Japan Is Building the System XRP Was Made For... While America Stalls
In this video Kamilah Stevenson explains why Japan, not the United States, is poised to become the catalyst for XRP’s next major price surge. She begins by dismissing the notion that the U.S. Clarity Act is a prerequisite for XRP reaching three‑ or four‑digit prices, emphasizing that a true catalyst—most likely a global liquidity crisis—is required. Stevenson then delves into Japan’s unique historical and cultural background, describing how the nation’s post‑World‑II reconstruction, rapid economic miracle, and ingrained resilience shape its willingness to adopt disruptive financial technology. She outlines Japan’s current macro‑economic trap: a historically weak yen, debt exceeding twice the size of its economy, and a central bank caught between raising rates to protect the currency and keeping rates low to avoid crushing debt service costs. The discussion moves to the reverse carry trade, explaining how decades of cheap‑yen borrowing funded global asset purchases and how the 2024 unwind caused a sharp market sell‑off. Stevenson argues that this unwind, combined with Japan’s looming debt‑interest burden, creates the perfect environment for a liquidity crisis where XRP’s neutral bridge function becomes valuable. She cites concrete examples of Japanese firms (e.g., Rakuten) integrating crypto into everyday payments and notes that Japan is reclassifying XRP as a financial product, reducing tax penalties and opening the door for institutional funds. The video also touches on Ripple’s quantum‑proof roadmap, contrasting it with Bitcoin’s slower progress. Throughout, Stevenson offers investor‑level advice—avoid hype, use dollar‑cost averaging, hold long‑term, and consider tax‑advantaged accounts—while criticizing U.S. political gridlock around crypto regulation. The overall narrative positions Japan as the early adopter and potential trigger for XRP’s utility‑driven price appreciation, while urging viewers to focus on education, patience, and sound financial planning.
Chapters
Hey, it's Kamilah Stevenson, and around here we talk wealth. What's going on? Sometimes I'm looking at the comments before I start and I'm laughing at you guys. I hope you are having a beautiful day. Uh, my Wi-Fi was in and out, uh, we got some rain going. What's going on from Texas? Netherlands, what's going on? We gonna get into it. Like the video, uh, subscribe if you are not subscribed. And Tiffany's having some Wi-Fi issues too. Bad Takeover, why you get an ad? You might have to go to ad-free, um, because if you don't have a— so I don't get ads, so I never even think about them, but I have an ad-free account. Um, when I, when I be starting, I was trying to get this Wi-Fi together. All right, I'm here though, and, uh, we got some good stuff to talk about. Um, I wanted to talk about what I'm going to talk about today because somebody asked me in the live on Saturday, will the— I'm trying to remember what the question was— will the Clarity Act make XRP get to 3 or 4 digits? Some kind of question like that, basically asking how does it get to— do we need, or do we need the Clarity Act to to get to 3 to 4 digits. So, uh, send that rain to Texas, y'all need some rain. So I wanna, uh, I wanna talk about that a little bit and, and help you to understand what's going on with Japan. Again, like the video, like it, like it, like it, like it, like it. It does help the algorithm, algorithm. And, um, subscribe. I— we— but I'm going to help you to understand what Japan is doing right now. We have to look to Japan right? We do. Thank you so much, um, Yesenia. Thank you, I appreciate that goat trophy. I like it, I like it. Um, we have to look at what Japan is doing because what happens in Japan could be the offset of what happens in— if you're from America, in, in America. All right, so say no rain in Texas, humidity. Oh man, yeah, Texas is dry sometimes, so that humidity Oh, it gets to you. What's up from Seattle, Minnesota? I see you guys from different places. Also, my link to my webinar, if you did not get a chance to attend, it is in the description, so make sure that you check that out. Um, but I'm gonna get into it because I have a lot that I want to talk about. Oh, and after this, I'm going on with my members, and I'm going to be, uh, going over some other coins that I think are a huge opportunity, especially if you missed XRP in the pennies. But I'm going to help you to learn how also to get into coins that— how to kind of, uh, gauge whether or not it's a— this coin has the propensity to move, um, to a, you know, a good number. Because I know y'all like the ROI, right? So, um, and Andy, yes, yes they are, yes they are. And he— you got to follow the company that's behind the coin, I'll tell you that, because that will help you to know where things are headed. All right, Japan is going to raise interest. So right now, um, Japan is— what's up from Australia? Japan is, um, they're not gonna let you know that they're gonna raise rates, right? They're, they're gonna let you think everything is okay. So if they're raising rates, they're not gonna say it. So we can't— some people say, oh, they said that they're not raising rates. Well, we won't know until the day. There's not like they're gonna let you know because they know it'll be a massive sell-off if they did. Now, I did tell you that I was going to talk about, like I say, um, Japan moving on XRP. I want you to know why Japan is, uh, moving on cryptocurrency in general, all right, on digital assets. And I need you to understand that when we talk about XRP to high digits, it involves catalyst. Okay, so I remember that question, and I know that's the question a lot of people have, and they think that the Clarity Act is going to send XRP to triple and four digits. It's not, right? So again, and they were asking, can XRP go to three or four digits without the Clarity Act? It could. It needs a catalyst. Uh, XRP with a— okay, XRP with a catalyst or plenty catalyst without the Clarity Act could go to 3 or 4 digits. If you have the Clarity Act with no catalyst, it's not going to high digits like that, but it can go for 2 digits like a utility bull run, right? So I say that to say that the Clarity Act doesn't have anything to do with XRP at high digits. Okay, um, and I need you to separate the two. We need the Clarity Act, we want the Clarity Act. It'll be great for, you know, institutions to come in, for the scary institutions to get the fog lifted. We get it, right? But Japan is leaving us in the dust, all right? And, um, uh, uh, catalyst, plenty catalyst. So yeah, it could be an oil spike that creates other catalysts to take place, right? So it's all about like the domino effect that could happen from it, you know. So I, I need you guys to separate the two, all right, versus like, uh, a typical, I guess, bull run. But this is still, I think, gonna— we haven't still seen a utility bull run. XRP, even if there was no catalyst, would still do well in a utility bull run. Right? They— it was still— it could still easily get to double digits in a— if the Clarity Act passed and institutions come in. And, you know, but what we're talking about often is a catalyst or many catalysts that would get XRP to higher digits because it involved— it is, it is built for a crisis, uh, you know what I'm saying, an event mini events, you know, that would require it. Okay, so just like Brent said— thank you so much for the Super Chat— XRP is built for a global liquidity event. It will happen when they need it, right? Japan will be the trigger. When? That's the million dollar question. Now, because I know Japan will be and could be a trigger, I studied Japan. I studied the people in Japan, and I want you to understand something about Japan because it's all going to connect to XRP. That's what I want to walk you through. I know we talk a lot about the reverse carry trade, but I really try to educate you on even the infrastructure around everything that even led us to this place so that you can kind of be intelligent when knowing why Japan is positioning themselves the way they are and what is at play when it comes to Japan, right? Um, I know some people don't know what the reverse carry trade is because I get that question still asked. And I'll, I'll hit on that, but I want to get a little deeper so you can get why Japan has moved so quickly on crypto. Okay, I'm going to show you the reason underneath it, right? Because I try to bring something educational to this channel that a lot of channels aren't talking about. And, um, if you want to know, and I try to study things like I'm a behavioral— I, I love studying the behavior of money, people, countries, a, a group of people. So I'm going to explain why Japan is moving on crypto, because it— but it requires understanding who the Japanese people are, like, so that you can know. If you understand who people are, you're going to know what they're gonna do. If you understand who I am, you, you would know. The more you understand who I am, if you're in my space, the more you're gonna kind of know what would Kamilah Stevenson do, right? So I want to start with just a little bit of— and I'm making sure I'm not— that's so sweet. You guys are so sweet. Hey, from Australia, I love it. Gotta love financial education. Yes, and this is, um, going to help you to understand the events, like I say, that can move XRP, because I know you're XRP holders. And nothing I say is financial advice. Everything I share is for educational purposes only. Always do your own due diligence, okay? This is not advice for you to go invest, but I need you to understand history, because when you understand the history of a people and you know what they've done, you will see the pattern of what they will do, okay? And it's the case for anything, right? That's why we follow patterns and in history. Now, um, so let's start with the history because I think it'll help you get— you, you're gonna get what, what's going on in Japan. I know we throw this term out, Japan, Japan, all the reverse carry trade, Japan. You're gonna get it. So let's go back 80 years ago. 80 years ago, Japan was absolutely destroyed. You— and I need you to picture how devastating uh, the— this destruction was to them. So you can understand the people there and the moves that they would make, um, even as it pertains to XRP and crypto in general. So at the end of World War II, um, there was a— there was an event that left the country in complete ruins, okay? Two cities were erased by atomic bombs that came down in Japan. I believe it was in August of 1945, and the other places around it burned to the ground. Just hear me out, okay? Japan is, is not one for surprises until they are. Yeah, so you had— and I don't even know if I know how to pronounce the cities, but I know the cities. There were two cities, uh, Hiroshima. I don't know if I'm pronouncing that. It could be Hiroshima, Hiroshima. I don't know. H-I-R-O-S-H I-M-A, okay, I got the spelling. And, um, Nagasaki, two, uh, cities, and they were totally destroyed, right? The entire districts was literally erased like this, okay? And we're not talking about just the buildings, we talking about the people, the records, the infrastructure. Everything was destroyed. And again, not just those cities Um, it was other— like, urban, uh, uh, urban Japan was in ruins also from just years and years of bombing. Okay, so if you picture this, just picture the destruction of a city like that. It just is blew up. You got millions of people homeless. You got food that's scarce. The industrial base, the factories, the railways, the power, everything just completely shattered. Just understand That's the picture that we talking about. So this country lost an entire— an empire and an entire economy. And obviously, if something like that happens, the sense of your sense— the sense of itself was, you know, gone basically, right? So if you think about it, it would take generations for something like that to recover. All right, now I need you to understand what happened to Japan after that. Japan is one of the most resilient— Japanese people are some of the most resilient people in the world. Let me say that. By every nation, I mean by every— like, if you compare them to other nations, they are extremely endurable, resilient. Um, they, they know how to recover. Okay, how long did it take them to recover? Let me explain what happened to Japan after that. So Japan went to, uh, Japan took about— I'm trying to think— 1964, the Olympics. Japan took 19 years to recover. That's it. Now, that's not a lot of time in retrospect to how, how devastating the environment was, right? And I can't see any chats right now. I know my Wi-Fi was acting up earlier, so, um, let me see. Okay, yeah, let me— I love this. I can see some of them. Uh, they also bombed the cities, uh, where citizens bolstered war industry. Not, um, atom bombs used, um, but just destroyed them. And so yes, they were— I mean, they were utterly destroyed by every measure. They had— they were being bombed for years at a time too. Uh, they're also hilarious people. When X asked, was amazed. All right, so, um, 1964, and I'll, I'll let you know how this all relates to, um, XRP and cryptocurrency and even what they're doing right now and the in the— almost like being able to predict the behavior patterns of what they're going to do to get out of the situation they're in. And I'll describe that in a moment. So 19 years later, 1964, Japan hosted the Olympics Games of— the Olympic Games of Tokyo. 19 years from pretty much rubble to standing in front of the entire world hosting the Olympics. At that— and I think in that same year they unveiled the bullet train. Look it up. It was— it's the— it was the fastest train on Earth at that time, right? So you got a country that was completely devastated that's now at that, you know, that has come to, you know, basically a point where they were able to lead the world in technology. And, and some people call it like the Japanese economic miracle. And it was built on something that you just can't— you can't fake. I mean, it takes a special kind of people to be able to do this, right? So that generation rebuilt a country with a work ethic and a willingness to sacrifice for a future that they knew, like, that they wouldn't even necessarily live to experience. Some of the older retired people came back out of retirement to clean. Can you imagine, like, the kind of work that it would take to do this. There are some lazy people that would— I mean, you got people now that's lazy, they ain't even— they're not even older, they're, they're in their 30s and 40s saying that they won't, you know, work or whatever. These are old people that came out of retirement to help rebuild their city back up, okay? So that's who these people are. And then you have this pattern that you see with them, okay, which is that they prepare they prepare kind of early, right? To, to— you got to understand what would happen to a country that's already been through that amount of devastation to want to ever see something like that happen again. Don't you think that they would try to prevent that from happening? Okay, now hold on to that because I want to go into— I want you to go into the hard future that Japan is staring into right now, and it'll make sense. And again, we'll connect it to XRP because this is what you're watching when you watch Japan lead us in the dust. This is why Japan is more advanced than the United States when it comes to XRP and cryptocurrency and how they've started integrating crypto, uh, and digital assets into their infrastructure. Okay, right, that is correct pronunciation. Oh, okay, good, I had the pronunciation right. Okay, so Japan right now is in a financial trap. Okay, so let me walk you through it because I want you to understand what the trap looks like. And if you understand what they trap look like, you're gonna understand what our trap look like. It's really the same. Okay, let's start with their currency, the yen. So right now the yen is weak, and I'm talking, I'm talking about like historical weak levels right now that it hasn't been in, in decades. So when I say weak, I, I mean weak. They're, they're in a lot of trouble right now. So, and of course, if you understand, just, just like the dollar, when the dollar gets weak, it buys less. Honestly, um, Japan right now, they import most of all their energy, all their, you know, a bunch of their food. It pays for, um, the, the energy and the food and stuff. It pays in dollars. So can you imagine, if it's paying in dollars, then if the yen is weak, then it's going to take more yen to pay for this stuff, okay? So, um, their, their oil, uh, like I said, everything that they, everything, um, that they pay for is requiring more yen. I'm trying to look at the comments. Crypto, uh, Eri lives in Japan and says you and J Clever prediction of reverse is spreading. Oh, I don't have a prediction of the reverse carry trade, okay? I don't have a prediction. Uh, the reverse carry trade is something that is happening. Like, you can see that that's happening. That's not like a— it's so— and if, if you stick with me longer, I'll explain, because it was happening even all the way back in 2024. Um, this is not about, this is not about, um, a prediction of the reverse carry trade. This is about looking at the debt that the, uh, that Japan holds right now, that all the— everybody in the world came to, to get that debt. This is mathematics, this is arithmetic, this is not a prediction, you get what I'm saying? So if you, if you follow along, and I don't connect this necessarily to XRP at a high price What I connect XRP to a high price is a liquidity crisis, whichever way that comes. Okay, a liquidity crisis is what gets XRP to higher digits. If you see a liquidity crisis and XRP is adopted as a solution, that would make XRP go to high prices. I never predict. Anybody who know me on this channel know I don't predict. I don't— I'm not smart enough to predict numbers and all of that. What I do is I help you to position and I educate you. So right now, this is education, right? So, uh, yeah, this is not like a prediction, and I tell people all the time, I don't know how to predict, okay? Anyway, um, so let me, let me explain now what's going on with, um, their interest rates and how— and they're just their government in, in general, right? Because even right now, if somebody's working in Japan and they get the same paycheck Even if they get, even if they get an increase in their paycheck, it doesn't mean that their money is going to go far. That's what happens when you start having inflation. The people are suffering in Japan. Now here's why the government cannot fix this, because normally when you have a currency that gets too weak, a country has to raise interest rates, and higher rates make the currency more attractive to hold, and their money flows back in and it strengthens it. That's the standard tool. And if you look at that, that's the same thing with our country, America, that you're in right now. What's going on, um, XRP Max? Right now, um, Japan cannot just reach for that very freely, and here's why. Because Japan's government is carrying— and here's where I'm saying I'm educating you when, when I talk about the carry trade, okay? This is not a prediction. The carry trade is something that's happened for 30 years. So when somebody said— and, and when it unwinds, which has been doing, meaning people selling back or settling those debts. That has nothing to do with a prediction. That has everything to do with the fact that people do have to sell back their debt because they— because the leverage, the math is not mathing anymore. And we've seen events of that. Okay, so let me just tell you, um, because I think people are misunderstanding, the reverse carry trade is not one event. It's not like, oh, when the reverse carry trade happens. No, the reversing is the undoing of what was done. And it's happened before in the past, so now it can happen very fast, right? They started it for sure where they, um, where who were— I don't know who, um, when you say Republican, I'm wondering who was Republican. Um, now who— now what do you— I don't know if this is to me. The lady still talk— what, $400 XRP? Where do you— where are you guys getting these numbers? Where are you getting— I don't know if this is to me, and if it's not, I apologize. Where— why, why do people hear what they want to hear? Like, I'm sure— I'm just trying to figure out why do people hear what they want to hear when you, you know, people come and— where did you get that I had a $400 XR? Have anybody heard me say that XRP was going to $400 if that was for me? Why do you guys make up stuff in your heads, huh? I'm just trying to figure that out. Like, where do y'all get this stuff from that hasn't been said? What— who's speaking to you? What narrative is speaking to you guys? When have you ever heard me say anything about, um, the reverse carry trade, uh, a prediction on the— I'm educating you about the reverse carry trade. The carry trade was simple. People came to Japan to borrow money. That was the carry trade. Go look it up. It happened decades ago. This is not a prediction. We are, we are in the future of something that's happened. If somebody starts to sell off and return that money back, that's the reversal of the carry trade. This is not a prediction. So come on, y'all, like, for the people who are in here talking out the side of their head and creating narratives that were never said. Y'all do the narratives, I don't do the narratives. I'm telling you, I'm telling you the facts. You can look it up yourself, okay? Now, and I want to say that because when people throw comments out there like that, there are other people who are not paying attention might say, oh, XRP going to $400, and then it's like, then the rumor spreads. Nobody said that. What I said was— and be very careful, uh, and so, and, uh, Linda says, never have I— I've never said XRP is going to 400 digits. I say stuff like 3 digits to 4 digits. What would have— what would have to happen? And I'll continue to tell you what would have to happen for XRP to go to high digits. You would need a catalyst. You would need a liquidity crisis. Okay, so if you don't see that, you're not going to see a— and I've, and I've even told people who wanted me to, you know, say, oh, XRP going to this, or do you think the Clarity Act— no, I keep telling— no, it'll have a basic— I told you that, guys, that it, it requires— it will never go to high digits outside of that. Okay, now, so here's, here's where we are with Japan. Like, so, uh, Japan has been carrying a lot of debt. Okay, so more— actually, to be specific, um, if you go look it up— again, I always tell you, do your own due diligence, this is not financial advice, I also say that, right— more than twice the size of its entire economy. That, that's how much debt they're in. So, and for years that debt was pretty manageable. Why? Because the interest rate rates, remember, were near zero. Okay, so it costs nothing to carry that debt, right? The moment that Japan starts to raise rates to save the yen, then the interest bill— you got to pay attention to the interest bill— on that mountain of debt is going to explode. Do you get it? It's just math. It's simple math, right? Um, and a larger and larger share of the government's money is just going to go to paying that interest instead of running the country. So now when you have a lot of debt then the majority of the money that you're making from the economy has to now go towards the interest. So you don't even have anything left for the economy, right? So they're gonna be trapped between two bad decisions. Number one, raise rates to protect the people's purchasing power, and you can make, uh, the national debt crushing, right? Or you can keep rates low to protect the debt, and then your currency is going to keep bleeding. And your people are going to get poorer and poorer and poorer, right? The economy is not going to do well. There's no way out. Do you hear what I'm saying? What way out is there? That's why they've been facing this for so long. There is no way. Okay, so now we see again the reverse carry trade that's happening. So for decades, because the interest rates were low— again, so that you understand that this is the past. Investors all over the world did the same thing. They borrowed money cheaply in Japanese yen, they took that money and they invested it in other countries where they could earn more. Makes sense, makes sense to me. If you could borrow at 0% and go over here and make 3, 4, 5, 6, 7, 8%, or whatever your return is, it makes sense. The math makes sense, okay? But from that whole trade system, trillions and trillions of dollars flowed through it. And honestly, it became one of the biggest funding engines in global finance. Matter of fact, our stock market boomed because of Japan. Every bull market you ever saw was because of Japan. What money do you think was going in there? It was borrowed money. From the yen. Why wouldn't they do that? It makes sense. So now something, right? XRP say, not time to pay the piper. Yeah, absolutely. Um, now should have been about real poor broke. You guys are so funny. All right, so now, uh, and, and I would say, like, anybody— I keep telling you Uh, if you don't like the price of, um, where XRP is— I know a lot of people don't like where XRP is right now, uh, because you're impatient and you don't understand infrastructure and you don't understand how pricing matches infrastructure. I get that. Um, but in that case, if you want a quick ROI, you— then you should short it, right? If you don't think it's going anywhere, then short it. I mean, it's just— it's simple, okay? But I I can guarantee you, you're gonna be FOMOing in when it does go high. Because if price is the thing that makes you move, then when price moves, when you're on the other side of this and it goes higher, now all of a sudden it's more valuable because the price is high. You are what is called dumb money. You buy at the top because you think the price confirms the value, and you don't get educated enough to understand the value is in the utility of it. Okay, and so it's— trust me, a lot of people gonna FOMO in, and it's all good, you know what I'm saying? But anyway, now Japan's situation is shifting and the yen is starting to move. Okay, so that trade is starting, uh, to unwind, and it's been there that way for a little bit a while. Um, it's been that way for a while actually. And if you go back and look in early August 2024— again, that's the past, that's not the future, so I can't predict this. Because we're in 2026 right now. I can't predict if I'm in 2026 and something's happened in 2024. That's proven data. In August of 2024, the yen carry trade unwound suddenly and it hit global markets very hard. The Bank of Japan raised rates, the yen jumped up, right? And then all of those investors who had borrowed that cheap yen to buy other assets had to sell very fast and unwind their positions Um, the result was a very sharp, violent sell-off. Go back and look at it. August of 2024, um, Japan, they had their worst single, uh, day drop since 1987 in Japan when that, um, when that happened. So how many years was that from? 1997, 1987 all the way to 2024, they had their worst single day drop. They, uh, dropped falling more than like, uh, 12% in one day. The, uh, the Nikkei. I think that's how to pronounce it. U.S. markets also fell during that day. The Nasdaq and the S&P dropped very sharply too, and crypto sold off. Okay, so it was like a mini crash, but then it largely recovered after, you know, a few weeks after that. It kind of recovered. So this is one of those pressure points that's sitting underneath the entire global financial system. It's still sitting there, and it runs straight through Japan. Now, if you put yourself in Japan's situation— and I'll get to the Super Chat, I'll see you. Your currency is weakening, your central bank is boxed in, um, you got a decade-old global money flow that's unwinding through your economy. Your population is aging and your workforce is now shrinking, which means you can't afford any waste or friction anywhere, to be honest. You do have a resilient people who have rebuilt from nothing before, and you can see the strain in the system. You don't think Japan sees this strain? Oh, they see the strain. What do you do? What do you do in that situation from, uh, uh, when you're looking at historically the type of resilience they have? Well, you have the same instinct that rebuilt the country after a war, right? That is why Japan is moving on digital assets faster than comfortable countries, because they're cornered and because their entire national character is prepared for a crisis and they want to be prepared. Okay, now, and they already know, like, I mean, they can go one of two ways. Neither way fixes it. Again, you know, you raise rates, um, to help the inflation, or you, you stay the same and, and things are— I mean, the— yeah, they're, they're boxed in. There, there is no— you can't even try to figure it out, right? So now let me show you what that looks like, and let me go back to why Now you're going to understand why Japan has slowly been making these moves that we are too scared to make, quite frankly. Okay, I'm going to share with that. Uh, Brian, thank you so much for the Super Chat. I wish people knew that no one knows what this thing is going to do when it takes off. Yes, y'all gotta relax y'all's nerves, it's annoying. Yeah, I mean, it's like everybody— I keep telling you guys, why don't you, instead of upgrading your screen every day to look at the price, why don't you upgrade you? How about that? How about you spend some time upgrading you, right? Let's, let's upgrade you. Let's not— let's— why all this energy? Because if you ask me, and I, and I've told you guys so many times, I honestly wanted to go down because I would be able to accumulate more and I have more options. You have more options, optionality. Is what you really want when you're dealing with this. You want to be positioned, and you want to be positioned for either way, right? You want to be positioned if it go down, you want to be positioned if it moves forward. Because at the end of the day, if you have a time horizon and you give yourself some patience, you will do fine, okay? You will do fine. Everything else is, is, is a, a show. Everything else is a show. The powers that be already know And they want to frustrate you because why? They know you're impatient. They know you're impatient. All you have to do is keep dollar cost averaging. That's it. Everything is a, a theatric show. This is a movie theater, you guys. And when it's all said and done, it's going to be utility that moves these assets and the price will match utility. If you're looking for the price now, crypto is still manipulated. XRP is still coupled to Bitcoin. So no, you're not going to get a crazy price XRP until it decouples first of all from Bitcoin, right? You got to have some patience. Upgrade yourself and stop upgrading that screen and trying to figure out what this price is. You spend too much time trying to predict things. You spend too much time trying to predict where these moves are going to go. Dollar cost average, have a long time horizon, and make some common sense decisions with your money. It's really that simple. It's, it's basic, y'all. It's really more basic than— it's basic. This is all character flaw by people being very impatient about this type of stuff, and then they want to push you to make predictions, and then they spread that you made— no, listen to— listen, you got to be educated first of all, because this is all about conviction. If you have conviction and if you have education and you see where this is going, then you can stand 10 toes down, stay stay in your position, continue to add to your position, and you can, and you can be okay. I don't know what all of the hype is about, all of the, the stress and the FOMO and anxiety, and I don't understand it. I really don't. Why don't I understand it? Probably because I invested in real estate a long time ago. Probably because I was investing as an angel investor. You can't even think about even what your money is going to do for like 5, 6, 7 years when you're doing angel investing. So I put my money towards stuff that made me patient. Patient. So this stuff, it doesn't bother me. This day-to-day doesn't bother me. I don't know why it bothers so many people. It doesn't bother me. I don't care what XRP does in the short term. I know where this is going long term. I continue to run my business, add value, coach, train, educate, upgrade myself, get personal development, be a part of coaching programs, you know what I'm saying? Learn about money, build my structure. There's so much other stuff to do. You're gonna lose it if you're not paying attention to this, right? All right, Rakuten. Let's, let's, let's see what, what Japan has been doing. This is what education is all about. Rakuten is one of Japan's largest companies. If you, if you, uh, if you're from, you know, think of them like a, a Amazon, like a big giant Amazon or even bigger, right? It— Rakuten touches everyday life. You got online shopping, you got banking, you got phone, uh, service, you got credit cards. It's all under one roof, okay? And it's used by tens of millions of Japanese people. And Rakuten has woven crypto, um, directly into their everyday ecosystem. They earn rewards, um, and on their apps. All right, so you got ordinary people that can just earn and hold and use crypto as part of normal spending. They did this a little while ago, okay? And it's not the same as like some, some separate like risky, um, it's not the same as what we trying to do here. I mean, it's, it's a very, uh, integrated system that is being added to you know, a random person who can pay groceries with XRP. Okay, that, that for me was the tale. That's when I started to see how they were— how it was being interwoven into their everyday spending in Japan. So you, you can look at it, it's not some— for their country, like, I know some of us, and I know America, crypto is about gambling for most people, you know what I'm saying? It's not like that for them. You got to understand They don't see digital assets that way, and I'mma prove it. It's not being treated like some casino gambling thing, okay? It's being folded into the ordinary machinery of money because the ordinary machinery of money is under strain and they're building the replacement in front of your face, okay? Now let me connect it back to XRP. So if you haven't noticed, Japan is reclassifying XRP as a financial product. Product. How do I know this? They're cutting even tax on it. That means they're making it similar to like a stock or any other serious investment, basically saying we're not going to penalize you for investing in this. They are opening the doors, um, to build funds around it. Okay, when you make it a financial product, the identity of it changes. So I'm trying to explain to you that Japan sees digital assets different from some of us. We see it as like a way to make money. No, they are integrating it. I need you to see that the exact conditions— hear me out— the exact conditions that makes XRP useful are showing up in Japan first. That's why I'm telling you to watch Japan. XRP was designed to be a neutral bridge, a way to move value between different currencies without depending on any single government's money to do it. Japan has a lot of debt, and they've interacted with multiple currencies. In a world where a major currency like the yen is weakening and the system is straining, the value of something that is neutral, something that isn't, um, belonging to one country's liability goes up. Okay, I ain't talking about the price going up. I said the usefulness goes up in that condition. So you see the condition that they're in, the usefulness. Why are they integrating digital assets? Why are they beating us Okay, and if— and, and I wrote a letter to Congress, okay? I did. I hope you did too. I wrote a letter and I said we need the Clarity Act to pass right now. So because I'm frustrated about it, right? So with Japan, this isn't— this is beyond, uh, Japan picked XRP, uh, you know, you're not gonna get me to try to predict that. This is that Japan is the first major economy where the pain that XRP was built to solve is showing up in front of your face. Not a prediction. This has been happening. It's ongoing. So you got to understand, they are the preview of a problem that other countries are going to face. That's what I'm trying to show y'all. And a resilient nation that has been right about the future in the past is moving toward the solution very early. They're early, they're moving towards it because they know, okay? And that is what I need you to understand, um, that's what I want you to— that's why I'm telling you to look at Japan. Why? Because what happens there is probably going to be Uh, probably. I don't know 100%, but what happens there is going to cause impact here. So you gotta watch for triggers, you gotta watch for signals. Yes, and they are smart people. Smart, resilient, enduring. Look at their history. What other country you know could go into complete devastation be completely bombed and rebuild back their infrastructure good enough. Like, see, it's one thing to— it's one thing to rebuild your, your infrastructure good enough to, to make it. It's another thing to build your infrastructure so good that you can host the Olympics within less than two decades. Most countries can't do that, okay? Most countries can't do that. And, and what I— when I say they're beating us, what I mean, uh, KJ, is that they're already putting legal structures around cryptocurrency. They're already, uh, putting legal structures around it, and we're sitting up arguing with each other. Why? Because you got politicians that hate the president more than they love the American people. I know I'm right about it. They, they don't like that man. They hate him from day one. And I have never in my life— I don't care how much you don't like this man— I've never seen a country hate their leadership so much that they want to stand down and let everybody else suffer. And, and, you know, I kept saying, well, if you got complaints about this and that, why don't you come to the table with solutions then? We all agree that this bill needs to be passed, and we all agree on that part, but it's like all of this other stuff, I'm so sick of it. And I'm sorry, I don't care who's the president. I've never— like, I can't imagine myself— I, I can't imagine myself like hating leadership that much, you know what I'm saying? I mean, I get if maybe they, they killing, you know what I'm saying? Like, I get in third world countries there's some real, real evil evil, like, um, you know, leaders. But outside of that, let's just— let's come together, okay? Let's come together for the American people. But what I'm trying to show you is I want you to watch it because, again, everything is a signal that I'm trying to get you to watch. I need you to watch the nations that are under the most monetary stress because that is where, again, the need for a neutral settlement asset is going to show up first. Comfortable countries right now that's got time to, you know, this is a country that people came to for money. They, they're indebted, all right? So it makes a difference to watch a country like that, all right? The strained countries are more than likely going to move first because necessity makes you honest about what's coming. If you don't see this, if you don't, it's It's hard when you're just comfortable and you just, you know, America is arguing because America is comfortable. Japan is building. Why? Because Japan cannot afford to wait, okay? They can't afford to. Resilience isn't only about bouncing back after this, a, a disaster hits your, your, your place. The deeper form of it is preparing before the disaster arrives. And I think that they understand what the solution is. Why do you think that the SBI in Japan is Ripple's number one partner? Why is that? Okay, so I'm trying to educate you guys just to see, um, yeah, I missed a couple of, uh, okay, let me, let me, let me make sure I, I hit some Super Chats. I apologize. Let me go through the Super Chats. By the way, uh, like the video. And I'm going on with my, uh, my members. I'm going to be talking a little bit about XDC and how to, how to scout the right, uh, coins if you're adding to your position with other coins outside of XRP. When quantum computers come, will there be an upgrade for all wallets, or should we buy the Trezor safe now, move and move all of our crypto? And I do have the Trezor, uh, safe quantum computing-proof, um, cold wallet as well. Um, so the thing is, it's more than just the cold wallet. I like that it's quantum-proof and quantum-ready, but also, uh, also, Trent, the blockchain has to be quantum-proof and quantum-ready. Right, so the ledger is going through different phases. Ripple has released their structure of what that looks like going all the way out into like, I want to say 2028, and it's in like 4 different phases to make sure that the XRP ledger is quantum ready. And right now they even have a— and it's some upgrades that's already built into and integrated into the ledger itself. And so if anything, let's say, were to happen with the quantum computing, um, they have a migration protocol that automatically happens where everything stops on the ledger until the migration happens so that everybody is safe. Okay, so yes, they— there are— it's not about the wallets being upgraded, it's the, the block— the ledger, the blockchain has to be updated. Okay, Bitcoin is not updated yet. Like, they don't have a consensus yet for being able to protect their, you know, holders from quantum computing. And their guy says, you know, it takes 7 years. So that's another issue. Like, if you're holding Bitcoin or if you're holding ETH, what are they doing to address quantum computing? That is a serious thing that we need to think about. Because nobody wants to be in a situation where you can see the public address and you can derive your seed phrases, basically your private keys, from your public keys. That's the whole point of the protection of the blockchain, is that you cannot take a public address and derive private keys from it. So, um, I think these blockchains better get on board like Ripple has. And Ripple also has laid out their plan. The government came out and said it needs to be proof, quantum proof, before 2030. I believe Ripple's plan is to have this ready almost 2 years early, and they already have been doing, um, some upgrades with it, and they already, uh, have, like I say, a migration, uh, process in case, uh, anything happens. Democrats will come after crypto once Trump leaves office, all because they have a personal vendetta against Trump. Yeah. And I, I'm— I know some of y'all don't like him, but I'm telling y'all, this ain't right, okay? It's not right because it's too many people involved. This is about more than him. But when you hate somebody so much, you so blinded to how it's going to affect everybody else. And that's all they can see is the hatred that they have for that man. That's it. They want them dead, basically. Behind bars. Like, so you think they're gonna try to work with them? I, I hope that they come together. Um, my goodness. Uh-huh. Warren is ready to loan the Japanese money, man. Why do you think— also, also pay attention to this— Warren Buffett, why do you think he bought so much yen? Hmm. He went complete cash and exited out of a lot of his— he had more cash than he's ever held in his entire life. Uh, you know, I'm being— I, I can't say his entire life, but you know what I'm saying. Like, he pulled out. Why? He got to see some kind of devastation coming and then went over to the end. Why? Because he probably gonna be the people— he, he probably gonna be loaning them. He, he gonna— he the bank over there. He— you, you got to watch the moves that he even made with the end. So it's very interesting. Um, Reverse carry trade unwinding is correct, but, uh, Crypto Ery said Japan raising rates and destruction of, uh, the, the economy of Japan will not happen. No, it's— that's what I'm trying to tell you. But we are entitled to— okay, so actually we're agreeing. That's what I'm trying to tell you. I— the whole point was that they're a resilient people. They're not gonna let that happen. More than likely. That was my whole point. But how are they not going to make that happen? You tell— you answer that question. I don't think that they're going to have the destruction. That was my whole message, is that they're, they're not going to let that happen. But how? What's the— what's the steps in place that they're not going to allow that to happen? Because what I'm trying to tell you is this is more than just Japan. What I'm, what I'm trying to explain, and this is a good statement, I love this, um, when they raise their rates, what does that do for the person that has debt over on the other side of the world? That ain't a Japan issue, that's a me issue now, okay? They can't— what are they gonna do for that? These people are gonna say the debt is too expensive now. So what are these people going to do? They're going to sell. Now, once they sell, wherever, whatever that currency, whatever— what does that do to the prices of the stock? What does that do to crypto? What does that do when you have— if you, if you raise interest rates, absolutely, you're doing it to help your people. That's the move that you make when you're trying to help your people. Now, the other problem with that is that the debt— the interest on the debt becomes expensive. Okay, so you— there's no clean path, but you've chosen to help the people. You've chosen to help your economy. You've chosen not to break the economy when you do that. Good for you. Okay, but now what does it do for your debt? How's that solved? How's it solved now if people start unwinding these trades, okay, and they start to, um, you know, they start to sell and now they have to pay you back and now they have to go into a different currency? How does all of that get solved through the traditional system? I've heard a lot of people talk about gold, you know, settling in gold, okay, but how quick How quick can we do that? How long will that take? So that's beyond their— you know what I'm saying? Like, to see what will play out, that's really beyond their scope of— I mean, they can predict it based off of like common sense, but they're— but what I am trying to tell you is that they have something that could fix it if things got out of hand. That's all I'm saying, y'all. That's all I'm saying. If something got out of hand— if something got out of hand, they have something that could fix it. And I don't believe that they would allow their economy to be completely destroyed. That was my whole point. So what would they do to manage that situation? If there was a liquidity crisis? That's, that, that's all I'm asking. And that's the homework that you do for yourself. I'm just laying out the, the— I'm just laying out the pieces, right? That's all I'm doing, so that we can bring our brains together and we can think about this like, hmm, well, if, if, if the— if people did start settling those trades and unwinding those trades and needed to get their money back into yen, would their traditional system hold up for that, or would it crack? We'll see. We will see. Let me, uh, okay, uh, Brian, predictions give dopamine hits. They are addicted. Absolutely. And you'll never hear me give a prediction. You will hear me give catalysts and circumstances that could get the price to a certain level. Okay, um, you need liquidity, guys. We need liquidity. It's not just gonna pop to a crazy digit, but then we have to figure out what, what would bring in liquidity. That's what we're doing here. That's what we're using our brains for, because it's bridge liquidity. There needs to be enough deep liquidity for a situation, for a liquidity crisis. So what would bring in more liquidity? You figure that out. I'm just here to give you the pieces of the puzzle. I'm here to give you the education. I'm here to help you to look and to think deeper about what, where, what, what stage we're in. Like, I'm not here to give you like a lot of— and I've never done that, like, oh, um, and people put it on their thumbnails and everything. Have I ever like, oh, XRP to $1,000, you know. I— no, I'm going to tell you— I'm not going to tell you XRP to $1,000. I'm going to tell you what would create a scenario where XRP could get to, um, you know, 3 or 4 digits. That's it. That's all I can do because I can't tell you. And anybody else who telling you what day and time, they don't know because you are— it's almost like you're predicting events. You can't— that's difficult. That's so difficult. Like, who can really do that? Like, give you a prophecy from God, okay? But I don't know. I don't— I'm— that's not— that's not what I'm here to do. I've never done that. I don't— I don't want you— I'm here to— I want you to think that education is sexy. I don't want you to think that just hype is sexy. Hype gets people in pro— in trouble. Hype causes problems for people. And all the hype that's going to go into the next bull run, it's enough already in and of itself. Trust me, it's going to be a lot of hype even when it starts moving and stuff, you know. Even on a regular cycle, people lose a lot of money in this game. I'm not here to lose money. Don't you get it? I keep, I keep telling you guys, the, the, the drive to want to make money is the wrong approach. I will always tell you that it's the wrong approach. You know what approach you need to have? The same approach Warren Buffett taught us to have. What's the number one rule? Don't lose money. What is the second rule? The same as the first— don't lose money. How do you not lose money? Get a plan. Don't be all emotionally driven, you know what I'm saying? Dollar cost average. Have a long time horizon. Don't put your rent money in crypto. So have an emergency fund because you need some emergency funds, uh, you need funds in case you have an emergency. You don't want to be selling your crypto. Don't over-leverage yourself. You're gonna get liquidated real easily if we have like volatility. It's simple. Like, I, that's why I'm not leveraged. That's, that's why I don't, that's why I don't leverage my XRP. I, I— because my rule, you can do you. My rule is don't lose money. And I can guarantee you, when two people go on a casino, if one person wants to make money and one person don't want to lose money, this person is going to come out with more money. So that's the rule of the game. So no, I'm not here to hype you, because if, if I do, then I know you're gonna go and invest all your money in, in coins and think you about to get a, a ROI tomorrow. And then you're gonna lose money. And my whole point is I don't want you to lose money. I want you to— that's why another thing which I will say also, that is why I tell you to put your money in a, uh, iTrust Capital, a Roth IRA, so you don't lose money. Everything that I'm talking about boils down to the same question that every person and every nation is always going to face. Are you preparing before you're forced to do something? Because people who are not prepared are forced to do stuff. I think Japan is preparing right now. It looks like America is waiting until they forced, uh, you know, I'm just again hoping that we'll get this situated, okay? I'm really praying, and I've contacted Congress, and I want you to contact Congress too. Write a letter to Congress and let them know. Call them, do whatever you need to do. But those who build very calmly— see, I'm building calmly. I, I'm not with all the shenanigans. I could care less if XRP go to 50 cents, and I really mean that. I would love for it to because I'm prepared. I have limit orders, okay? And I don't have a problem in the world. I'm not looking for XRP to pay my bills tomorrow. Now, if you are, then you need to restructure your plan. Why? Because you can't predict. That's the whole point why I'm not waiting for XRP to solve my issues and my money issues and all of that, because I can't predict. I'm not smart enough to do that. So I need to figure out something else while I just wait. I let patience do the work. That's all I need is patience. I don't need nothing else, okay? And I want you to do the same thing. I want you to build a plan in calmness before the pressure hits, okay? Because when the pressure do hit, and we see pressure building, we can see it. We can see it in historical patterns, okay? I've taken, uh, I've— that's why some people don't want to put their XRP in a Roth IRA, because they, they, they're ready to gamble with their money. They're not really building anything. They're not building for their future. They want their money now. That's why they keep— what, what is the price going to go to? What's the price, price, price? Because your whole life and your whole plan is built around XRP going to 3 and 4 digits. And wrong. You're doing this backwards. You should not be doing that. That is not how you should be building this. And if you are building in that way, I suggest you take a step back, have a beat. Get you a pen and paper out and redo your whole life because you're going to be very, very disappointed. Okay, um, anyway, with that being said, I do believe, uh, that XRP will get to high digits. I believe that it was already purposed. What y'all see playing out is the app. It's this— this is not creating some situation where, oh no, I think this was already planned. That's me, and I keep telling you that is my own biased opinion. Nothing I say is financial advice, but I, for me, have done enough research to conclude that there's some connections with Ripple, and there's some connections where things have already been decided. They just need the events and things to play out to manifest what was already decided. I don't have a prediction on that.. But guess what? I am a very patient person. Let's go 10 more years and I wouldn't even flinch. Why? Because I'm building my plan around, uh, any scenario where I win. You want to be able to win on both sides, okay? That's what I'm trying to tell you guys. The link to the description for iTrust Capital is in, uh, or the link is in the description for iTrust Capital. They do give you a $100 funding bonus Everything in that account, as it appreciates, is yours tax-free. That's long-term planning. Some people don't want to do that because they so day-to-day, and they wonder when is XRP gonna go to 3 digits, when is— I don't even need XRP to go to 3 digits. Wow, why people waiting on that? You could be accumulating, and then you could be in a good place when it go to double digits. Now it don't, it don't take as much to go to double digits. At some point we're going to get a bull run. Okay, so even if it went back to all-time highs, y'all, it's a good investment. It's a great investment. All you got to do is the math and you'll figure that out. Somebody said Hillary. I see you guys are so funny. Oh, all right, I— let me get to the Super Chat so I can, uh, get with my members. Roscoe, thank you so much. Uh, we do need to come together, but explain to me, uh, why they go to sunset the ethics clause the day Trump leaves office. If we want ethics, why, uh, why they trying to sunset? I don't know. The whole thing, you, you gotta— first of all, you gotta think about, you gotta think about, they, they don't like him. So you gotta understand, it's not even about crypto or whatever, um, probably for them. Um, I know for some, for some, they, you know, yeah, they want— everybody's not bad, let me just say that. For some of them, they, they do want things to, to pass. And we see this, we see some of the support for the Democrats, and they've been supportive in the past as well, right? But it's almost like whatever he likes, they're gonna fight, okay? So let's say he liked something else and he was trying to approve for a law for something else. Guess what? And let's say he didn't like crypto. If he actually, if he came out and faked like he didn't like crypto, they actually probably would have passed. If he was fighting the Clarity Act, they probably would push. He should have— he should have tricked them is what he should have did. But whatever he like, they don't. So they're gonna push. He agreed to the ethics, and then they come back and now, you know, they got this extra stuff being added. Where was y'all when Nancy Pelosi, okay, was looking like she knew all the news and making every step I mean, you could practically copy every movement that she was making to make money. The Nancy Pelosi play— where was they at where all of these people was doing inside trading? I mean, this has existed for quite some time. Same thing to me with the, uh, the Epstein files. Where was y'all? These files been here— these files been in that darn office through all of y'all, all y'all politicians, all the presidents. Where was the fight at then? Okay, I'm just saying, it, it, it's, it's political. It's political. And political, political anger is the worst kind. Do y'all understand what I'm saying? It was the political hatred that killed Christ. It was politics, y'all. It's unlike anything I've ever seen in my life. I have never in my life seen so many irrational people because of politics. I'm just gonna say that. Like, you— like, you can't even get them to— you can't even get them to say that wrong is wrong about certain stuff just because the other party isn't supportive of it. Even, even if they would— they would have said it. Okay, like, just for example, for example, with, um protecting the border. Obama protected the— they, they all protected the border. Like, there was no fight against protecting the border. There's never been a fight against that, like, ever. Where's the fight at all of a sudden? These the same people. Like, how all of a sudden is it a bad thing to protect the border? Now, I'm not talking about the way in which things are done, okay? We're not talking about that. Let's just be black and white. I'm talking about why was there such a fight to have, you know, aliens come into the— like, no other country does this. This is stupid. Why is there such a fight to— you just want to open up the gates and just let anybody come in? Like, it's almost like they was pushing that just because the other, the other side says, no, we don't, you know, we want strong borders. So now you don't have common sense to just say, yeah, every country should have strong borders. Now it's like, well, no, because, uh, where was all of this before? Like, that's what I'm saying. I've never seen so much irrationality on simple topics that we all should really agree. How can we not agree that every country should have strong borders? And I'm not Democrat or Republican, all right? I, I, I, I'm an ambassador for the kingdom of God, so I don't stick to one party. I have never stuck to one party since I was 18 years old and able to vote. So I'm not like that person that's like, oh, I'm independent and I only vote Democrat, or I'm independent and I only vote— no, no, no, no, no. I, I'm really— I'm really— I, I can go whatever way. I really can't. I don't have no alliance. I ain't got no allegiance to these people. They all liars. You crazy. I'm not gonna have no allegiance to these people. But I'm saying that there's so much irrationality, like, on basic stuff. Basic stuff. I'm looking through the comments to make sure I ain't forgetting nothing. Y'all, y'all know I'm gonna, I'm gonna talk because I, I, you know, I Let's not be blinded by politics and hatred and anger and resentment and all those demonic emotions that allow us to not even have common sense. We ain't even got common sense no more. Sorry, y'all. All right, I was, I was scrolling through while I'm talking, while I'm rambling, just to see if I didn't miss anything. But all of them be lying, y'all. So, um, nothing against anybody. Um, if you are a Democrat, hey, I'm okay with that. If you are a Republican, hey, I'm okay with that. You have a right to choose in this country. And as I told my kids, I would never ever ever like force them to choose. They have free will. That's what I love about this country, is free will. So I told my kids, I will, I will never force them to like, you know, And my family, they, they force— they afford— they try to force you, but I stopped that forcing a long time ago because I got my own independent thoughts about things. And yes, families have been divided because of this stuff, um, but I just don't agree with everything that they agree with, and, and it's okay. And I love disagreement. And sometimes they don't— they want you to— there's, um, you gotta— you guys gotta— before I leave, I just want to say this. It's so much control and manipulation that goes on. It's witchcraft. Really, it's so much control and manipulation that goes on with people to try to convince you to think a certain way. And you got to have your own independent thought. And, um, and the best way— and the best way to have your own and be confident in your own independent thinking and your intuition— I think your intuition can go a long way— is to really educate yourself. Like, don't just take— don't take what I say at heart and just like listen to everything I say and go with it. I'm human, I make mistakes too. I make I make errors too. You have to do your own due diligence, okay? So that's the thing, you know, like, you know, I got a family that's like strong and, you know, but I don't like control. I don't like to feel controlled. Don't tell me who to vote for. And you— why are you mad? That shows something not— that ain't— that ain't okay. I have never been mad at who somebody voted for, ever. And you won't ever see me get mad. You're not gonna ever see me get mad at what somebody vote, who somebody If somebody mad at you for who you vote for, you got a real serious deep issue underneath there. Your inner man needs some healing, okay? So just watch that, watch that, watch the people who get mad at you for who you vote for. For your freedom is control. Don't ever let somebody take your freedom from you. God gave you that freedom, and who the Son sets free is truly free indeed. And as always, I want you to stay wise, stay wealthy, and I'll see you guys in the next video. I'll be on with my members in a minute.
