Catherine BellEmpowering Women to Create Financial Freedom Through Passive Income, Real Estate, and Social Impact

Seller Holds Note: Unlock Deals with Creative Financing! #shorts

30 Apr 2026 · 0 min

Watch on YouTube

0:28

In this YouTube short, the host of "The Deal Room" walks viewers through a creative seller‑financing negotiation technique. The speaker advises buyers to persuade a seller to forgo an $80,000 upfront payment and instead accept a $40,000 down‑payment while holding a five‑year promissory note. The buyer would then make modest monthly payments (e.g., $400 per month) that total roughly $24,000 over the term. The host suggests using the Deal Hunter software to model the cash‑flow scenario and confirm that the structure meets the buyer’s financial goals.

Today in The Deal Room. Talk them down. You just got to talk them out of taking $80,000 right up front, right? So if you can get him to, to be like note holder on it for 5 years and you can put— if you can put $40,000 down now, bring it back up, it puts you where you're at, right? And then you get him to hold a note for 5 years and just give them, you know, I don't know, $400 a month for 5 years. That's $400,000. You could have Deal Hunter run that scenario. That's $24,000. So