How to Fix a Broke Money Mindset
21 Nov 2025 · 13 min
A short podcast episode that teaches a guided mental exercise to reveal whether a listener has a 'broke' or 'rich' money mindset: imagine driving past the biggest house in your town and picture who lives there; negative images indicate a broke mindset and should be reframed. The episode includes promotional segments — Rob Moore advises adding physical gold/silver to pensions via Direct Bullion (claims: gold grew 700% in 20 years; gold is inheritance-tax free) and the host promotes Rob Team, a low-cost financial-education platform (~22 pence/day) with a forthcoming House Price Crash masterclass.
Chapters
How to fix a broke money mindset. I have this very simple test to test your money mindset to see if you have a broke money mindset or a rich money mindset. Now, why would you want to know if you have a good rich, rich or broke money mindset? Well, here's the thing. The skill set without the mindset will leave you upset. And it's all very well wanting to know how to get rich and wanting to know how to make money and wanting the strategies and tactics for that. But that's like putting more water in a bucket that has a hole in it. So. So you need to have a rich money mindset in order to make more money. And I have this quick, easy and great little quiz that you can test. You can take this right now. I'm going to do this with you right now to test your broke money mindset to see if it's rich or broke and then what you can do about it. So let me know in the comments if you think you've already got a rich or a broke money mindset. I'd love to know. And all you need to do is bear with me for what, two or three minutes and I'm going to run this test with you. Okay, so here's how to test if you have a rich or a broke money mindset. Number one, I want you to imagine driving down the richest street in your town or city. So imagine you're in your car and you're driving down the richest city road and what you're going to do and do this with me right now. Like, think about this. You're going to stop outside the biggest house. When you stop outside the biggest house, you're going to look at the biggest house and you're going to imagine the kind of person that's living in the biggest house. And I want you to do that right now. In fact, you can write this in the comments. What kind of person do you think lives in the richest house in your city? Have a think about what they might look like, what their sex might be, what their age might be, what their job might be, how they may have made money, what kind of human they are. Now, as you think about this person, this is a representation of what you believe about money. So let's say, for example, you think, well, it's a drug dealer, or you think it's a greedy, powerful, fat cat man in a suit, then that is what you believe rich people are. And because you'd never want to be a drug dealer or you'd never want to be a fat cat billionaire. You will always repel wealth because you have a poor or a broke money mindset. Let's say, for example, you thought, well, it's a philanthropist. It's an entrepreneur who's hustled over 20 years to learn how to make money. You know, they do good in the world. I want to go and meet this person, have dinner with them, find out, you know, what they're like, what they know, you know, they're honest, they're kind. Then this is a rich money mindset. And by the way, this is what I believe about the person that would live in that house. And that's, you know, said with humility. But that's why I'm rich. Someone said here I imagined someone who was dishonest. Or if you imagine someone who cheats and lies and steals to make the money, you will never be rich because you would never want to be perceived as someone who cheats and lies and steals. So here's the fun, here's the really interesting thing. By the way, about this recent budget.
Should warn you that your pension is not safe and secure and they're coming for your inheritance. Do you even know how much is in your pension or where your pension is invested? Add to this the recent inheritance tax grab on your pensions and and the risk of a market crash. You probably didn't know this and I didn't until recently, but physical gold can be added to your pension pot. Gold is inheritance tax free and has grown 700% in the last 20 years. You probably know from my content I'm investing heavily in silver and gold and that's why I've partnered with direct bullion. Myself and Nigel Farage are brand ambassadors and direct bullion can help you with gold to protect and grow your pension. I buy my gold and silver from direct bullion and I don't earn any money on any purchases of gold or silver if you buy direct from direct bullion. So if you go to robmore.directbullion.com you can get a great price on your silver and gold and you can get the pension Gold Investing guide completely for free. As you know, I don't do many strategic partnerships and when I do, I do them with people who are credible, who've been doing it a long time, who invest in things that I invest into and, and gold and silver's going wild. I'm investing heavily in gold and silver and I recommend you check out robmore.directbullion.com.
This exercise is completely fictional. You drove down an Imaginary street in an imaginary car, looked at an imaginary house and imagined an imaginary person. It is not real. So the perception of who you imagined in the house is not real. You, you have made it up based on your experiences and beliefs in your own world. But of course your perception is your reality. So if you want to now change a broke money mindset to a rich money mindset, here's what you need to do. You need to change your perception of what it takes to become rich. And you need to understand that you can be rich and you could be the person living in that house, but you will never be rich and you will never be the person living in that house. If your false warped perception is they're fat, they're greedy, they're corporate, corporate billionaires, they cheat, they lie, they steal, they do illegal things. Now if you imagine that person is kind, considerate, hard working, does valuable things for the community, is a philanthropist, helps other people, is entrepreneurial, that's quite an attractive quality, by the way. Many rich people are that, I like to think I am that, that's a very attractive quality in a millionaire. And so then you, you have those qualities in yourselves. And therefore all the resistance to becoming that and being that will be removed. Now most people will never tell you this stuff, but of course it's simple. Not simple, it's easier said than done. You have to change your perception of what it takes to be rich in order to be rich. And you have to let go of your baggage, of your perceptions of what it takes to be rich if you want to be rich. And that's a simple test that you can take. Now by the way, I recommend that you do this every six months. Do the imaginary down the street, in the car, look at the house, imagine the person and see if your perception changes. Because I went through this myself. I used to genuinely believe that rich people were drug dealers, criminals, or they were just given it and born into it, or they were fat cat corporate yuppies. And of course you would never want to be that as a human. So therefore you would repel anything that could draw money into you because you would want to repel being that. Now if you imagined rich people were kind, giving, philanthropic, entrepreneurial, supportive, good humans, you would attract and accept all money into your life. In fact, you would make so much more money because you would know that money would make you those things. And yet everyone's trying to look at the get rich quick and look at strategies and tactics and just tell me how to be rich in the five steps and they completely don't understand. You've got to repair the hole in the bucket before you fill it with more water. In fact, if you fill a bucket with a hole in it with more water, all happen is the hole will get bigger and more water will go through it. And so it is with money. If you get money and you have a poor money mindset, it's going to exaggerate your poor money mindset traits and it's probably going to be worse for you. It's going to exaggerate your addictions. So and be honest and let me know in the comments where you think your money mindset was broke is zero. 10 is rich. Where would you say you were on the 1 to 10 in the money mindset test? And I would ask you if you wouldn't mind sharing this on your social media because imagine if everyone in the world took this test and they changed their false perceptions of what it was to be rich and they became a good person and became rich and everyone became rich. Imagine how much better, you know, our planet would be because you can make money and do good things and give back to society and you know, pay lots of taxes and start a charity and foundation. All of these things which I've done. So I wonder if you wouldn't mind just hitting the share button now if you found when you took this test, I can see Sarah said a 7. If your score is lower than 8 out of 10, you know, on the broke to rich scale. I really recommend you join Rob Team and invest just a tiny amount of money in your making, managing and multiplying money. So Rob Team is a digital financial freedom platform to help you invest in assets, produce recurring and passive income and it costs less than 22 pence a day. You can cancel anytime with no ongoing contract. There is hundreds of hours of courses, resources and master classes to help you gain wealth, create recurring income, multiple streams of income, invest in assets, get your tax bill down, get your income up, start your business, scale your business. So you just type in R O B.T E A M Rob. Team Rakia said, I'll definitely join. I would just say do it now. Honestly, if you don't do it now, you probably won't do it. Let's just be honest about that. So I just recommend you do it now. Just you can leave the live. I've almost finished. Just type in r o b dot t e a m. No one yet has put an 8 out of 10 or more on the money mindset test. I just did. So certainly joining Rob Team is going to be helpful for you now, by the way, some people really won't even invest in themselves. Why is it you'll buy a TV for a grand, but you wouldn't pay, for example, 22 pence a day to invest in your knowledge and education? This is something like in America, you know, parents have coaches for their kids and they invest in themselves. They know they are their best asset. In England, we're a little bit more reserved and we're cautious and skeptical. That's why it's only to 22 pence a day. You can cancel anytime time. There's no ongoing contract because I want to reduce the risk. Hundreds of hours of courses and resources and masterclasses going back years. In fact, coming in a few days, we've no, no, coming in 48 hours. We've got the House Price Crash masterclass because so many of my Rob Team members have been asking about the House Price crash and how to cash in, you know, make cash in the crash. And also my House Price Crash lives have been going really viral. So if you want to grab that for free instead of having to pay, join Rob Team. Type in Rob T E A M. So go there right now. Share this video because remember, if we're all more wealthy, it benefits us all. In America, people share their contacts. They're abundant in. In England, we're a bit reserved. So hit the share button. And remember the quick money test you can do every six months to see if you have the right mindset to make money. Because remember, the skill set without the mindset will leave you upset. So draw. Imagine in your mind driving to the richest house in the richest street in your town or city. And imagine what the person in the house is like. And if you have a negative perception, you'll always be broken. If you have a positive perception, you're either rich or you're on the way to being rich. So thanks for tuning in. And remember, if you don't risk anything, you risk everything. Foreign.
This episode was brought to you by Disruptive Media, helping bold entrepreneurs stand out through podcasting, video and social content. Visit disruptive media.co.uk to learn more.
Foreign.
This episode was brought to you by Disruptive Media, helping bold entrepreneurs stand out through podcasting, video and social content. Visit disruptive media.co.uk to learn more.
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