Seller Carry: Unlock Deals & Boost Cash Flow! #shorts
20 Jun 2026 · 1 min
0:39
In this concise YouTube short, Catherine Bell explains how seller‑carry financing can be used to improve a real estate deal’s Debt Service Coverage Ratio (DSCR) and close valuation gaps. She outlines a typical capital stack—60% senior bank loan, 10% seller carry, and 30% buyer equity—and recommends structuring the seller note as an interest‑only loan at 5‑6% with a 3‑5‑year balloon, placed in a subordinate position. This approach protects cash flow, allows the buyer to meet DSCR requirements, and enables the transaction to be priced closer to the seller’s asking price, especially when the buyer has strong liquidity and a long‑term hold strategy.
