Nitu MohankaI help ambitious Leaders go from feeling Stuck, Stressed & Overwhelmed to get Clarity, Confidence & Growth leading to 2X their income in just 9 weeks using simple Mindset Techniques | Life Coach | #1 Bestselling Author

How to move from financial struggle

22 May 2026 · 1 min

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In this personal‑development video, Nitu Mohanka explains why many people remain stuck in financial scarcity despite earning more. She argues that the brain maintains a "money thermostat"—a homeostatic comfort zone that dictates how much money one feels comfortable keeping. When this thermostat is set low, any increase in income is quickly offset by higher spending, perpetuating struggle. Mohanka traces the origin of this thermostat to childhood money beliefs that were internalized early and continue to drive stress and poor financial decisions. To break the cycle, she advises viewers to become aware of their ingrained money narratives, consciously shift their comfort zone to a higher level of saving, and understand the flow of money as a tool rather than a source of anxiety. By reprogramming these subconscious settings, individuals can move from scarcity to abundance and achieve lasting financial prosperity.

Chapters

How can I move from scarcity and financial struggle to abundance and prosperity? I have struggled with this as well. So I used to make a lot of money and end up spending all of it because of the beliefs that I had around money. And this is kind of a comfort zone of the mind. So if your mind is at a level of particular money, even if you earn more, you will end up spending more. So if you are struggling financially, it means that your brain's thermostat for money is set at a particular level. It's called homeostasis. You have to change the comfort zone of your mind to the next level of keeping money with you. Understand flow of money and understand homeostasis, and you will be able to understand that why you are struggling. The money beliefs that you are carrying from childhood is what is keeping you stressed and end up making mistakes. So we need to, you know, deal with that money beliefs that have been handed over to us since childhood.