Notary Signing Agent Training | Loan Signing Agent | How to notarize Oaths & Affirmations

Hey, this is TJ with Solutions by TJ once again. And listen, y' all know y' all are my lifeline, right? Y' all give as much to me as I give to y'. All. And when I tell you, I put everything in this stuff to make sure that you know what you're doing and that you feel secure when you get to closing today. In this episode, we're going to continue talking about the three most common notorial acts that you'll come across. The last video talked about Acknowledgments this time we talking about an O, also known as an affirmation. And it is going to be great. So just stay tuned, keep watching. Now I've said this several times. If you've already been here before, please like this video and make sure that you subscribe. I started this channel to help homeowners keep their houses. And if they can't keep them, then I give them the best alternatives in order to, you know, be able to move on with their lives and get as much of their equity, their hard earned equity out as they can. So if you know anybody who's in this situation, please send them my way. I'll give my email address at the end, but it's TJ with solutions by TJ.com they'll be in good hands with me. I'm a sincere and good person. So hey, if you know somebody, please, please, please pass the word on. All right, let's get into it.

So what is an oath or affirmation? It is a spoken promise or declaration of truthfulness. It's a pledge of loyalty, a part of another notorial act or a notorial act on its own. When is it required? You know, when people get into public office, let's say senators, people who are elected into the House of Representatives, the president, elected officials have to take an oath of public office, just as we did as notaries. We were sworn in. You also take an oath when you are a witness in a court of law. If you are requiring or requesting citizenship, you have to take an oath. And a lot of employers now request that you take an oath of confidentiality so that you do not share private information and trade secrets. And before we begin, I want to go through some definitions just so that you understand this is so important. People never go through definitions, but you need to understand what some of these words mean. So what is an oath? A solemn spoken pledge to a supreme being. When I say solemn, it means that I mean it with my whole heart. It is a spoken, you Speak this out loud to a supreme being. Supreme Being, God, Allah, or whoever you believe in. So a solemn spoken pledge to a supreme Being, an affirmation is just the same thing, but it does not include the Supreme Being at the end. So you do not say, I so solemnly swear according to such and such. So the affirmation is a solemn spoken pledge on your own honor. An affiant is the person who signs an affidavit. An affirmat is one who makes an affirmation. A deponent. You know, if you've heard of, been to court and you've heard of a deposition, the deponent is the person who under oath or affirmation, gives testimony for legal proceedings to affirm, dispose, swear. All of those are the same thing. It simply means to declare under penalty of perjury that you are telling the truth. So how do you complete. I said acknowledgement because I didn't change it. My bad. But how do you complete an oath? It's the same steps as the acknowledgement. Folks, I just changed one word in this document. Require a personal appearance. They have to come to you in person. You review the documents. You screen the signer and verify that their ID matches who they are and it is current. You record the notarization before you administer the oath. The administration of the oath is the last thing that you do. And you know, like I said in the last one, you record that notarization. Because, man, I can't tell you how many times I have walked off, especially when I first started and did not freaking write the information in my journal. So do that before you complete it and before you even administer the oath or anything else. What are the notary's responsibilities when doing an oath? So again, you require them to come to you in person. And. And you administer an oath or an affirmation in two different ways. One, it can be a spoken, verbal or oral oath. All those words mean the same thing, spoken verbal or oral. And there are also such things as written oaths. Now let me give you an example of a spoken oath. Do you swear to tell the truth and whole. And the whole truth? So let me give you an example of an oath. Do you swear to tell the truth, the whole truth, and nothing but the truth, so help you God? That's an example of an oath that so help help you God. Part is the part that makes this an oath because you're swearing it to a supreme being. Now, if I took that last part off, so help you God. Then this statement would be an affirmation. You get it? If you don't get it, let me say it one more time. This statement would be an affirmation if I took off the part where it says, so help you God. So the entire sentence. Do you swear to tell the whole truth? So the whole sentence. Do you swear to tell the truth, the whole truth, and nothing but the truth, so help you God? If that's on there, that's an oath. If it's not on there, it is an affirmation. I, Latonya Johnson, do solemnly swear or affirm that I will faithfully, impartially, and justly perform all the duties of the office of Attorney General to the best of my ability, so help me God. Leave, so help me God. Off. And it'll be an affirmation that swear and of course, affirm. I. Those words is going to be one or the other within that document. So an oral ceremony of an oath or affirmation. You know, when you have an oral ceremony for anything, it just like, makes it concrete, makes it real. It's supposed to demonstrate to the individual how important what they're doing is. Just like a marriage ceremony, right? You can get married just on paper, but without the ceremony. You get it. So when you're doing a ceremony, you are. It can include raising of the right hand, you ask them to stand, and also they can give a verbal response like I do or I will. Okay, here are some written ultra affirmation examples. Now, let me tell you, some states require these, other states recommend them. So check with your state to make sure of what the procedures and laws are in your particular state. I, latanya Cherie Johnson. I am into Texas, so this applies to Texas, but it's very common that it applies everywhere because these documents are all over. So just check always to make sure. All right, so here we go. The signer statement. State of Illinois, county of whatever county you are performing the notarization in on this 5th day of January 2020. I, name of affiant Latonya Johnson, do solemnly swear that the state statements contained in this affidavit are true to the best of my knowledge and belief. I, Latonya Johnson, if I were doing this, would. Would sign my name where it says affiant signature. Then here comes the notary's part, right? Witness by my hand and seal, Latonya Johnson. Now, of course, I can't notarize myself, right? But I'm just using my name in this example. Witness my hand and seal, Latonya Johnson, notary public of the state of Illinois Commission expires. Then I put my expiration date, I sign it, date it, and put my seal in this blank area over here where it says to the right of seal and where it says sign, of course, under that line, as I've told you before, I would write out my name, I would print it out because my signature on everything is, you know. Yeah, you wouldn't be able to tell. So I write out my name. So this is another example, right? You have the benefits affiant. And on this thing, you can't really tell where the. Where the part is where the individual needs to. I'm sorry, where the part is where you need to notarize. So let me blow this up. This is the portion of that document where you have to notarize. Personal, personally, appeared before me this 5th day of January, 2021. The person's name who deposes and says that the above statement is true and correct to the best of blank. Knowledge and belief. So to the best of. You could put their knowledge and belief. That's that document, Right. Give you something that may have challenged me. When you see this right here, Anything can go there. So you need to contact the company that hired you and ask them what do they want on this line that says to the best of their knowledge and belief. Right? And then they sign. This is your portion of the document. So notary public, you sign your name, print your name underneath, place your seal in some portion of this white space. And if you don't see a space to write in the expiration date of your seal, or if it's not already on the document, then you write it in. Okay, but listen, it's okay to call the people who hired you when there's a line on something that you don't know, because these documents are coming from all over the United States. Every state has their own wording and laws. And every. You know, they're just different. Even different title companies have different documents. So sometimes you just have to ask. And a lot of times the people who hired you don't know. So they'll have to call the title company and ask them. But that is perfectly okay. You can also ask your mentor. But when it's a really uncommon document, then your mentor will tell you the same thing. Call the company that hired. Now here is another one you can't. It's not real clear where the. What makes this document an oath or an affirmation? Right? So look, it's right there. Date, sworn or affirm. And let me blow this up for you. This is, this is a stock waiver, right? And so this pink part, that's where it is. That's the, that's the date. That's what makes this an oath or an affirmation. Notary public signature. You put it in that box. You put the date, month, date, year, official capacity, official administering oath. You'll write notary public, date, commissioned, and you'll put all of that information within this box. And on that other document, you'd have to find somewhere where you can stamp the document. Now, as I've said, if there's no way on the nowhere on these documents, there's not enough room for you to affix your stamp, stamp. Do not fill it out on this document. You're going to have to use a loose certificate. So you got to go in your bag, get one of those oath certificates that was created by your state. Use that. That's called a loose oath certificate. Fill that out instead of this, okay? And then put it in the packet behind this page. But cross around, cross this out. Write lines, you know, on every line. Put just one line through it just to let them know that you are not. This notorious portion of this document will not be created by you or filled out by you. And nobody else can fill it out. So you put a line through it. Put a line through it, put a line through it, right? And then on the next page, you complete it and put your stamp on the loose certificate. Another document, State of Texas, county of Harris, on this 5th day of January 2013, before me personally appeared to me known who being duly sworn, did dispose and say so. How do I know this is an oath? Because it says duly sworn did dispose and say that he or she resided in blank, that he or she is the blank of the corporation described in this instrument. Now, if you don't know what goes into those blanks, what do you do? Because this is not a common document, you don't guess. You don't try to figure it out. You contact the company that hired you. This notary public line at the very bottom, this is where you sign. I would sign it, write my name in print, write in my expiration date, and affix my seal really clearly on the document. Now, some of the things that you do, of course, you know, like I said, you can raise your hand, you can stand, and there's this verbal. They can say, I do or I will, right? Many states don't have any prescribed or required wording. When you take an O, however, the organization or requesting party may ask that the person Speak the words that on a document that they give you or the notary may have to say the words. And the affirmat responds with I do or I will. Now this is. Here's this part. Completing your journal. So look, number one, you put the date and time of notarization. The kind and type of notarization is an oath. The location of the notarization is the address. Is it a spoken oath or verbal oath? I mean a verbal and spoken are the same. Spoken oath or written oath. Name and address of the signer, the identification method, whether it's a state issued id and always remember that it cannot be expired or it is not a valid id. Any additional information you want, what your fee is and the affirmance signature. Some states require a thumbprint. We don't here in Texas. But again, look up your state's laws. Make sure that you are doing this correctly. Put their thumbprint there if they require it. All right, folks, that's it for this video. You know what? If you need to get in touch with me, don't hesitate to contact me through Clarity FM latonyasjohnson. You can also add comments below. We have a live every Sunday night at 9:00pm Central Standard Time. That's where I come back and try to answer a lot of these questions because it's really getting hard for me to, you know, go one by one and answer them in a written form. So, yeah, that's how I'm doing it. And if you know somebody who is behind on their mortgage, they just are going through a divorce or they've just lost their job or they're ill and they're having financial issues, send them to me. They can reach me on Facebook. They can reach me by email@tjolutionsbytj.com so that I can help them out. All right. Please don't forget like this video and don't subscribe to Forget. Forget to subscribe. Now. Tell me I ain't give you everything, boy. I did a good job. Thank you. All right, y' all take care. Bye.