Mastering The Art Of Making Money

Rick Pino's video presents a four-level framework for creating wealth: (1) trading time for money ("muscles"), (2) management, (3) persuasive communication ("mouth"), and (4) using intellect and capital together ("mind and money"). He argues most people are stuck at levels 1–2, encourages a mindset shift to focus on creating value and "top-line" income rather than solely cutting costs, and grounds his highest-level advice in biblical principle (Deuteronomy 8:18).
Chapters
What if I told you there was.
A sure and effective way to go from being broke, maybe stuck in a nine to five and breaking past six figures a year? Well, guys, in today's video, I'm going to be breaking down the four different philosophies on how to make money. A lot of people only know the first two.
That's how they get stuck.
But I'm going to be breaking down all four. Make sure to stay until the end, because Philosophy 3 and 4 in this framework can literally make you millions of dollars. I'm going to be taking you behind the scenes on a recent coaching call that I did for my students who PA tens of thousands of dollars to be on this call. But you don't have to.
I want to bring some more value.
To you and to the channel. So with no further ado, here's a video I hope you enjoy.
There are four ways to create money. And I will tell you this. Most people are broke because most people are doing the first step. I'm just going to draw them like steps like this. And I got a bonus for you. Step number four, it's two in one. Okay? So this is how most people make money is on the first step, they use their muscles. What do I mean by this? Okay, using your muscles. This is the way that I like to describe trading your time for your dollar. A lot of people are like, oh man, I need to make some money, so I need to go find a job. Nothing wrong with having a job. But I will tell you this. As long as you are trying to create money by trading your time for your dollar, guess what happens. Your time is limited, right? So therefore, if you connect your time to your dollar, guess what also is limited? Your earning potential is now limited because you connected unlimited resource like time to money, right? So I need to go create money. So I'm going to find another job. I'm going to pick up a second job, right? Again, nothing wrong with having jobs. But guys, this is the lowest level of making money is to quote, unquote, use your muscles, right? This is guys, I'm telling you right now, if you're taking notes, write this down. Hard work alone will not make you rich. Some of the hardest workers in the world are like construction workers and like ditch diggers and like guys. Those guys work 10 times harder than me, right? But they're not making as much. Why? Because using your muscles or trading your time for your dollar is the lowest way to make money. And over here on the side here, I'll just put it like this usually this is, you know, you can go from zero. Maybe if you're like, maybe if you get a really hard working job, you know, and you're just killing yourself working 60, 70 hours a week, you might be able to get to six figures using your quote unquote muscles or trading your time for dollar. Okay, but there's another level to this. I need at least 10 people in the comments to drop these words. Another level. There's another level to the money making ladder here. Okay, let's go to this next level. Okay, the next level is. Management. Okay? This is where most people stop because our financial literacy that was taught to you and I whenever we were kids growing up, this is the biggest that people can think of. They're like, okay, well I'm going to go get a good job and then hopefully one day I could like be promoted to manager and make a little bit more money, right? How many are tracking with me? Wave at me if you know, like, that's what I grew up with. Like, that's what we knew, right? But the problem with manager, obviously it's better than just using your muscles or trading your time for your dollar. Now you're managing people who are using their muscles or trading their time for their dollar. But it's still not a way to build real wealth. Because at some level in management, you are still capped. Like, guys, have you seen those YouTube videos? Like, Mr. Beast has done them. A couple of my friends have done them. Like, people will literally walk up to two workers in Starbucks or McDonald's and they'll be like, yo, will you quit your job for $10,000 right now? And people are like, probably not. Like, dude, I'll give you 10k right now just to quit your job. You can go get another job. And literally everyone's answers are, I don't know, man. I just, I want to become a manager here. And I just like, that's where their mindset's at. It's like, dude, do you know how long you have to work at Starbucks again? Please hear me. If you work at Starbucks, I'm not bashing. I'm just saying there's a better way, right? Do you know how long you have to trade your time to for $16 an hour to make $10,000? That's like most of your year working. They could make it in a second if they just quit their job. But their mindset has them capped at like, well, I wish I could just become a manager one day. Because if I can become a manager, you know, over the long haul, I'll make more money. So back to the board here. Management, guys, you know, management is a way to go from like, say 40k maybe up to like 120, maybe 150 ish, right? So it's. You could get up to six figures. Ish. But how many of y' all know that six figures in America today, in 2023, with inflation, you're still broke at six figures, right? Like, you need more money. And there's nothing wrong with you needing more money. I just made a post before today's call, and I'm responding to a woman who's like, how are people living today? Like, how are people making it? And the point is this. It's not spend less, it's make more. If you're taking notes, write this down. Never focus on the bottom line. Focus on the top line. If you're taking notes, write that down. Never focus on the bottom line. Focus on the top line. I'm trying to teach you guys some financial literacy today. What does that mean? See, most people are worried about how much are we spending? How much do eggs cost? How much is gas? One of the reasons why I'm always encouraging you guys, go put the most expensive gas in your car. Rick's just silly. He wants us. No, no, no. That's for real stuff right there.
Why?
Because I don't want you thinking that 350 per gallon is bigger than you, than 275 for the cheap gas. Like, give me a break. Right? Like, we've got to think bigger. And so the point is not to focus on saving or. Or how much does it cost. You don't have a cost problem. You have an income problem. It's not that stuff's expensive. It's that you don't have enough income. I am putting my energy into how can we create more value in the market so that more people can exchange value with me at a high level. Right? You're not going to be able to do that if you're only using muscles in management. I want you guys to think bigger. I need at least five people in the comments to drop these words. Think bigger.
Hey, I really hope that you're enjoying the video.
I want to invite you guys.
I have recently created a free training teaching people how to make money online. My students are literally making anywhere from five to $10,000 a month. And some of them even make hundreds of thousands of dollars. Not in a year, but in a single day. If you want more information on how you can get started, all you need is a phone and a laptop. You can go to digitalproductacademy.org or you can click the link below in the description. Guys, after you watch the free training, you can, if it sounds like it might be something cool for you to check out, you can book a free call with one of my client success coaches and they'll be able to help you more. Now back to the video.
Now, here's the thing. You guys are seeing the first two levels of how to generate wealth. But how many all know that there's another level? There's another level to the game. And these are the only four ways to build wealth, okay? So the first one, you've got muscles. Second one you've got management. But watch this. Now this is where you can start making real money. And this is with your mouth. With your mouth. What do you mean? Guys, do you know that singers, speakers, actors, these men and women who know how to effectively communicate. If you're taking notes, write those two words down. Effectively communicate. Men and women who know how to communicate with their mouth, okay? Whether it's through song, whether it's through acting, whether it's through public speaking, okay? People who can effectively communicate to others. This is where you start building real wealth. This is where it starts to happen, guys, is learning how to effectively communicate to your market. Guys, I'm telling you right now, it's so crazy. With the opportunity on the Internet these days, it's psychotic, right? Like, it is insane. Like, guys, we are living in the greatest moment of history. And if you can learn how to effectively communicate with people, you are going to be able to provide tremendous value to your people. And guess what they're going to do in return? They're going to go, this is my gal. This is my guy. The thing he's talking about, the thing she's talking about, this is exactly what I need. How do I go deeper with you? How can I pay you more? How can I exchange more value with you guys? You're not going to get there if you don't learn how to use your mouth. Quote unquote, how to effectively communicate. Okay? And with the mouth, guys, here's the thing you can easily get when you learn how to effectively communicate, you can go from six figures to seven figures very easily. Very easily. Okay, but how many of y' all know there's another level? I need at least 10 people in the comments to write these words. Another level. There's another level to it, guys. And like I mentioned earlier, this last level here, it's the Most powerful level to generate income with. And it's a. It's a double header because it's two in one at the highest level. Okay, how many of you guys are ready for it? If you're ready, drop it in the chat. Say, I'm ready. I'm ready. I'm ready. This level right here, the double header is this. It's to use your mind and your money. Remember what I was talking about a little bit earlier, Deuteronomy 8. 18. By the way, if you're new here and you don't know, every single drop of financial success that my wife and I have been blessed with has come from God's principles, from the word of God. And I know not everybody in here is a Christian. That's completely fine. That's between you and God. But I will tell you guys this. I live my life by biblical principles. And there is a scripture in one of the books in the Bible. It's in the beginning, it's called Deuteronomy. Deuteronomy. In the eighth chapter, in the 18th verse, it says, remember the Lord. It is he who gives you the power to create wealth. But people forget the next part. It says, so that he may establish his covenant with you. This mindset that church people have, again, I love God's house. I love the people of God. I'm just saying in general, a lot of people have a mindset who are in the church of like, money's bad, money's wicked, money's evil. Well, tell that to Deuteronomy 8:18. Like, what do you. What do you. What does that mean for that? Like, God wants you to be creative so that you can build wealth, so that he will establish his covenant with you. But you believe that people are supposed to be broke and struggling and on the struggle bus. And you're more holy if you're more broke. And that's a complete lie, guys. And that's. That's part of God. It's not his only way, but it's part of God's way to establish his covenant with his people. Guys, but I don't want you to focus. In fact, come with me to the board and I'm going to come back.
To mind and money.
I just, I'm burning to try to help you guys. Okay? So Deuteronomy 8. 18. Remember the Lord. It is he who gives you. Oops. Power to create wealth. Now, why did I write it like this? Because here's the punchline. Like I was saying earlier, a lot of people read this verse and they focus on this and they go, whoa, God's gonna make me rich. Now, he didn't say that. God didn't say he was gonna make you wealthy. God did not say he was going to make you wealthy. But what God did say was, God did say, I will give you the power to create. Guys, I am telling you right now, when you use your mind and your money, when you sit there and think and dream with God and come up with wonderful solutions to your niche's problems using your mind, it is the most fantastic, easiest, rewarding, simplest way to create wealth that I have ever seen in my life. Because God designed us this way. He said, guys, I've given you the power to create. If you're taking notes, write this down. God's given you the power to create value. God's giving you the power to create businesses. God is giving you the power to create solutions to people's problems. God is giving you the power to create. The power to create. The power to create. I don't pay for things out of my time. I pay for things out of my creativity. The way that you create wealth, guys, is to create value. This is where money comes from. This is how God set up the universe. He wants us to become obsessed with serving and helping and blessing other people. And one of the worst ways you can do that is with your muscles, right? Trading your time for your dollar, right? Or some of you guys go, like, I want to become a manager. That's cool. But you're going to be capped at six figures. I know right now you might be thinking six figures is a lot, but it's not. I want you to begin to. In fact, if you're taking notes, write this down. Write this down. If you're taking notes. Not six figures in a year, six figures in a day. I'm trying to open up yalls minds, y'. All. That might be hard for you to even write down or read, but, guys, it's possible. Five years ago, I was like, six figures a year would be amazing. And guess what? Now it's very common to make six figures in a day. Because God opened up my understanding that he's given me the power to create, to create value, to create solutions to people's problems, problem. To create offers that benefit people's lives, man. A lot of you guys and gals who've been around for a few months, you heard a mod's testimony. He made 700,000 in one day, right? My guy, Luke Anderson, he made 100. I think it was 140,000 in one day, I had another guy named James. He made 220,000 in a day. Like, guys, you might be going, this is. Wait, wait, wait. What? I'm glad. Get in rooms where people are talking bigger, thinking bigger. Expanding your mindset. Not just six figures in a year, y'. All. Six people figures in a day. I need y' all to begin to think bigger. Because Romans chapter 12 says, you have to be transformed by the renewal of your mind. New living translation says that let God transform you into a new creation by changing the way you think. If you think six figures in a year is big, that's always going to be big. You got to start thinking six figures in a day is not big.
It's normal.
More from Rick

The Roadmap To Righteous Riches - How Wicked Wealth Transfers To The Righteous









