XRP Ledger's proposed credit infrastructure change isn't live yet. It needs 80% validator approval sustained for two weeks to activate, but only about 20% support it now. The proposal is still in voting phase.
Now, here's the part that should get your attention, and it's the part that's being reported wrong everywhere. It's not live, okay? On the XRP Ledger, a change like this requires validators, which are the independent servers that agree on what the ledger says, to vote it through, okay? So that has to happen. The threshold is very high. It needs roughly 80% support sustained for 2 consecutive weeks before it activates. Now, right now, the support is sitting near a fifth of that. So, um, the honest statement is that the credit infrastructure has been proposed and it's still voting. It's not launched, and I want you to understand that.
