45 Minutes of Advice That Will Help You Build Insane Amounts of Wealth

What's up, everybody? In today's training, I'm going to be giving you the four stages of wealth creation. In fact, number four is going to absolutely blow your mind. What if I told you that 100% of people on this planet who have built any kind of wealth have done it using these four steps? And if you were to take these steps and apply them to your life as well, chances are you will be able to build wealth just like the wealthy have used them. You can use them, too. Okay, all of this begins with financial literacy. I tell my students all the time, your level of financial, financial understanding will determine your level of financial increase. In fact, you can't have financial increase without financial understanding. Come up here to the board. I'm going to break it down. Let's get into it. Financial. Let me see if I could spell and talk at the same time. Financial increase is always connected. There we go. Connected to. Your financial intelligence. Why is this so important? That, number one, you continue to grow your financial literacy, but number two, in my opinion, this is even more important that you continue to share with your family and your children, and maybe if you're a grandparent, your children's children, and the financial literacy that you are learning, why is this so important? Because, guys, I'm telling you this right now. When you increase your financial understanding, you will increase your financial situation. Like, they're just connected together, guys. Okay? So in today's training, as we talk about the four stages of wealth, I actually want to let you guys know, before we talk about the stages of wealth, let's look at why wealth is actually built in stages. Okay? So why is wealth built in stages? Come with me here to the board and let's check this out. Okay, So I want to submit this idea to you guys. Everything God does. Oops. He does in stages. Okay? Everything God does, He does in stages. How do we know this to be true? Because he showed us at the very, very, very beginning. He said, guys, I am going to create this incredible creation. And the punchline is this. Like, he could have very easily made all of creation in a split moment. Just like, boom. And everything is like, oh, like, perfectly created. Exactly how we all see it today. But why? Why did God say, okay, I'm gonna break this into different stages, and then I'm gonna do this, and then. And then I'm going to do this, then I'm going to do this, then I'm going to do this. Why does God do everything in stages? Okay, now I don't have time in this Specific training to break this all down for you. But there's many, many, many, many different situations when God is unfolding his master plan in stages. Okay, but here's a punchline, okay? Why does God do things in stages? Because. Because God wants to show us how to build things that last. Uh oh. How many of y' all know that if you want to build something that lasts, you have to begin to build it in stages. Because think about it like, you're not just going to go from where you are now in your finances or in your business to where you desire to be in the blink of an eye. It just doesn't work like that. That's not how God works. That's not how his divine order works. That's not how life works. It's not how business works. That's not how finances work. Guys, so in order for you to go, I have this big desire to get here, but right now I am there. You have got to understand that there are specific stages. There are specific things that need to take place one after the other in order for you to get there. And by the way, don't be this naive or maybe this religious minded person that has this false thought, well, man, I don't have to worry about being a steward right now. Like, I don't have to go through the stages. I'm just gonna pray super hard, God's gonna poof a bunch of money into my account. And then after God entrusts me with all of this incredible money and wealth and riches, then I'll learn how to manage it and steward it. That is not how God works. Okay, Drop some fire emojis in the comments if you agree. That's not how God works. Right? God works in stages. Okay, so before we get to the four different stages of wealth creation, I actually want to break down the different elements of what you and I understand wealth to be. Okay, so what are those elements that we understand wealth to be? Well, there are three things that each and every one of us understand that we think wealth is. Okay? And I want to just break this down for you, okay? So the three things, the three pillars of wealth, okay, they are riches, money, and then wealth itself. Okay? So here, before we look at the four stages, I actually want to break down what are these three things? Because how many of y' all know riches and money and wealth? They're not all the same thing. Okay? Wealth is not money. Okay? Money is not necessarily riches. Okay? Riches is not necessarily wealth. But for some reason, just because we don't have the Financial literacy to understand, we lump all three of these ideas together many, many times, and we're like, oh, well, he's rich or she's wealthy or they have money. And in our mind, it all means the same thing. Like, well, they're just loaded. I don't know. Right? But that's. Guys, I want to help you today in this training, okay? If you want to get help, just drop it in the comments. Say, help me, help me, help me. If you guys want to get some help, I want to help you guys understand what these elements are. Because how many of y' all know if you don't know what riches are? How are you going to attain riches if you don't know what money is? How are you going to attain money if you don't know what wealth is? How in the world are you going to build wealth? How could you build or attain something that you don't even know what it is? So the reason why this is extremely important. Before we get into the four stages of wealth creation, okay, why do you need to understand what riches, money, and wealth are? Because if you don't know what these are, you're going to have a really hard time building these things for you and your family, for yourself, and for the generations to come. Okay? So we've got to understand these three things, and then when we understand them, we put them in context. Then I'm going to show you the four stages to wealth. So, guys, let's break down the first one, okay? Hey, I really hope that you're enjoying the video. I want to invite you guys. I have recently created a free training teaching people how to make money online. My students are literally making anywhere from five to $10,000 a month. And some of them even make hundreds of thousands of dollars. Not in a year, but in a single day. If you want more information on how you can, all you need is a phone and a laptop. You can go to digital productacademy.org or you can click the link below in the description. Guys, after you watch the free training, if it sounds like it might be something cool for you to check out, you can book a free call with one of my client success coaches and they'll be able to help you more. Now back to the video. Let's talk about riches. Okay? What are riches? In fact, I want to see in the comments, by the way. And there's no wrong answer. There's no, you know, you know, you don't have to feel embarrassed. Cause like, this is a learning environment here. This is a safe Environment. We're all here to learn together. Okay, in your opinion, what do you believe are riches? Okay. And as you're dropping those in the comments. Drop them in the comments. And just, you know, let me see some of your answers there in the comments. Okay. Anthony said riches are something that can be used to get assets. Okay. Colleen is touching on it. Colleen said material things. Before we jump in, let me break down this scripture verse for you guys, okay? And the scripture I want to look at here is Proverbs. Proverbs 11. Proverbs 11, verse 28. And this is incredible. Okay? Proverbs 11, 28 says it like this. He who trusts in his riches will fail. Wait a second. Rick, don't you believe that God wants you to prosper and have abundance? Yes, I do, but because I know what riches are, I want to agree with King Solomon in this context here, and I want to give a heed, give a warning to each and every one of us on. On this training today. And I want us to understand that if you put your trust in riches, you will fail. Why? Because the punchline is this. What are riches? Riches. It's basically just stuff, right? Riches are stuff. Riches are. Drop it in the comments. What are some riches? Okay. Riches are like cars, right? Houses. Oops. Houses. There we go. Maybe some jewelry. You know what else is some riches, guys? Clothes, right? These are the things. These are the stuff, right? Riches are the stuff that money and wealth can buy. But here's something that you really need to be be aware of, okay? There's a reason why the Bible says that riches are fleeting, okay? Why are riches fleeting? Because just because you have riches, just because you have material possessions does not necessarily mean that you have money or that you have wealth. Okay? Like this right here. It's a really nice watch. It's a. I wear this. This. It's kind of like my daily wear. It's a $15,000 Rolex. I just like it. I wear it every day. It's part of my riches. But here's the thing. I'm not gonna put my trust in this. Like, oh, dear Rolex, please save my life. Like, that is the dumbest thing ever, right? Like, I could lose this thing tomorrow. I hope I don't, but I could lose it tomorrow. Like, you know, it could be stolen, and somebody else could be rocking the rolly on their wrists. And people like, oh, wow, that person must be rich because they have a Rolex. And it's like, dude, riches are fleeting. They're not bad. Having riches is not Bad. What is bad, what is dangerous is if you put your trust in the stuff, right? Like, oh, man, I got nice cars, I got nice house. I got nice jewelry. I got nice clothes. I got nice things. And, man, as long as I have nice things, like, I'm good. No, no, no. If you put your trust in the riches, that's when you will fail. Because all of this stuff is just stuff right now. Stuff is cool, like, toys are fun, right? Like, I have a lot of nice stuff. I got some riches that God's blessed me with, but my trust is not in them, okay? So the thing to understand when it comes to riches, okay, riches are the stuff, okay? In fact, I need at least 10 people in the comments. Drop these words. Riches are the stuff, okay? So riches are the stuff. Let's look at the next part, okay? What is the next pillar of wealth? Well, the next pillar of wealth is money. Okay? Now I want to know in the comments, what do you believe that money is? Okay, let me know in the comments. What do you think money is? Okay, again, there's no wrong answers, right? We're all just here to learn. This is a safe environment. I'm just simply trying to bring a training to you to help open up your financial literacy. Okay? Ezra said cash, liquids, assets. Okay, that's cool. What do you guys think money is? Someone said currency. Okay? Someone said exchange of currency. All right, that's cool. May I submit to you my definition of money? Okay, if I can just drop a yes in the comments. Okay, here's my definition of money. Money is power and ability. Money is power and ability. Why do I say money is power and ability? Because let me ask you a question, okay? Is money. Let's see here. Is money. This stuff, just this papery cash stuff. Like, is that money? Is money coins? Is it cash? Is it cards? Right? Like, is it. Make sure I don't give any of my info away here, right? But is it, like, is it an American Express card? Like, what. What is money, right? Like, is it coin, is it cash, is it cards? Or is money like digits on the computer screen? Like, what is money, guys? Right? Well, first of all, I want to submit to you that back in Nixon's day, President Nixon, whenever Nixon removed the dollar from the gold standard, money at that point became what's called fiat, okay? Which in Latin is actually, it's a way to say it's not real. What? Like, think about this. Like, this is not real, right? Money is simply power and ability. And then this stuff and the coins and the Cards and the digits on the screens, those are just measurements of a person's power and ability. What do I mean by power and ability? I mean that money is the power or ability to be able to purchase things, right? Because money in itself, like this paper right here, this hundred dollar bill, this paper has no intrinsic value within itself. The only value that this money actually has is the value that you and I ascribe to it. That's the only reason why money has any kind of value. And that is another reason why money itself is not cash or coins or cards or digits on a screen, right? So money, in my opinion, money is power and ability. It's the ability to purchase things. And here in a moment, I'm going to go through some of the things that money can be used for. It's the power and ability to purchase things. But watch this. Let's go to Matthew, chapter. Sorry, Matthew, chapter six, verse 24. Matthew, chapter six, verse 24 dot and it says it like this, okay? Matthew 6:24. It says, no one can serve two masters, since either he will hate the one and love the other, or he will devote, or he will be devoted to one and despise the other. And then here's a big punchline. You cannot serve both God and money. Or other versions say, you cannot serve both God and mammon. Now, can I just, Can I just blow some kisses to my haters out there right now? Like, if y' all want to, if y' all want to see me blow some kisses to my haters, just. Just drop a little kissy emoji in the comments because here's something so funny and it's so interesting. And honestly, I don't hold it against them because I just. Them commenting. What I'm about to tell you lets me know that they don't have financial literacy yet. Okay? One of the biggest comments that I get from people who have known me from my worship and missions days and now see me transitioning. Are you laughing? Rome knows I'm about to drop a little something. I must step on little toes. But it's all good. Those who know me from my worship and missions days and ministry days and now have seen me transition to business. One of the biggest things that they love to rebuke me with is, oh, Pino is all about the money. Now you can't serve two masters. You're all about the money because you're a business. Guess what? You can't serve God and mammon. So you, you went from worshiping God to worshiping mammon every Single day and you bow before Mammon's throne every single night. I knew it. I knew you were all about the money. And to all of those peeps, I just blow them all a kiss because the punchline is. Okay, when I say money is power and ability, okay? If money is power and ability, it's your actual ability and power to do things, okay, then what Jesus is telling us here in Matthew, chapter 26. Sorry, Matthew chapter six is he's saying this. You can't serve God and money or Mammon, by the way. So Mammon was this God, little G, right, of money, of abundance, etc. And the problem is, for those who are like all you Christians out there, who are out there starting businesses and you're getting rich and you're building generational wealth, you're all about the money. You serve Mammon. They're the same people. They're the same people who go to work every single day, five to six days a week for 40 to 50 hours, every single week, every single year for 40 to 50 years, just so that they can make a little bit of money. To where? Those of us who have tapped into God's way to build wealth, right, like, we go out there, we serve people. We're not out there working for money. Money's working for us. I'm not out there chasing money. Money's out here chasing me, right? And my trust is not in, oh, man, I hope I don't get fired, because if I do, then I won't have any money. My trust is not in, like, oh, what the heck? My paycheck's a little smaller this week than it was last week. They took out too many taxes. My trust is not in the money. My trust is in God. I don't put my trust in my own power or ability. That is. That's foolish, right? In my opinion, I submit to you the real, quote, unquote, worship of Mammon, right? The real serving the God of money is you become a slave to the system where you have to give the strength and the majority and the strength of your life to make a little bit of money just so you can get by. But guess what? Those of us who have tapped into God's way, we're not. We're not sweating over where's the next meal going to come from? How am I going to pay my bills? Oh, gosh, no, no, no. Why? Because my trust is in God's power, God's ability to make me into his image. And one of the ways that he makes me into His Image is he gives me power and ability in the form of money. And guys, this is how it works, okay? So I just want to submit that to you, like, before you get all religious about, like, oh, you can't serve two masters. You're worshiping mammon. Okay, who's the real one worshiping mammon here? Who's the real one here? Slave to the money. Is it me or is it that person? Right, you be the one to decide, okay? So the purpose of money, guys, is to have the power and ability to purchase things like, okay, time. Oops, There you go. Freedom. Okay, let me know in the comments. What are some other things that money has the power and ability to purchase? Okay, options. Okay, options are good, right? I use money to do all these things. I use money to purchase time, Freedom, options. I use money to purchase needs. I use money to purchase wants, okay? And here's the biggest one, guys, this is why one of the main reasons why God wants to give you power and ability, okay? Or money is because you should be using your money to buy assets, okay? To buy assets, okay? Money's cool, because guess what? If you didn't have money, you wouldn't have the power or the ability to buy your time back to buy freedom, to buy options, to buy needs, to buy wants. And you definitely don't have the power or the ability to buy assets, okay? And so how in the world do we get money? Okay, well, I've told you this a lot here on the trainings. The easiest way to make money is to solve someone's problem, because the way that God has set it up, okay, money. And by the way, when I was talking about riches, right? Riches are things, right? Riches are kind of like wants. They're options. You know, they're just whatever. Riches are the lowest level of this wealth thing, guys, okay? And then the next level up is money. It's the power and ability. And if you want to make money, all you got to do is solve people's problems, right? And then if you want to make more money, all you have to do is solve bigger problems for people. And if you want to make a ton of money, then you should solve rich people problems, right? People who already have riches, wealth and money, you should go solve problems for them because they pay a lot better than people who are broke, okay? So with that being said, money is power and ability to buy time, freedom, options, needs, wants, but especially to buy assets. And that leads me on to the third pillar of wealth here, which is wealth itself, okay? And then here in just A moment. I'm gonna get to the four stages of wealth creation. But let me ask you guys this, okay? What is wealth? You guys, let me know your thoughts on riches. You guys, let me know your thoughts on money, okay? What is wealth? I will give you a hint. Wealth is not money. Wealth is not riches. How do I know this? Because the Federal Reserve, okay, we saw just a few years ago whenever all the crazy stuff happened in the world with the pandemic and blah, blah, blah, we saw that the Federal Reserve printed off more money in those few short years than literally ever in American history, okay? And this the Federal Reserve bank. Number one, it's not Federal. Number two, it's not a reserve. Number three, it's not a bank. It's not a bank that you and I can go have, you know, exchange with. So what is the Federal Reserve Bank? The Federal Reserve bank literally just prints off money. But just because the Federal Reserve is printing off more money does not mean that it's printing off more wealth. So with that being said, I submit to you that wealth is not money. Let me know in the comments what you think wealth is. And maybe you've heard me talk about this before. And if you have, congratulations. But what do you guys think wealth is? Okay, well, as you guys are letting me know in the comments your ideas about wealth, I'm going to read another scripture to you guys out of Proverbs 17, verse 16. Proverbs 17, verse 16 says it like this. Proverbs 17, 16. Why does a fool have money in his hand with no intention of buying wisdom? What? What is happening right now? Like King Solomon's dropping bombs on us, bruh. Like, why does a fool have money in his hand if he has no intention of buying wisdom? What does that mean? Okay, wealth. If you're taking notes, write this down. Okay, I'm going to give you my definition of wealth kind of on the 30,000 foot view level, and then I'm going to break it down to like really easy digestible terms, okay? But my definition of wealth is. My definitive. My definition of wealth is this. The ability to provide abundant value to others that in return provides abundant options for you, okay? Because think about this. If you're on a deserted island, right? And it's just you and there's water everywhere and it's just you and the sand, right? And there's a stack of $10 million cash, right? Are you wealthy? No. Why? Why aren't you wealthy? You have $10 million cash. Because that wealth, again, like I was telling you earlier, Money itself is not even real. It's fiat. Right? The only value that money has is the value that. The intrinsic value that you and I assign to it. So just because I'm sitting there on this deserted island next to $10 million cash does not necessarily mean that I'm wealthy or that I'm rich or that I even have money at that point, okay? Because it has no value. Okay? Wealth in its simplest terms is the ability to provide abundant value to others that in return provides abundant options for you. Okay, and here's the cool part. So what does that mean? It means the reason why God desires for his people to learn how to generate wealth or how to build wealth. And we do that by using money is what Proverbs 17:16 just said. Like, if you have money in your hand with no intention of buying wisdom, the Bible calls you a fool. What does that mean? Okay, so here's the. That's the 30,000 foot view of my approach to what wealth is. But let me break this down for you guys very, very simply, okay? In other words, wealth are assets. Okay, let me go to a new page here. Okay? Wealth are assets. And if you don't know what an asset is, okay, A liability is something that costs you money. An asset is something that makes you money. So guess what? What is true wealth? True wealth is providing value out there to the market because you are providing value through your assets. Okay? Me being a valuable person, the more I can become a valuable person, the more I can bring value to the market. And the more valuable I become, the more value I can bring. Then in return, the more abundant options I will be able to have in the form of dollars that can lead to riches. If this is making sense, drop some fire emojis in the comments. You guys getting this? If you're getting this, say I'm getting it, I'm getting it, I'm getting it. Okay, let me know if you're getting this. So wealth essentially is you becoming more valuable as a person. You beginning to build assets. What are some assets? I'm glad you asked. Assets. Some assets are businesses. Okay, what are some other assets? Let me know in the comments. Okay, Businesses, investments. What are some other assets? Guys? Passive cash flow. What are some assets? Okay, Land. Now here's the thing. We're just talking in the realm of finances right now, but guess what, guys, because wealth is not necessarily just monetary. Okay? I've learned this in the past seven, eight months that I've been on my health journey. Guess what else is an asset? Health. You see What I'm saying, like, whenever you become more valuable in business, whenever you become more valuable and you make better investments, whenever you become more valuable, you can create more passive cash flow. Whenever you become more valuable as a person, you can get some land. Whenever you become more valuable physically, you work on your health. And guess what? Let's talk about spiritual stuff, guys. What are some other assets? Oh, don't forget wisdom. Proverbs, chapter four. And all you're getting, get wisdom, get understanding, right? What's another asset? Knowledge, right? Skills. Let me break this down to you in the most simplest way possible, okay? Wealth are assets, with the exception of health, okay? Because that's a personal thing. But with the exception of health, the assets that wealth brings are actually things that you should be able to pass on to future generations. Okay? Now I want to read you guys this scripture out of Proverbs chapter 13, if you could pull it up there for me. Rome, okay? Wealth are assets, okay? Wealth is the ability to provide value into the market. Because you're so valuable now, you've created so many assets, okay? Now because you're such a valuable person, you're bringing value to the market, okay? And then because you brought so much value to the market with you and the assets that you're putting out there, it provides abundant options for you. Abundant options like businesses, investments, passive cash flow, land, wisdom, understanding, knowledge, skills, and then, of course, health as you're working on yourself. But check this out. Proverbs, chapter 13, verse 22. Okay? Proverbs 13:22 says it like this, a good man. Someone in the comments dropped these words, good man, good woman. Okay? Why do you, as a Christian, why do you need to learn and figure out this wealth, money and riches thing? Because that's what the Bible says is one of the precursors to me and you becoming good or righteous in the sight of God. I know that goes against some religious mindsets, like, all you gotta do is pray, brother. No, it's not. Yes, you should pray, but you should also become wealthy. You should also learn how to generate money. You should also have some riches because of Proverbs 13:22. It says a good man leaves an inheritance to his children's children. And watch this. And okay, so that means this is all one thought together. A good man leaves an inheritance to his children's children and the wealth. Okay? So for those religious people are going like, oh, that scripture is talking about spiritual things, okay, it is, but it's talking about wealth, talking about assets, it's talking about businesses, investments, passive Cash flow, land, okay? The desire, the culture in your family to live healthy. Wisdom, understanding, knowledge, skills, et cetera, et cetera. A good man leaves an inheritance to his children's children, and the wealth of the wicked is stored up for the righteous, okay? So don't come at me with any weird religious thoughts like, oh, man, it's only talking about spiritual things. I'm gonna teach my kids how to pray. You taught them how to pray, but you didn't teach them how to be healthy. You didn't teach them how to balance a checkbook. You didn't teach them a difference between assets and liabilities. So therefore they're stuck in the same cycle that you were. Is it really just about spiritual inheritance? No. My conviction Proverbs says a good man leaves an inheritance with children's children and the wealth. And that means these two thoughts are combined. And the wealth of the wicked is sort of for the righteous. Okay? You guys getting it? Drop some fire emojis in the comments if you're getting it. So now that we understand the three pillars of wealth, okay, they're wealth, their money, their riches. Riches being the lowest one, money being power and ability, right? Riches being the stuff on the lowest side of this. Money being power and ability. Wealth being the valuable assets that you become, that you are, that you produce into the earth. Now that we know the context, let me take just a few more moments and give you guys the four stages of wealth creation. If you're ready, drop it in a comment. Say, I'm ready. I'm ready, I'm ready. If you want to see number one, drop a one in the comments. Let's go. Okay, what are. The four stages of wealth creation? Okay, number one, the first stage of wealth creation. This one. I know it's. It seems kind of strange to grasp, but guess what? It's stability. It's stability. Think about this. You're not going to be like this wealthy, you know, have. Have power and ability with your money, have all these riches, right? You're not going to have any of that if you're. Don't. If you don't even know how to become financially stable. So what is stability? Okay, Financial stability is. Our stability is literally this. It's financial stability. And one of the best ways you can know if you are financially stable is if you can pay all your bills on time, okay? And if you have financial stability, you can pay all your bills on time. And check this out. And your debts are under control. Don't tell me you're going to be out Here, building wealth. If you got all this bad debt, what is bad debt? Bad debt is debt that costs you money. Good debt is debt that makes you money. Good debt is when you make an investment into some kind of business or into education, or into something that you know is going to get you a wonderful return in the future. By the way, there is a difference between good debt and bad debt. I know some people out there lump them all together and say all debt is bad. I will tell you this, bad debt is very, very bad. In fact, it is almost impossible to start building real generational wealth if you have bad debt. So as soon as you can get out of bad debt, the sooner you can become more stable, okay? And by the way, all the people who are like, we're debt free, all we want to do is be debt free. Woo hoo. Guess what? Debt free is just back to zero, right? Why do I believe in leveraging debt? Not in a bad way, in a good way. Why do I use debt to purchase assets, not liabilities? Because I don't just want to get back to zero. We're wealth free, we're debt free. Woo hoo. Yeah, you're back to zero. Congratulations. Zero is better than the red. But debt free has nothing to do with wealth, right? So the first stage of wealth creation is you've got to get stable. Okay? I need at least 10 people in the comments. Drop this word stability, right? If you want to start your journey, remember God does everything in stages, okay? Don't just think you're going to pray super hard and God's going to poof a bajillion dollars in tomorrow. And then you're going to learn how to be a steward. Doesn't work like that. Okay, you got to start right here. Step number one, stage number one, stability. Stage number two, Security. Okay? What is financial security? Okay, so now that you are stable, now that you got financial stability, you can pay your bills on time, okay? Now that your debts are under control, okay? Financial security is when you are able to live off of. Let me write this down. Live off of less than you make. Okay? This is where you have six months, at least six months of reserves. I spelled that right. Reserves. There we go. Okay? You can live off less. You make at least six months of reserves, okay? And here's the other thing too. This is a huge part of security. You have different, You have different insurances to cover any potential major expenses, right? Don't tell me that you are trying to build wealth and you don't have a life insurance policy. Out on you and your family and your wife and your kids or your husband and your kids, Right? We're building wealth. No, you're not. You don't even have, like, you're not even secure yet. I'm building wealth. Do you have at least six months of reserve stayed up? No, but I prayed hard this morning. That's good. Keep praying hard. But you got to start doing these stages because everything God does is in stages. And if you want to build wealth, you got to build in stages, just like God builds in stages. If you're getting it, let me know in the comments. Say I'm getting it. Okay, I'm going to wrap up. Got two more. Okay. But number one, first stage to wealth creation, you got to become stable. Okay? Number two, second stage of wealth creation, you have to get secure. Okay? You got to be able to live off of less than what you make. So part of this is to learn how to increase your income. Okay? Best way to do this is through digital products, okay? Learning the game of marketing sales and having a killer offer, right? And the offer is centered around digital products, where you can solve people's problems with your digital product, and then they pay you whether you're awake or asleep, whether you're working or not, okay? That's one of the best ways to get secure. If you're ready for number three, drop a three in the comments. Okay? So now you've gotten stable. Now you've gotten secure. The third stage of wealth creation is when you start building actual success. Okay, so what is financial success? Okay, Financial success is. I'm going to come to the board. Here. Is where you can begin to live off of your passive investments. I'm not just talking about, like, you know, I have whatever rental house that's cool and keep going for it. I'm talking about you have so much passive income coming in that you can literally just live off your passive income. Okay? So you can live off your passive income or your investments. Okay? You can also. You actually, everyone who that I know who's successful leverages good debt. Okay? Again, not the bad debt that costs you money, but good debt that makes you money. Okay? And what's another sign of success? You have multiple streams of income. Okay? Now you're really getting to building wealth, okay? Because now you've become stable. Now you have security, right? Then you're becoming successful. And number four, what's the fourth stage to wealth creation? Hey, real quick, if you've made it this far into the video and you're liking it, do me A favor, share this video with somebody that you think might also receive some value. My biggest heart in this channel is to simply bring some awareness, financial literacy, and do it all from a biblical perspective. So go ahead and share the video, like, and subscribe. Do all that stuff, too. Back to the video. Oh, man, I love this one. The fourth stage of wealth creation. Significance. Let's go. Significance, man. Significance. When you finally achieve wealth. And I'll be very candid with you, right? I'm working on the significance part right now myself, okay? I've done these other things. It's awesome. But I'm working on significance. Now. What is significance? What is financial significance in the stage. In these stages of wealth creation? Financial significance. Excuse me, is you have. You have a success plan in place. Because how many of y' all know that the reason why we're out here solving people's problems, bringing value to the market and generating money, growing our power and ability, right? We're attaining some riches here and there, but we're growing in wisdom. We're growing in understanding. We're growing in skill. We're beginning to build the assets of wealth. Why are we doing this? Because of Proverbs 13, where it says, a righteous man leaves an inheritance. I have so many people, again, like, the same people who are like, you worship Mammon Pino. I know you're all about the money. I bless you. Awesome. Cool. Blowing you a kiss. They also use the scripture of. Okay. They also say, store up not for yourselves treasure on earth, but store up for yourselves treasure in heaven. And I look at them and I say, exactly. Store up, not for yourself. I'm not here building wealth for myself. I'm not trying to grow in wisdom for myself. I'm not learning understanding for myself. I'm not buying and purchasing assets for myself. I'm not working on my health for myself. I am storing it up, right? I am storing up wisdom and assets and understanding and skills for my children and their children's children, okay? On the health journey, like now, ever since I got my stuff together, okay? Now, in my household, everybody in the house works out all the time. In fact, it's like a common question now around the dinner table. Just because dad chose to make a change in this part of my wealth, okay? I'm going to work on my health, right? Lost £120 so far. On my way. I'm not quite there, but I'm getting there, right? But the punchline is this around the dinner table, you know, we'll be eating dinner together, and the questions aren't like, yo, what YouTube videos did you watch? That happens sometimes. They're little kids, but a lot of times they're like, yo, did you get your workout in today? Yeah, dad, I did 30 squats, I ran around the block, blah, blah, blah. I did 50 push ups. Like, good job, man. Did you get your workout in my daughter's like, yep, I did an hour long walk. Like, the conversation has changed. Guys, that's wealth, right? We're storing up an inheritance. I'm literally trying to impress upon my children and my children's children, not just the financial side, but on all sides. The financial side, the spiritual side, the emotional side, the relational side, right? So when you have significance in the stages of wealth creation, not only do you have a success plan in place, okay, but you are growing the ability. I want to leave you with this. I'm wrapping with this significance is also. Growing your ability to empower three to four generations. With wisdom and resources. That's what wealth is all about. Guys, we have got to learn this wealth thing because God is calling us to empower our bloodlines. He wants us to empower our bloodlines with the ability up to three and four generations at least, so that we can empower them with wisdom and with resources. My friends, those right there are the four stages of wealth creation.