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I’m 42. ₹65 LPA salary. ₹42L in debt. Paying ₹52K EMI every month. Here’s how it #corporate #finance

5 Sept 2025 · 0 min

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0:12

In this YouTube video, the creator, a 42‑year‑old professional earning a 65 LPA (₹65 lakh per annum) salary, openly shares his personal financial situation: he carries a ₹42 lakh debt and is obligated to pay a ₹52,000 EMI each month. The video walks through the background that led to this debt, breaks down the monthly cash‑flow, and outlines the concrete steps he is taking (budget adjustments, investment choices, debt‑snowball/avalanche methods, and possible refinancing) to manage and eventually eliminate the liability. Throughout, he maintains an optimistic tone, emphasizing that despite the heavy burden, the situation is “very good” and improving, and he offers actionable advice for viewers in similar corporate finance contexts.