This Economy Is Breaking... And XRP Was Built for What Comes Next
In this livestream Kamilah Stevenson delivers a wide‑ranging macro‑economic analysis anchored on the latest Federal Reserve meeting, which left interest rates unchanged for the fifth consecutive time. She explains how the Fed’s “freeze” reflects a dilemma: raising rates would curb inflation but would also dramatically increase the cost of servicing the United States’ massive sovereign debt, while lowering rates would keep debt service affordable but fuel further inflation and erode purchasing power. Stevenson argues that this tension signals an imminent liquidity crisis that will eventually force the system to print more money and de‑value the dollar. She positions XRP as a pre‑designed solution to that crisis, emphasizing its ability to move value across borders in seconds on a neutral, non‑sovereign ledger that does not freeze under stress. She links this technical advantage to broader trends: central banks buying gold as a hedge, de‑dollarisation efforts, and regulatory openings in Asia (Japan’s digital‑asset reforms and Hong Kong’s first licensed exchange offering XRP to retail investors). Stevenson also shares personal investment tactics—accumulating precious metals, holding XRP in a Roth IRA, and maintaining cash flow—to protect wealth from inflation and potential asset‑price crashes. Throughout she stresses self‑sufficiency, community support, and the importance of focusing on long‑term structural changes rather than short‑term market noise. The talk concludes with a call to prepare for a wealth transfer, stay independent of government policy, and hold assets that cannot be printed, with XRP as a core component of that strategy.
Chapters
Hey, it's Kamilah Stevenson, and around here we talk wealth, and we got a good one today. What's going on? I see you, Darla and Corey. What's happening, Kevin? Billy, what's up? We got a good one today. I'm going to help you to understand where we are in our economy, and, uh, almost like a— I want to say like a part 2 from what I talked about on Monday. But I'm going to come from a different angle because we had our Fed meeting today, and I want to talk through that. And I do want to, uh, establish again why I believe XRP is the solution to a liquidity crisis. How do we get a liquidity crisis? I mean, I can see it in the system. It's building, it's cracking. There's signs everywhere. I want to walk you through it. I want to educate you on what happened in the Fed meeting and where our economy is right now. And I talked Monday about Japan and where their economy is, and we're connected, okay? Um, but I want to come a different angle, and I really want to establish why I believe XRP is a solution to a problem that exist as we speak, but at some point there will be a breaking, and I think there will be a repricing of XRP. When? I'm not telling you when, and I'm not telling you the price, but I am telling you I can see it as clear as day, and I'll break it down. Go ahead and like the video and subscribe if you have not already, and I want you to know that I appreciate you guys for being here. Um, I know some people don't agree with what I agree with, and that's definitely okay. I still love and appreciate you guys so much. All right, all right, again, go ahead and like the video, subscribe, and I'm gonna get through this, and I'm going to try to focus, and I'll look at the chats in between, but I'll be focused on what I want to explain to you today so that you can follow me in the analysis of how I view things. Okay, so thank you so much, Rebecca, I see you. So I am going to— thank you so much, Wandering Pizza Man. Pizza Man, I love it. Um, yeah, I, I'm gonna try to stay focused. Uh, I did get a couple of comments like, hey, I want you to like just go through it so that I, I don't, you know, get lost anywhere in between it. So thank you, Alexander. So I'm gonna try to, like I say, stay focused, and then I'll look at the chats, I'll look at the Super Chats and all of that. Um, but I have a lot to say, and I hope you guys are accumulating. Uh, first let me say, nothing I share is financial advice. Everything I speak of is for educational and entertainment purposes only. Thank you so much, uh, Paul. I appreciate all of you guys. And like I said, I will— even if I don't respond to the chats right now, I am looking, and I just want to get through it so you guys can understand what is happening right in front of you. You guys know that I believe that a lot of this stuff is already planned. I don't know a better way to say it. So thank you. Uh, Purple Ray said, I always make Wednesdays better. Well, I hope I do, and I hope you guys can understand what I'm about to explain. Let's go ahead and get into it. Um, I did want to come on. I know I missed last week— was it— let— no, it was a couple of weeks ago I missed for, uh, the webinar. Um, I got some more special stuff coming for you guys. Again, like the video, uh, subscribe and share it with someone who needs to understand where we are because so many people have no clue what is happening. And once I explain this to you, you're going to understand where we are in our economy and why XRP sits in a very unique, uh, position. And let me tell you, I am— I'm loading up, y'all. This is the accumulation stage, and the accumulation stage can last some time. You just have to have patience. Um, but I want to break something down for you, and I need to con— uh, I want to connect it directly to XRP because even watching the news and everything that's taking place, I don't think people understand that there are a lot of things there that are tied together, okay? And right now, I know people are feeling this, this sense of, um Man, they're being squeezed on every side. It— something's off with the economy. Your money is not going as far as it needs to go. And I— it feels like probably more people are working harder but getting less. And I watch, uh, the comments, I watch videos of people expressing their frustration with even the job labor. And, and I've seen people out working on like meters and like they got construction and they're set up and they're like, look at, look at the type of work I'm doing, I'm still struggling. Um, and I'm not— I don't have a Netflix, uh, subscription or anything. So people are being squeezed right now, and I don't think that's something you're imagining. Uh, I went to the Amish store today and I bought some things. Uh, I love raw milk, so because it has probiotics in it, and I was shopping for like fresh fruit. And what would have cost me probably $150 maybe about 2 to 3 years ago was over $400. I was— I'm like, wait a minute. So I can only imagine, like, I, I don't even know how people are going to survive at some point. But anyway, let me explain what happened today with the Federal Reserve, um, which is the people who control the money in this country. Uh, they had their meeting and they left interest rates where they are. I'm going to give you my analysis of that. They did not raise them, they did not lower them, so it's freeze. You know, basically they froze. Okay, this is the 5th time in a row that that's happened. Now that may seem like, okay, nothing happened, we're just gonna stand still, but I am watching underneath everything that's going on. And, um, there, there's several people who in that room when they had their meetings about increasing or decreasing interest rates, uh, there was some people who said we should have raised the rates. All right. Now, Kevin Warsh, he did make it clear that the door is open to raising them later. And if you ask me, the only reason why they raise rates is to squeeze you out, okay? I'll explain that in a moment. But they held, okay? I think they're— I think maybe some of them are nervous. They're fighting probably behind the scenes, um, in disagreement with what the economy, uh, what he should have done. Uh, but I want to make sure that everybody know what we're talking about, okay? So I need you to understand the difference even between the raising of the rates and the lowering of the rates, okay? So when they raise rates, they make it more expensive to borrow money. So your credit cards, a house payment, your car loans, all of it is going to cost more. That's what— that's why I say when they raise rates, they actually squeeze you, because now you got to pay all of these bills and you got your mortgage and all of this. You don't have money to put on the side usually for some kind of stock market crash or whatever. Now when it does happen, they're ready to load up, okay? They're borrowing against their cash flow policies and they got money in place, you know, they got dry powder. But you don't because you're spending all of your money because your mortgage is high and your, your, you know, your— you got credit card debt. And that's why I say you gotta get rid of the credit card debt. When I tell you that 24%, 20-some percent on credit card debt is killing people. And now people are using credit card debt and, and, and financing just for food. So it's about to get ugly, y'all. I'm telling you, it's going to get ugly. You must prepare. I don't know how a better way to say this, but I, I will continue to educate you. So, um, so like I said, when they— if they raise the rates, then a lot of those things that's connected to interest rates are going to cost more, and they do that to slow things down, and then, uh, they force, uh, prices back under control. When they lower rates, then that's when they make money cheap again so that they can, um, get things moving again. Okay, so what they did today, like I said, is there's a freeze, meaning they— they— I don't know if they know which way to jump. It don't matter which way they jump, they stuck on both sides anyway. And here's what I want you to take in. So at the start of this year, everybody expected for them to start cutting rates, right? But instead, here we are, and now they're talking about raising rates, right? So we got the whole story that done flipped upside down with where we are with our economy. And that doesn't happen unless something is genuinely wrong under the hood. You know how you can't see what's going on until you lift up the hood of a car? Like And then you, you looking and, oh, everything is messed up right now. And that's something is what I want to expose to you, right? I want you to know, well, what is under this hood, okay? Because most people don't see it. Why? Because they're waiting on what? You waiting on politicians to come out and tell you the case? You waiting on somebody to come from what, the central banks, and say, hey everybody, our economy is screwed? We're breaking in half. We're gonna— the de-dollarization is happening, the debasement. You're gonna— we're gonna squeeze out the middle class and you're gonna lose in the end. They're not gonna tell you. That's why I want to help you out. So let me tell you what's actually going on, because most people don't know what's going on, right? And then when I try to say, hey, this is happening, hey, here's— and I try to connect it to XRP, most people don't agree because they need confirmation. Who you looking for confirmation from? You want the politicians to give it to you? You want the headlines to give it to you? You want the central banks that's been storing and hoarding up gold right under your feet to tell you what's going on? They're not going to tell you what's going on, so you got to figure it out for yourself. But I'm telling y'all, this community is going to be blessed because we know what it is. So here's what's going on. They're stuck. They're stuck between two problems that they just can't fix. First, the cost of living is still too high. Like I just said, man, I just went to go spend groceries. What, I think I had about 4 bags, I guess $100 a bag. And that's the truth. I have 4 bags and $100 a bag. And it's not like I got any— I didn't even get— y'all, here's the, here's the interesting part. I didn't get no meat, like not one. No meat, no grass-fed beef or anything like that, right? And I do eat grass-fed beef, but I didn't get any of that. Like, I was getting like fruit and nuts and avocado oil, and, um, I had some dried mango and some, you know, tuna fish, some wild-caught tuna fish. Like, like, I'm not talking about like a big bag of it, I'm talking about like a little, like a one, one little meal, like a small little container. So That's the kind of stuff I was getting. Um, but groceries are high. Um, rent, everyday life is squeezing people. And the fix, the honest fix, is to raise rates and to force those prices down. But remember, if you raise rates, then, you know, uh, borrowing— you know, people can't finance anything, it's just too expensive. So, um, that is, that is what happens when you raise rates. But on the other side And this is what changes everything. This is what you have to understand, and this is what lets me know that that's eventually what's going to happen. Even if it's a short-term raise, eventually they're gonna have to lower them at some point. And the reason why is because the country owes— I'm talking about an unimaginable amount of money. And every single day, hear me, so you can know the math on this, not once a year, I'm talking about every day The government is paying interest on that debt and it's running into the billions of dollars, billions a day on nothing but the interest. Do y'all hear what I'm saying? Just the interest before a dollar that goes anywhere. Now watch, raising rates doesn't just make your house payment more expensive, it makes the government's own debt more expensive to carry. That's what I'm saying. That's how I know what they're gonna eventually do. And every time that they push the rates up, that daily interest bill is going to go up. So they can raise rates for maybe a little while, you know, to fight the prices, but they just cannot do them for that long. Why? Because the cost of the debt is going to spiral into something that is just not going to work. It's going to break things mathematically, even though, yeah, like people would say that because of inflation you should raise them, but their debt is just too high. So look at what, what, what, like, the corner that they're in. If they raise rates and hold them high, um, it'll help your grocery bills, but it's going to crush the country under its own debt. But then if you lower the rates to protect the debt, um, and then, then what's going to happen is price is going to take off, more inflation. So if you— every choice that they have, it's going to help one side, but it's going to hurt the other side. And I think that's right now why it's hard for them. I don't know if they're competent, uh, uh, not competent, confident. I think they're trapped. And I'll tell you what I honestly believe about this. Even if again they raise rates short term to look tough or to, you know, whatever, you know, it's a part of me that some— that kind of feels like If Kevin Warsh makes you think that he's going to raise rates, that maybe it will still spark the same actions that he would want to get if he did really raise rates, and that would allow him to not raise rates. Okay, I don't know for sure, but it would make more sense for him to leave the door open for raised rates than for him to try to say that he's going to lower rates, right? So because that don't, you know, with the inflation, it's just like, what, you're gonna lower rates? Look at how much food and groceries are like. So I don't think he can act like he's going to lower rates, you know. Um, so we'll see what happens. But, um, and again, this is not financial advice. Uh, thank you, Kevin, for that. Uh, everything I share is for educational and entertainment purposes. Hit the like button, right? So, um, yeah, they— I don't think they can afford to, to, to really Um, I don't think they can afford to— it's difficult. Like, again, even if they raise rates short term, it's, it's no way to keep it that way. They can't afford that from the debt, okay? Which means that the real direction here— this is what I want you to know, and that's all we're looking at. There are some short-term movements, but the real direction over time is that more money is going to get created, and the dollar is going to buy less. Because when you owe this much, that is the only door that you can eventually go to, okay? And to me, that is the door where XRP comes in. So stay with me here, okay? This is how I— this is how my mind thinks. Now let me take you one step further, because this is what I believe is coming. And I want to be clear that this is my conviction, and this is what I have studied right? I— this is, this is me, all right? I'm not giving you a promise, I'm not giving you a date, I'm not giving you a price, but I'm going to be doing you a huge disservice if I don't say plainly what I see when I connect all of these dots. And that is that every single time this system gets in trouble like this, they are running the same play. You have to see that there is no different play, y'all. There's no different play. They will print. They will print. Hear me, they will print. You need to know that because what is that going to mean for you and your money? They will print and they will lower rates long term whenever that happens. And that's it, because that's always the play, because it is the only move that doesn't ask somebody to do something politically impossible. And the president has been saying out loud, lower rates, cheaper money. That's what I want, lower rates, cheaper money, because our debt is too expensive to have it any other way. So there is pressure there. There is, uh, uh, Kevin Walsh, the man, and who wants— he wants lower rates. And there is Kevin Walsh, the Fed. All right, and so Again, I'm not saying that he won't necessarily raise rates, but I'm saying that it's still short-term. In the long-term scheme— and I'm always looking long-term, y'all got to understand, I'm looking where this is headed because that— those are the moves I make. I don't make moves based off of, oh, what are you doing tomorrow, what are you doing next month, what you doing, you know. I don't do that. I'm not a trader, I'm an investor, and I have the heart of an investor. My brain doesn't work like that the way a lot of people's brains work. Okay, so whenever I'm telling you this stuff, I'm always looking long-term. Okay, that's, that's how I position— that's, that's how you— that's the only way to do it, honestly. Okay, so you've got pressure from the, you know, from Washington, from the White House, and, and the weight of the debt underneath that, right? And so both of them are pushing in the same direction, so Check this out, because when the system starts getting stressed— and if there's any Super Chats, I'll, I'll address them, don't worry— when the system gets stressed, the first thing that breaks isn't the price of anything. Historically, okay, historically, for example, I'm going to give you an example. Historically, when you look at times like this, and I, and I've, I've studied 2008 and some of the, the, the times where the economy was at its worst, and C19, which they— I ain't even gonna go there. Um, I was in my late 20s, maybe my early 30s, and, um, I started looking at it right away, like what was happening with that, with the economy at that point, right? When the system gets stressed, again, price doesn't necessarily break. It's the willingness. A lot like if you look at historically, these are again examples. It's not like Like, it's not like it'll happen the same exact way, but you can look at like repo markets and other things under stress, and then all of a sudden here comes a catastrophe that looks like this is the reason why we have to print money. C-19 and, you know, all of these other events. But if you go back a year or a year and a half early, you will see the stress that was in the system. Okay, and then they have to conjure and manufacture this reason for now throwing money out there, creating more debt out of nothing, and lowering interest rates. So they're going to create something that makes you think that this is why they're going to print the money, but I'm telling you, you can see right now they're going to print the money. So If you like, like, if you can't— like, all of a sudden it's not the prices that break, it's like you can't lend overnight. A repo, a repurchase agreement, which is a short-term loan where one bank hands over treasuries as collateral and they get cash back the next morning. Obviously it's the most boring transaction in finance, okay? In 2019, September 2019, the rate on it went from about 2%. Most people don't do math, so they don't know this. It went from 2% to 10% in a single morning because nobody would part it with cash, right? And across borders, it, it was even worse. It, it was different, but it was worse. It's like, like a payment in, in Singapore to like Buenos Aires That's in Argentina, and I've been there before, a couple of times, maybe about 2 or 3 times. Oh, they got some good food, they got some good meat there. Um, but like, if you got one country to another country and you're making payments, remember, it hops through 3 or 4 corresponding, uh, correspondent banks. And then when one of them pulls its credit line, it's not that the money is lost, it's stuck. Okay, for days, all right, it's just stuck. So then here comes the flood. This— I'm telling you, this is how it happens. Here comes the flood, and then the flood is the tail. So what they did was historically they had to open it because the rails locked, which means that the money was never again the real problem. Here's the problem, because I'm leading up to it, it's the way value moves. That was the problem. The way value moves was the problem. So then there are two separate demands landing on the world's settlement system, because we're talking about settlement when, when you're in a situation where you have to settle, okay? And these two different demands, you have to keep them apart because you have to be able to see both of them independently. One of them is speed, value that clears in seconds and doesn't freeze at the moment where everybody's reaching for it, because that's the problem, is the freeze. Okay. And then the other thing you have to look at is neutrality, a settlement asset that doesn't sit on one country's balance sheet or rides on one country's power up politics, uh, politics. Okay, now if you look at— because again, all of these different pieces, they're all together. Central banks, if you look at what central banks are doing, they're answering the second demand right now, the neutrality. They are— how are they answering the second demand? I'll answer that for you. They are buying gold at record levels, and that's a repricing decision. Because they're deciding what is actually worth holding when the settlement asset itself gets debased, which is what we're talking about. It's going to lose its purchasing power, right? So that's why I'm— this is not like— y'all gotta understand, my plan is not XRP. It's an entire structure. There's a, there's a structure. I buy— I'm buying gold probably every week, okay? And silver and, and, and, uh, um, platinum and copper, right? Because I want real money, because I know where this is going, you guys. And the people who don't know, they're the ones that's going to pay the tax. They just don't know it yet. And they're going to look up one day and be in such a bad decision, uh, position. They are, because they have no idea that this is even happening right now. And that's why I'm educating you on it, because I want you to see what is going on now. So central banks are buying more gold than they have— I mean, they are buying all the gold. China is buying all the gold, y'all. But that's answering— remember the second thing, because gold is one of also the slowest things that, um, human beings have ever moved. You can't move gold that quick. So the most careful money on the planet is buying neutrality, and they are accepting slowness because slow neutrality is the only kind that's been offered right now at scale. That's it. So they're parking their money in gold, and I am too, and I hope you are too. Yeah, I hope you are too. It's not just XRP. You have to have a plan for the fact that they're going to print. If you know they're going to print, you got to have a plan. So here's where I plant things right here. I believe that the world eventually is going to need something that delivers not one but both. Both. And I believe XRP was built for that exact reason— moving value across borders in seconds, settling on a neutral ledger that no single country controls. They will need something that doesn't seize up or freeze under stress because of a liquidity crisis, and it's coming. It's coming because the economy is breaking, and they're not going to tell you, but I'm telling you, if you just go and look at the historical patterns, you're going to see it. And I believe XRP will— an asset, uh, built for exactly that, okay? To move again value across the world in seconds without freezing. And that is going— so that, that's why I say XRP is going to matter in a way that most people can't see. They cannot connect the dots, but I'm telling you, that's why I hold it. And it's not just me guessing. The most conservative money on the planet, the central banks, are quietly stacking gold again at high records, already positioned. What are they positioning for? They're, they're positioning for a repricing of what, uh, is actually worth holding. They are positioning for a repricing. When the careful money moves that quietly, because they're not— of course they're not like telling you what they're doing, and that hard you have to pay attention. Why? You got to ask yourself, why are they doing this? Shoot, they, they print the money and then take the money that they print and put it into gold. Plenty of people I know already are, because some people just don't understand what XRP is built for. They don't believe it's built for liquidity crisis, and I believe that it was already planned a long time ago. Okay, so this is all have to be— this all have to be collaborated to make it make sense. Okay, they already created the solution, so the problem has to exist. So I get it, I get people are going to roll their eyes at this and they're not going to believe it, and that is okay. Every time I talk about where XRP is headed, I do know some people get frustrated, and I do understand it because I think a lot of people got into XRP at the wrong time. And I even saw a comment where it's like Oh, this crappy XRP made me lose a lot of money. But it made you lose a lot of money because you bought high and you sold low. Because I have not lost money with XRP, and there's a lot of people who have not lost money with XRP. And even the people who bought on top technically have not lost money on XRP unless they sell. So I would suggest that people find out why they lost money instead of saying that a technology is crappy because it personally affected affected them, right? I'm not asking you to agree with me at all. I cannot tell you the day, the month, or exactly how it unfolds. And anybody who claims to, I don't think they can really tell you that. What I can tell you is that things are cracking underneath the surface right now. And when a system like this finally gives, it does not give slowly. It gives usually all at once because it's been doing this for a long time. You know, when you have a crack under something and it's holding up— I mean, it's holding up like they're trying to hold it up, but at some point the dam is going to break. And the people who have understood this and they understand what's coming, they're going to be positioned early and they're going to be positioned calmly, right? Because right now we can do it calmly before it's obvious. Those are the people who are going to be fine on the other side. And honestly, I'd rather be way early than one day too late. I really would. I'd rather be years early than a day too late. I have done the work, I have read the documents, I have watched the pieces line up, and I've made my decision. You got to make yours, right? It's all about your conviction. And that's the whole reason why I think even people who are holding XRP, that's why we hold what we hold. Because if, if the long road leads to a weaker dollar and a system that eventually has to find a new way to move value, then the worst thing that you can do is keep all of your life's work sitting in the one thing designed to lose strength over time. It will happen. And the people who understand this, they're going to move a portion into things that cannot be printed— gold, silver, precious metals. XRP. They're going to move into things that can't be printed and into the rails that's built to carry value when the old ones get jammed. And they will, they will get jammed because what— because of what they're doing is going to create a jam, which is exactly what XRP was made for. Now I want you to lift up your eyes and I want you to understand, I don't want you to think the whole world is stuck. Okay, like we are, like right now even America, um, it's just stuck with the Clarity Act and everything, but everybody's not, okay? And I want to encourage you, I want you to lift up your eyes. I don't want you looking down or being discouraged about this. This is not here to bring any type of fear, okay? Um, I want you to position, because while our money managers Um, you know, while the Fed and, and White— the White House and all of that— I, I get, you know, they're arguing with themselves. We have no idea how much probably chaos goes on behind those closed doors, right? But think about this. Come outside of your bubble. The rest of the world is not waiting. I need you to see this, okay? And, and I'm, and I'm connecting this back, and I talked about Japan, but look at Asia. Look to Asia. Japan has been deliberately reshaping how it treats digital assets. I talked about this on Monday. They are building for what's coming. And I know, like, and this, and this is not about, like, again, I'm not predicting anything, but they are building for what's coming. Just today too, Hong Kong— did you guys see the news in Hong Kong? They did something incredible. So for the very first time, look it up, they opened up XRP to everyday people. Regular folks in Hong Kong can now buy XRP on a fully licensed government-regulated exchange, and they put it right alongside Bitcoin and Ethereum as one of the only few coins that's cleared for the general public. They just did this, and I'm telling y'all, if you only stare at the price, you're going to miss what's actually, um, important right now. What matters is the direction. All you have to do is see the direction of this. A year ago, an everyday person in Hong Kong could not even touch XRP on a regulated exchange. Today they can. That's a door open, and when that door open, y'all, it's not swinging back closed. Now stack that on top of, like I said, what Japan is doing, and it connects, um, into exactly what I told you that I believe is that the pieces are being, uh, subtly put in place for XRP specifically for a world that is going— I'm telling you guys, you can miss it if you want to. But they're putting the pieces together for a world that is going to need a faster way to move value, okay, than the one that's breaking in front of us, which is the traditional system, the monetary system, the entire thing. So while America continues to argue with itself, the doors for XRP keeps opening up everywhere else. Pay attention. That is where the confidence is. The building is not stopping just because White House is stuck. It's moving to wherever the door is going to open up. And right now I'm telling you, those doors are opening up for XRP, right? So I don't want you to be, again, afraid. This is not about fear, you know what I'm saying? Just because, oh, the, the Fed froze, or what they gonna do, you know, you have to understand why they're doing this, why it's a freeze, okay? It's clarifying. It is telling you to stop waiting on the people in Washington to save your money. They're not coming to save you, let me tell you. They're not coming to save you. I wish people would open up their eyes. So many people spend so much time getting angry at what the politicians are doing with, you know, the food and the food stamps and the government and all of it. They're not coming to say— they can't even save themselves. They gotta keep creating more debt and inflating just for the system to survive, y'all. They can't save themselves, so what makes you think they're gonna save you? You gotta see this. You need to build your own position so that whatever they do— because I always tell you, it's not about predicting what they're going to do. You have to position yourself to, to win regardless. We can't say what they're going to do. We don't know what they're talking about. Like In hindsight, we're gonna find out a lot on the other side of this, but so many people think you're being a conspiracy theorist. No, this stuff go all the— I'm telling, I read documents all the way back in the 1940s after World War II where they were coming together trying to solve an issue of slow money moving from, uh, country to country. This has been a, uh, century of a problem. Right? This is not something that just happened overnight, but we can see you have to build your position so that whatever they do— if they raise, if they lower, if they freeze— you okay. You keep some of your wealth in things that cannot be printed. I'm telling you, I don't know how to tell you, get your wealth in things that cannot be printed. And that doesn't mean come out of dry powder. It definitely doesn't. Why? Because when you have dry powder on the side, then when, uh, when the interest rates, um, are dropped, then you— or when interest rates are raised and things start to drop, you can buy them for cheap. And then when the interest— and then when it— so when they rise, you can buy them for cheap, and then when they drop, you can borrow money again if you're putting your money in the right place, like, like something where you can borrow money, then you can do that, right? Because a lot of people will be borrowing against their own assets, right, to be able to, you know, to be able to take that money and then rotate them into something else. So that's why, again, I love— I'm going to tell you, I love cash, cash policies, insurance policies, because now when the interest rates are really low, you can borrow against it for almost nothing, and then you can put them into other assets. But most people are not going to be able to do that because they're going to squeeze you on both sides. When they raise the rates, they squeezing you because you steadily paying all your money and stuff. Even if other prices like food and groceries come down, you still, you know, trying to catch up with your debt and your mortgage and all this. And then when, and then when, uh, the prices go down, now everything is in inflated and all assets are too high for you to get in. So they trying to squeeze the life out of you. It's all a plan, it's all purposeful, okay? But they're going to inflate these assets away. Everything will be— a lot of assets will be repriced, okay? Um, so you want to hold assets like XRP that are built for— see, XRP is built for the world that's coming. Not the one that's breaking, okay? It's built for the one that's— that's why you got to wait, because it's coming. But it's built for that world, just like the AI agents. They don't even need to, like, they don't, they don't need a, a, a driver's license. They don't need anything. But guess what they can use? They can steal. They can move money through the ledger. So that's the world that's coming. XRP is built for the world that's coming. XRP, the ledger is built for AI agents to move money back and forth. Do you understand what is going to happen right now? Remember, don't do nothing reckless. No crazy leverage, no betting the house, right? And you can just stay calm, you know, dollar cost average, be patient, have your— you know, you got to have some foundation in place, right? Because you want to definitely, um, still Uh, you, you want to make sure that you got enough cash flow and things like that as well. Like, you— and a lot of people right now, um, my heart breaks because again, I am watching a lot of the comments, and I purposefully watch videos of people expressing how much money they're getting paid. And, you know, like, one lady was just saying how she gets paid like $1,200 a paycheck and her rent is like $1,500. I'm like, man. And it's, and it's just really sad because it's, it's going to be hard for people in the future if they don't figure out a way to like situate themselves better. Pay your debt off, pay your debt off, pay your debt off. Get you some money on the side so that you don't have to sell your assets to now turn it into fiat and then go and like pay bills, and then it's just poof, it's gone. Like, even so, so everything about that asset is gone. The upside is gone. Okay, so if you have an asset that'll be repriced, whether it's gold or XRP, other commodities that are digital commodities and physical commodities that'll be repriced in the days ahead, now you missed that and you took your money out of that to pay something and now you missed the entire upside. It's the worst situation to be in, you guys. So you have to get a plan, okay? Um, and, and a lot of, a lot of people right now, they have no idea of what is happening. So, um, they're gonna have the shock of their life, and they're gonna miss the biggest wealth transfer that has ever existed. And it will be that. Oh, it will be that. And, um, understanding that every— all of this is good, but also there's a, a leak that people still haven't gotten right, and they never fixed this, and that is the leak of taxes. You do have to worry about that if we're going to make all this money. You got to understand, man, taxes, taxes is going to be a drag. So you can hear what I'm saying, you can say, oh, I agree 100%, and you can still get a, a big chunk of your money that's taken away. Why? Because you never set up the right structure, okay? So to protect that, because I— this is my conviction, y'all, I— that's why I put money in a Roth IRA, okay? That's why I do that, is to protect my money. Because now that I already know what's headed but now I need to preserve it. Okay, so I do put some of my precious metals and my digital commodities, I put them in a Roth account. All right, because being right about XRP and wrong about the, uh, the structure, that's gonna be actually the most expensive mistake a smart investor can make. All right, you could be smart and like, yeah, I believe this and everything, but still a lot of people are going to lose their money. So, and, um, they do give you a $100 funding bonus when you fund the account. I just wanted to kind of like go straight through everything. Um, and, uh, I see, uh, Tim said un-alert. Uh, so I'm gonna go through some of the comments. The Fed standing still is still in action in the proper context. Yeah, absolutely. So I don't want you to see it as like nothing happened, okay? Somebody said they screwed us. So $100 is the new $20 bill, and you got to do the math for yourself. Because, um, I had created, um, just so you guys know, um, I created— and I see some of the Super Chats, I'm getting to them— I created an entire resource, uh, that helps you to, um, measure your net worth in real assets like gold. You can't measure it in fiat. You're measuring it in this— in the same thing that's going to be replaced, um, at some point. And I don't say replace like— I'm not saying that, you know, because of stablecoins, we, you know the dollar would probably still do fine, but it doesn't mean again that you're— that its purchasing power is not going— it's— there's still going to be a debasement happening along the way. And so, um, but it's hard to measure your net worth in fiat, in something that is losing purchasing power, because it's hard to know. You can't just look at the number going up to know what that means. You could make more money today and struggle much more than um, back in the day when you made less money, and but the purchasing power was— it went, it went a lot longer. And I, I heard somebody even say that, uh, they, they remember a day where they were making 60 cents an hour. And, uh, the girl— the lady was like, how in the world did you survive off of 60 cents an hour? And they was like, we did, it was fine. So you got to understand, like, somebody making 60 cents an hour back in a day where things were super cheap could be in a better position than somebody making $300,000 a year. It's not the number you got, it's not that. You got to do the arithmetic. And so you really want to start measuring your wealth in, in real money. Real money, not money backed by debt. That's like, it's backed by debt, you guys. It's not backed by real gold like at one point it was. But then they start playing games, like printing more of it than what was backed. And I think other countries start getting a hold and saying like, I don't have enough gold for this. And then all of a sudden, on a Sunday evening, here he come, uh, disconnecting gold from the dollar because y'all know better. Y'all don't know what y'all doing, right? Um, thank you for the Super Chat, XRP Maxi. Uh, hi Kamilah, do you think BOJ will raise, uh, this meeting? Sorry if you have answered this, um, already. Thank you for all you do with us. Um, thank you first of all. And, um, I didn't answer this today, but I would assume that they should raise rates, but I don't know if they will, you know what I mean? But I do know that you won't know probably until the last minute, because think about what would happen if they said, oh, we're gonna raise rates. Everybody would get ahead because, you know, you know, the market tries to get ahead of the move. Right? So if you give a— and so that's why to me, I feel like Kevin Warsh might act like he might raise rates and potentially not. I'm not saying he will or won't, but it's worth a try to act like you're doing certain things if you want the market to respond, because the market is always forward thinking. So the prices today are what they've factored in already. So if Warsh, he might say, Well, let me try to act like the door is open to raising rates to see how the market responds, how people respond, to see if I can get some things to happen where I don't need to do it. Now, if I need to do it, maybe I just got to do it, you know, again, short term. But, you know, so sometimes you won't know what's actually going to be done until the moment. So Bank of— the Bank of Japan is totally on the opposite side of that, meaning I don't think they want people to know that they're going to raise rates, even if they wind up doing it. Now, the powers that be have said already that they should for their people because their inflation is crazy right now. Everything is imported— their oil, their energy and stuff— and their people are suffering. But do they break the economy or do they break the bond market? They have a decision to make, and no one really knows what they're going to do. But either way, something's going to break. There is no situation where this ends up being just a breeze. Honestly, they should raise rates, but if they will, I don't know. We'll, we'll see what they choose to do, but they're not going to let anybody know until it's time. Uh, maybe they may decide to like not move anything, um, but their people will continue to suffer. So we know what they're choosing if they don't raise the rates. They're choosing the bond market, um, and they own the majority of their debt. Uh, they, they, they have the debt. They bought their own treasury bonds. They, you know, and, and right now they, they had stopped buying them because they're trying to work it out. Uh, I don't think they're in— I think it's a methodical movement that they have. They know what's ahead. Like, I don't, I don't think they're out of control or anything. I think they— this has been happening for quite some time. Um, so we'll just wait and see what happens, right? Um, uh, let me make sure I did— okay, let me get, uh, uh, Suede, what's going on? I'm curious about what this country would look like with paid off national debt. Oh, it would look so different. Uh, but just understand, they don't intend to pay off the debt. Um, that's not what they're going to do. They're— and then definitely Uh, they're not going to, um, they're not going to pay it off. They're not going to let it default. Um, you're the average— you're going to pay it off. That's what they— I'm just saying, they want us to pay it off, right? Um, that's, that's really what they want. And, um, the, uh, the, the middle person is gonna get squeezed in the middle. Uh, their dollars are going to pay it off because they're going to lose purchasing power, and they're at the front of that water hose, meaning Uh, when they print money, they, they already know what to put it in. And y'all, Kevin is printing money already. Y'all look at— go just do your own research and find out how much money he's been printing already. Like, they're not gonna stop. There's, there's nothing, you know. And by the time, uh, and the thing is, the trick about it is it's so slow. It's such a slow process, you know. It's like a drip that you don't feel. So it's not like this thing that's like boom, that's in your face. It's like a drip that you feel where you look up a few years later and you're like, I don't have no money. I can't— I got money, but I can't buy nothing, so I'm broke. But my screen say this and that, I'm looking at the number, but I, I felt confident with the numbers. But now when I go out and buy stuff and I have to pay rent and insurance and stuff, I realize I'm poor. That's what it's gonna be like. Like, you're like, oh my God, think about how much people make now. Like, you hear people like making $150,000, that, that's like, I, I can't find— I'm poor, you know. And, and years ago, that was more than enough for most people. So you see, it doesn't matter how much money people are making, how, where, how much can that money get you. We gotta pay attention to that because they trying to play in our faces. They— and they're going to inflate assets away, right? So they're gonna— they're gonna devalue the dollar, but the assets are going away. And I keep telling y'all, that rocket ship that's gonna go up to the moon that they own, they're gonna be like— they're gonna be high-fiving their buddies and stuff. We got them, y'all, we got them! We— we became— we went from billionaire to trillionaire. Like, oh, it's gonna be a lot more— it's gonna be a lot more trillionaires in the future, trust me. Um, and they gonna be on that rocket ship, and I'm telling y'all, they gonna look to the left and they thought they left us. And we're gonna be right there with them, like, hey, yeah, y'all didn't fool us. But guess what? The sad thing is there's going to be a whole community of people down on ground level that are going to suffer. They are going to suffer bad. They are not going to be able to eat, okay? And let us not have like some situation where we have shortage of food. Remember that train that took off with the energy it don't stop, y'all. Just because you put a— put your— your— when something is going super fast, just because you put your brakes don't mean it stop right away. It has already been in the plumb line. We will see some troubling days ahead, I tell you the truth. All right, let me look at, um— I do, um— UBI is going to smooth all of that out. Man, y'all better not trust the government. Um, you guys better not trust the government to do anything for you. This is it, because if they do— nothing is free. If they want to give you something for free and they want to act like they helping you and they want to print money and say, here, we're gonna give you two— let's listen, let's listen, listen here, y'all. If they tell you we're gonna give everybody $2,000 a month, guess what? They gonna raise the prices $2,000. $3,000. They gonna make you think you got something. I keep telling y'all, you gotta do the math. Just because, oh, you get more of a check, we're gonna print you some money, they're gonna just inflate other— some somewhere else, and you gonna get $2,000 extra. Then you're gonna look at your bills and your grocery and stuff, and that's gonna be $2,500 extra. So you're not getting anything. Your money is not free. They're not giving you free anything. And you're going to be dependent. They're going to control you. Let— you don't want nobody controlling you, so you better become self-sufficient. There's gonna come a day where you're gonna need your food and water, and you might need to be gardening your own food in the backyard if there's a shortage. I'm telling you, they— yeah, they want to control. They want to control everybody, but not here. I say not, not this household. Thank you so much, I appreciate you guys. Let me go down and make sure I didn't miss no super chats. I did want to get through, uh, hopefully that was, um, what up at 744, what's going on from Las Vegas, I love it. Um, I wanted to make sure I got through everything because I know a lot of people say I interrupt a lot, and so I, I'm trying to do better at that and then look at the comments. And, and I'm looking at them while I'm— trust me, you know, like I always am. Uh, but I did want to, um, and yeah, universal income, that's what they want, but it's, it's not. Nothing is free, you guys. They, they're gonna play in your face. You're gonna be— you, they're gonna, they're gonna— now guess what? When— see, when they get you addicted to that dependency, because that's what they want is dependency, and it looks attractive and stuff. When they get— they, first of all, they, they get your vote because you, you know what I'm saying, you dependent. But, and so now you don't— you can't even vote from real freedom, from what your choice is. You got to vote out of necessity. Out of the fact that I need you. Okay, that's not— that's not freedom, y'all. That's not freedom. And then if they decide to say, oh, well, hold on, wait, we gonna— you got to do this before we give you this check this month, or you got to do that before we give you this check, like they get you dependent so that you nice and nice. And see, people want you comfortable and relaxed so they can control you. Because if you on guard and you aware and you self-aware and you're aligning your mindset and you have personal development and you understand math and you're financially intelligent, you're not gonna control nothing. Because I become self-sufficient because I'm positioning myself early to build out an ecosystem. And we're going to need community as well. That's why I love this community, because we're going to need each other at some point. And guess what? We now— we have like each other, okay? We have each other. We're all in the same direction. We're all building value. I'm telling you, community is going to be everything. I'm telling you, okay? And so, but they're gonna get you nice and comfortable. They're gonna massage you. Uh-huh. Yeah, we giving you money. Yep. Every month. And now when you comfortable getting something, you don't have ambition to do your own thing. You don't have ambition to be, um, independent. You become codependent, okay? Because that's what they want. They want you codependent on them. And then all of a sudden they start putting these like restrictions in place, like, wait a minute, oh wait, you can't get nothing this month, and you need that money. So now you're going to be controlling whatever you need. Master, master, whatever you need. Whatever you need, okay? You want— you want me like Coming to America? You want me to jump on one foot? Uh, you want me to bark like a dog? Because I need that paycheck. So it is in your best interest that you detach from this entire system. They do not have your best interest at hand. I'm telling you, you will be freed up from information and knowledge and wisdom and understanding. So get with all thy getting Get that. Get understanding. Get knowledge. Get wisdom. Because I'm telling you, they, they, they do not have your best interests at hand, okay? So, and, um, um, if you have any daughters, I hope they're protected. Okay, now y'all getting political, y'all. And you know what, hey, um, I, I'm just looking at the chats. Dorothy said, not master. I mean, that's, that's basically what they want you to do. And I want you guys to be independent and, and able to have freedom, right? I want you to have freedom. You're buying your freedom even right now when you sacrifice. Um, I know y'all get like real caught up on the politics and stuff. I know people got mad at me because of, um, my freedom to say how I feel. But let's, um, let's— y'all, y'all gotta understand, like, um, y'all gotta understand We, we all deserve freedom, you guys. I, I don't— I never shade anybody. I never shade anybody from who— what they believe in politics. I don't, because now I'm no better than— I'm no better than like the next person, in a sense. Like, if I'm like now trying to control you, it is such a free— it's a, it's a freedom. I think it's refreshing that we all have different viewpoints. I think it's fun, y'all. It's fun that we did— that we differ, right? Some people like, ah, XRP, and they still come on here, right? So you all here, so you like— you like difference. Some people are attracted to difference. They're not always about everybody agreeing and stuff, right? So that's what makes the world interesting, is that because if it's two people are like, we don't need one, okay, right? We don't need one. We don't need you. If you have a team and they're a basketball team and everybody who come on the team, they all shooting guards you know what I mean? Like, this ain't gonna be a good team. We need some forwards, we need some centers, we need some height up in here. We need people who can come to the, you know, uh, who can, uh, be right underneath the, um, the rim and dunk, you know what I mean? Like, we, we can't— a good team cannot have all guards. A good team can't have all forwards. A good team can't have all Shaquille O'Neals, all centers, okay? So I say that to say that, um, Y'all don't need to argue against what you believe and stuff. Respect each other, honor the difference. And I— and I— because trust me, like, even if you get married, your spouse is probably way different from you. And two people sometimes, that don't— that don't always match really well. So I honor the difference. I even honor people who disagree with me. I even had somebody who came on my comment and said, um, called me and everybody else who believe in XRP idiots. Um, and, and then they stated something that nobody even said. You guys doing this or whatever, something that they said. Oh, I know what they said. They said, um, you keep saying XRP needs to be, uh, 4 digits and, um, you're idiots. And I said, I never said what XRP needs to be. I said what needs to happen for XRP to be. See, you switching up the words. That's what people do, they switch up your words. So I never said XRP need— XRP needs to be— I said what needs— what catalyst needs to happen for XRP to be. So you kind of switched everything and then called us idiots. And I just told the guy— well, I think it was a girl— and I just said, you know, you come on somebody's page calling them idiots, and, um, I said the only thing I can tell you is just be blessed, you know what I mean? Like, I can't— I, I can't— I'm not— I'm not the person that's gonna go lower. Because you go— I'm not gonna call you an idiot because I don't know you and I don't want to do that. And I'm not going to do something just because you do it back to me, you know what I'm saying? So I just told her, I said— I mentioned that, hey, you came on here, you said something that was never said, and then you wind up calling us idiots. And, um, I said, all I can tell you is just to be blessed. Be blessed, because I want you to be blessed. I don't want— I don't want anything else. I don't wish no ill will on nobody, right? And so even for people You may not like me for, um, because I know some people don't like me when I state, um, you know, I said something about, you know, I want the Clarity Act to happen, you know. Can we all agree on that? Even if we don't like— I'm in between for the politics stuff, but let's agree that we want the Clarity Act to happen, right? And, um, we can agree on that, but there's no sense in getting upset, you know, just because of some— what somebody believes. I, I don't— I've never been that person. I, I don't, I don't care who you vote for, who you believe in. I, I, I smile at that and I say, be you, be your authentic self, and ride and ride and die for your convictions, because I want that for you. All right, so I don't, I don't think we need to argue with each other about politics all the time. I know it's gonna happen, you know, and I'm sarcastic, right? So I'm gonna say what I feel and stuff, and I get a little spicy sometimes, but, uh, I'm passionate. But at the end of the day, I'm not— I, I don't have a feeling about what people choose to believe or not. I don't. But I will— I am very passionate, and I want y'all, I want y'all to win, and I want y'all blessed. Okay, so I did want to say that. I just, um, you know, like, yeah, let's just agree that we want the Clarity Act passed. And, you know, um, and contact Congress and, and let them know we want the Clarity Act passed. And I think let's, let's just agree there because, um, we got camaraderie there. But if we disagree on some stuff, it's all good, y'all. Y'all know I love you guys and I appreciate you all. Um, again, all the links is in the description for everything. Um, thank you guys for the goat trophy. Uh, you guys keep, uh, stacking up because I don't I don't want you guys to, uh, be played by the government and everything. Um, I think all of, you know, I just want you to trust your own intuition, um, build your own into, um, build your own, um, self-sufficiency, um, build a strong, um, community, um, and yeah, and get ready because at some point, uh, the price will, uh, reflect, you know, price will reflect infrastructure. And I think we definitely need to, um, you know, look for the Clarity Act. I'm still praying that we'll get it. And, uh, thank you so much. I will stay hydrated 100%. Um, I got my water still sitting here. I did have martial arts today, so today was definitely a day. Um, watch, watch the direction, uh, not the noise. Build so that no decision in Washington can shake you, okay? No decision can shake you. And continue to hold, um, what's being built for what's coming. And I believe that's XRP for what's coming, and a lot of other digital commodities and assets. Stack up, rack up, and be prepared. All right guys, and as always, I want you to stay wise, stay wealthy, and I'll see y'all in the next video. Peace out.
