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In this brief monologue, Shanli Liu, CPA, CTP argues that elaborate morning routines—such as making the bed, meditating, or spending hours on personal rituals—are not required to achieve financial success. Instead, she emphasizes that the key to making money is selling products that customers want to purchase repeatedly. Liu observes that many so‑called "millionaire habits" (including odd personal hygiene practices) tend to develop only after wealth is attained, not before. The optimal morning routine, she contends, is simply the one that enables the greatest number of productive work hours, which often means just starting the workday without unnecessary rituals.

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