6 Steps To Get Ahead
12 Jan 2026 · 1 min

0:47
Six steps to build wealth if you have less than $100,000 saved: cut spending on food and clothes, work higher-paying jobs and side hustles, and outwork your colleagues. Commit to this for 36 months.

Six steps to build wealth if you have less than $100,000 saved: cut spending on food and clothes, work higher-paying jobs and side hustles, and outwork your colleagues. Commit to this for 36 months.
If you have less than $100,000 in savings, here's the very broke 6 things that you can do to immediately spend way less. 1, stop eating out, discount groceries only. 2, stop buying new clothes, go to Goodwill only. 3, only attend free friend events. All right, so think of what I just said. They don't support your goals, they are not your friend. Think about it. 4, take the rest of the time that you have to A, apply to jobs that make more than your current job. B, pick up side hustle work. C, Learn skills that you can trade for a higher hourly rate than you currently do. And then 5, find the hardest worker in the room when you enter that new job or that new place and then double their level of input. And then once you follow all of those steps, this is what you need to do next. Wait 36 months. Patience is figuring out what to do in the meantime. I just gave you what to do in the meantime.