P1 V1 Renovate Yourself Renovate Your Wealth Premise Operating System

In this workshop, the speaker argues that many people are living with an "out‑of‑date operating system" that governs their relationship to wealth. Wealth is defined differently for each person, and our personal wealth set‑point is shaped by past experiences, family stories, and unconscious beliefs. By the age of 35, about 95 % of our daily thoughts, habits and reactions are hard‑wired, operating on autopilot much like a familiar rutted farm track. The speaker uses neuroscience (Joe Dispenza) to explain how repeated thoughts create neural pathways, and illustrates the concept with vivid anecdotes – a child’s quirky definition of “rich”, a Churchill Fellowship experience that revealed a ballet performer’s unique operating system, and a bookkeeping‑aversion story that highlighted how different people can have opposite filters. The core message is that to change one’s wealth outcomes, one must become aware of the existing operating system, identify the limiting family narratives, and consciously rewrite the 5 % of code that can be changed. The session ends with a workbook exercise inviting participants to map their own family stories and beliefs about wealth, setting the stage for personal transformation.
Chapters
Let's move on to our— the first premise that I really like to share with you today and this morning, and it really is around the fact that, you know, and you can see this in the workbook, that you're living with an out-of-date operating system that no longer serves you and you just don't know it. So this really comes down to an awareness that, you know, wealth means different things for different people. And, you know, just from the example that we've just seen, you know, at different times during your life, wealth can mean different things. And you can think of maybe having your first car compared to the car you have now, and it's that excitement of having— I mean, I had a, uh, like a '67 Holden Kingswood that, you know, I bought off a guy who'd put it together in his garage. I just thought I would just— I was just the luckiest person in the world. And, you know, you think about some of the things that you've had at different times and how wealth has meant something different to you. Or as a child, you start looking at you know, the people around you and thinking, my gosh, they must be a millionaire, you know, and $1 million in the bank is just extraordinary. And, you know, that's what wealth is. And for other people, wealth might just be every night, you know, I have sanctuary and a roof over my head and, you know, I have an occupation that fulfills me and I have food on the table and the family around me. That's what wealth is. So what I really want to bring up for you is that, you know, we are basically subject to all of the stories or all of the experiences and all of the things that have come from the past for us. And when we think of, you know, the things that have come from the past, you know, it's around thinking about, well, how do people perceive things? And I remember, gosh, my son was 5 years old and he came home from prep kindergarten and he said to me, 'Mum, you know, is is, is my friend really rich? And I was like, oh, okay, what do you constitute as rich? You know, why do you think he's rich? He said, oh, Mom, I went to his house and they live in like, um, a, a holiday resort and it's extraordinary. And when he's laying in his bed, he can see his parents in the lounge room through the door. And he's, he constituted, or he associated rich with the fact that his memory of us going on a holiday and being in a motel room felt really fancy and exciting. And I was saying how, you know, how fortunate we were. And his friend lived in a 2-bedroom unit where there was, you know, 2 little boys sharing a room and the parents in another room. And he was saying, gosh, you know, they are so rich. And, and I thought, isn't that really a lovely filter to see things? He's like, you he's so rich because he's got that closeness and that bond with the family that is, you know, they can see each other from every single room. And, uh, and what then came about was that they'd obviously had a bit of a conversation to us, and this little boy came over to our house and he said, are you rich? And I said to him, why, why do you think we're rich? And he said, because you've got stairs. So we had stairs in our house, so we were obviously rich. And, you know, and these are these little stories that these little kids are getting and that are just going into, you know, the operating system and the way that we turn up every single day. And so, you know, when you think about your current level of wealth, it is based on your last experiences and your past experiences. And if you're not happy with your current wealth set point, then you're probably operating from an old operating system that just an upgrade and there's nothing wrong with it. It's nothing to fix. It's just an awareness that that's where you're coming from. And like, here's the real kicker, and this is something we're going to explore a little bit further on, is that you actually created that operating system and you are creating this wealth set point. And just like you might have a weight set point where, you know, you, you go and you lose all of this weight and you feel fantastic, and then all of a sudden it goes back on and you go straight back up to that number that is that magic set point again. A lot of people have a wealth set point and they might make some money and then all of a sudden they lose some money as well. And the thing is that we get up every single morning and we go through a very predictable routine and it's very unusual for people to consciously change the way that they operate in the morning. Your head's a bit groggy, for instance, and you get up and you might reach for your phone and have a shower and have a cup of coffee, have breakfast, say hi to the family, get ready, make lunch, go to work. Whatever your mode of operation is, whatever, you know, the way that you're programmed to get up in the morning, it actually just happens on remote. And it's almost like muscle memory. And this is how we turn up in relation to wealth as well. So think about the routine that you go through when you get up in the morning. The thing is that 95%, and this is a proven scientific fact, 95% of what you do every single day is from a past experience of what you've done before. It's a background operating process that is just operating in the background, which means that you only have 5% to play with, really, that are things that are a bit different. And even if you have different situations or circumstances, you actually go to your default operating system to go, very quickly brain, how am I going to deal with this? How have I dealt with it in the past? And apply that as the way that you deal thing with things in the future. And here's the really interesting thing: by the age of 35, you've actually memorized 95% of all your behaviors, all your unconscious beliefs, and all of these things are actually hardwired into the way that you turn up, your attitudes, your beliefs, your operating system. And if you can just see there in the workbook, you know, I've got a picture there that says, you know, we have this operating system, right? And we have these thoughts and we have these feelings which are actually just a way for us to use as signposts to see the operating system or the beliefs that we're actually coming from and the stories of the past. And these then actually allow us to make choices. Every single day, the choice that we make, how we turn up. And then what happens is we get an experience, and that experience then reinforces that choice. So you turn up a certain way every single day, you get the outcome that you expect, which then reinforces that, you know, this must be the way that we operate. So I just want to restate that, that 95% of the way that you operate is actually set as your operating system by the time you're 35. So how long have we been working from this old operating system, right? You know, and if you're not creating new experiences, then you are actually caught in this loop. Thoughts and feelings come up that reinforce kind of the beliefs and show the beliefs of where you've come from and the filters from the past. You make a choice of how you're going to interact with the world, which creates an experience which just validates your thoughts and feelings. And you're like, yeah, I got this right. I can't get out of this system because the world is set up against me. It's not for me to be rich. I'm unlucky. You know, you had to be lucky to make money. All these sorts of beliefs come up and you just reinforce them because they're sitting there and we don't see them, you know. And I, um, I remember growing up on a farm in Djabbo And to get from the main gate down to our house, it was like this really windy road. It's a dirt road, there's a lot of trees. Now, there was actually two paths to get to the house from the main gate. Now, one path was well trodden, you know, over the years you got basically just got ruts in the road. As soon as your wheels got on those ruts, it's like you didn't really even have to steer. It's like you guided straight to the house. Around the trees, do it at, you know, 60 kilometers an hour down an old dirt road with hundreds of trees without even thinking about it. And these ruts just got deeper and deeper, and it became the familiar, easy way for us just to navigate the way home. Just the, you know, get on autopilot, head for home, turn the lights on, and you're in. But here's the thing, as those ruts got deeper and deeper, sometimes circumstances would come up that made it not the way to go, such as water, rain. All of a sudden those ruts got boggy. And if you went down that road, you'd get bogged. You're gonna have to call someone up to get a tractor, get you out. Real pain, right? But there was a second path. So when things got a little difficult, you take the second path. Now it was the road less traveled and it was a little bit bumpier and uncomfortable and you had to concentrate to get around the trees. But, and you know, and it had a bit more twists and turns to it. But it actually got you to the same destination safer, quicker, without getting bogged down. Now, over time, you got familiar. Maybe it was a week or two of rain, so you were using that track, and those ruts started to get a little bit deeper as well, and that became the familiar path. And all I, all I want you to think about around this old operating system that you have is that there is actually a familiar, comfortable path. And when you choose to actually change the 95% of the operating system that you're working on every day that is familiar and just the way you do things, it can get uncomfortable. It can become a bumpy ride. It can just be like the farm tracks on the— and the farm to Dubbo, you know. But it is a way that allows you to be more focused, be more concentrating, and think about now how you're going to, to turn up. And, you know, if you, if, you know, 95% of the way that we operate is just happening in the background, and we only have 5% of like this unwritten code, you know, it, it makes it really difficult for us to go for what we want, to do the difference. I want to be wealthier, happier, healthier, you know, I want to change things. Because 95% of the way that you operate is actually affecting this new choice. And it's really around making that conscious choice of what you really are going after, identifying the operating system and changing it. And it's going to get uncomfortable, but there's signposts, right? There's signposts that allow you to go, ah, this is a little uncomfortable. Do I choose the familiar or do I choose the uncomfortable? So You know, one of the things that, as I said, you know, I, I love science and I love the work of Joe Dispenza, and I love the fact, you know, if you think about it, we actually have 60,000 to 70,000 thoughts a day, and 95% of those thoughts are the same ones as you had yesterday, which led you to the same choices that you made yesterday. That resulted in the same experiences. So you know how your body actually has nerves in it, right? And these nerves fire and wire the synapses in your brain. And what's happening is it is actually a physical thing that is happening, is that you are just rewiring and creating those deeper and deeper grooves of how you're turning up every single day. 60,000 to 70,000 thoughts a day, and 95% are just on the old operating system. So this is why it does become so difficult and unusual for people to step into the uncomfortable of doing things a little bit differently. But no, it is a biological thing. We are talking about nerves that are firing together and wiring together and reinforcing the way that we do things, and it can get a little bit uncomfortable. And, you know, Dr. Joe Dispenza He talks around the fact that, you know, every second there's 400 billion, 400 billion bits of information that are actually being absorbed by you through all your senses into your brain. But we only have the capacity to actually identify and function and acknowledge 2,000 bits a second. 400 billion. They're not washing over us, they're going through our brain, right? 400 billion are going through us, but we can only actually identify 2,000 bits. So how does our brain save on energy? What it does is it goes to the familiar. It quickly says, have I seen this before? And if I've seen this before, how did I identify with it? Yes, I'll take that piece of information. So really, we are actually set up biologically, we are set up to live the old operating system, you know. And I just, I find I think it's so extraordinary that, you know, the biggest energy source in our bodies, that biggest energy draw, is always trying to save energy. You know, it's, it's an environmental sustainability model, if you will, and it's trying to save it. So it's like, look, 400 billion bits of information, you don't need to see all that, you don't need to know all that, you don't need to acknowledge all that information. Why don't we just make it easy for you? Why don't we just have a look and we actually say, well, what's the easiest way to do this? What's the 2000 bits that we can actually process easily so we can move on to the next second? And that's the, that's the way that we're operating. So when you think about wealth and you think about finance and you start thinking about, well, maybe there are some ways that we are operating from the past, then we are operating from something that is biological, that is set in stone, that 95% of the way that we've operated created, have turned— has turned up this way. It's almost like, you know, we do have to create this whole new operating system. And, you know, I was, I was very fortunate in, um, the year 2000 to win a Churchill Fellowship. And, you know, the people, the people who, who you're surrounded by are just, you know, the most extraordinary thinkers who, you know, are going overseas to explore something that they can bring back to Australia and raise, you know, raise their knowledge of Australia. And, you know, it was a Commonwealth kind of initiative that was put in place when Winston Churchill died. And I was, and my sister were both just so fortunate to, you know, be awarded this. And I remember at this award lunch, you know, we're sitting down and everyone's kind of, you know, sharing what they do. And I was there going, oh, you know, I've developed this, I want to develop an environmental explosive blasting practice that can rehabilitate mines, you know, quicker, safer, and cheaper, you know, and save the, save the environment more by doing that. And, uh, you know, I was pretty proud of what I was doing, and I could see a lot of people sitting around the table going, I've got no idea what she's talking about. But there was this one guy sitting next to me, and he was really quiet, and, uh, and I was really interested in what was going on for him. And I was saying, you know, what's happening? You know, what's your field of study? And he said he was a lead ballet performer with the Victorian Ballet. And he'd been, you know, with the Russian Ballet. He'd been in France. He'd traveled the world with all of these incredible ballet groups. And he said, I just didn't know there was other people like this out there. I said, what do you mean? He said, we train together, like, and live together 24 hours a day. We train, you know, 14 hours a day. We eat together, we sleep together, we sleep with each other, you know, we travel with each other, and all we have is a spotlight on us. And out in the audience is the others. He said, I don't, I don't associate with the others. We even have Christmas together because our families don't get us. And I was sitting there going, like, what do you mean? He said, I just didn't even know that there was anything else out there. And he was so in his operating system, you know. And it really, it really landed to me that, you know, we think we are so important. We think that other people are just like us. And, you know, we have this operating system that is just working, that's going, well, everyone gets that, you know, you've got a you show up and, you know, go to, go to school and go to university and get a job and, you know, have a family and do this. It's like, no, other people do things differently. And for him, it was such a shock. He was just— he, he was literally gobsmacked. And I remember a time for myself where I felt like that. I was at a seminar with, um, a speaker called Roger Hamilton, and, you know, I'm such an enthusiastic person. I'm always in the front seat taking notes. And he said, you know, there's people in this room who love doing things that you hate. And I was like, what? And I obviously looked quite shocked. And he said, no, no, it's true. He said, so tell me something you hate. And I said, bookkeeping. I hate bookkeeping. There is no way that anyone could love bookkeeping. And there's hundreds of people in his room, and he said, put your hand up if you love bookkeeping. And he said, turn around. And it's like 6 people, they put their hand up. Like, who are you freaks? You know, I was like, how could that be? How could someone have a different way of, of the filter or the operating system that does not say that bookkeeping is weird? And so, you know, That really shocked me and it really gave me a real, I guess, appreciation that things do happen differently. You know, there are real different ways that we do things. And for me, it's around just trying to understand some of the stories or some of the things that have created this operating system for us. So what I would love for us now to do is just start identifying some of those operating systems or some of the family stories, especially when our relationship to wealth, because we're here today, we're talking about Renovate Yourself, Renovate Your Wealth, and just get an idea about what are some of the family stories that you've heard. So if you can pull out your workbook or pull out your notebook, I'd love for us just to run through these together and just take some time to fill them in. And just have a look at, you know, some of the things that may have created, you know, this operating system that you're currently working on and may not even be aware of. How's that sound with everyone? Everyone good with that?










