Siddharth RajsekarFounder, Internet Lifestyle Hub · Turn Your Knowledge into Freedom.

15 Lakhs of Debt to creating successful business, how did this happen ?

7 Jul 2026 · 1 min

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In this personal testimonial, the speaker recounts a dramatic financial and emotional journey that began while working in a corporate job. She started using credit cards for personal expenses, which led to mounting debt. The stress caused her to quit her job, and shortly after she discovered she was pregnant. The joy of expecting a child quickly turned into terror as she faced the reality of providing for a newborn while already deep in debt. Over the next nine months she accumulated roughly 15 lakhs INR in debt by taking loans to pay credit‑card balances and EMIs, all without any steady income. Holding her baby in her arms, she questioned whether she could give the child a quality life, which sparked the decision to take action and eventually start a business. The narrative highlights the interplay of financial hardship, personal responsibility, and the motivation to transform a crisis into an entrepreneurial opportunity.

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Honestly, I can't believe I'm standing on this stage. But somewhere I knew in my heart I will. It all started when I was working in a corporate and I had to quit my job. No, wait. It all started when I was working in a corporate and I started taking credit cards and using it for my personal expenses. And then quitting my job because I was in stress. Few months later, I got to know I'm pregnant. The most happiest time of my life. Was going to turn into the most terrifying time. 9 months later, I had my baby in my hands. I was looking to my baby's face and I was wondering, will I be able to give him a quality life? Then I thought, let's do something. So I used my credit cards more for the purpose of taking more loans, and then took more loans to close the credit cards, and more loans to pay off the EMIs. And while I was doing all these things just to survive, I already crossed 15 lakhs of debt. Without a job.