Christian OsgoodCEO, Multifamily Strategy · CEO at Multifamily Strategy

Why Banks LOVE To Give Us Money

3 Oct 2023 · 0 min

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0:19

In this clip, Christian Osgood outlines a creative‑finance strategy for real‑estate investors. He describes how his team bought a property portfolio that banks refused to finance, then managed and improved the assets—raising rents and holding the books—to create a solid proof‑of‑concept. With that track record in hand, banks became eager to lend, because the investors could now demonstrate ownership, performance, and risk mitigation. Osgood argues that buying on creative terms and showing tangible results lets a business secure better financing and grow faster.

We bought a deal that a bank would not finance. We got a great set of books on it. We went through the work of getting it done through a bank. And once we had proof of concept, banks now love to lend to us in that market. People enjoy lending money because we can show we bought this portfolio, we hold this portfolio, we've increased rents over time. You can build a better business when you buy on creative terms.