Christian OsgoodCEO, Multifamily Strategy · CEO at Multifamily Strategy

Accidents defiantly happen, better safe than sorry #realestateinvestment #podcast #creativefinance

28 Oct 2025 · 0 min

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0:14

Three speakers propose an insurance add-on for $10-20 monthly that covers temporary housing and meals if disaster forces you out. Speaker C's research of 400 households across two states found 1-2% experience displacement over a few years, suggesting a real market for this safety net.

if you want to pay a little bit more, and I mean like $20 more or $10 more a month, there will be a section in there that says if something happens where I can no longer live here, it gives me a couple months to find a new place to live. And so, yeah, that could be 2 months in a nice place.
Could be a hotel, could be a comparable house. It could cover eating if your kitchen's out of commission.
I will say, as owning residences, place where people live, the accidents certainly happen. So I'd imagine, you know, one-to-one for people who, you know, you're a homeowner or you're a renter, the frequency of these things happen out of a sample size of 400 in 2 states, it's 1 to 2% of them will have something happen where they get displaced at some point in a few-year period. Accidents certainly occur. So if this happens at the single-family level, I see where the market's coming from. This actually makes a lot of sense.