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In this presentation the speaker introduces the BRICKS proposal, a novel approach to tackling the housing affordability crisis through shared or fractional ownership. BRICKS envisions partnerships that match investors with homebuyers, families with relatives, employers with employees, and capital sources with first‑time buyers, allowing participants to co‑own a property without taking on traditional debt. The operational mechanism involves creating companies that hold the legal title to a home, thereby sidestepping the complexities of county courthouse deed filings and establishing a clear, enforceable ownership structure for fractional stakeholders. The overall aim is to lower the purchase cost for buyers, expand access to homeownership, and create a flexible, scalable model for shared property investment.

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