From Chaos to Clarity: Kendra Cooke's Transformations in Business, Money, and Mindset
14 Jan 2026 · 56 min
In this episode of the Amberly Lago Show, host Amberly Lago interviews entrepreneur, TEDx speaker, and author Kendra Cooke. The conversation traces Kendra’s journey from a high‑pressure real‑estate career marked by overwork, secret nighttime work, and financial mismanagement to a more balanced life built on intentional rhythms, financial clarity, and purposeful organization. Kendra recounts how a crisis—being caught sneaking out to work and facing potential bankruptcy—prompted her to seek coaching, conduct a profit‑and‑loss analysis, and discover that her business was driven by referrals rather than costly advertising. She describes the creation of the Daily Well planner, a six‑month system that integrates finances, health, spirituality, and daily tasks, and explains how journaling, setting three core “jobs,” and establishing boundaries helped her overcome people‑pleasing tendencies. The episode also covers practical advice on lead tracking, outsourcing, financial literacy, and the importance of supportive networks and mentorship. Throughout, Amberly promotes the Unstoppable Success Summit in Irving, Texas, and encourages listeners to engage via social media and email.
Chapters
Hey, thank you for being here.
I've got some good news for you. I've been excited to share with you. The Unstoppable Success Summit is happening in Irving, Texas, April 30th, 2026, and I want to see you in the room, uh, because I know one room can change everything. I just feel like you're one room, one conversation, one connection, one collaboration away from everything shifting in your business, your your mindset, and your future. And so get in the right room, join us in Irving, and learn insider knowledge from top business owners. We got 12 amazing speakers. You'll network with people who will elevate you and learn proven strategies to eliminate guesswork. You don't have to do it alone. So join us in Irving. And you know what? It's for a good cause, 'cause proceeds are gonna be donated to Call to Freedom. So this won't just be impacting your lives, it will be helping so many women who have been survivors of human trafficking. So let's be unstoppable together. This isn't just another event. It's an opportunity to change everything and really have unstoppable success. So go to go.amberlylago.com/uss2026 and I will see you in the room. You can also find that link at Amberly Lago Motivation on Instagram. And in the show notes. Okay, I will see you in Irving. Welcome to the Amberly Lago Show, where grit, grace, and joy connect you to unstoppable success.
Hey there. I am so excited that you're here today because I have one of my favorite, favorite people on the show. Y'all are going to love her. Kendra Cook is with us. She's a TEDx speaker. business consultant, bestselling author of Embrace, Empower, Evolve. She runs retreats. She just had one, and I'm excited to go to her retreat in March. She also has the Daily Well. I have it right here. It's amazing. It's helping me keep organized because she is so— I want to call you the organizational queen.
Thank you.
But if y'all, if you If you've ever felt like you were doing everything right, like you are just hustling longer and you're checking all the lists and all the boxes, but you still feel overwhelmed, disconnected, or maybe even like you're trying to hold it all together on the outside, but on the inside you're like, this is not working. Um, I'm excited that you're here because I have Kendra who has been through so much transformation, uh, health, financially, in her relationship, in her marriage. And so she did not choose to, um, just give up. Instead, she chose to slow down. And in doing so, she discovered a new rhythm for life. And so Kendra, thank you so much for being here because I know a lot of us are feeling stretched thin and we're searching for peace. And, um, I love you. Welcome to the show.
Thank you, Amberly. What an honor. I'm so excited to be here.
Well, you know what you said right before we started recording? I don't know this. I couldn't join. And I think this is like the 3rd time we've tried to make this happen.
Yes.
So, you know what that tells me is that we have got something really powerful. You've got something to share that's going to change lives because I feel like Resistance comes when something very powerful is happening.
That's right.
And so I have so much to, like I showed you, I've got like 4 pages of questions. I know we won't get into all that. Maybe I'll have to have you back to the show, but I want to start where you were years ago, where you were addicted to the chase, to the money, to the accolades. And on the outside, everything looked perfect. Uh, the family, the clothes, the career, everything, but you were kind of living a double life. Can you take us back to that point? Because I can relate to where there was a point where I was feeling like I was trying to hold it all together and hold it all up. But on the inside, I was like, this is not working. Can you take us back to that point?
Yeah, I think for me, honestly, Amberly, it's I think it's social media. I think it's, you know, the fear of failing. It's, I can do it all. Look at me. And the truth of the matter is I couldn't. And so I had a thriving real estate business. Um, I had a good marriage, what I thought was good. Uh, I had a great child. Uh, we were connected in the community, but the truth of the matter is I was burning the candle at both ends. I couldn't take care of my family because then I was guilt— feeling guilty about letting my clients not being handled, you know, their business not being handled. I was failing my family by, um, trying to give my business everything because it was a new, fairly new business, right? And so we pour our heart and soul into it. So I made a lot of promises to everybody else. And, um, I was the last one on the totem pole to be taken care of. But what I found was, uh, my solution was to sneak out of bed at night and leave my family at home. And, uh, because my husband had asked me to remove our computer from our house because I would go into my office and I would work, going to do one thing, one more task, one more email, and find myself in there 2 or 3 hours, come out and everybody's in bed. And so he finally just says, as an ultimatum, that computer's got to go. So when you're home, you're present. When you're at the office, you're present. So I moved it, but I honestly, I say this all the time. I don't know, but I was driving home and something came over me that said, you know what? When everybody goes to bed, you can just go back to work. Nobody will know. And so I started sneaking out of the bed at night with, from leaving my husband to go to work. And, um, I lived a double life for a long time until I got caught. And, um, it was just trying to serve 2 masters, right? And trying to be all things to all people. And the worst people that were getting the worst of me was my family and then myself.
Yeah. And you know what? people listening might think, just sneaking out to get to work. But you know what? To me, that, that's addiction. And we're, we've, we're all addicted to something. I mean, there's people that are addicted to TikTok, people that are addicted to Doritos. Like there's always, I was addicted to alcohol. That was my solution. Your solution was, okay, I don't want to upset the family. I want to keep my You know, I want to make everybody happy, make my clients happy, make the fit and keep the family intact and okay. And that was your solution. And it's, to me, it's like amazing how, um, we talk ourselves into, well, this is the best way. And now stepping out of that, do you go, oh my gosh, Kendra, what was that? That was crazy. Like that was crazy.
Yes. Because for me, I felt like I was taking care of everybody. But when my husband, when I got caught sneaking out of bed at night, um, my husband said to me, and I never thought of it this way, I thought, gosh, how dare you, you know, reprimand me or say I have to stop working so much. But his concern came from a health and wellness standpoint. And he said, you know what, one of two things is going to happen. Either you're going to have an accident, fall asleep behind the wheel and crash your car, or somebody is going to abduct you coming out of an office building in the middle of the night in your pajamas. And he was right. So, you know, you think you're serving everybody and nobody knows, but it was, it was a hard crash and fall and it truly was addiction. Because when people say, oh, you're doing great, you're the salesperson of the month and you're giving to all these charities and, you know, you're dressed to the nines everywhere you go, they don't see behind the curtain, you know, uh, that my life was a mess, an absolute mess.
Well, how did you, what was, how did you stop? Because there are a lot of people out there that are struggling with something that it, and I always say, if, if, if you don't, a good question to ask yourself is how's that working for you?
Nothing.
And really, how is that working for you? Is it hurting you or helping you? And in that moment when you got caught, what did you do? What shifted? In order for you to, like, to start to recover and heal?
Yeah. For the first thing is I hit my knees. I'm a believer. And I was like, Lord, I'm about to lose everything. My family, my, my household, you know, the whole nine yards. And I'm going to be outed in the public too, where everybody thought I was all of that and a bag of chips. It was about to just all come crumbling down, right? The house of cards. And, uh, so first I prayed and I was, uh, connected to someone who was a business coach. And, uh, again, it was a divine intervention where somebody said, you should meet a friend. And I said, I don't have time because I'm burning the candle at both ends. And they said, he'll buy you lunch. And finally I was like, okay, it was a favor for somebody. And he ended up being the answer to the prayer. And he said, you know, I'm part of a coaching company and we work on finances and time management and lead generation. And the truth of the matter is I thought I had a time problem. I really had a money problem that came out through the coaching. So when I started, um, working with a coach, you know, the first few questions led me to the issue that I wasn't only addicted to the power of the company, the power of my family, the power of making a ton of money and looking like I have it all together. The issue was I had no money. And so I, in my head, probably, uh, knew I was You know, robbing Peter to pay Paul and chasing. And if I, if nobody caught me, then I'd never have to out that I had credit card debt and we owed the IRS some money. And, um, and so I just kept working harder. I'm like, it's kind of one of those things that you say, when I get paid next month, I'll pay my taxes. Or when I get paid next month, I'll pay the credit card off. And something happens every month. You have a blowout or your kids get sick or you need a new roof or whatever.
Mm-hmm.
And so it was just being on the hamster wheel of grind, grind, grind, grind, grind. Yeah. And, uh, so when all of that came out, I went in thinking I needed help with time. I came out thinking it was way bigger than that. Wow.
So, so what did you do first to start to get your money? Like, yeah, check your money out and go, oh my gosh, my finances are crazy. Cause that's always a scary thing. Like for me, I'll be honest with you at the end, like when we're doing our taxes. And I have to like, cause I have Johnny and I have our, we have a joint account, but we also have our separate, I have a business account. And, um, at the end of the year, he sees like how much I invested in my business, like especially with my annual event. And I'm like, oh, here, here are the numbers. Numbers don't lie. Here you go. That's scary. Was that scary for you? Did your husband have any idea?
No. So when I—
He didn't have any idea?
No, he had no clue. I was in charge of the money. And, um, so what my, one of my first assignments was go home and do a P&L. And at the, at that time, this was in 2005, I didn't even know what P&L stood for. Let's be honest. And I'm like, well, let's go— Let's, you know, what that stands for.
All those of us—
P&L, profit and loss. Are you profitable or are you losing money?
Mm-hmm.
And so step one was to go home and write down all your expenses. And write down all your income, your projected income. And what I realized was we were one bad month away from bankruptcy. I was spending $40,000, a little over $40,000 a month to run my company before I ever took a dime home. And, um, I had billboards and shopping carts and moving trucks and all the things that they tell us in sales that you have to do. And, um, so I did all that and again, I'm just selling houses to pay the bill, to pay the piper, right? And so once I figured out what my expenses were and that we were, I had put my family in a really, really bad position. I had to start calling these companies and saying, hey, I've got to cancel these contracts. Like, I can't afford them. Paid some penalties, you know, sold the truck, all the things. And I thought, gosh, I'll never sell another house. You know, all my businesses coming from all this marketing. And the number 2 thing they had me do was track where all my business was coming from. So assess your financial situation and then assess the leads. And what I realized was no one called me and said, oh, I see your name on a billboard, or I see your face on the shopping cart. What they said was, you sold my neighbor's house, you sold my boss's house, you sold my mom's house. And I had 100% referral business and I didn't even know it. So I'm spending all this money chasing, which is the first question you asked me when we started today.
Mm-hmm.
I was chasing business when all I needed to do was just pause and continue to provide good service and attract it. And so that was the turning point in my career. I got rid of all of the marketing, you know, per se, as far as like big marketing and went to marketing to people who already knew, like, and trust me. And my business just continued to grow up to selling over 360 houses in one year.
That is unbelievable and so important for so many people who are listening. If you're listening and You get a million emails, uh, you know, in, in your inbox is a million different PR companies or, cause I get it every day, probably 5 different people that's through email, the DMs. Oh my goodness. They're just filled with people, you know, be on the COVID of this magazine for $600, be on the COVID of this one for $2,500, which I, you know, when you're launching something, sometimes it's great to have that PR, but the right PR, but I think it's so important what you said, know where your leads are coming from.
Yeah, because, and there are good sources of lead gen out there, but if you're not tracking it, you're not making sure that the investment that you're making is giving you any rate of return. And again, I didn't track my leads. I wasn't tracking my money. I wasn't tracking anything. I was just in the, in the hamster wheel of I'll just keep burning and churning. And when you hit the pause button, you're like, gosh, I could really build a good business if I pay attention. Pay attention to the lead source. Pay attention to your money. You know, pay attention to your time. Are you putting time with people who can benefit you? Or are you wasting time again with the wrong people, uh, that doesn't benefit you or behoove you to spend time there? So I would say, gosh, assessment, awareness and assessment are 2 big keys that I wish somebody would have taught me when I first started.
Oh my goodness. Yes. That's so good. And not just with money, but with people. That's important to say. And not trying to be harsh, but it's like today I got on a call with someone and it was supposed to, it was somebody I met at an event, another speaker. And it was supposed to be like a coffee chat, which I don't do those a lot of times, but I was like, okay, we'll see how we can collaborate or, you know, anything. The moment I got on the call, he's trying to sell me. And I'm like, I thought we were going to chat. Like, I thought we were, you know, colleagues going to chat and you're just trying to sell me your program. It felt so icky and I felt like I was being held hostage. So now I try to be better and more discerning about, because time goes so fast. And I feel like that now more than ever because this is Ruby's, she's going to college next year.
Wow.
So any moment I have. with her, I'm just like, okay, that's going to have to wait. I got to go. If she wants me to run out in the backyard and go look at the pond that she dug up, by the way, and made a pond in our backyard, I go. But I think that's so important to take a good hard look. Now, do you have a system that you use every week to help you?
Why, I do. It happens to be this little book right here, over here. Um, yeah. So, you know, for years I was super unorganized and scattered and, you know, people would come to my house and they're like, oh, you're so organized. And I'm thinking, don't open the closet because everything will fall out. And, you know, at some point in time I realized that chaos costs, costs us money, right?
It sure does.
And it costs us time, which time is money too. So I was like, I need to get my stuff together. I need to figure this out. And so I just started Becoming the queen of to-do lists. Like, I write everything down this in my quiet time in the morning. This morning, it's kind of funny because it's laying right here, but it's my 2026 first quarter to-do list. Like, I got a couple closets I want to organize. I want to hang a rack on the wall. I mean, just things that are always just simplifying and organizing are my keys, but I wasn't always that way, right? So it kind of takes the, you got to hit the bottom before you figure out a system. But, um, So I became a real taskmaster as far as putting on a list, checking a list. I am a visual learner, as most salespeople are. So if I can write it down and I can check the box or cross it off, it's a sense of accomplishment, right? So as salespeople, we want to win. We want to win. You know, that was the hardest part about getting out of real estate sales was I can't ring the gong every day and win, but I can still have wins. So for me, when I have a to-do list and I check it off and I'm, I've done my best, I can go home with a clear conscience. You know, I'm not checking my phone all night or whatever. So went from Taskmaster to having a notebook for everything. So notebook I take notes in and then, you know, my journal and then my daily devotional. And so I started traveling, you know, several years back and my carry-on bag weighs more than my suitcase. Because I got to take all my books and all my things.
I'm right there with you. We are so much alike.
Yeah.
Yes. And so I've just been dreaming for years about if I could just create a place where everything could come to one book and simplify my life when I'm not at home. And so you mentioned earlier, I do retreats. I was at a retreat in March this year, one that I was hosting, and a young lady who, uh, a dear friend, and we've done some things in the past. Together, her big takeaway was, I'm not going to wait anymore. I'm going to go home and create the, the, um, journal or the, uh, planner that I want to create. And I looked at her and I was like, we should talk because it is on my 5-year vision that hangs on my door was to create a planner. So within 2 weeks we were on the phone and we just started throwing ideas. I want this in there. I want this in there. And we both just had the same ideas. And so we collaborated and created the Daily Well, something I'm probably One of my top 10 things I'm most proud of in my life, because I think that as high achievers, women, we wear the house hat and we wear the work hat and we wear the spiritual hat and we wear the health hat and we, you know, we wear all these hats. And then how do we bring all that into one place and make sure that we're celebrating our wins and holding ourselves accountable and being organized? And so the Daily Well is it. So You can live your entire life, um, in the Daily Well. You can hold yourself accountable.
I love it. I love it. If you're watching this on YouTube, I think it looks— yeah, the Daily Well. No, but when I say I love it, I seriously do love it because I'm like you. Look on my desk. I've got my planner. I've got my notebook, my journal. I've got my notes. I've got my sticky notes that I love to write stuff down and then cross it off and then throw it away that it feels so rewarding. You and I are a lot like that, like, like that. But I really am looking forward to having one place, one place to have everything where I, because I am very visual. I had an assistant once that told me, Because I carried this paper calendar with me. She, she told me, you got to throw that away. That's that. You don't, you don't even look at that anymore. You only look at your phone. Well, guess what? Yesterday I spoke at an event. It was a virtual event and it was in my paper calendar, but I didn't have a calendar link. And if I wouldn't have called, if it wasn't there, I would have forgotten about it because they forgot to send me a calendar.
Yeah.
So that's why there's something about when you write something down, For me anyway, it helps me remember.
Yeah, it sticks in your brain. And, you know, when we were doing this, I mean, Julie had some incredible ideas, uh, because I love a notebook. I take notes on every conversation and every call because I always want to refer back to it. And so the back of it has tons of notes. So even if you just take the Daily Well with you, um, you can take notes in your meetings. We have an index page where you can look, log what page those notes from the meeting are on so you can always find them. Um, we added the Pathway to Prosperity, which if you are trying to get a handle on your finances, very simple budgeting plan in this book for anybody who has never done a budget all the way up to somebody who's very sophisticated with their budget. Just a way to, place to be aware of our finances. So eliminating that chaos. Um, it just, it all—
Can I just say, can I just say one thing that I would probably change if—
Yes.
It says get it done in the book. And in Texas we say get 'er done.
Get 'er done. So I'm kidding.
I wouldn't change a thing, but I love that it says get it done.
Yes. That's your to-do list, right? Those are your non-negotiables for the day. I think that, you know, like you said, sticky notes and notebooks and pieces of paper flying everywhere. And we were very intentional about making it 6 months. So, you know, you can keep these for years and years and years because all your notes are in there, all your budgets are in there, and you can put them on a shelf and refer back to them. So they are 6 months, so they don't get overwhelming. They're not so big that you can't cover them, but you can manage your finances, your day-to-day, your birthdays, your activities, your notes. I mean, your daily routines, everything. Now you can do it all in one place.
Well, I love it because, you know, there's a part in it says start strong and you've got movement. Fuel, hydration, mind fuel, sacred pause, and daily dose, which those are all so important. And when you are an entrepreneur and you are like on a Zoom marathon all day, or you're just go, go, go, go from event to event to event to event. I, sometimes I need to be reminded, like I need to be reminded, hey, Amberly, you've You didn't get to the gym today, or did you get on your knees and pray? You know what I mean? So I, I love this. I'm so excited. In fact, I even bought one for, um, my assistant because, and I'm like, who else needs this? I think everybody in the mastermind needs it, by the way.
Oh, I love it. It's, yeah, it's just the organization. And that's what I say, you know, I really want to provide solutions to eliminate organizational chaos. And organizational chaos could be with your money, could be with your time, could be with your health, could be with your notes, your meetings, whatever. And, uh, so that's really where it came from. And I'm so honored that Julie Davis and I did that together. And so you can follow us on, uh, Daily Well Planner on Instagram. And, um, or you can go to my website, Kendra Cook, and order those if you need them.
Yeah, I'll have those in the link. I'll have, or in the show notes, I'll have those links for y'all in the show notes in case you're out driving or you're out for a run. Uh, so you can grab that, but there might be some people sitting here going, oh, well, that's good for them that they could slow down and pause or have a sacred moment. I can't, I just have to go. I've got 5 kids. I've got a business. I've got a side hustle. I got this, that, they, I can't slow down. What advice could you give to them or a suggestion you could give? To help them slow down?
Start small. Everybody has 5 minutes. Um, I'll tell you, I have done many times step back from social media because when you look on your phone and you realize how many, how many hours you spend scrolling social, um, and if you remember, Amberly, when you and I started working together, you're like, you gotta have an Instagram page. I'm like, I don't do Instagram. Um, because what I did is I had to remove myself from it because it is a time suck, right?
Well, it can be, and you have to do it in the right way. Instead of scrolling, instead of consuming, you have to make sure you're creating. But I agree. I mean, when I first started it, I was, I'm no doubt, no, no kidding. I spent like 3 hours a day on Instagram alone, but I was in the process of, I didn't have as much work as I do now. And I was in the process of building, so I was intentional about making connections. But like, yeah, for you, when we started working together, I was like, okay, Kendra, we got to do something about your Instagram. Like, we got, we got to do something about it. We got to do something.
And you did.
And you have. And now you've got somebody that even has helped you create some things and it's beautiful.
Thank you. But it's important because Yeah, that's what I was going to say. For me, when you encouraged me to do it or demanded, whichever, however you want to look at it, um, uh, you know what you said to me and I said to you, I don't want to get sucked into that. You know, listen, part of my book, I talk about, um, active comparison and acceptance. And those are 2 things that I've struggled with my whole life. Quite honestly, I can look like all polished and put together outside, but it doesn't mean I'm not. Um, struggling on the inside with comparison, or am I accepted in this circle or whatever? So for me, you said, you really helped me with that. And you said, limit your time, set a timer, give yourself time to follow people and, you know, seek people that you want to follow you back, but do it with intention. So when you talk about, hey, I don't have 5 minutes, all of us sit in our car, whether it's in the pickup line at school or, you know, waiting for them to bring your groceries out or wherever. You can start with 5 minutes. Like, that's all you have to give yourself is 5 minutes. And sometimes it's just turn off the radio, roll down your window, listen to the birds sing, listen to somebody mowing their grass. Um, we bought our house in Tampa with 100% intention that I would sit on the back porch. I'm an outside nature girl. I love it. And, um, and so a lot of times in the middle of the day, I might only have 15 minutes and the only place I want to go is to the back porch. I don't take my phone. I take my bottle of water and I just sit there. It is so calming. It's a good reset. So the pause can be as little as 5 minutes, you know, sitting in the quiet when you first wake up, you know, first thing that pops in your head, gratitude, you know, and then just quietness, stillness. The house is still quiet. In most instances, we as women get up long before a lot of our other people in our house. Um, but it doesn't have to be long. And what you'll find is you'll Become addicted in a good way to the 5 minutes, and then you can go to 7 and 10, but start somewhere. Start small. Don't, don't give yourself, oh, I have to sit still for 30 minutes. If you've never done it before, you can't, you know? So I would say start small.
Yeah.
That's kind of like asking somebody who's never run to go run a marathon.
100%.
And so, yeah, those baby steps. And yeah, I tell you what, this morning was so nice. It was like 35 degrees here this morning and it was our first fire in the fireplace. And my favorite time of the day, well, I love the morning time when I have that quiet time and it's just me and God and I can journal. And I like to start my day that way before I look at my phone, before I do anything, because I feel like it gives me, uh, I feel more grounded.
Mm-hmm.
And I feel like I can get, you know, everything done I need to do throughout the day when I start that day. And I love having that quiet time at night before I go to bed too. Um, yeah, it's so, so important. Well, I, you, you know, we talk, you talk, I love your book, by the way, Embrace, Empower, Evolve. So many good quotes in here. One of them that I love is no one else's acceptance is necessary when God has already chosen us.
Mm-hmm.
And that is really powerful, especially from what you said earlier about I sometimes feel like, you know, that I get the comparison or not, not, I think everybody does, especially with social media. So, you know, it's just human nature. Um, and so how do you encourage people to really start to step into their confidence and their power?
Yeah, for me, um, you know, I came from a broken home. Uh, at 2 years old, moved, you know, 21 times before I was 18. And, um, then I had a failed first marriage and, you know, married somebody, thought that that was the end-all be-all. And now, and now it wasn't, um, not on my half, but on his. And so just had always walked away from, you know, taking care of myself first to take care of other people. And, and for me, I will tell people, protect yourself with something. So whether that's journaling, both times, you know, in high school, I started journaling really early in high school. I wasn't, The prettiest and I wasn't the popular and I wanted to be accepted so bad, but you couldn't tell anybody because you didn't know who your friends were. Well, FYI, that's still the same as an adult. It's very hard to be vulnerable with people and know that your secret is sacred, right? And, um, and safe. And so for me, I started journaling at that point in time. And then the same thing as I went through my divorce, it was everybody picked a side. I don't know why they felt like they had to, but you would say something and then it would get back to the other camp and I was just like, you know what? I need a place where there's no judgment, where there are days I want to cry and cuss and pray and vent and it's safe. Nobody knows what I'm going through. And so I turned back to journaling. I've been journaling ever since, probably 40 years. And so when you talk about, um, how do you start and what can you do to protect yourself and empower yourself is start journaling. And I don't mean only bad stuff. Like, you know what? I look hot today. Or I'm proud of myself. I didn't hit snooze. I got up on time, right? If you keep the small kept promises to yourself, like if I'm getting up at 5, then my butt's rolling out at 5, not 5:05, not 5:10, because I kept the first promise of the day and it was to myself, right? And celebrate those victories when you journal. A lot of people are like, how do I start? I don't know how to write a paragraph.
You don't.
Proud of myself today. You know what? Go get it, girl. You look amazing. Um, high five your damn self, whatever it is. You know, sometimes it's just a sentence or two, and then there are other days things can just pour out. Start small, find a safe place to write. Um, journaling is amazing. I have, I know you journal on your phone. Um, it's a system that you create.
You know what though? It's different. When you journal and it's actually written out.
Yeah.
And I did that the other morning. I didn't do it this morning. Um, but I did yesterday. And let me tell you, I, I kind of write in chicken scratch in my journal because I, years and years ago, I'm talking over 20 years ago when I was dating this guy, I've journaled since I was 8 years old. And I had this boyfriend who read my journal. And it was like reading my diary. And after that, I didn't write in my journal for a long time. I didn't write it at all. I was like, I'm not going to write. I'm not going to tell anybody. And so now I find that when I write, I still write like chicken scratch. So I know what it is, you know, but nobody else can read it. And so it is a safe place. But it's also important to find those people in your life, to have those sacred friendships, to have that person that you can trust, um, because we— you don't have to do it alone. I mean, I think it can be very lonely as an entrepreneur, um, especially when you start to get to different levels, to the people that you can trust. How do you go about finding the people in your life that you can confide in?
Yeah, I think it starts with longevity, right? I don't know that my very next person I meet, I'm going to tell my deepest, darkest secrets to. So I look for longevity. I'm also looking for how they live their life, whether that's on social media or in their family or whatever. Um, you know, as a Christian, I look for their biblical background. Um, you know, a lot of times I know there's people that have had bad episodes and, you know, uh, you know, issues in the church, but I will tell you, I start with the, I'd like them to have a Christian foundation. Um, I would like them to have, for us to have something in common, right? I, it's, it's very hard for me to relate to somebody who's never struggled. Not that I don't, I, I'm glad they're blessed, but you know, when I'm like, oh my gosh, I'm feeling weak today. Oh my gosh, I'm really struggling with acceptance. And they're like, oh, I never have those issues. I'm like, we probably don't have a lot in common, right? So, you know, you and I spend a lot of time together, um, helping each other, but I'm looking for women who want to help other women. I was on a Zoom earlier this morning with someone and I just said, I don't know where in life it got to the point where women shouldn't elevate other women or collaborate or, um, you know, assist each other. And so I'm always trying to connect people. And I, when I put that somebody in my contacts in my phone, I put all their quality in the notes. Like this person, I have this person is, um, really good in this. They're looking to land this speaking event. They, You know, they wrote this book because when I want to refer or connect somebody, I want to give you all the accolades. Like, she's a believer, she's a book writer, she has, you know, a background in X and she's looking for Y versus just, hey, Amberly, I want you to meet Kendra. Like, I want to be the elevator to other people that I want them to be for me. So I'm looking for some commonalities. I'm looking for, um, you know, the belief system that's behind it and then how they present themselves. You know, how you show up for others.
Do they keep their word?
Do they keep their word?
Yeah. Yeah. Yeah. I had a friend of mine who, who would make introductions for me all the time and he would, it would, I'm not kidding. It would, and I appreciate introductions. I love introductions, but his introductions would be like, Jane, meet Amberly. And I'm like, it would be a text message. Jane, meet Amberly. I'm like, Who's Jane? Jane who? You know, so, so I like to make an introduction and, you know, give their website, tell what they're about, tell why I'm making the introduction, give their Instagram handle, what, you know, because you, people have very eventful lives, they're packed schedules. And if they're getting, you want to know, okay, why are you in here? Introducing me to this person? Like, how can I help this person? Yeah. So I'm grateful that Amy P. Kelly introduced us, which is like a cool story. Y'all were at an event or something?
We were. Um, she was speaking and I was at the event and my book was coming out 3 days later. And so the host of the, of the event connected us and said, hey, you guys should meet and hang out. And, um, So Amy and I were just standing talking, then we ended up sitting together and we were just asking each other questions. I knew that she had written a book before and, uh, her book had just come out, Difficult Conversations Didn't Have to Be Difficult. And so she was speaking on that later in the event. And, uh, when I was introduced to her, they said, Kendra has a book coming out Monday. So she was asking me about my book and we were just chit-chatting. And then she said, you know, do you follow anybody? You know, who are you, who are you liking? You know, that kind of thing. And I said, oh gosh, I started following this lady like 6 months ago, um, and I've already signed up for her event. And she said, who is it? And I said, Amberly Lago. And she just listened to me and I was just going on and on. I'm just like, I love the fact that she's raw and she's real and she's authentic. And, you know, she shares pain, uh, physical and mental and, you know, just all these things. And then she just looked at me, just put a big smile on her face. She's like, Would you like to meet her? And I was like, uh, yeah. And you know, you don't want to look all weird, like, oh yes, fangirl. But I was like, yes, I would love to. But I have to tell you, you know, the people that you surround yourself with are exactly what I was saying. Like, they do what they say they're going to do because how many times have we been promised a connection or an introduction and it never happens, right?
Mm-hmm.
And so I have to be honest that I've told Amy this, and I know I've told you this, but You know, the event was over and I was driving, uh, to my next location and I was like, I wonder if that'll ever really happen. Will, will that happen? I mean, is she a woman of her word? I knew she was a Christian, you know, all the things, but I was like, you never know, right? And then would you be receptive to take some crazy girl that you don't know, um, who's already signed up for your event, you know, just out of the blue? And, um, so anyway, uh, Amy honored her word, connected us on Instagram. Um, that, that night, and I have to tell you, I went to dinner with my sister and I kept looking at my phone. She's like, what are you doing? I'm like, well, I got connected to this person and she hasn't responded. And it was kind of funny. So that night I went to bed and the next morning, nor should you have responded, by the way, it was a Saturday. And, um, so Sunday morning I get up and I'm getting ready for church and you responded. You're like, here's my cell phone. A friend of Amy's is a friend of mine. And when can we talk? And I was just like, dry up the mic. I was like, Wow. This, this is what I hope to find in other arenas is women who help other women grow and get connected and empower us to get out there and do what we love and what we're passionate about and not sit back and wait because we don't have those people to, to embrace us and, and, and empower us and connect us. And so the rest is history. Uh, I was like, we had our first call and I was like, can you take me as a client? Will you coach me? And you were like, Uh, do you want to know my price? I was like, no. And you're everything that I thought you would be. I mean, every time I talk to you, I'm like, gosh, I'm so inspired and I'm changed and I'm better. And you've pushed me and you've made me uncomfortable and you've supported me and loved me. So you and Amy, perfect twosome. And I'm so grateful that I met her and then you.
I am so grateful for you. And I mean, I look at how much you've done, how much you've accomplished in this past year is Unbelievable. It's transformational, um, in, in what you've done. But I'm so grateful for Amy too. And, you know, Catherine Gordon is the one who introduced me, and Catherine's one of my best friends, introduced me to Amy and Julie. And when you have good women in your life like that who do, they, they say that I'm going to do something and they do it.
Right.
And I do that sometimes to a fault though, because like I will say I'm going to do something and I push myself. And then there's sometimes when I have some health challenges from CRPS and Johnny will be like, you don't look good. And I'm like, nope, I said I'm going to be there. I'm going to be there, you know? And, um, is there any time, are there times in your life where you're like, okay, Kendra, I'm pushing too hard, like I'm gritting it out. I need to give myself some grace. Are there times like that for you?
100%. Yeah. And one of my very first coaches who is my mentor, um, still to this day, she gave me a homework assignment and she said, I want you to write down your 3 main jobs. And if somebody asks you to do something and it doesn't fit in job number 1, job number 2, or job number 3, then the answer is no until you buy your time back. And really get your vision working and get you in a place of where you want to be. Like, get your vision and your heart and your head connected.
Mm-hmm.
And that was probably like one of the big game changers for me in my business because I was saying yes to everyone except myself and everyone except my family and everyone except the things that, you know, was really would bring me joy. And so this may sound a little harsh and I don't mean it to be, but I still have 3 jobs. If it doesn't make me money, if it doesn't save me time, or it doesn't bring me joy, then the answer is no. And the joy is my empowerment space, right? I love when I say bring me joy, am I helping other people? Am I elevating other people's mission? Am I connecting people? That brings me so much joy. And the time piece is what can I do that's more efficient or that fits in with my vision? And you have to remember when we do things that don't fit your vision, it's taking your eye off of your prize. It's taking your eye off of what you want to accomplish. And we don't, we only have 24 hours in a day. We all have the same amount of time and we don't know when that time's going to run out. So I want to be very intentional about where I put my time. And then the money piece is just the vehicle. I got to keep the lights on, right? And I got to be able to change people's lives and fund charities and help my kids and So those are the 3 things. And that came from figuring out what my main 3 jobs were when I owned a business as a, an entrepreneur and a salesperson. And today I still own my own business. It's just a different business, but I still need to keep myself in check. So I would highly advise pick 3 non-negotiables, your main 3 jobs. And when people ask you to do something, just run through that in your brain. Does it fit job 1, 2, or 3? And if the answer is no, it's just no, right? It's not. No, because it's not no and then it's not no and I will. It's just, unfortunately it doesn't work for me right now. And I work on that all the time because I'm a recovering people pleaser.
Yeah, it's hard. It's hard.
And so I don't want to let people down and I want everybody to be my friend and I want to take care of everybody that asks me, but the honest to God truth is we can't. And so when women start putting some boundaries on our time and our talent, And our energy and our power, then we get to be in control. When you give up all that as a people pleaser, you might as well just give somebody your checkbook and your power and your energy and your vision, because now they're in the driver's seat and you are not. So I hope that answers your question.
Mic drop moment right there. That, yes, that is powerful. And you know what? I'm an overcoming people pleaser for sure. And I, I just really had decided, I mean, I woke up in the middle of the night, like shot up out of bed and I was like, I'm done. Like, I want to simplify things. Things are going to be simple. And you know what? This is the first, well, this, this episode is going to be coming out a little bit later, but it's Halloween today. Happy Halloween. And this is the first Halloween I think I've ever not had a party. Because I just want it to be simple.
I just— Mm-hmm.
Gonna put Nugget in her bumblebee costume and we're gonna go have fun. But it's hard. What do you say to someone who's, uh, they're in the middle of people pleasing and they feel like they have to say yes to all their friends, to, uh, you know, their husband who wants attention and wants some extra loving, and then their job was demanding. Where, where, how can they start? Just writing their 3 main jobs? How do they start to feel empowered to say no?
I love that. Um, I would tell you, write down all of your jobs. What are all your jobs? Wife, you know, people pleaser, mom, CEO, speaker, author. Write them all down and then prioritize them. Right. And so when I say make money, I know that I make money for my family, my future, and for charity. Right? And so I have 3 little subcategories under there, right? So if your family is number one, that's your number one job is being a mom, then what are the 3 subcategories under there? Hey, I want to pick my kids up at school. I want to do X, Y, and Z. And so then we can start when you tell me, well, I've got to go to the grocery store. I got to do this. Listen, we, I can, I can help you with that. Set up a grocery order and swing through and pick them up. Have them delivered to your door, right? So what happens is when I really, I ask them their main 3 jobs and then I'm like, well, what are the 3 subcategories? And then what are 3 more? And we start looking at what you can eliminate and you can outsource. There are so many other resources from when I was raising my kid 27 years ago that I didn't have and I wish I had, but I, you, we use those now, you know, as adults, we all use these services that are out there. So. You gotta go super deep into all the things that you think you do. And then what can we outsource, right? I mean, a testimony to you is you said you have to do your social media for 6 months. You have to understand where, how to do it. You have to know what the content is. You gotta know your avatar. I mean, you coached me on that. And at the end of that 6 months, I think 6 day, 6 months and 1 day, I was like, I need a company. Like I did my assignment. I knew what I wanted so I could Instruct somebody else to do it. And that's really what that exercise does. Like, what are you doing that you can outsource that somebody can do 80% as good as you? And then outsource that bad boy. I don't know why we think we're the only ones that have to bake the cupcakes. It just, buying them at Publix is the same as me making them at home. They're still with love. They came from my checkbook, right? I just didn't have the time to do it. And so it's funny that you said that about Halloween because Greg and I, Have on the calendar that we're going to do a Christmas party in Tampa. We've only been here 2 years. Last year we just did our neighbors, 5 households around us. Well, we've met a lot more people since we've been here in the last 2 years. I'm like, we can't not invite everybody. So either we're going to do a big one or we're not going to do it at all. And he's like, how long do I have? And I said, till tomorrow. So we've given ourselves a deadline. Do we want to spend our time and our energy there? Or do we want to not? And so those are the things that I would tell you, right? The jobs. Do your subcategories and keep digging and see what you can start outsourcing and buy back your time. It is so precious and it's fleeting every day.
Oh, that's so powerful, Kendra. I could listen to you talk all day. You are such a good, great speaker. I mean, well, you've been speaking for years and you are all across the country on stages. You do so many virtual webinars. Companies hire you to speak. for their company, like all year long. And so you're such a great teacher for that, but it's such a good reminder for me to hear too. Like I always say delegate and dump. Like what can, what am I like, what am I spending time on that somebody else can do? And what are the things only I can do? That's kind of what I look at. And I also look at energy. How much energy is it going to take? to do something. Um, what is something in your book? I mean, you've already given us so many powerful practices from your book already, but is there something about Embrace, Empower, Evolve that you could, that if there's one thing you're like, and don't forget to do this.
Yeah. I mean, you know, I'm super passionate about money literacy because I was raised in a single family home. And so chapter 4, uh, is my, I have 2 favorite chapters. My favorite chapter is What's in Your Name? You know, you came in this world with nothing and you're leaving with nothing. So what's your name going to stand for when you're not here? That is so much power for me. I want my legacy to be way bigger when I'm not here than what I did when I was here. And so that is probably my ultimate favorite chapter. But as far as everybody needs to spend some time, the Money Matters is such a game changer. And I, You know, I wanted to break some generational curses, right? Coming from a single family, I never knew if we had a dime or a donut. You know, money, I know money was always tight, but, and I didn't do without anything. I don't want to lead anybody in that direction, but I just knew that I wanted to teach my kid money matters early, right? And so just some really easy general practices around having money conversations with our kids. And I know You know, when we first started out, Greg and I were like, we want Corey to have all the things that we didn't have. And after we realized we were one bad month away from bankruptcy, it's like, whoa, pump the brakes. You know, we're living a big fat lie and let's fix that with our kid because we didn't want to take him down that path. So I would just tell you, you know, don't shy away from money conversations. Teach our kids super easy practices early in life. Because that's my number one proudest moment is my kid. You know, I mean, he's 27. He has a fabulous career. He owns his own home. He bought a car out of college, paid that off in 2 years. He has money in the bank. He's set. I don't have to worry about him. Not saying I don't, but I don't have to worry about him. And I know that Greg and I came into our relationship with so much debt, and I'm very transparent about that in the book. You know, if you're in that situation right now, that chapter is so easy, tactical, just little tweaks, listing your debt from the biggest, uh, the smallest to the biggest and just start knocking them out and become your own bank, right? I mean, we're all going to have a hard time, right? Somebody is going to need a roof. Kids are going to need college money. Why not borrow it from ourselves versus going to pay 31% or 39% on a credit card or having to take out extra mortgages on our house? Um, and I just think if we can help our kids learn about money and we can fix our money issue, I mean, it, it, it's the evil. It is the devil. Money issues are the devil. It causes divorce and distraction and, you know, discernment and all. I mean, just, it's just, it's bad. So I love the money chapter. I was very vulnerable in the whole book and that one is very raw and real for us.
Yeah. And you know what, Kendra, we could do a whole episode just on financial literacy. I mean, that's what your TED Talk, y'all gotta watch her TED Talk. Um, hopefully it'll be out on TED by the time this episode comes out. Um, but because it's powerful and everybody has a different relationship with money. And I mean, in fact, that's why Johnny and I have separate accounts because I balance a checkbook different. He doesn't balance checkbooks.
Yes.
I know exactly how much is in there. And I never have credit card debt. And I say never, I don't ever want to have credit card debt. Now, after my accident, we had $2.9 million worth of medical expenses. And I never want to be in that place again. You know? And so now I like, I like having things paid off. I like, and I mean, I don't know what's right or wrong, but I just know I don't like paying interest.
Right. Me either. Yeah. That's my money that I'm giving to somebody else. So, When you become your own bank, it's, uh, it's wonderful. When you have your rainy day fund, something happens, you just borrow it from yourself. And then when you have a good month, you just pay it back, you know, and there's no interest on your own money. So it is a game changer. That's very passionate about that. And I love that. So that chapter in the book's a good one.
Oh, Kendra, I have 3 more pages of questions. I'm not even kidding. I need to, I'm going to have to have you back on. I, you're just You're so amazing. You're so wise. I am so excited about your retreat. I get to see you. Well, I'll get to see you, um, in— well, I think if I don't get to see you like every couple of months, I have withdrawal. So I have to make sure I get to see you because I feel like I do get to see you like every couple of months.
Yeah.
Um, but in March you are having your retreat. Now I have always been away and haven't been able to participate. or be a part of one of your retreats. And I just kind of have a little bit of FOMO when I see like all the food and the gathering and the fun and the hiking and the yoga and the learning and the brainstorming and the swag bags and the smiles. I'm like, oh, I want to be there. But in March, actually, are there any spots open?
Uh, it depends on when this airs. So, uh, probably won't be, but reach out. We'll see what we can do. One of these, get you to one soon. How's that?
Yeah. Yeah. That's, yeah, because I know they like go quick. Like you don't even really even have to advertise them. That goes way back to when you were, you know, selling houses. Like you've just got that referral, that word of mouth. People, when you have something that you've created that's so good, people are like, I want in. I want to know. So I'm excited about that. So, um, where can people find more information about your retreats, about your book, about the Daily Well that I love, um, and all that you're doing?
Yeah, just on my website, kendracook.com. And you can follow me on all my socials, just my name, Kendra Cook, and it's Cook with an E. And, um, our Instagram is Daily Well Planner. That's a separate page for just the Daily Well. Um, once you buy the Daily Well, we'll get, you'll get a reminder that you've got to order them because they're each, they get, they're only 6 months at a time. But, uh, I keep my speaking calendar, all of my information on the retreats and everything is on the website. So easy to find.
That's awesome. So wait a minute, I will get a reminder when it's time to reorder?
Yes, you will.
Oh, you're so organized. You're so organized. I love that you're going to give me a reminder. Thank you. You're amazing. Oh my goodness. And you know what, y'all take a screenshot of this, whether you're watching on YouTube or you're listening on Apple or Spotify or wherever, take a screenshot and tag me @AmberlyLagoMotivation and Kendra @KendraCook and show her some love on IG. And thank you so much for being here, Kendra. I'm so grateful for you and your wisdom and your friendship and I just love you. And thank y'all for tuning into the show. It's because of you that you have made this show a top 1% podcast. And you know what? Send me a DM on Instagram or email me at info@amberlylago.com and let me know who you want on the show, what you like about the show. I like hearing from you. So until next time, thank you for being here. Thank you again, Kendra.
Thank you.
And we'll see you next week.
Bye, guys.
More from Amberly


Building Strong Foundations for Your Child's Future with Jordyn Koveleski Gorman









