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In this brief monologue, the speaker explains why they agreed to start a business with someone they met on Bumble when they were 23 years old. They frame the decision as a low‑stakes gamble: the worst‑case scenario would be living on their parents’ couch, which they consider manageable. The speaker highlights how most people catastrophize potential outcomes, overestimating the downside of risk. By contrast, they assess the risk–reward balance, noting that at 23 they have little to lose and plenty of time to rebuild, making the potential reward worth the modest risk.

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