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Calvin Bagley grew up in a fundamentalist Mormon family in rural Utah where school was forbidden, so he hid from the school bus. He got his GED at 22, earned a business degree in his 30s, and founded Nuvo Health, which now serves 70,000 to 75,000 seniors. He spent over $1 million on in-house technology he could have outsourced, a mistake that taught him to delegate.

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