This 3 Step Formula Will Make You Rich In 2025

What's up everybody? It's Rick Pino here from Get Wisdom. What if I told you that there is a very simple way to create wealth for you, your children and your children's children? In fact, one of the many reasons why so many people struggle when it comes to wealth creation. Because in their mind, creating wealth is very hard and rightfully so. Whenever you trade your time for dollars, then of course wealth creation is hard. Because if you want to create more wealth, then you have to give more time, you have to give more effort and really at the end of the day, you have to give more of your life just to create some more wealth. But in today's training, I'm going to be breaking down for you a very simple, extremely effective three step process that if you just do these three steps in this order, you can create wealth not just for you and your children and your children's children, but you can do it very simply. And I would even submit to you, you can do it very simple. Quickly, let's get into it. Well guys, before we jump into the training, I want to encourage you. Come and join me for my upcoming five day live virtual training called Create and Sell Digital Products five day challenge where over the course of five days I'm literally going to be showing you step by step exactly how you can create and sell your own digital products so that you can start making money online. I'm doing it right now. My students are doing it right now. They're making tens and tens of thousands of dollars. And now you have the opportunity to learn how to do it as well. Click the link down below this video, all the information is there and I would love to see you join me in the next training. So guys, let's get into it. What is this three step formula that I'm talking about? How can wealth be made simple? Well, again, if your only context to creating wealth is I need to trade my life to create some wealth because really at the end of the day, that's what a J O B is all about. When you have a job, when you have a 9 to 5, nothing wrong with that. But if you are still trading time for dollars, you are on the slowest, hardest path to wealth creation. Because if you want to earn money, you've got to trade time and effort and really at the end of the day, you got to trade your life. Okay? But these three steps I'm going to give you in this training here, when you begin to step into this reality, everything begins to change. Okay? So let's just jump straight up into it. Let's go to step number one. This one is incredibly important in the process of wealth creation. Come with me here to the board and let's talk about it. Alright, guys, so step number one when it comes to wealth creation in 20, 25 and beyond, let's make this super simple for you. Okay? Number one, the first thing you gotta do is you have to learn a high income skill. Okay, what is a high income skill? Well, let me paint a picture for you, okay? Who has a higher income skill? The barista who pours coffee. Which by the way, there's nothing wrong with that if you're a barista. But you know the barista who pours coffee, the person who works at the taco joint and they're just like filling up tacos. Is the skill that it takes to do that job and to solve that problem for people. Is that a high income skill or is something like being a brain surgeon a high income skill? Which one? Right? Obviously the answer is obvious. The person who has a higher income skill, like a brain surgeon. And what's the difference here between these two skill sets? Nothing wrong with being a barista or a taco maker or whatever, or a window washer. But when I say you have to learn a high income skill, you have got to start doing some think work. Okay? On what is a problem that I can solve for people that I don't have to go out and really like hurt myself to learn this thing? Is there something that I'm already decently good at that I could begin to sharpen that skill, become even better? Because guess what, I have news for you. At the end of the day, the bigger problem you solve, the more people will pay. The more expensive the problem you solve, the more people will pay. Again, back to the barista and the taco maker versus the brain surgeon. We why are people paying brain surgeons way more than the barista? Because anyone could pour a cup of coffee. That is not necessarily a high income skill. Right? But working on people's brains, that's a very high income skill. So at the end of the day, what you need to do is you need to learn a high income skill. And yes, I have news for you. You might have to invest in a course. You might have to put down the video games and start listening to podcasts. You might have to stop binge watching Netflix at night and start binge watching YouTube videos, like maybe mine here. Right? Like you've got to start educating yourself. You got to start sharpening those skills because when your skill level Goes up, you're able to solve bigger problems for people. And then whenever you can solve bigger problems, you can make more money. Okay, so what are some high income skills that I suggest you might want to consider learning in 2025 and beyond? Well, coming back to the board, let's talk about it. There's a number of high income skills, okay? But I think a really great high income skill to learn is maybe marketing, or I would even say digital marketing. Okay? I don't know if you guys knew this or not, but the Internet is a real thing, and there's millions and hundreds of millions of people on the Internet. And if you could learn how to market in the digital space, right, That's a pretty high income skill. And instead of you having to go and be a secretary or be a barista, again, nothing wrong with being a secretary, a barista, but man, if you could market, if you can help people grow their social media, if you can do affiliate marketing, you can make way more money because you're solving bigger problems. Okay, so digital marketing, that's a really fantastic skill. I would say this one right here is probably one of the most important skills that you can learn in 2025 and beyond, as far as high income skills are concerned is sales. Like, think about this. Okay, again, the person who works at the burger joint, nothing wrong with that. But the person who works at the burger joint, like, anyone can, like, put the fries in the bag, Anyone can put the, you know, wrap the burger. But can anyone sell in a skillful way that the person doesn't feel like they're getting slimed over or, you know, ugh, they're trying to sell me something gross. Or have you ever been around, like, obviously all of us have had, like, bad sales experiences where it's like, man, that person's just trying to sell me something. This is slimy. This is gross. Ew. Door to door, you know, vacuum salesman vibes, of course, we've all been there, right? But have you ever had a good sales experience and you might be saying, like, no, never. Well, you actually have. And here's why I know that. Because every single one of us, we've had way more good sales experiences than bad sales experiences. And how do I know that? Because a good sales experience, you think it was your idea to buy the thing, right? Like, maybe it was. Maybe you went to the car dealership and you're like, man, we're finally able to get the, whatever, the minivan that we've always wanted for the family or the SUV that we always wanted for the family. Or maybe it was that new pair of shoes. You're like, yes, I finally got the new pair of shoes, whatever that thing was. And you're like, yes, this is the one I want. Awesome. Well, chances are, unless you bought it like off of Amazon or something, I'm talking larger purchases, right? 500 bucks, 1,000 bucks, 10,000, 20,000, whatever. For a car maybe or a house, right? If you're buying something at a higher level like that, chances are somebody was assisting you in that purchase, okay? And guess what? Because they were assisting you in that purchase, they got some kind of commission. And like realtors, like, how come so many people want to become realtors? Because they understand, well, shoot, man, if I sell a house for 500,000 and I make 3% on that, that's a pretty good chunk of money. That's actually more money than I could make being a working at the post office, right? And again, nothing wrong with working at the post office. But do you see what I'm saying here? You've got to start thinking, what's a high income skill that I can learn and I can get really, really good at so that I can be more valuable to the market, I can solve bigger, more expensive problems for people and then in turn I can get paid more. Now, obviously, there's a ton more high income skills than marketing or sales. I'm going to throw this one out there because I'm always talking about this, man. If you can learn. How to create and sell your own digital products, this is a fantastic high income skill. Because every digital product that you create has the potential to become a revenue generating asset. Okay, like, what is a digital product? A digital product is an educational resource, like a course, an ebook, an online PDF training manual, maybe a mentorship program, right? Where you do the work. One time you take your knowledge, your experience, your expertise that you already have, and you create one of these educational resources for people and in the form of a digital product. And you do the work one time in the creation of that product and then you put it out there and people will buy it over and over and over and over again. How do I know this is true? Because recently it was my son's birthday a couple of years ago, and I was putting him to bed and I was like, hey buddy, what do you want for your birthday? And he goes, man, I would love to go bass fishing. And I was like, cool, I would love to take you bass fishing. Now, I've taken my son fishing before, but I never taken him specifically Bass fishing. In fact, I don't know anything about bass fishing. And I was like, cool, buddy, we're gonna make it happen. Don't you worry about it. So I put him to bed and then I spent the rest of the evening googling through like, okay, bass fishing. Where do I even find bass to fish here in my city? What's the best fishing pole for bass? Is there a fishing? Does it matter what kind of bait? And I'm like searching and searching. And then I had the bright idea. I said, you know what, I'm just gonna look up a course. Like somebody out there has a course on bass fishing. And it was like, whatever, 10, 11 o' clock at night, I'm searching bass fishing course or best bass fishing course. And voila, like, you know, 10 or 15 or 20 of them popped up. I did some research and I paid somebody thousands of dollars for their bass fishing course. Now why am I telling you the story? Because the power of the high income skill that is learning how to create and sell your own digital products is absolutely ins. Imagine if this guy who put together the bass fishing course, imagine if he was like, who would want to buy a bass fishing course? That's so weird. I did at like 10, 11 o' clock at night. And I'm not the only person who paid him thousands of dollars. He did the work one time, he put it out there and I purchased it from him. And I'm sure a bunch of other people did as well. Imagine if you could do something like that or similar. Well, who in the world would want to learn how to make sourdough bread? Who in the world would want to learn how to homeschool their kids? Who in the world would. A ton of people would love to know the knowledge, the experience that you have and if they could just find you and purchase your digital product, that is a high income skill that you should consider learning. Okay, now here's the crazy part. With digital products again, there's tons more high income skills and these few on the board here. But the cool part, with digital products, okay, let's say you have one ebook and a course and a mentorship program. Well, now the ebook itself becomes an asset. Maybe you have two courses or five courses around different subjects in the thing that you help people do. And now you have four or five or six different assets that people want to pay thousands for this one and whatever, 500 bucks for that one and a couple thousand for this. Like I'm telling you, the high income skill that is digital products is absolutely insane. Now again, there's a ton more opportunities and high income skills out there in my opinion. Learning marketing or digital marketing? Learning sales. Learning digital products. All of these are fantastic places to start. And here's the thing. I want you to stop asking yourself disempowering questions like, oh, what if it doesn't work? Why would you ask yourself a disempowering question like that? You need to change the limiting beliefs in your mind to go, how awesome is this going to be when it works? Right? Because the future that we are about to step into, it all is determined by what we expect. It literally costs you no more to be like everybody's going to love my product than it does for you to go, no one's going to love my product and be like Eeyore, you know, like woe is me. Like it doesn't cost you any more to be an optimist and a pessimist. So stop asking yourself disempowering questions, stop being so optimistic, stop allowing limiting beliefs to have so much power over you and start telling yourself, start believing yourself. I can. It doesn't matter how old you are, it doesn't matter how young you are. I, I can learn some new high income skills that I can go serve people with and I can serve them at a higher level than I'm serving right now and I can make more money, guys. That's the beauty of learning a high income skill. You want to learn how to create wealth in 20, 25 and beyond? Learn a high income skill. Again, there's a lot of high income skills out there. I would start with digital products. I would start with learning sales. I would start with learning marketing. These are all wonderful places to start. Okay, so that's the first step you got to do is you've got to learn a new high income skill. Maybe you already have a high income skill. Sharpen that skill so that you can solve even greater problems in that arena. Are you getting it? If you're getting it, drop some fire emojis down in the comments. Okay, let's go to step number two. Okay? So now that you have your high income skill, you now have the ability. And by the way, let me come back here and let me say it like this, okay? When you learn a high income skill, this is a way for you to make more money. Why? Again, because it's a high income skill. That means that you are solving bigger problems. And now instead of you trading your time for your dollars, you can actually go out there and use your high income skill to Serve people at a higher level and make more money. Keep this in mind because I'm going to come back to something similar. But remember, high income skill. This is how you can make more money. Okay, Step number two, the second thing that you got to do, now that you have generated and you sharpen that axe, you've generated that new high income skill. What do you got to do next? Okay, well, the second thing you've got to do is you've got to build. Oops. Build a business. Where you serve others. With that high income skill. Okay? One way that you can do this is that you can teach others. Okay, let's just say. Again, let's just say it's sales. Okay? Let's say you get really good at sales. Let's say you get really good at whatever digital marketing. Let's say you get really good at creating digital products. Well, a business that you can start to serve people is you can use that high income skill and you can teach others how to do the high income skill. So now you have the opportunity to not just make more, more money because you're doing the high income skill, you're performing the high income skill, but now you can also have a second stream of income not just from performing the high income skill by yourself, but you now have a business where you could teach people how to do the high income skill. Let's say your high income skill is you're really, really good at DIY home repair. Okay? I don't know nothing about that. Right? And I'm sure people would love to pay you thousands of dollars if you're the best of the best for whatever, you know, repair work on sheetrock or laying the tile or masonry or whatever. Like maybe you have a high income skill there, right? And by the way, again, I just need to say this because I can feel some people like, I don't have a high income skill. I can never learn a high income skill. I'm just a fill in the blank. I'm just a stay at home mom. I'm just a homeschool parent. I'm just a car salesman. Listen, you can literally sharpen the skills for that thing to where at the highest level, you can literally serve people. There's so many people right now who would love to learn how to homeschool their kids. There are so many people right now who would love to learn, man, how can I strengthen my chops in my car sales? In my car sales, right? How can I, how can I, how do I raise my kids and keep my household like how do I be a homeschool mom and make sure dinner's good and keep the family well? There's so many people out there that would love to learn that. And if you. One of the ways to build that high income skill is to get language to explain to people how to do the high income skill. Because when you do, number one, you can either perform that high income skill or like I'm saying, you can teach the high income skill. You can teach people how to do this. And the cool part about this is whenever you do that, okay, you now have a business. Again, let's say you were a DIY home repair person. Well, what if you started a business where you did DIY home repair for people, but you also had a branch of the business where you could teach them maybe in the form of a digital product, right? Remember we're talking about that. You could do the repairs for them, you could teach them, right? And the cool part about having a business, guys, this is where you are able to. Multiply yourself, okay? This is how you can multiply yourself. And whenever you start doing this for others, chances are because you're skilled at what you do. And now you have a business doing the thing and teaching the thing, you're probably going to need some help, right? You might need a little assistant. You might need to raise up an apprentice who instead of you physically going and doing the thing, your apprentice or your assistant or whoever it is, they do the thing, right? They actually do the labor. And you teach the labor, right? You're creating videos, you're putting out content, right? You're overseeing them and training them. And you're also creating digital assets like digital products where you can show others how to do this. Guys, this is incredible. Why? Because remember what we talked about here on the high income skill itself, just you performing the high income skill, serving people at a higher level, you can make more money. But here's the cool part. Whenever you begin to build a business around that high income skill, not only can you perform the business, but you can also now teach the business, you begin to multiply yourself. And here is the cool part about this step, okay? This is where. Your people can make you money, okay? This is how business works. Like, and I know, like before you try to go and get all overwhelmed, well, Rick said, oh my gosh. And I have to learn this skill and then I have to open up a new business, then I have to hire staff. Look, everything in its time, okay? Baby step after baby step after baby step. I'm not saying you have to do all of this, like, you know, in a week. I'm saying if you apply yourself, you can learn or sharpen that high income skill that you already have or develop a new one. You can get really, really good at it. You can serve some people with it. Three months, four months, five months, begin to really increase your income because you're serving these new clients at a higher level. And then after you get really good and you've served some people and you've gotten some great results for them, maybe now you can actually start a business and say, man, I'm serving so many people, I'm making enough money I can afford to hire an assistant. I can afford to, you know, bring on an apprentice who maybe does the thing. And while they're doing the thing, I'm teaching the thing. And see what I'm saying? Like now it's not just you doing the task with your high income skill to make the money. Now, because you have your business and you're serving people, your people can now make you money. And the cool part about this is when your people make you money, not only are they making you money, you're helping them make money. Right? Because they're your employees. See, are you getting this? If you're getting this, let me know down in the comments. Say, I'm getting it, I'm getting it, I'm getting it. Okay, so first step you got to do, you got to learn or develop a high income skill. Step number two, you've got to build a business where you serve others with that high income skill. In other words, you got to learn how to multiply yourself, multiply that high income skill into others by serving them, doing the task, and by teaching them, by creating those digital assets. Okay? And then step number three, if you're ready for step number three, drop a three down in the comments. Step number three, this is where it gets really good. Okay? So number one, the high income skill where you make the money, Number two, build your business, that's where your people make the money. But number three, now that you are making so much profit, okay, number three, you've got to learn. How to invest your profits. Okay? And I will say this. When you learn how to invest your profits, this is where your money makes you money. This is really where you want to get. Okay? Now before we go any further, I think it's so interesting that people who've never created wealth before, people who don't have businesses, people who've never even started a business, they love to quote things like every millionaire has seven streams of income. And so new entrepreneurs, newer aspiring entrepreneurs, a lot of times they make this mistake of like, I'm going to start five businesses all at the same time. And, and then all you do is you start overwhelming yourself and nothing is going really great because you're stretched in all kinds of different directions. Right. I will tell you this. From someone who's been there, done that, from someone who actually has created successful businesses, from someone who actually has a number of mentors who's been there, done that, and created successful businesses, and someone who has a bunch of friends who's been there, done that. With overwhelm, I'm gonna start 20 businesses so I can make bunch of money and you know, friends that have been there, but also now they're wealthy, they're millionaires. What do all of us have in common? Well, we have discovered, okay, what you don't want to do coming back with me to the board. You don't want to do this number where you're like, well, millionaires have 7 stream of income. So I'm going to start all these businesses, I'm going to start investing in all of these places. And now guess what happens. You're putting, you know, 10% here, 10% there, 10% here, 10% here. And you're like, oh, don't put all your eggs in a basket. Just, you know, go as wide as you can. Well, the problem with this is you are stretched so thin. What I suggest you do is you go all in with one high income skill, one business. And then after you start making the profits, then you go in all of the percentage. Not just 10% here, 10% there, 10%. I'm talking about putting the full, the full attention into one direction. Get that thing super strong. And then after that investment or that business or that high income skill is super strong. It's strong, it's established. You're like, yes, this is working every single month. It's cranking. Then you can grow off another branch and go, okay, now that this is happening, I'm going to add a second piece. Don't do this early. Don't start trying to invest in, you know, I'm going to have 18 investments. I have 47 businesses. I recently talked to a business owner and they're in this place right now. Cause they're a new business owner and say, hey man, what's up? What are you doing? Like, I'm a business owner. Oh, that's cool. So am I, like, what kind of business are you in? Oh, I can't Even tell you, man, I have 14 businesses. I'm like, wow, 14 businesses? Yeah, man, I got 14 businesses. Like, cool. Like, are any of them doing pretty good? Well, you know, we're trying to get them off the ground. Like, why are they not doing good? Because they're stretched in 14 different directions. So don't put the cart before the horse when it comes to trying to invest, trying to start. I'm gonna start 20 businesses. Like, no, no, no. Learn a high income skill, get really, really good at it. Serve people with that high income skill and start making money. And then after you get really good at that, number two, start a business with that high income skill where now you can teach others and instruct others, serve others with that high income skill so that you can now start hiring on people so you can start scaling. And when you start scaling, the profits will scale as well. Then after you get those strong, after you get those two pieces established, then you can start investing so that your money can start making you money and you invest and you do this route in a slow way. When you get to this point in the beginning, high income skill, starting that business, you can go fast with that, right? You can put down Netflix, you can put down video games, you can stop watching your show for whatever, a month or two months and just go all in on educating yourself, practicing, getting way, way, way better at that high income skill. That can happen pretty quickly, right? Like literally, if you were to put in, you know, an extra 20 hours a month just developing that high income skill, you're going to get really, really good. And because you're putting in those extra hours, you're going to rapidly accelerate in front of every normal Joe Schmo out there, right? And then after you get really good, then the business comes. And then after all that, that's when you get to the investment part. But the investment part is so good, man, because when you finally get here, this is where your money starts to make you money. Okay, now I will say this. The one caveat to the, you know, don't go too fast with investing, but get those skills going and start your business. The one caveat is this. If you use those profits and instead of like investing into whatever the S&P 500, I would invest into the SM ME 500, And I would use some of those profits. Don't just be like, wow, we made an extra, whatever, five grand this month, we made an extra ten grand this month. I'm going to go get into stocks and bonds. You could, but, you know, would be a better Way to use that money, to invest that money, take those profits and invest into your education, invest into continuing to grow that high income skill. Or maybe let's go back to number one right quick. Okay, maybe what you're going to do is you're going to say, okay, I, Rick said that, you know, marketing, sales, digital products, these are good places to start. Maybe you got really, really good at the marketing side. Maybe now you're like, okay, now I'm going to take some of my profits and I'm going to hire somebody to teach me how to sell or I'm going to hire somebody to teach me how to create these digital products. So now I can start stacking these high income skills on top of each other so that I can accelerate the process. Are y' all getting this? If you're getting this, let me know in the comments. Say, I'm getting it. I'm getting it. This is where wealth creation actually gets very, very simple, my friend. This is where wealth creation can be removed and detached from. Oh man, if I want to make an extra two grand, I got to pick up some overtime. I got to, man, I gotta stay late, I gotta get there early. Like, yes, if you're trading your time for your dollar, that is a way to create money. That is a way to build wealth. But my gosh, it's the slowest, hardest path to wealth creation. Instead, one more time. Instead, what you should consider doing is number one, learning a high income skill. Again, like marketing, like sales, digital products, incredible. Okay, after you do that, number two, start building a business where you serve others with that high income skill. Not just doing the thing, but teaching the thing so that you can multiply yourself to where now you're not just making the money with your skills, your people are making the money for you. And then the third part, you want to start taking those profits and investing them so that your money can start making you money. And the best place to start with this guys, is to invest in yourself, period. Now, I want to submit this to you, okay? Because I know so many of you guys and gals watching right now, you're like, man, I'll give to whatever, I'll give to the mission field, I'll give to my friends, I'll give to the church, I'll give to this cause because they're good soil, right? And rightfully so. I bet they are. But I want you to consider something. You are also good soil. Like, when's the last time you invested into yourself? Oh, I could never. That's hogwash. It's fake news, right? Of course you can invest into yourself. And you should invest in yourself because the more you can sharpen those skills, the more you can grow yourself. Here's the cool part about investing into yourself. Investing into your knowledge, your education, your skills. When you take some of those profits and you start investing into your knowledge, your education, your skills, no one can take your knowledge or education or your skills or your experience from you. You start becoming recession proof. And at that point, it doesn't matter what's going on in the economy out there, you start tapping into a different economy, what I call the kingdom economy, where God's ability on the inside of you, where God's potential on the inside of you begins to grow and you start going to the next level. You're like, oh my gosh, I'm pretty good at whatever, digital marketing now, I'm pretty good at digital products now, I'm pretty good at sales now. And man, this is way better than going and clocking in nine to five to try to make a couple hundred bucks. I would rather just go, whatever, sell something. I'd rather go create a course and someone buys it for 1000 bucks. How many hours would you have to work to create $1,000? Probably a lot. But guess what? If you had a digital product, if you learn that high income skill, someone could buy it. Boom, right there. You can make a thousand bucks a pop. Then you could do this multiple times a day, right? Whether it's from bass fishing or sourdough bread making, or I'm a car salesman, or I'm a stay at home mom, or I'm a homeschool parent. Whatever it is, there's a ton of people out there looking for this. Okay, so guys, real quick, let's recap. How are you going to begin to build incredible wealth in 20, 25 and beyond? Number one, you've got to develop or grow your high income skill. Number two, you've got to start a business where you serve people with a high income skill. Yes, doing the thing, but also teaching the thing. And then number three, as you start scaling and you start making profits, take those profits and number one, invest back into yourself. Invest into those skills so that way you can get this cycle just growing and, and it starts expediting those skills start stacking on top of each other. And then now creating wealth gets easier and easier and easier because you're no longer trading your time and effort for dollars. Now you are solving problems for people in order to create wealth. Okay, thank you guys and gals so much for joining me here. Listen, I want to remind you one more time, go check out that training I have coming up down below. Guys, create and sell digital products. My upcoming five day live virtual training. You do not want to miss it. I'm going to show you step by step, actually, some of those high income skills we're talking about. I'm going to show you how to do those in the training and we're going to spend five days together. It's going to be incredible and it's going to change your life if you join me. All right. Thank you guys so much for watching and we'll see you in the next training.