3 Things I Would Tell My Younger (broke) Self
8 Mar 2019 · 17 min
Hannah Keeley spent a decade in poverty before three shifts transformed her finances: starting to tithe 10% of her income as a spiritual practice, reading books like Rich Dad Poor Dad to learn money principles, and building assets that generate income rather than drain it.
Chapters
Have you ever wondered what you would tell your past self if you could go back in time? Well, if I could go back to that woman who had no money, not even enough money to feed her kids, always getting insufficient funds, notices in the mailbox, never seeing a surplus in her checking account. That woman who never had enough money to pay for groceries and had to put items back just so she could check out. If I could go back in time and tell myself something, I would tell her three things. And I'm going to share these three things with you in today's episode.
Here's the big question. How are these average everyday moms getting radical results in their lives? How are they able to transform their health? Money, families, homes, and have fun doing it?
The trick. Check this out. We're not average. I'm Hannah Keeley and I'm going to spill our secrets and answer your questions.
Right now in that mom show.
Now, have you ever wondered, like, if I could go back in time, what would I tell myself? Well, here's the deal. We were so broke. Like, there's one broke where it's like, oh, we don't have enough money to get the things we want. But then there's another broke that's like, we don't have enough money to feed the kids. And that's where we were. We were so broke. Money was always a source of stress. We never had enough to make it to the end of the month. Constantly in debt, you know, trying to get another credit card to pay off an old one. It just, okay, this will give us like interest free and, and we'll move everything to this card and then we can pay for that. It was just a mess. Everything. We were running off of credit cards, no money, constantly just, I feel like grasping for anything, whatever, we could get free, we got free even if we didn't want it. Just getting it free was enough. And always looking for handouts and so bad that, like, you know, when your church has to feed you, you know, times are rough. And it was like that for years. Not just a little, you know, few months, for years. It was like that over a decade. We struggled financially and things changed drastically for us when I figured out these three things. And if I could go back in time, like if I could go back a couple of decades, just if I could get seven minutes with my past self, I could get her starting the very next, before she even went to bed, I could get her started with these three things to start creating wealth instead of struggling with money. And I'm going to Share these three things with you. So if you've ever struggled with money, please listen up, because these three things would have drastically put me on a totally different path toward wealth, where we're going today instead of where we were, which was constantly struggling. So number one, let's get to it. Like I'm knocking at the door, oh, hey, past Hannah, clip in coupons, seeing they're broke, the stack of bills. Yeah, sit down for a second. Let me just spend, I don't know, six or seven minutes with you and explain three things that are going to start you off on a path to financial freedom. Number and this is not your typical create a budget, use the envelope system. Do you know that never worked for me? I don't know if it worked. If it works for you. Awesome. Budgets and systems and coupons. I wanted to make it work. I always felt like a failure because it didn't. That's not what I would tell her. I would say, forget trying to create a budget. These three things are what you need to do immediately. Number one, start giving. See, for the longest time, I thought, as soon as we have enough money to tithe, then we'll start tithing. I had no idea that tithing was the way to create more money. See, money is a spiritual thing. It's not like physical paper. You may think it's. You may think it is, but money is a very. Is a spiritual concept. It is our value system. And when you don't have enough money to tithe, what you're telling your spirit is, we don't have any money, therefore, we will never have any money. Keep on perpetuating the situation as it exists right now. But once you start giving you plug into a supernatural law to prosper you. So I remembered writing that first tithe check. Like, we went years and years and years. We don't have. As soon as we have more money, as soon as we can make more money, we'll tithe. As soon as we can make more money, we never did because we never tithe. It's like. It's like, you know what? As soon as I'm warm enough, I'm going to build a fire. As soon as I get warm enough, you're out. You're out camping, okay, as soon as I get warm enough, I'm going to build a fire. No, you're not, because you're going to stay cold. You got to get your butt up, you got to put some wood on there. You got to set on fire. Then you're going to get warm. That's what I didn't understand. And when I realized, okay, what we're doing isn't working, so maybe we need to do something different. After, you know, getting beat in the head with poverty over and over and over, after over a decade of this or two decades of this, really, I was finally like, I got to do something different. We started tithing. Like, I can almost count to the day, as soon as. As we started plugging in to God's law for financial freedom and not the way that we thought we had to do it. Yeah. After two decades, we realized it didn't work. So we started plugging into God's way of doing things. We started tithing, and immediately we saw the tables begin to turn. We saw more money coming in. We saw more doors opening for us. We saw more opportunity surfacing, things that never would have if we had not started tithing. And I vividly remember, you know, coming across all these verses in the Bible that said, you know, give up your first fruits. And God even said, you know, test me in this if I will not pour open the windows of heaven and pour so much into your life. And I'm like, okay, so we're. We're stuck in poverty, right? So maybe we need to take God at his word. Maybe we need to just test him out. Let's test him out. Let's write a tithe check, and let's stick it in the mailbox. And I remember writing out that tithe check. 10% of our income writing out that check. I was nauseous. I was sweaty. Because all I'm seeing is like, this is our electricity bill, right? That's all I'm seeing. And putting it in the mailbox and walking out and putting it in the mailbox. And when I shut that mailbox, I could have vomited right there on the ground. Was so nauseous because I was not familiar with how this whole spiritual thing worked. You know, I was just kind of nothing I was doing was working. So I was putting my faith to work. And it actually wasn't even faith because I was scared at it. Well, it was faith, because even though I was scared, I did it. And that's what real faith is. So I put more faith in God's ability to handle my finances than my own ability to handle my finances. And I mailed a check off to our church. And it's a good thing that the mail truck came around about 20 minutes later, because I was about to go out there and snatch it out of the mailbox, not even joking, but I Immediately we began to see things turn around. That is the first thing I would tell my past self is I would say start giving. Start giving that it takes you from the natural way of operating your money into a super supernatural way of operating your money. And you're going to be so blessed through that, I promise. Now the second thing I would tell her, learn about money. Instead of trying to figure it out on my own, which is what I did for years and years and years, try to figure out, okay, this doesn't work. Maybe this will work. Oh, look, you can get interest free for a year, you know, oh, my dear Lord. But, but I would say learn about money from people who know about money. And I started reading books, I started plugging in to money. I started reading Rich Dad, Poor Dad. I start and it totally like made me think differently about money. I started reading the Blessing of the Lord makes rich. And as no toil to it, I think it's called the Blessing of the Lord. I, I started reading that and that really changed my mind around about money. Several books, as a matter of fact. I will put this with the show notes. I'm going to put my money, my favorite money books on a little list. I just decided to do this. I'm going to make a list of my favorite money books and I'll put it with the show notes. So make sure you go to hannakeyley.com, go to the podcast and it'll be there, or go to the blog and it'll be there. I'll make sure it's there. Also, if you have not subscribed, please subscribe. If you go to hannakeeley.com, make sure you subscribe because we send a newsletter every week with like super cool information. Like it's not stuff you want to open this. Like it's not stuff that's just like, oh yeah, you want to open this.
Hey mama. We'll get right back to the podcast, but did you know there is an entire online university just for moms? If you're ready to get radical results in your life, just go to mommastery.com that's M O M M A S T E R Y dot com. Make sure you check it out and take your free quiz again. That's mommastery.com M O M M A S T E R-Y.com now back to.
The podcast because not everything out there is good. I'm serious. You got to be very careful. So I would tell her, start learning about money. Don't try to figure this out on Your own. Why would you try? It'd be like me trying to. Trying to learn how to play basketball on my own. I try to do that. It doesn't work. I got coaches and they helped me. There are people out there who know about money. They know how it works. I've got programs about money. So make sure you start learning about money. That's what I would tell my past self. Like, girl, instead of going to the library and getting a book on crock pot recipes, go to the money section. Get some books from people who know about building wealth. That's what you need to do. So I would tell her, number two, learn about money. And number three, and this is huge because this can change it. This can change your finances around practically overnight. Number three, build and buy assets. I knew nothing about this. Build and buy assets. See, all I knew, I didn't even know what an asset and a liability was when we first got married. And I just knew you have to have enough money to pay your bills. Hopefully, if there's anything left over, spend it. I didn't know anything about this. So I would say build and buy assets. I wouldn't even tell her. I know this is contradictory of so many things. Like, before you even think about, let's save money because we didn't have enough money to save, really, when we struggle so much. But in order to have money to save, you've got to create. No. Well, you've got to collect more money. I'm not saying create because, like, there's only a set number amount of money. You can create wealth. But as far as money goes, the physical property of money, you need to find a way to bring more into your home, into your possession. So that happens through assets. Assets put money in your life. Liabilities take money out of it. So, for example, if we had any extra money back then, it would be like, oh, look, honey, we can buy a new comforter for a bed. Yay, we have money left over. No, I was buying liabilities. Those take money out. What I would tell myself is build and buy assets. Now, at first, we didn't have enough money to buy an asset. We didn't have enough money to buy a property that we could rent out. You know, that was just like wishful thinking. We hardly had enough money to buy potatoes to feed our kids. But what I would say is build and buy assets. Because even if you don't have enough money to invest in assets, you can always build an asset. You should always have a business. I believe if you are not operating a Home business. You are missing out on the biggest benefits anyone could have financially because of the tax write offs, because of how you can create another stream of income. Don't ever rely on one stream of income. Build and buy assets. Build a home business. If you're like, I've worked a home business, Hannah, I don't know how to do it. I didn't make any money. Ended up costing me more money. You're doing it wrong. You've got the wrong mindset about this. You probably think you have to sell stuff and that's. And I'm bad at sales. It's just a wrong mentality. Also, if you get inside Mom Master University, we have a mentor program so you can operate a home business. I can show you how to do it in a lucrative way. So it's actually building wealth. But that's what I would tell her. I would say, girl, starting tonight, build and buy assets. Collect enough money so you can buy something that will make you more money, more money. Start building a business. Don't just rely like I was. It was just whatever Blair brought home, you know, and some months it was good and some months it wasn't enough. So I would not rely just on that one. I would say build an asset. That's what I started doing. I started building a business and that's what started bringing more money into our home. As I started, number one, I started giving. Number two, I started learning about money. And number three, I started building and buying assets instead of wasting precious resources and liabilities. But those are the three things if you're interested in this. I love talking money. I really enjoy it and I love helping moms make money. So if this is something you want to hear more about, please make sure you're following me on Facebook. Message me, let me know and I will do more podcasts about money because I don't ever want. That's why we started Mom Master University is because I never wanted a mom to struggle with money the way that I struggled with money. And a lot of moms, they're getting plugged into Mom Master University. They're becoming mentors, they're making money. I'm mailing out, y'. All. I'm mailing out hundreds and hundreds of checks every single month to moms who are learning how to build a business, all by encouraging other moms. It's amazing. So if you haven't, make sure you go to mommastery.com m o m m a s t e r-y.com, check it out, get plugged in become a mentor. Let me help you create money. Because nobody needs to struggle with wondering how they're going to feed their kids or fill up their tank. I was there. It ain't pretty and I do not want that for you. So let's turn the tables around. Practice these three things and watch it create financial freedom in your life. Because money should be working for you instead of against you. I love you. I got your back. We'll talk later.
Are you ready to get radical results in your life? I can give you the jumpstart you need for massive success as a mom. In fact, I've got that Mom Show Starter kit right here with your name.
On it girl, and I want to.
Give it to you absolutely free. Just go to thatmomshow.com or text the word kit K I T to 345345. That's the word kit to 345345. That mom show Starter Kit comes with my best selling time management program for moms, Squeeze the Day, my guided faith based Master Mom Meditation and a printable copy of the Master Mom Manifesto.
Print that baby out. Say it every day. Just watch what happens.
That Mom Show Starter Kit is valued at over $300, but I want you to have it for free. Just go to thatmomshow.com or text the word kit that's K I T to 345345. Again, text kit to 345345.
I'll talk with you later.
More from Hannah
How to Reprogram Your Mind & Lead Your Family Like a Boss with special guest Sam Adayemi
How to Reprogram Your Mind & Lead Your Family Like a Boss with special guest Sam Adayemi
He Was Supposed to Be on Meds for LIFE… Until God Healed Him | with special guest Dayne Kamela
He Was Supposed to Be on Meds for LIFE… Until God Healed Him | with special guest Dayne Kamela