How To Make 100K Cash
21 Nov 2025 · 9 min
Rob Moore breaks down six paths to £100,000: save £100 a day or earn it instead. He favors income over saving, showing how selling a £100 course to 1,000 people, running a membership with 1,000 members at £10/month, or taking 10 mentoring clients at £10k each gets you there faster.
Questions this episode answers
Save £100 per day for 1,000 days; save £10,000 per year for 10 years; save £1,000 per week for 100 weeks.
£12,775 in five years.
£21,900 in five years.
£76,000 total in five years (individuals listed: £12,775; £21,900; £5,200; £9,100; £26,000).
1,000 members × £10/month = £10,000/month, reaching £100k in about 10 months.
Chapters
How to build a hundred grand in savings or liquid cash and capital. So if you want to build a hundred grand in liquid capital either for the rainy day, for protection of your wealth, or to invest or launch a business, the six ways, mate. The six ways main. The six main ways you can do this is one, you can save 100 pound a day for a thousand days. Probably most people that's not that realistic. So what about this though? What about saving 10 grand a year for 10 years? I reckon most people could do this. A lot of people think, well, with the cost of living crisis, you could never do this. I actually reckon a lot of people could do this. Or what about saving a thousand a week for 100 weeks? This is also something that you could do. Now the thing is people think they don't have any disposable, but when you look about how much you spend on coffee a day and lunches a day and takeaways out and Netflix and all your TV, I actually did a LinkedIn post and on average, alcohol consumption actually probably lower than that. Scratch cards, Netflix takeaways, coffees and lunches. Some people spend tens of thousands of pounds a year on this. Tens of thousands of pounds. So in fact, why don't I give you the exact numbers, seeing as I wrote the post myself.
This recent budget should warn you that your pension is not safe and secure and they're coming for your inheritance. Do you even know how much is in your pension or where your pension is invested? Add to this the recent inheritance tax grab on your pensions and and the risk of a market crash. You probably didn't know this and I didn't until recently, but physical gold can be added to your pension pot. Gold is inheritance tax free and has grown 700% in the last 20 years. You probably know from my content I'm investing heavily in silver and gold and that's why I've partnered with direct Bullion. Myself and Nigel Farage are brand ambassadors and direct bullion can help you with gold to protect and grow your pension. I buy my gold and silver from direct bullion and I don't earn any money on any purchases of gold or silver if you buy direct from direct bullion. So if you go to robmore.directbullion.com you can get a great price on your silver and gold and you can get the pension Gold investing guide completely for free. As you know, I don't do many strategic partnerships and when I do, I.
Do them with people who are credible.
Who'Ve been doing it a long time. Who invest in things that I invest into. And gold and silver's going wild. I'm investing heavily in gold and silver. I and I recommend you check out robmore.directbullion.com.
So people are broke because if you spend seven pounds a day on Starbucks, that's £12,775 in five years. If you spend 12 pound a day on lunches, that's 29, £21,900 in five years. If you spend 20 pound a week on scratch cards, that's £5,200 in five years. If you spend 35 pounds a week on alcohol, that's £9,100 in five years. If you have a couple of takeaways, Netflix gym subscription, that's a hundred pound a week, that's £26,000 in five years, that's £76,000 in total in five years. 15, 30, 45, 60, 75, that's 15 grand a year. A lot of people are spending money that they could save if they wanted to, if they needed to. However, what I will say is I'm more of a fan of the next three, which is making money because saving 100 a day, 10,000 a year or 1,000 a week might not be that easy for most people yet. But what about earning an extra hundred a day for a thousand days? That's one product at a hundred pounds that you can sell on an e Commerce site, that is 10 products at 10 pounds. When you break it down, it's quite possible. Or what about earning 10 grand a year extra for 10 years, doing a side hustle or doing a bit of overtime or earning some extra commissions. Or what about earning an extra grand a week for 100 weeks? So there are the six ways. Numerically you can build up a hundred grand liquid pot in anywhere from 100 weeks to a thousand days. I want to focus on the revenue generating ones. It's probably easier to make a pound than it is to save a pound. And so how can you earn an extra hundred a day? Well, if you have a membership site, for example, and you have a thousand members at ten pounds a month, that's ten thousand a month. So in ten months you're going to hit your hundred grand. Another way to look at this is if you have an online course at just a hundred, you only need to sell a hundred online courses, which is obviously globally virtually infinitely scalable. 100 at 100 is 10 grand, a thousand 100 is 100 grand. Anyone could sell an online course for 100 quid. You could probably do three to five modules at 30 to 60 minutes each and that would be an absolute bargain. And whatever you love to do, turn your passion into your profession, your content into cash flow, your information into income, what you already know into cash flow. But we can go at another level on this. You could mentor people for 10 grand a year and you could have 10 clients and that would be your extra hundred grand. So there's quite a lot of ways, I think I've shared 8 or 9 of building up a hundred grand lump. If you were to have a gun to my head and say, Rob, what are the three best or quickest? It depends if you want to get to that lump once or if you want ongoing recurring income. But to get to that lump once, I would probably say 10 mentoring clients at 10 grand or 20 mastermind clients at 5 grand for whatever, you know. And by the way, when people say to me, oh, Robert, you know, I haven't really got much experience, I don't know a lot. Well, if you've got three properties, that might not sound like a lot, I've got 345 that might sound like more. But you can teach people to buy their first three property investments because all you have to do is be ahead of them, to be able to teach them. As long as it's an unregulated industry. You're not teaching people to be a doctor because you've been a junior practitioner and you're giving them a knife and you're instructing them on where to cut, that's probably not very safe. But in information, in content, in social media, having a digital agency, you know, helping people with AI transcription, blog and copywriting, all these businesses are viable, scalable and start startable on virtually no money. Because what you don't want to do in building up 100 grand pot is having to invest 100 grand to build 100 grand pot. So if you had a gun to my head, I'd probably say masterminds and mentoring for the lump, the quickest time. But then for recurring income, I'd probably say a membership site. So I have Rob Team, for example, has 9,800, 9,900 members, something like that, which is my digital financial freedom platform to help people start and scale their business, get their tax bill down, their income streams up. It's basically a, you know, a money education platform. And that's been going for five odd years, years. So if you think it's 10,000 times, what is it, eight quid, that's 80,000amonth recurring. In fact, Rob Team's best month was 215,000 because there was another event off the back of it that people could join and there are multiple ways to earn that six figure lump in cash. Thanks for tuning in. And remember, if you don't risk anything, you risk everything. Foreign.
This episode was brought to you by Disruptive Media, helping bold entrepreneurs stand out through podcasting, video and social content. Visit disruptive media.co.uk to learn more.
Foreign.
This episode was brought to you by Disruptive Media, helping bold entrepreneurs stand out through podcasting, video and social content. Visit disruptivemedia.co.uk to learn more.
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