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When To START Investing Your Money? - Here's The Truth

Name: When To START Investing Your Money? - Here's The Truth
Uploaded: 2022-04-15T21:00:12+00:00
Duration: 23 s
Channel: Shanli Liu, CPA, CTP
Description: In this brief monologue, CPA Shanli Liu argues that the decision to begin investing should be based on a clear return‑on‑investment (ROI) comparison with…

15 Apr 2022 · 0 min

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In this brief monologue, CPA Shanli Liu argues that the decision to begin investing should be based on a clear return‑on‑investment (ROI) comparison with one’s current active earnings. She posits that if a person earns a six‑figure salary, they should not allocate significant time, energy, or attention to investments until those investments can realistically generate a comparable six‑figure income. The core rationale is opportunity cost: diverting resources to low‑return investments reduces overall earnings, whereas investing in opportunities that match or exceed active income justifies the shift of focus. The advice emphasizes a pragmatic, threshold‑based approach to investment timing rather than a blanket “start early” mantra.

When you should start investing your money. So if I'm making six figures a year, I'm not going to start investing my money until I know I could actually make six figures a year from my investments. The reason for that is that if your investments are taking your time, your energy, your attention more than your active business or active job, but they're making you less money, then it doesn't make sense because you're getting a lower return. But if you're putting it into a place that's getting the same or even more return, then it makes sense to actually put your time and attention towards that investment.