Christian OsgoodCEO, Multifamily Strategy · CEO at Multifamily Strategy

This mindset #multifamily #investingtips #investment101

8 Mar 2025 · 1 min

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In this short clip, the speaker explains how purchasing a multifamily property with debt can provide multiple forms of financial freedom. By putting a 25% down payment on a $400,000 duplex, the remaining $300,000 of debt amplifies the effect of property appreciation (levered appreciation) and depreciation, turning a 5% rise in value into a 20% gain. The speaker emphasizes that this leveraged approach delivers time freedom, cash flow, and equity, positioning debt as the key tool that “sets me free.”

Chapters

The best gift I've ever bought myself. Some people say I bought time freedom. Some people say I bought cash flow. Some people say I bought equity. The most important thing I've ever purchased for myself. This is what set me free. This is what gives me the time freedom. This is what gives me the cash flow. This is what gives me the equity. I bought the debt. That debt gives me levered appreciation. So I have $100,000 in a duplex. Yep. It goes up 5%. I don't gain $5,000. I gain $20,000. Because I put 25% down on a $400,000 property, that $300,000 in debt gives me the appreciation. I get levered depreciation.