Shona LepisShe's Got Assets · REI Coach, She's Got Assets Founder, Cedar & Porch Properties, Shona Buys Houses

How a 100% seller‑financed, zero‑down deal works

Name: How a 100% seller‑financed, zero‑down deal works
Uploaded: 2026-03-25T05:25:59+00:00
Duration: 32 s
Channel: Shona Lepis
Description: A seller financed a real estate deal with zero down and 100% owner financing. The seller gets passive, interest-bearing income secured by the property…

25 Mar 2026 · 1 min

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A seller financed a real estate deal with zero down and 100% owner financing. The seller gets passive, interest-bearing income secured by the property. These deals are more common than people think, and both sides win.

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So this is— I'll do a quick overview of my latest acquisition. This was a property they accepted my offer, was essentially zero down. It was a private note, 100% seller financed. Right. And I used to think this was like a unicorn thing, like why would anybody sell on owner finance or an installment plan, as the IRS calls it? Right. Well, there's a lot of reasons people do, but it's really, truly a win-win. The owners are getting passive income from their property. It's secured to the asset, right? It's It's really truly a win-win.