$unDay FunDay Notary Q&A

Foreign.

Hey, beautiful people. This is TJ with Solutions by tj.

Baby, I am barely here. I don't know what's going on. But lately I've had these crazy allergy attacks. It starts making me itch, especially around my neck and my legs. And then it just. I don't know what. I ain't eating nothing new. I ain't did nothing new, y'. All. But I wanted to come on here real quick and.

Tell y' all to go on and sign up for the event that I'm having. It's a free event for the first 200 people. I ain't telling everybody my business this time. So I recommend, highly recommend that you be in the place because I'm not going to even record it for a replay.

And my goal is to show you exactly what I'm doing, exactly.

Step by step process of what I'm doing to get clients now. And we are doing really, really well. Hey, Ms. Congeniality. I'm not feeling so well, so I don't know how long I'm gonna be on here.

What I wanted to talk, to, talk about today was something that's been coming up with me quite a bit. And that's the identification process for international people. I've had.

Clients from Canada, from Mexico, and this ID thing is a trip. So I can't use a Mexican id. It has to be a state issued United States. Hey, Cynthia. State issued United States id. Not from the consular or anything else. We cannot use those. What we can do though, always remember on a lot of the certificates you can use a witness who has an identification, a US id. So I just wanted to throw that out there for you guys because I have faced that several times and they've had to go back. I asked them now, I asked them during the doggone pre appointment meeting, do you have a valid Texas id or even just a valid id? United States State issued id. Girl, they come. No id.

So I wanted to throw that out there. Cannot use anything from the consular, cannot use international IDs. It has to be a US issued ID.

I don't feel worth two dimes or a nickel. Hello. I don't know what the heck this is though. It's. It's like coming in waves. And even right now, like I had on costume jewelry, boys started tearing me up and I just, I felt myself going down. I'm going now, shoot. I don't know if y' all are experiencing that. Then I felt my throat itching. It's like, dang, I shouldn't have covet again. Jesus. And I have never experienced this itching thing. Itching in hives.

It's weird, but.

I don't know what the heck this is. I hate it, though, because it makes me feel horrible. My little dog came to visit me today and I couldn't even get up to say hello. I don't feel like nothing, so. But I did want to get on here. If you guys have any questions for me, please put it in the chat. The best place to view this Live is on YouTube because you can correspond with me, talk to me, and I'm seeing it. Well, you can do it through Facebook, but you have to go through the process of signing in, I believe through Streamyard. But if you don't want to do all of that, go on. Yeah, I have CMOs. I don't have probiotics. I need some zinc and water. And see, I'm scratching right now. It's like whips around my neck and on my body. This is retarded, bro. I have not done anything different.

So I don't know if this is a chemtrail. You can use your passport for an identification. You can allow their passports as long as it's a. See, people bring their passports, but it's a foreign issue passport. Still can't use it, bro. I can't use it. So it has to be a U.S. passport.

It's very, very important.

Hey. Yeah, and I have been having allergies because, you know, this Texas weather is a fool. It's gone from hot to cold. But now I don't usually, like, wep up and break out and. And it's the same dog on jewelry I've been having for years, so why would I be allergic to it now? Good Lord.

I don't know. Madison came in there talking like, you all right, Mama?

She's been trying to wake me up since 7:30. Jesus. Anyway, any other questions, y', all, about the IDs or did y' all have anything that y' all wanted to talk about?

I also wanted to figure out if y' all were interested in this, in learning other topics, because Sean, with Death Row notary and I were talking about bitcoin. There is a whole bunch of stuff going on in bitcoin. And I don't know if you have bitcoin or not, but we were thinking about putting together.

Some type of town hall or something for our notary crew. And let me see, he's. He emailed me something, but it's going to tell you, you know what bitcoin is?

If you don't already know.

Hold on one second. Let me see if I can find his email.

Okay, I don't see the man's email, but it's what bitcoin is. How to move bitcoin around if you have it already.

If you have some bitcoin already, how to move it around, how to protect yourself from any losses.

But his prediction, and Sean is like a master trader, his prediction is that it's gonna go back up, it's going through some cycles, and it's a whole bunch of messy stuff going on. But you know, man, we are always last ones to know stuff. Always the last ones at the table. Just like a lot of us with this notary opportunity, we need to be the first ones at the table. And so if there is somebody in our house, which is. This is our family. Hey, shy 3, 300. If there's somebody in our house that.

That has the information and is willing to disseminate it, we need to start learning about different avenues of investing and be on the first wave so we can make the real money versus on the. On the back end of everything.

So I wanted to know if y' all were interested in that, and if so, let's do it. Let's. We'll put together something either here or at clubhouse so that we can talk back and forth and have dialogue and allow other people to join.

But let me know if that's something that y' all are interested in. You know, this channel isn't just about notary stuff. It's about real estate in general. And I also wanted to give you guys. Okay, absolutely, Cynthia. I also wanted to.

Talk to you guys about the market. And I'm gonna share my screen. I don't know how my background looks to y', all, but it looks horrible to me. I ain't tripping. I don't feel like dealing with it. Hopefully y' all good with it. Let me see. Hold on. Whoa, whoa. I don't know if y' all can see my screen. Oh, there you go. Okay. I'm gonna make this the whole screen or put me at the bottom. I ain't even gotta be on here. I'm looking crazy anyway. Okay, so.

2023 housing market updates.

Now is not a bad time to buy a house, especially in the first of the year. A lot of people are predicting. Look at this. It just came up. I was about to say it. A 20 decline in home prices across the USA. Will 2023 be a good year to buy a house? Mortgage rates are. They ain't no Dagum. Sky high. I can't.

Sky high was when they was 12%. They've been way more expensive than they are now.

So don't listen to all of that because rates are not that bad, especially when.

Especially when the prices are going to go down 20%. So let's, let's pull that up real quick and let's look at what 20 looks like. Because these rates, this is a 30 year mortgage, remember the rate. I mean this stuff is cyclical. So you'll have an opportunity one day in your lifetime, within those 30 years, more than likely to refinance out of whatever rate. And then they have various buy down programs and they have a, a two for one, two two to one or three to one program where you get a rate and that's your rate. Say it's 6% and you don't buy that 6% down. But for the first two years or the first three years, as you get into the house, when you get into the house, your rate is lower to give you an opportunity to get your furniture, get everything. And then after that two or three year period it goes to the rate that you, your permanent rate.

What's good about it is that you are qualified based on your income for that highest rate. So they're not giving you a mortgage. And then it's an adjustment that you can't handle, which was a concern for me. So let's look at a 350. No, I'm gonna go higher than that. $380,000 house.

Minus 20%.

That's minus $76,000. So what was 380,000 is now $304,000.

Not bad folks.

Now that's in the game where a lot of people can afford it. So okay, let's look at, you know, we don't even have a whole bunch of houses in a 250 range. So let's look at, shoot. Let's look at 285.

Minus 20%.

$57,000 decrease creases at 228. So you know, don't go by all the hype because a lot of hype, excuse me y', all, a lot of the hype is for ignorant people. That's real talk. A lot of the hype is for people who are going to listen to the hype and not study, not understand the market, not understand the cycles. And, and it's okay to be ignorant. It's okay if you don't know, but.

Look into stuff for yourself. I'm telling you because I've been through this I've seen this before. I've seen this before. So it's not a bad time to. To buy if you want to buy. If you need help anywhere around the United States, let me know, because I can help. Just reach out to me via email.

TJ@ Solutions by TJ and yeah, child, this thing is on fire. I don't know what the hell, bro. Around my neck and on my shoulders, it's like.

All right, y'. All. So I'm gonna get off of here because, girl, you ain't feeling good, but remember to.

Let me give y' all the link to sign up.

I have a banner down here.

To sign up to the event.

It's tj.solutionsbytj.com go event.

Let me see.

I'll try to put it in the chat for you.

Yeah, thank you. Shot 3,000. I mean, I'm trying to get back into the groove of this thing.

Because it's important to me. I want my family to. To come along with everything that I'm doing because I'm planning on having a spectacular year.

Okay. HTTP.

Tj.solutions by tj.com backslash go event.

Okay, there's the link. Y' all are so wonderful. Thank y' all for coming. If you have any questions real quick before I get off of here, please, please, please put it in the chat and I will answer any questions that you have.

But yeah, we're gonna make it long. Hopefully it was impactful enough. Dang. I don't only been on here for 14 minutes, but hopefully I gave.

I know. BG, thank you so much. Absolutely. Hopefully I gave out something that you can use in this last. This little old 14 minutes. And God bless, y'. All. And if you need me, I'm here. Just reach out. Everybody has a lot of stuff, a lot of good stuff going on. I spoke to Ebony on the phone. I'm excited about some stuff that she's talking about doing. I'm not gonna announce it for her, of course, but as soon as she gives me to go ahead, baby, I'm gonna promote it. Promote it, promote it, because it's something that can be useful and helpful to the whole community. Right? And she's such a sweetheart, so. All right, y', all, I love you. To life. 15 minutes and I'm out. This is TJ with Solutions by TJ. Y' all have a great evening. God bless. Bye.