War Chests are RUNNING OUT

War chests are starting to run out. Most companies have a war chest and they wait for times like this, and we will see whose war chest runs out and maybe is running out right now that we, that will be headline news in 3 weeks or 6 weeks or 12 weeks from now that their war chest is running out right now. And because of just the amount of adjustable rate loans across our economy is staggering. And so they're catching up with people right now. We've seen a few banks break already. Jerome Powell's come up and said, hey, we've, we're still seeing, you know, the data that says we're going to at least keep rates where they're at, if not raise them twice before the end of the year, I believe they're going to keep rates or continue to raise rates on their schedule until things continue to break.