Christian OsgoodCEO, Multifamily Strategy · CEO at Multifamily Strategy

Multifamily Has Better Financing Than Single Family

23 Feb 2023 · 1 min

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Larger apartment complexes offer better financing terms than single-family homes. While investors can start with FHA loans requiring just 3.5% down, bigger multifamily deals unlock lower costs and more favorable debt structures.

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Now moving forward from that, we get past the emotions. Financing— some people don't agree with me on that, that's okay, they're wrong— but financing is better for apartments. When you get to bigger apartment complexes, there are better debt products than there are for houses. Now yes, you can buy with an FHA loan, 3.5% down, you can buy your house. However, there are better debt structures on big apartment complexes, and so we're urging people to go a little bit bigger because yes, while you can get get started with houses and you can get started with small multifamily, the bigger deals have way better debt options.