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If You Make Less Than $100K/Year

Name: If You Make Less Than $100K/Year
Uploaded: 2025-10-25T15:01:25+00:00
Duration: 33 s
Channel: Shanli Liu, CPA, CTP
Description: In this short video, Shanli Liu, CPA, CTP, argues that individuals earning under $100,000 annually should focus all of their investment capital on…

25 Oct 2025 · 1 min

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0:33

In this short video, Shanli Liu, CPA, CTP, argues that individuals earning under $100,000 annually should focus all of their investment capital on personal development rather than speculative financial assets. She claims that putting money into learning high‑value skills such as advertising, sales, and product creation creates a repeatable source of income, whereas investing the same amount in assets like cryptocurrency is likely to result in a total loss. The speaker frames the individual as their own most valuable asset, emphasizing that skill acquisition can generate earnings repeatedly, while financial speculation offers only a one‑time, high‑risk gamble.

Chapters

If you're making less than $100,000 a year and you want to make more, forget about investing in anything other than yourself. Your only priority should be learning how to make more money in general and then doing nothing else besides that. So if you were to invest $10,000 in crypto, it would likely become $0, but you've got a shot at it becoming $100,000 plus. But if you invest $10,000 into learning to advertise, learning how to sell, learning how to build product, it will become zero, but then you'll be able to advertise and sell and make $10,000 over and over again afterwards. You are the best asset that you can invest in always and every time, bar none, no question.