Joe DownsCEO & Co-Founder, Belrose Storage Group. Founder, Storage Moguls.

Who is ACTUALLY Paying Your Closing Costs

6 Jul 2026 · 1 min

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Homebuyers often cut attorney fees thinking they're saving money, but that usually means they end up paying closing costs that should go to someone else. Transfer taxes, title insurance, and other fees get shifted to the buyer by default when nobody negotiates properly.

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Someone might be like, oh, I just paid this amount of money to my attorney, but they don't realize that the attorney is the one that is making sure that the right person is paying the transfer tax and the right person is paying for the title insurance and the right person is paying this closing cost or the other. If you don't know the right question to ask or the right position to take and you let everything be paid by the buyer, which happens all the time, maybe you save some money on the attorney's fees, but then you just paid it to the title company and the government and all these other people who maybe were not entitled to your money.