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In this brief monologue, Shanli Liu, CPA, CTP explains a simple pricing framework: if a product or service can be delivered at scale (e.g., books, courses, events), it can be offered for free; if it requires individualized, non‑scalable effort (e.g., personal advising, portfolio work), it must carry a price tag. She presents this as a litmus test for deciding what to give away versus what to charge, illustrating the rule with her own free content and paid advisory work.

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