paints a decade‑long picture (2022‑2032) of a real‑estate market dominated by historically high interest rates, low demand, and a potential shift toward a European‑style socialist economy with falling wages and negative savings rates. The core argument is that investors who acquire property now, especially in 2026‑27, will benefit from a wave of debt maturities that force owners who bought at low‑rate mortgages (around 3%) to sell at discounts. Christian Osgood acknowledges the extreme low‑rate forecast (1.7%) as unrealistic but emphasizes the unique, high‑return opportunity: buying now while the market is “unsexy,” then refinancing later at near‑zero rates and riding the next upswing, which he claims could be the best real‑estate opportunity of his decade‑long career.

Chapters

This is going to be the best decade ever to buy real estate. Between 2022 and 2032, we're going to likely continue experiencing the highest interest rates that we've seen since the '70s, which means real estate will continue to be unpopular unless you have a lot of cash. We believe that by 2032, we might look like Europe. It becomes socialist, and then all of a sudden wages go down for the average person, productivity goes down, and interest rates end up going negative on savings. And the people who have acquired the most real estate between 2022 and 2032 will have the biggest piggy bank and say, I now get to refinance all of this at 1.7%.
Okay, so we're probably not gonna see 1.7% interest. I don't think that's realistic. That being said, this is the coolest opportunity you've ever had. Not only is he correct, it's gonna get a lot better, and real estate's not sexy right now, but if you load up right now, in '26 and '27, we have the maximum amount of debt coming due, which means all those people who bought at 3% interest rates are in the process of selling the real estate at a discount. They have to get out. You've already seen some of the biggest names in the industry lose a ton of money. So this is your time to take the field whenever everyone else is over here doing their other thing. Take the real estate now. The next upswing, you will be in position to make more money than I have seen opportunities for in my lifetime in real estate, which has been over a decade.