Never Give Money to These Institutions
21 Nov 2025 · 13 min
Rob Moore and Nigel Farage argue that government, banks, and pensions are insolvent or offer poor returns. They recommend physical assets like gold, silver, and bitcoin instead, plus diversified index funds and real estate.
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Warning, never give your money to these three institutions. Number one, the government. You're lured in with premium bonds win prizes. But the return on premium bonds is way lower than inflation. Even when inflation is low, the return on premium bonds is virtually nothing. And I don't believe the government is a safe place to put your money. They are insolvent. They are in 3.1 trillion of debt. They cannot pay off their debt. They are not paying off their debt. They are taking tens, maybe even hundreds of billions of our tax paid money and only paying the interest off on their debt. So do not put any of your money anywhere near the government and ideally you get your tax bill down as well. Because I think that. Well do you know what, get this. Do you know the top three areas that your tax money goes to? Have a guess in the comments or hit me up in the comments. Do you know the top three sources of your tax revenue? One is other, that is they're not telling you. Maybe it's politicians wages. Two is NHS which is broken. It's sad how broken the NHS is. And then three is repaying interest on national debt. Not getting the debt down but just the interest on the debt. And so let's say that's 10% or more of your tax revenue that is just going on interest. It's just dead money. So never give your money to the government ever and do your best to get your tax bill down. Now if taxes were fair I wouldn't be saying get your tax bill down. But they are not fair. Number two, never give your money to banks. Now look, you need your expenses in the bank. I get that you want one or two months worth of your subsistence and living expenses. Of course you, you know it's convenient to pay by card and tap on the, the Apple phone and many places you can't pay cash anymore. Cash hold on to your cash. But any over and above money, savings, investments, don't give it to the banks. The banks are also trading insolvently and legally. They, they have got maximum 10% of your money in the bank and they've loaned and invested the rest of it out. So now look someone has said what about ISAs? I don't put my ISAs in cash. I put my ISAs in the stock market and I actually think S&P 500 FTSE 100 that is way safer and way more diversified than one bank. Do not give your money to one bank. Do you remember 2008 Northern Rock, there was a run on that bank. There's been run on the Banks in Lebanon run on the banks in China and Japan the banks have shut down and not given you your money back. And do you know when the banks have your money, you don't own that any that money anymore. So expenses only and everything else should be invested, should be put into assets that you, you control should be put into decentralized assets, physical assets, assets. I'll come to those in a moment. So minimum money in the bank. Obviously the inflation is really high and the interests are really low anyway. So even if the banks actually do keep your money and don't lose your money, you're still getting a low to no return, aren't you? Even if the the money is safe. Okay. And then final place that you should never give your money institutionally is pensions. So state pensions are insolvent. It has been known that institutions have dipped into state pensions. So don't give your money to any state pension, you're going to get a much lower return. They can't afford the baby boomers and how long everyone is living and the growing population. So essentially it's basically a Ponzi. So summary, do not give your money to these three institutions unless you want to risk losing it and getting a negative return. Number one, pensions, specialist pensions. Number two, banks. And number three, anything to do with the government. Let me know in the comments if you think there are other institutions that people put their money that you should avoid. I actually think your money diversified into big companies like the S&P 500 or the FTSE 100. I actually think that's pretty safe. I think it's much better than a bank. It's unlikely that the biggest 100 or biggest 500 companies are going to go bust. So you're probably going to be safe. Now then that probably begs the question where should you put your money and what should you do with your money? So I recommend decentralized assets. Maybe a bit in bitcoin, certainly gold. Cash problem with cash is inflation plus your own ease of spending. But watches can be good. If you're into art, that could be. As long as you know watches and are I invest in some art. Watches is big for me. Gold is good. Classic cars I do and things I own. I'm now putting more money into bitcoin. That's not advice, but I'm saying that I am not just because this recent.
Budget should warn you that your pension is not safe and secure and they're coming for your inheritance. Do you even know how much is in your pension or where your pension is invested? Add to this, the recent inheritance tax.
Tax grab on your pensions and the.
Risk of a market crash. You probably didn't know this and I didn't until recently, but physical gold can be added to your pension pot. Gold is inheritance tax free and has grown 700% in the last 20 years. You probably know from my content I'm investing heavily in silver and gold and that's why I've partnered with Direct Bullion. Myself and Nigel Farage are brand ambassadors and direct bullion can help you with gold to protect and grow your pension. I buy my gold and silver from direct bullion and I don't earn any money on any purchases of gold or silver if you buy direct from Direct bullion. So if you go to robmore.directbullion.com you can get a great price on your silver and gold and you can get the Pension Gold Investing Guide completely for free. As you know, I don't do many strategic partnerships and when I do I do them with people who are credible, who've been doing it a long time, who invest in things that I invest in too. I and gold and silver's going wild. I'm investing heavily in gold and silver and I recommend you check out robmore.directbullion.com this recent budget should warn you that your pension is not safe and secure and they're coming for your inheritance. Do you even know how much is in your pension or where your pension is invested? Add to this the recent inheritance tax grab on your pensions and the risk of a market crash. You probably didn't know this and I didn't until recently, but physical gold can be added to your pension Pot Gold is inheritance tax free and has grown 700% in the last 20 years. You probably know from my content I'm investing heavily in silver and gold and that's why I've partnered with Direct Bullion. Myself and Nigel Farage are brand ambassadors and Direct Bullion can help you with gold to protect and grow your pension. I buy my gold and silver from Direct Bullion and I don't earn any money on any purchases of gold or silver silver if you buy direct from Direct bullion. So if you go to robmore.directbullion.com you can get a great price on your silver and gold and you can get the Pension Gold Investing Guide completely for free. As you know, I don't do many strategic partnerships and when I do, I do them with people who are credible, who've been doing it a long time, who invested things that I invest into and gold and silver's going wild. I'm investing heavily in gold and silver. I, I recommend you check out robmore.directbullion.com.
You know, it's relatively low compared to peak, but also because it's fully decentralized and the government can't get their hands on it. So decentralized assets, physical assets, assets you own and investments. Real estate. Real estate's certainly better than the, you know, the mainstream banks and okay, you could say, well, you don't fully own your own property and you know, the governments and the, the central banks can take your property and your loans away from you, but I think that they're safer than the institutions that I just mentioned. Now, if you'd like to learn how to invest well and to get your money out of the system and to be decentralized and have control of your own money and make sure that you make, manage and multiply your own money and you beat inflation and you get recurring income and you get your taxes down and you get your income up. I invite you to join Rob team. I've got nearly 10,000 movie shakers and change maker members just like you in Rob Team. And there are hundreds of hours of courses, resources and masterclasses to help you make, manage and multiply your money. Build multiple streams of recurring income, get your tax bill down and your income up. Protect yourself from the system. Even better news is it's less than 20 pence a day. You can cancel anytime and there's no ongoing contract. There's an amazing community and to join.
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This is what you need to do. And do it now. Just open up a new webpage. Do it now and type in Rob T E A M. Rob Team. Open a new webpage. Just type that in. Don't even need www.just rob team go join now. Less than 20 pence a day, you pay monthly and it's less than a large coffee. You can cancel anytime. You could go in a month or two, consume all the content and cancel if it's not right for you and basically get hundreds of hours of courses, resources and master classes for 12 quid. There's the multiple streams of recurring income. Masterclass, there's the fastest ways to 10k a month. Masterclass, there's the fastest ways to 100 grand a year clear. Masterclass, there's to make, manage and multiply money. Masterclass, there's Ask me anything. Live is the only place that you can get that. The list of content goes on. But look, I don't want to labor the point, just open a new web page, type in R O B T E A M. There is virtually no risk. You can cancel anytime. It's easy to join, it's easy to cancel. You just type in Rob Team in any new web page. So quick summary and I'd love your thoughts. The three main institutions, I think that your money is not as safe as you're told. It's a really low return and they're essentially legalized insolvent monopolies. And that would be anything backed by the government or to do with the government, like premium bonds, anything to do with the central banks, like the banks and then pensions. Because I think that there's not enough money in the system to pay all the pensions out. So your money is essentially going in to pay someone else's pension. And you can create your own pension from real estate and you can have your own assets decentralized bitcoin, your own membership site. I've got the membership site Mastery Masterclass in Rob Team. If you join now, you can jump on a live 3 hour membership site mastery Masterclass to help you turn your content into cash flow and your information into income. So I'll see you in Rob Team and let me know what you think about these institutions in the comments. The governments, the central banks, the state of the pensions, the state of the nhs, the state of the country. Let me know what you think in the comments and please share this. Because you're not taught in school and about how to make, manage and multiply money. You're not taught how to invest. You're not taught how to have decentralized assets and assets that you control because the system doesn't want you to know that the system needs you paying into pensions, paying into loans, giving money to banks. It needs you to do that because that's how it survives. So it actually doesn't benefit it for you to be decentralized, but it benefits you to be decentralized because you can beat inflation. You can de risk losing the money, you can get a better return, you can create recurring income, you can get your tax bill down and your income streams up. And that's exactly what Rob Team is built and designed to do. And there are hundreds of hours of courses, resources, masterclasses, zooms, live events, ask me anythings. All on the subject of making, managing and multiplying money and creating multiple streams of decentralized recurring income and money that you control. So I'll see you in Rob Team. Just type Rob T E A M into any new web page and let me know what you think in the comments. Thanks for tuning in. Protect your money at all costs. Do not give it to institutions where possible. And remember this, if you don't risk anything, you risk everything. Foreign.
This episode was brought to you by Disruptive Media, helping bold entrepreneurs stand out through podcasting, video and social content. Visit disruptive media.co.uk to learn more.
Foreign.
This episode was brought to you by Disruptive Media, helping bold entrepreneurs stand out through podcasting, video and social content. Visit disruptivemedia.co.uk to learn more.
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