The Rich Girl Rules for Networking at the 7-Figure Level
27 Nov 2025 · 12 min
Lori Harder explains why proximity to wealthy networks matters: your network is your net worth. She covers five rules including buying access to high-level rooms, borrowing belief from mentors, and investing at the level of your vision to scale past seven figures.
Chapters
51% is clear. You just need to be 51%, because if you sit and wait for clarity, you're going to be waiting forever. Speed equals success, because you're just getting so much data faster. And this truly is the way to get success. Hey, everyone, welcome back to the podcast. It's time for another quickie because there's always time to fit in inspiration. And I wanna dive into something today that I posted on my Instagram last week. And you know, I think that we can learn a lot from our Instagrams and what does well and dive deeper there because that is your people literally saying, okay, this is what I want to learn about. So I did a post about Rich Girl Rules for Networking and I will tell you that the shares went crazy and a lot of people were commenting that this is what they are focusing on for 2026. This is what they want to do more of. And this is something that they wanted to know and learn about. So, you guys, this is Rich Girl Rules for Networking, Seven Figure and Beyond Edition. So a lot of people said nobody's really talking about networking exactly like this or saying it out loud. I know some people are for sure. But you guys, we need to start talking about it all of the time. And it doesn't matter if you are not close to seven figures yet. This is what you want to be doing now in order to get there and to scale past there. These are absolute real rules. These are the real rules that I have used to get far beyond seven figures. And you're never gonna be able to scale past where you're at with the current network that got you to where you're at. I'm not saying get rid of that network, but I am saying you're gonna need to add more people to your network in order to go where you wanna go. So you can't network the way that you did at 100k or even 500k. The conversations become different, the rooms become different, you become different. The way that you perceive risk, the way that you talk about strategy, the way that you speak about delegating, the way that you live your life, the way that you think is going to be so much different than the person that you were at 100k. So this episode is the seven figure and beyond edition of Rich Girl Networking. So you guys, let's go. Because I know that you have a vision for your life, just like I do. And the richest women that you know, they're not lucky, they buy access. I want you to think about this, like, even with Colleges, you guys, like, if buying access and proximity sounds weird to you or like, you shouldn't have to do it. This has historically been going on for thousands of years of years. Like, people work their way into families, into marriages. In wealthy families, they marry other wealthy people. There are arranged marriages. There are land contracts. Like, this has been literally going on forever. And I want you to think about it all the way back to some of the most elite colleges that have started. And it's always about buying your way into a good spot school. Let's really think about that. Yes, the education is probably a little better, but I have to be honest. You are paying for a network. You are paying for a stamp of approval from those people and from that school. So I'm sure that you've heard about this. I'm sure that we've all watched the movies where the parents literally sell everything in order for their child to go to an Ivy League college that they cannot afford, because they know if they get in with those groups of kids and parents, that the opportunities are so much bigger in the way that they think, in the way that they do life. And the people that they know are completely different. They buy access. They pay to get in the rooms where the problems they're facing have already been solved, or they got a guy, or they know somebody who knows somebody who can help them with a problem that most people don't know there's an answer to the problem. So proximity is the portal to your next level. Seriously, I can't even tell you how many times that we've met people in our masterminds and someone has said, oh, my gosh, I have a guy for that. Or, oh my gosh, I've got a woman for this. Or Chris and I have told people like, oh, my God, you don't know this about your finances. Like, we have a person for this. You have to meet them, you guys. So they pay to get in the rooms where the problems they're facing have already been solved by someone. This is why every quantum leap in my life started with a room I paid to be in, not a room I qualified for. So you don't get to manifest your next level alone. You buy your way into an environment, into a course, into an education, into a room, into a network where your nervous system gets to recalibrate what is normal for you. It gets to rethink about fear and risk as normal. You get to start to learn that fear and risk and this feeling of anxiousness or not knowing the path is a part of the game, you guys, this is all just one massive game that we're playing, and your emotions are going to be all over the place during it. And the only people who are going to win are the ones who know that we need to keep moving. Even with those crazy feelings of being unsure, being unclear, feeling anxious, feeling nervous, having your voice shake, having the hard conversations. I cannot even begin to tell you how many hard conversations I had last week alone. For sure, I had three that were like, are you kidding me? I can't. How is this. How is this all falling into one week like it was just a shit sandwich? And I am so grateful that I knew how to handle those and that I had the people around me that I could go to and talk to first to help me and navigate these hard conversations that actually did not turn out to be hard, but they actually turned out to be wonderful afterward. They turned out to have wonderful outcomes because I went to the people who have already had these problems to learn how to have the conversation, to figure out how to navigate very challenging things and make sure or hope that they come out the way that you want. And I'll tell you, if I didn't have that, I don't know if I would have had them. I think I would have swept it under the rug until the problem became bigger and bigger and bigger and maybe income was lost and relationships were lost, and these are the reasons that you got a guy, if you know what I mean. So, rich girl rule number two, your network is your net worth. You've heard this before, but it's the truth. At seven figures and bond, it's not how much you know, it's about the caliber of conversations that you're having. So women who scale fast, they aren't in rooms where they're the smartest. They're not in rooms where they're the smartest. Sometimes they can be extremely smart in something, but they have other people in the room who have skill sets that they've never even dreamed of or heard of. And this is where they get to learn and fill in the gaps. So they surround themselves with people who speak the language of systems, of skill, of profit, of team, of leadership, investing, innovation, money as a tool, money as data, money without shame. So if your conversations aren't stretching you, they're probably shrinking you. Or you might find that you are a coach to everybody. And maybe these people aren't necessarily anyone who is able to help stretch you and help you think beyond where you're at. You kind of have to take an assessment of Your life. And I want you to look at each individual person and ask, will they be able to help grow me this year? Will they be able to help get me to the next level? And if not, it's not that you have to get rid of people, but you will have to add people. Because if you just hang around those people who the answer is all no to getting you to the next level, you will not be getting to the next level. I don't know how to tell you this any other way. Like you're not gonna get there yourself. You can scratch and claw and try to find the energy and try to find the willpower, and you can probably get some somewhere. But if you are tired and you have exhausted all of your opportunities, you need to get in a room where it's not necessarily about working way more. Even though I do believe there is a little bit of a theme there for 2026, that we might have to work harder or that we will have to work harder. But I don't want you to have to work even harder than you think. Because I need you to learn that there are different ways to get to the place where you want to go. And if you are trying to figure out those ways alone, you're going to waste so much time and you're going to waste so much money. We don't want do that. So rich girl rule number three, you gotta borrow belief until it's your identity. Seven figure women are not gonna wait until they're ready. Like, you absolutely do not wait till you're ready. You join a room where being wealthy is just a baseline thought. It's just already what you believe. It's already who you are. Even if your bank account doesn't match it. Like you, you're starting to feel it, you have to borrow it. You have to look at the women who have money who are ahead of you and be like, yes, if they can do it, I can do it. There's no reason why I can't do it. Don't put them on a pedestal. You can fill in the gaps of your skill set. You don't have to know everything. You want to be in rooms where someone is going to look at your goal and go, babe, that is like such small thinking. Like, it's okay, but we're not going to think that way anymore. You can't outthink your current identity, but you can truly look ahead at someone and borrow the belief from them that they are living the way that you want. And you can take time every day and you can picture what it feels like to be doing the thing that you want. To have all of those customers in your email list. Ding it in your shopify. To have all of those customers that you get to work with on a weekly or monthly basis. You get to be in rooms where your biggest dreams feel completely normal. It's like a conversation over coffee. Because once that identity clicks, it's literally over. The shift is going to become permanent, and it will be inevitable that you just move forward on the actions that you know are going to get you there because they are proven to get people there. All right?
And you guys know that I am all about making your life easier. I'm obsessed with simple routines. Obviously, I started a company all about simplifying your routines.
Routines.
And you guys, I have had a chocolate isogenic shake every day for 15 years.
No lie.
You can ask anyone who knows me. I'm traveling with it. If you're my team and you work in my house, I'm probably making you have one. Because I am all about knowing that being healthy is going to amplify your goals. You guys can go and check them out@isagenix.com and I promise you, it is going to simplify your life, make you feel incredible.
And.
And that is truly why I believe that I have been also able to maintain all of the muscle that I have throughout the years. So go and check it out. Isagenix.
Com. Okay. Taking a moment for a rich girl tip for you. If you're somewhere between 500k and a million and trying to scale beyond that and feeling weirdly stuck right now, I'm gonna tell you something that no one in your circle is gonna ever tell you. You're not stuck. You're just surrounded by people who can't take you where you want to go. So we need to be honest. You. You've outgrown your current circle. You've outgrown the rooms that you're in. And probably a whole lot of the advice that you have been getting is only going to have you regress or keep you stuck exactly where you are. So, rich girl rule number one, proximity is a power move, you guys. You can't scale from asking people who haven't built what you want. And number two, if you're the one mentoring everyone, you're in the wrong room. So trust me, Chris and I have learned this the very expensive way. I have to tell you, this is going to hurt. We once paid 75k each for a mastermind where we were the most successful people in the Room. Cute for our ego, terrible for our business and our pocketbooks. That was one of the most expensive, expensive lessons we've ever had to learn. No one was stretching us. No one had the answers that we really needed to scale. No one was playing much bigger than us. And we will never do that again. You guys. Everything changed when we finally got into the spaces where people talked investments, systems, scale and hiring like CEOs, not just hustling more rooms where conversations literally collapse. Timelines, you guys. And that's why we created the Elite Entrepreneur Mastermind. It is two, three and a half day luxury in person retreats with incredible experiences and it's monthly challenge solving calls, it's direct access to Chris and myself. It's a curated high level network where money moves faster because everyone is thinking so much bigger. Thinking big and making millions of doll is the baseline in this room. So if you're ready for that type of room that finally matches your ambition. If you're done being the biggest thinker and pouring into everyone in your space and not getting poured into, just go to Instagram and DM me the word apply. Or you can go to show notes and you can click on the link below that says Elite Entrepreneur Mastermind. I will send you all of the details and from there we can book a call if you have more questions. You guys, don't forget about rule number three is to not wait for your circle to elevate you get in the room that literally upgrades your entire identity. And we also have the mentor collective Mastermind. If you have not hit over 500k yet, so go and check that out. And I am so excited to spend time with you in these incredible in person rooms next year. So rich girl rule number four is to truly collapse time with mentorship. Like mentorship is such an accelerator. It is a way to accelerate the journey of where you want to go. So if you're between 500k and and a million, or if you're beyond that, but you're feeling like things have slowed down, you're not stuck, you've just maxed out the current plan, you've maxed out the current environment, you've maxed out the current strategy. So the same thing that got you there once again will not get you past this point. So success leaves clues and it loves speed. So high level mentorship collapses years into months, you guys. It eliminates expensive guesswork that you're going to do on your own. I can't tell you how many times we have spent so much money paying people who don't necessarily know, or that we think we're going to train in. This was actually our Achilles heel. I can tell you, if we did one thing wrong in our career, trust me, we did multiple, multiple, multiple things wrong that I could sit for hours and tell you. But one of the biggest things that Chris and I did wrong is that in the beginning, you know, we've been at this for 15 years, probably for the first, like, seven to God, seven to eight years, we can still be guilty of this once in a while. I don't know what it is. It's like a weird crack habit. We, like, try to pay people who aren't, like, the best, but people that we believe in and we think could learn the skill. And we spend so much time paying in training them to learn something that they don't necessarily know and maybe something that isn't in their wheelhouse very well. When I wish I could go back and just pay the money to the people who are the experts instead of taking all of that time and money because it was a deal and because I just saw something in someone. So here's the truth about decision making. If you're somebody who maybe is in a place where you're making big decisions on mentorship or on next steps, and you're like, I just don't know. I'm not clear, you guys, 51% is clear. You just need to be 51%. Because if you sit and wait for clarity, you're going to be waiting forever. And this truly is not the way to get success, because success loves speed. Like I said, what's going to happen is the person who takes action is already going to be so far ahead of you in two months just by starting to take unclear action. They're already going to have so much data on their messaging, on what works, on what doesn't, and you're going to still be sitting wondering what you should message about, wondering what the name of this course should be, Wondering what the name of a book should be. And this person's already going to have written it and tested different things and maybe been testing different names. You get the point. Like, speed equals success. Because you're just getting so much data faster. Data, data. I like to say both of them. All right, Rich curl rule number five. Proximity creates probability. When you put yourself in the right room, your odds of success multiply instantly. How does this happen? How does this happen? Because when you put yourself in a room with people with answers, all it takes is you starting to open your mouth and asking and Saying what your goals are. Now if you open your mouth and say what your goals are to your current group of friends or your current group of network, would they have an answer for you? When you're in the right room and you open your mouth and you say what your goals are or what your problems are in a room full of people who have already done the thing, guess how many answers you're going to get to that test? A lot. So I want you to remember that it multiplies and it multiplies quickly. And this is truly the quantum effect that you hear people talk about. They do massive leaps in their life far outside of what they're used to. It's like nothing in your life is changing. Nothing in your life is changing. You make a big ass fucking change by getting in a big ass room full of people who make you nervous. And then all of a sudden everything changes because you finally placed yourself in an environment far beyond what your nervous system thought was appropriate or comfortable. This is just like when you're little, you guys, you don't hang out with the bad kids because environment changes you by osmosis. This also works when you put yourself in a good environment. It's also going to change you by osmosis in a matter of minutes. I'm not even kidding you. I see it every single year in our masterminds. I see it in our mentor collective mastermind for 500k and below. And I especially see it in our elite entrepreneur mastermind for 500k and above. Because they physically also get in a room and I watch them walk in nervous, I watch them walk in timid. Even people who are in their normal daily lives, very confident, have good businesses. But you walk in a room with all of your peers and it's uncomfortable. It's like, oh my God, these are incredible people all coming in one room. What are they going to think of me? Are they going to think I'm dumb? Is my. Do I make, you know, way less money than them? Like, what are they thinking? Are they judging me? You guys, this is what you need. This is what you need because all of a sudden, as we start doing the different exercises that we do to get you comfortable, to get you out of your shell, to get everybody talking, to get you in hot seats, talking about your business being open, being vulnerable, all of a sudden this conversation that everybody's having out loud completely starts to change everybody and you realize that this is the place that you have been missing this whole time. It's like the level of conversations in These rooms, whether it's our mastermind or someone else's, or the rooms that I get to go in with these women who are so far ahead of me, making $20 million a month, $50 million a month, like, it rocks my world. And my body says that's insane. But also, how is that possible for them? Can I just believe that for five minutes that could be possible for me? What if I just sit and I listen, and I listen in a way that says there is no reason this person is any different. If I listen to how they set up their team, their structure, who are they every day? How do they think? How do they speak? How do they move? What are the decisions that they make? How much risk do they tolerate? Who do they know? Who are they learning from? Who are their people? What podcast do they listen to? What books do they read? How uncomfortable do they get every day? This is what you need to be doing. You need to study people. You need to study people, you need to study their actions and every single thing that they're doing. So, you guys, if you want to expand again, you have to get back in the fire. There's no way to do it by going somewhere more comfortable or staying the same. It's just gonna be sheer fucking discomfort. Okay? But what's not gonna be uncomfortable anymore is the fact that you are not reaching your goals. Because you will be. You'll be uncomfortable, but at least it will be in a way that is productive. I choose productive crazy discomfort over the discomfort of not being the person I wanna be and choosing comfort, but actually not really enjoying the fact that I'm going in the way that I know that I can. And a lot of times this discomfort is going to come with a big ass price tag. 2026 is the year that you launch your business. It's the year that you've become the boss, you become the leader. That idea that you have that has been eating at you forever that just will not leave you alone is going to come to life. Maybe it's something that someone tells you you should always sell or a store you've already designed in your head. And with Shopify, 2026 is when you finally make it happen. Shopify gives you everything you need to sell online and in person. Millions of entrepreneurs have already made this leap from household name to first time business owners. Just getting started, you guys. I use Shopify for glossy and I remember when they sent me my little shopping bag celebrating my 10,000 sales and I literally cried because I was so, so scared to take the leap. And I'm so glad that I did and that I use Shopify. It gives you all the tools to easily build your dream store. You can choose from hundreds of beautiful templates that you can customize to match your brand setup is fast with Shopify's built in AI tools that write product descriptions and headlines and help you edit photos, so marketing is built in too. You can create email and social campaigns that reach customers wherever they scroll. So as you grow, Shopify grows with you. You can handle more orders, expand to new markets, and do it all from the Same dashboard in 2026. Stop waiting and start selling with Shopify. Sign up for your $1 per month trial and start selling today at shopify.com happy go to shopify.com happy that's shopify.com happy here your first Cha Ching this new year with Shopify by your side. Too many people finish their workday feeling frustrated, drained and unfulfilled. I know that. I have experienced that myself. And the good news is, it doesn't have to be this way and you don't need a new job to fix it. Patrick Lencioni, author of the Five Dysfunctions of a Team and more than a dozen other bestsellers, created the Working Genius assessment to help you pinpoint the kind of work that gives you energy, the kind of that lights you up, and it also shares the kind that drains it. So over a million people, including me, have taken it and completely changed how I lead and show up every day. If you're a CEO, an entrepreneur, or someone who just wants to level up in business and in life, Working genius is going to give you the clarity and confidence to operate in your strengths and find greater joy in what you do. Because confidence isn't pretending to be good at everything. It's knowing where you're truly gifted. Take the Working Genius assessment today and get 20% off with code Earn at Working Genius. Com. That's Working Genius. Com. You'll be glad you did it. Because when I do high level coaching or when I pay for a mentor, or when I pay for somebody to come into my company who is way higher level, which I just did in glossy, you guys, it's uncomfortable. It's like, holy shit, that is scary. That is like next level. And you have to just trust the process. Keep your eyes wide open, obviously, but do your due diligence, but trust the process that you need people who are better than you around you. End of story. Period. Back to the beginning of this podcast where it talks about throughout history, parents have been paying for proximity, for their children. Because they know this rule. They know the rule. So number six, invest like the woman who already has the result you want. Because rich girls don't wait for the roi. They create it. They don't look for a coach on Groupon, you guys. They invest at the level of their vision, not the level of their fears. You wouldn't get a plastic surgeon on Groupon, would you? Seriously. Okay, seriously, you need to think about that one. No, you'd go to the best because you want the best results. So why do we fuck around with other people? It's the same with mentorship, the same with networking. Same with these rooms. You guys seven figure women decide first and rise to meet that version of themselves. And that is the most important thing that you can do. Okay, you guys, the industry is changing and your network has to change as well. So let's have a real moment for a second that you are correct when you look back at this year and when you're looking ahead at 2026, that the game has changed. Whether you have a product, whether you are a coach, whether you have a brick and mortar, which we have in all of our masterminds. We have so many different types of businesses. We have a lot of med spa owners. We have a lot of doctors who are going into different private practice, going online. We have so many different people in different industries, which is the power of a mastermind. But everybody has said that this year, this last year, felt very, very different. The old rules aren't necessarily working anymore. And if you've listened to this podcast lately, you've heard Chris and I on our He Said, she Said and me and these quickies, You've heard us talk about it even on the interviews. Lately, I've been asking these questions because I really want people to share what's changed in their businesses. And you're going to be hearing this a lot in 2026 about what has changed, what is pivoting, what is no longer working. Because 2026 is going to reward the people who pivot fast, who get in the right rooms, and who keep their finger on the pulse of where the energy and the money is moving. So if you're doing old things from 2025 and before that, it's probably not going to work. If you're noticing that the algorithm has changed, if you're noticing that the way that you are acquiring audience, if you're noticing that your product is not moving in the same way, there is huge reasons for this, you guys. There is something called a Trust recession out there as well. Not only with people that they are putting money with, but themselves. They're not necessarily trusting themselves to follow through, to follow through on a course. They're not necessarily trusting the people that are out there in their courses because everyone can do it. Now. The barrier of entry is so easy, especially with chat, to get a course out there in a matter of a second, right? Like I could literally sit and in the time that I have done this podcast, I could have done two different courses. No lie. Literally, I could have written two different courses and had them look pretty darn good. So the industry has changed. I really hope that you are making sure you are listening to the podcast. Doesn't if you're not in a place where you can afford it yet, trust me, do all of the things that I did the first couple of years when I couldn't afford it. Listen to all the podcasts, read all the books, go to the free events, look for anywhere where there's networking events, free events, buy events that maybe aren't that expensive, like larger group events. You guys get in those rooms, meet people, do whatever you can. But if you are someone who is ready to go, you guys gotta buy your way into a room of the people who are moving with the times. You guys, you cannot wait for this to find you. So if you're listening to this and you're thinking, okay, I literally need to be in this high level room like asap. I just wanna break down the masterminds that we run. We have mentor collective. So the mentor collective mastermind is perfect if you're earlier in the journey. This is 500k and below. This is really learning what those offers are and scaling those first offers. And this is if you're wanting a curated space where there's a lot more or there's, there's a ton of access to coaching in different parts of your business. So this is all online. This is all online. You're gonna meet online, you're gonna find your group online. And this one is really, really incredible for those earlier scaling businesses, 500k and below. And let me tell you, it's literally mind blowing what is going on in there, what is happening and all of the results that we are getting. I promise you, this thing people have literally told us within the first week of being in there, over and over and over. We've been doing this for a year now. We plan to scale this online mastermind as one of the things that we do the most over the next five years, like scale the most because we're so obsessed with the way that we run it, the coaches in there, the style that it is, how this program is absolutely genius and how quickly you guys can get answers in there and how there is a coach for everything in your business. And people are saying it is hands down the best thing they have ever spent their money on. And they're getting their money literally in the first week. Like their value, like their mind is absolutely blown. So you guys could go to my DMs on Instagram and just comment the word mentor. If you're interested in this one, I'm happy to share it with you. I'll share all the information with you. If you have any questions about it at all, please shoot me a voice note in my DMs. And then you guys, the elite entrepreneur mastermind, this is the one that everybody is working to get into. This is for the person, the couple, the team, whatever, scaling from 500k to a million. And most of the businesses in there, I will say most of them in there are a million and beyond. So 500k and above can get in, but most of the businesses are a million and beyond in there. And this is that room for really big thinkers, big movers. They want access to high level proximity, strategy, connections, speed. They want those big conversations, they want access to celebrity entrepreneurs, they want access to our network who comes in and speaks. There's two incredible high end in person retreats, there is monthly calls, there's direct access to Chris and I. There is strategy sessions throughout the year. You guys, this is a curated vetted room where every conversation literally can help you create money, it can help you create momentum. It's going to help move you towards that identity that you know you are moving towards the person that you know that you can be. If you feel the pole, if your next level is literally keeping you up at night, if you're ready to move in the direction that you know the industry is changing and you want that support, you guys DM me the word apply on Instagram for this one and I will send you all of the details because your breakthrough is in one of these rooms, you guys. So I'm so grateful for you. And until next time, earn your happy. Bye everyone. Sa.
More from Lori


How to Stop Overcomplicating Wellness and Feel Good Again with Stephanie Gambetta


The Enneagram, AI, and the Leadership Skill Technology Can’t Replace with Tracy O'Malley


The North Star Framework for Leading a Stronger, Self-Sufficient Team with Ashley Thomas


Feel Better at Every Age with the Pilates Principles That Actually Work with Vanessa Kelly






