Christian OsgoodCEO, Multifamily Strategy · CEO at Multifamily Strategy

Free 10-Plex anyone??? #realestateinvestment #creativefinance #free #helpmemakethismakesense #shorts

30 Sept 2025 · 1 min

Watch on YouTube

0:59

In this YouTube short, Christian Osgood walks viewers through how he acquired a 10‑unit multifamily property essentially for free by leveraging seller financing and the equity from a previously refinanced 12‑plex. He explains that the 10‑plex was purchased with a low‑interest seller‑financed loan requiring only 10% down, which he funded using cash obtained from a cash‑out refinance of the 12‑plex. The refinance proceeds were not taken as personal profit but were reinvested to acquire the new building, creating an additional $3,500 per month in cash flow. Osgood describes the “daisy‑chaining” process—moving equity from one property to the next—to continuously add income‑producing assets without large cash outlays. He emphasizes that this strategy, repeated over five years, has allowed him to amass hundreds of units and asserts that the method is repeatable, not rocket science, encouraging viewers to let real estate buy more real estate.

Chapters

Behind me is a free 10-plex. Not only was it seller financed, but I actually did the down payment from a seller financed 12-plex that I refinanced. So we bought a building zero down, we increased the value, we did a cash out refinance. Instead of paying ourselves, we kept the income on that building and we added another income-producing building. Now this building right here cash flows an additional $3,500. It's still growing, we're still doing a little bit of rent increase, we're still finishing the last unit lease up, but this added more income. So instead of doing a cash out refi, I took the money, bought a free building, How did we get it for free out of the refi? Seller financed, low interest, 10% down. Took a little bit of money from another building, moved the equity over here, and then that 10-plex bought this duplex right here. Daisy chaining the deals one after another. But the moral of the story here is it just takes one deal. And if you can structure that one, no to low money down, just keep letting the real estate buy the real estate. I'm 5 years into this, hundreds of units. You can do the exact same thing. It's not rocket science. It's free real estate, baby.