Bridger PenningtonFund Launch & Investment Expert

Why are most investors still using wire transfers in 2025? 🤔

6 Dec 2025 · 1 min

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Wire transfers still dominate despite a 6% failure rate, $30 fees, and 3-5 day waits through SWIFT. Blockchain could do the same transfer in two seconds for a fraction of a cent, yet most investors stick with the slow, costly method.

There is a 6% international wire fail rate right now. What am I supposed to do? If you lived in Germany, I got to send you $100,000. I got to go to a bank, and I got to sweeten him up and send a wire, typically through the SWIFT system. It takes on average about 3 to 5 business days to send you money. It's a $30 fee, and there is a 6% international wire fail rate. It is 2025. Why does it take 5 days for me to send you money with $30 and a 6% error rate? Blockchain can send that in 2 seconds for a penny.