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In this segment, Shanli Liu, CPA, CTP outlines a concrete decision framework for quitting a full‑time job. She emphasizes two quantitative criteria: first, having a personal emergency fund equal to three to six months of living expenses; second, running a side business that can reliably generate income comparable to the current salary, with that income demonstrated consistently for three to six months. Meeting both conditions signals financial readiness and proof of sustainable alternative income, providing a clear, risk‑mitigated path to transition from employment to entrepreneurship.

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