Christian OsgoodCEO, Multifamily Strategy · CEO at Multifamily Strategy

Can You Call Local Banks to Check on Struggling Properties

5 Aug 2026 · 1 min

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Christian Osgood explains how investors can call local banks and credit unions to request their "bank roll," an internal list of at-risk loans that identifies distressed properties. This works with smaller institutions but not large banks like Chase. Osgood doesn't use the method himself but says it's a viable lead source.

Can you call local banks and see if any of the properties are struggling or closing down due to foreclosure? You can. That method, I don't do it personally. What you're asking for is their— I think it's called the bank roll. It's basically they have a roll of— it's an Excel sheet in most banks at risk and in default loans. I want to know what they have on their books and can I solve any of their problems? This is another thing that you would do with local credit unions and banks. You're not going to go to Chase Bank and be like, hey, can you send me all of your properties in default?