Stop losing money by noticing what emotions trigger impulse purchases. Then increase income by building new skills and pushing through discomfort. Those two moves matter more than budgeting tricks.
Chapters
So two things: one, you have to stop spending money, and number two, you have to start earning more money. So always go back and check the emotion why you are spending money. Whenever you are swiping that credit card, what exactly is going on in your mind? Why are you making that purchase? Where is that money going? And what is the feeling when you are spending that money? You need to check that feeling and you need to work on that feeling because that feeling is what is making you spend. So you have to disassociate yourself from that feeling. That's one thing to stop leaking your money. Number 2, you have to start increasing your income. So for that, you have to take certain actions. You have to build more skills, you have to, you know, learn more, you have to start creating more value. But when you have to do that, do you feel uncomfortable? Do you procrastinate? If yes, then again you have to go back and deal with that feeling