10X Collateral Rule: I FORECLOSE Personally To Avoid Delays! #shorts
13 May 2026 · 1 min
0:46
In this short monologue, the speaker outlines a personal real‑estate financing approach he calls the “10x collateral rule,” where he only backs a loan if the collateral’s value is at least ten times the loan amount. He explains that traditional corporate‑level foreclosures can be stalled for two to three years by opposing parties using legal tactics and costly attorney involvement. To avoid these delays, he deliberately structures deals so that he is listed personally on the paperwork, allowing him to initiate a pro se (self‑represented) foreclosure as an individual rather than a corporation. This personal filing, he argues, streamlines the recovery process and prevents the other side from “out‑lawyering” him.
