Nitu MohankaI help ambitious Leaders go from feeling Stuck, Stressed & Overwhelmed to get Clarity, Confidence & Growth leading to 2X their income in just 9 weeks using simple Mindset Techniques | Life Coach | #1 Bestselling Author

“Middle class buys things… rich people buy income.”

30 Jul 2026 · 1 min

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1:14

Nitu Mohanka explains why the middle class stays middle class: they spend money on things. Rich people buy assets first, let them generate income, then spend. The difference is a question: can I buy this now versus what can pay for this later.

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Why does middle class stay middle class? Because they spend first. They earn money and directly buy things— phone, car, lifestyle. But wealthy people do the opposite. They earn money and buy assets first— stocks, real estate, businesses. Why? Because those assets generate income, dividends, rent, profits, cash flow, and then they spend that money. That's the difference. Middle class spends income even before generating it. Rich people spend income from assets they created. Poor mindset asks, what 'Can I buy right now?' Rich mindset asks, 'What can pay for this later?' If your money isn't making more money, you will always be working for it. Build assets first, lifestyle later, and that will make you financially free.