The Secret to Fix This Money Leak

7 Jan 2026 · 2 min

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2:28

In this short financial‑advice talk, Harry Pitts explains that building streams of income starts with creating a "seed" – investable cash that can be deployed without jeopardising essential bills. He defines seed as money saved from personal margin and cites Proverbs 21:20 to illustrate the biblical principle of storing versus devouring. Pitts outlines three habits of wealthy people: (1) storing up for tough times, (2) planning, and (3) deploying resources at the right moment. He stresses that seed is generated through disciplined spending and consistent saving, providing concrete margin calculations (e.g., $200/month yields $2,400/year; $500/month yields $6,000/year). The message is that income streams grow from repeated obedience and financial discipline, not from miracle checks, and he teases a forthcoming podcast with Pastor Keith for deeper discussion.

Chapters

I said something that is simple and true, and it is about building streams of income. To build streams of income, you need seed. In practical terms, seed is investable, investable cash, cash you can deploy without wrecking your bills. Seed usually comes from margin. The Bible says in Proverbs 21:20, it says wise people store And foolish people consume or devour. Proverbs 21:20 says, wise people store or save, and foolish people devour. This is not a verse about being cheap. This is a verse about being smart and prepared, prepared and saving. Definition of devour: devour means you consume everything you receive, no No plan, no future for nothing. Wealthy people do three things, and we're going to talk about this. And if you are watching us online, you're going to want to hear Pastor Keith and I on our podcast this year as we what do wealthy people do? They store up for tough times. Number two, they plan. Number three, they deploy at the right time. Seed is not created by wishing. Seed is created by discipline. Discipline. If your margin is $200 a month, that is $200 a month. That is $200 a month. If it's $200 a month, that is $2,400 a year, a year in seed. If your margin is $500 a month, that is $500 a month. Guess what that equals? That equals $6,000 a year. And seed. That is how streams of income start, not with a miracle check. It starts with repeated obedience and discipline in your finances. Discipline in the things you buy, the things that you see that are nonessential, things that you don't necessarily need.