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Best Credit Card 2023

Name: Best Credit Card 2023
Uploaded: 2023-05-09T15:06:41+00:00
Duration: 58 s
Channel: Jamaul Ford
Description: A breakdown of five credit cards: Chase Sapphire and Amex Platinum offer strong travel perks despite annual fees, Citi Double Cash gives flat 2% cash…

9 May 2023 · 1 min

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A breakdown of five credit cards: Chase Sapphire and Amex Platinum offer strong travel perks despite annual fees, Citi Double Cash gives flat 2% cash back, and Discover Rewards works for beginners. Capital One Spark Cash is called overrated for business owners because it uses personal credit scores and can hurt your rating if balances run high.

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Chase Sapphire card. Chase Sapphire card is definitely underrated. I think that even though it may have a fee to it, I think the perks and everything you get if you really use the card is worth getting the card. Amex Platinum card. Amex Platinum card, definitely underrated. It's like the best card. You do have an annual fee, but there's so many perks you get from that card. You even get Delta Air Lines, uh, club access, which is— they don't even let you purchase it like that anymore. So yeah, underrated. Citi Double Cash. Citi Double Cash, 100% underrated. I mean, you get 2% on everything you buy. So I mean, I would definitely get that card like today if I were you. Discover Rewards Card. Discover Rewards Card is properly rated. I feel like it's a good entry-level card whether you're a business, whether you're a person. It's good to establish a relationship with Discover. Capital One Spark Cash Card. Capital One Spark Cash Card, the worst card ever. Definitely overrated. They always run— if you're running a business, they always still use your personal credit score to give you access to the card. And if you go over or whatever, it generally affects your credit score. You never really want a card that does that if you're running a business.