The XRP Ledger's Biggest Upgrade Is At 20%, Not Live
In this brief commentary, the speaker clarifies that the XRP Ledger’s major upgrade has only reached about 20% validator support and therefore has not activated; activation requires 80% sustained support for two consecutive weeks. The presenter notes that many outlets incorrectly claim the upgrade is live. He outlines two upcoming proposals that would enable the ledger itself to enforce loan terms while keeping the credit decision with licensed financial institutions. Additionally, he points out that roughly $3.5 billion worth of real‑world assets are already on the ledger but cannot currently be borrowed against. The speaker urges viewers to stop relying on secondary summaries, read the amendment votes directly, and watch the full video linked in his bio.
