2.6 Billion Liquidation — Why Isn't Smart Money Panicking?

Hey, it's Kamilah Stevenson, and around here we talk wealth. And there has been a liquidation that has happened over the last several days. We're going to talk about it. I see some people in the comments already like, calm our worried minds. And you know what? I'm going to do that. And I'm here to give perspective in every way possible to keep you level-headed, really, and to see the big picture. Nothing has changed. The infrastructure has not changed. Ripple has not changed. XRP has not changed. Uh, the future has not changed concerning XRP. I wanna, I wanna help you to understand what is really going on behind the scenes and, uh, bring a little bit of clarity to this. And hit that like button for me. And I want to share something real quick before I jump in and even look at the comments, um, because I have a question to ask you guys concerning The dip. Let me address a comment that, uh, someone gave me on my one of my last live video. Uh, somebody came on and said, please everybody stop talking about XRP. This is why the price isn't moving up because you're talking about it. Let me, let me address that so people can really understand what's happening. Okay, um, I, I want to be clear about this. Listen, retail talking about XRP on YouTube is not what suppresses XRP's price. You know what suppressed XRP's price? The emails from 2014 telling investors not to fund Ripple, and we'll talk a little bit more about that. The lawsuit that lasted years, designed to create levels of uncertainty, that suppressed XRP. Exchanges delisting it, that suppressed XRP. Media ignoring it while covering everything else That suppressed XRP. That is suppression, okay? It's coordinated, it's, it's institutional. Me coming on here walking you through what's really happening in the real world, that is not suppression, guys. That's education, that's community. That is the exact opposite of suppression. And I wanted to address that because what I know for sure is that the people who have been holding on to XRP Um, you know, we are, we are looking to see, okay, where things are going, and we have to get educated, right? But trust me, the powers that be, they don't care what Retail says on, on YouTube. They are about policy. They care about infrastructure. They care about who controls the rails, okay? But you know who is watching? Who is watching this live are people who are scared right now, people who are sitting in positions wondering if they should fail? What is going to happen? Did they make the wrong choice? Um, people who don't have anyone in their life to understand this and to help explain why they're even holding on to this. And so I had to tell, uh, the person who said that, like, that's who I'm talking to. And the worst thing I could do right now is to go silent and leave everybody alone with fear while the institutions are loading up on the back end, right? That's not how you build a community, by staying silent. That is not how you help people through the hardest part. We are in a hard heart right now, and I really want to sober you and keep you level-headed, right? So no, I'm not going to stop talking about it. I'm going to keep showing you what I'm seeing, and then you can decide what to do with that information. But as for me and my household, I know exactly what's hiding underneath all of this, and I know all the way from the beginning when it's even been exposed that from the beginning the most powerful players in the game was trying to get people to suppress XRP. Why? Why? You got to ask yourself. All right, so we are going to talk about, uh, the liquidation, uh, part. Like the video as you're coming in and let me know, one, in the chat if you bought the dip, and two, if you just didn't. You just— some people don't have any cash right now. They like, I don't have no more money to buy anything. Now I'm gonna tell you what I've been doing and even a move that I made for my nieces and, uh, and nephews. Uh, well, nephew— my niece and nephew, one, one, one of each. Um, and for my children. And yes, I know so many people are, uh, uh, afraid. Um, we got some ones in the house. I know, uh, pretty much XRP is an asset, and that it is. And you know what, let me just say this because I listen to a lot of stories, and, and I just want you to be encouraged, guys. Like Say too focused on bills first, and that is a smart thing to do for real. Uh, buying the lows. Yeah, yeah, yeah. And hopefully a lot of you all were able to— hold on, I'll let you know my lowest price that I was able to buy it. And I still think we could have more down pressure, but I'll give you my analysis of that. Remember, you know, as I talked about before, I, you know, once I saw it close under $1.60, I already knew. Um, I'm looking forward to come back. I've never been so happy for an asset to drop, right? Like, even when it started what could be just a dead cat bounce. Um, I was like, no, I need to buy more. And you know, I don't like buying, uh, dumps at once. I already have my levels already in place, so I kind of want to just keep buying consistently. Um, but I'll tell you, uh, my lowest point— I'm just kind of looking at some of you all and I see you bought the dip. Utility is going to rule at the end of the day. Mommy Wolverine, love that. Um, Uh, please answer this. Does XRP go below one— one— is that one cents, uh, again, as it did a few— or $1? Um, we could see it go under $1 for sure. We could see it go all the way down under 70% on— under 70%— under 70 cents. And, uh, and I would love it. I, I told you I have a limit order at 48 cents. I'm sorry, I don't mean to scare you guys or anything, but trust me, the, the worst— and I— and just to verify clarify this. The worst is almost over. I, I— the worst is almost over, and I'll explain why, um, and I'll confirm that with a, a very intelligent guy who I've been following quite some time. And I think every influencer who is strong in, in, uh, or who is, um, has a strong conviction in XRP has been following him. And really, last year he said when the tops were in, and nobody listened. I mean, everybody wanted it to go up, including myself. Okay. And so doing the last— so I see some of y'all didn't like that, the liquidation process. And so, and I'll tell you what he said, and he's been right all along. And I would listen to him every day and he's like, hey guys, I know y'all don't want to hear me. We're in bear territory. And while everybody was bullish last year, he was bearish. And he said, this is not looking good. We're not going— once we dropped under $3, he was like, we are coming, we're climbing down. And he called it all the way from over $3 saying that it was it, the top was in for that moment, and that we were going to climb to— and nobody believed it. And so I got some good news, and I'll update you on that as well. Just looking kind of through, uh, I got a couple at $1.24. I love that, I love it, love it, love it. Uh, yeah, they are buying heavy. I'll, I'll explain that. I'll, I'll let you know some of the numbers, um, because I'm researching All of that. Oh, euro. Okay, euro. Okay. Um, I— yeah, why didn't I think that was euro? It was euro. Um, so yes, I do think it could. I'm not saying it will. I think we may— even if we go back and revisit the lows that we just experienced, but I think we could go lower. Absolutely. Um, you know, time will tell. Like, nobody for sure knows, but I can tell you just based on some of the things that's happening with the, um, RSI Uh, we can see that we're, we're, you know, I'm not scared either. We will see, we can see that we are at a very pivotal point. We're at the bottom, um, and it's more gonna be about how long it takes to rebound back up. Okay, so, um, let me, let me— bought the dip at $127. I see somebody, that's, that's awesome. And, uh, yeah, hold on for dear life as well. All right, all right. So I mean, this, this is a very interesting thing, and I'll get back to some more of the comments, but I do want to help you guys understand what's what's really happening right now. Um, so we saw, I think, so far somewhere over $2.6 billion wiped out. It, you know, uh, Bitcoin fell to around $60K, or did it, did it break $60K? I don't, I don't remember because I was more so looking at XRP and HBAR and XLM. Uh, by the way, I did buy my first XLM that I've bought in a very long time, um, outside of my Roth IRA because, uh, it did hit 13 cents. And I said, you know, this is a good point to nibble on, even though I'm still waiting on that 11 cents. I do have limit orders at 12 cents, but I went ahead, um, and got some. I got some HBAR at 7 cents, so I got some good buys in. I'm waiting on, um, I'm waiting on it to come back down to do a few other things as well. But everything sold off, like crypto, gold, silver, tech stocks, all of it. But you guys, you have to pay attention to this. Let me— this is strange, y'all. Something is broke. Something is broke. This is not like— there was no event. There's no major exchange collapse, there's no project, uh, uh, um, that rug pulled, nothing, nothing. There's no— you know how you have an event where you can like say, oh, the tariffs or this, or— there's nothing that you can point back to as to why things sold off like that, right? Other than maybe a little bit of unwinding, like people, you know, taking a little cash out also, um it's just important to look at this, right? So we got the fear and, uh, the Fear and Greed Index. I don't know if I've ever— I don't know if I have— you guys can tell me. I've never seen it at 5. I have never— it went down to 5. I've never seen— and of course, Brad Garlinghouse, when they're— you know, he put it on Twitter, you know what, um, when there's fear, I think the best thing to do is to buy. When there's extreme— that's extreme fear, guys. And so, but at the same time, and I'll get into a little bit of the numbers, if you guys didn't know, ETFs, XRP's ETFs were net positive. Whales are loading, guys. I'm looking at it, and the people with the most information, they are calm. They're calm. And that doesn't happen unless they see something that the rest of us are not paying attention to. Okay, so, uh, when you say what about XRP, that's what I'm— that's what we're discussing. Uh, partly it was big, uh, Epstein big reveal as Bitcoin, you know, large institutions couldn't take, you know. I mean, yes, that was, you know, that was something, you know, we've talked about. And I actually have a video coming out this week that goes into a little bit of depth about that. Um, but I think it's even deeper than that. And first of all, like and subscribe. Some of you all who come, you, you still haven't subscribed, so go ahead and subscribe so you can get the notifications when I come live. Also, let me just say Everything I say is not financial advice. Everything I say is only for educational and entertainment purposes only. You are investing at your own risk. Everything I'm telling you is just what I'm doing. Don't listen to me, speak to your financial advisor. Um, and I want to make sure that that is clear. All right, what's up from the UK? What's going on? So, and hit that like button again. All right, my thoughts on Flare are I bought some more Flare this week. Um, I'm buying a lot of Flare. Flare is Um, I don't know, particularly me personally, I don't think Flare is going to be available to us forever. I'll say that, you know. So I'm getting as much of it as I can at these levels. Um, so, um, SUI is— I mean, I hold SUI. I haven't really been buying it much. Um, SUI seems to be always hit the hardest. I mean, it, it failed more than any of the other, uh, cryptocurrencies even back in October 10th. But I have enough of SUI to like just ride it out, all right. Um, my shirt says MSGM, right? It's a brand. Okay, Milano. Um, I made it through 1000 shorting. So a lot of people did have to liquidate. I do. Um, what will it look like when XRP uncouples from Bitcoin? What it'll look like is the XRP will take off when it uncouples, when it decouples from Bitcoin. That's, that's what I'm waiting on. Um, I'm sure your financial advisor has no clue about XRP Ledger. Uh, most of them don't, I'm sorry, or anything that makes XRP different. They're not gonna know. I mean, you— it takes, it takes a lot of education to understand the XRPL. It just— they're not gonna know. Um, they're pretty traditional and they're not like studying blockchain and tokenization and things like that. That's a learning curve, and that's why some people aren't investing in it as heavy or pushing it, because they don't understand it. And that's why I try to come on here and just really push the education of it, because it's where our financial institutions are headed. And either you get along or you don't. And you know what, I'll talk a little bit about that. Um, um, well, you can even— so right now you can, um, wrap, you know, you can wrap cryptocurrency with Flare on the Flare network. I think I've shown that more so in my membership program. So even right now, I have, I have XRP wrapped in Flare. Like there's a Flare Network. Um, I showed the website. I don't have it off the top of my head, but you can Google it. If you go on the Flare Network, they will explain to you what it does, um, better than I can. But, um, I can explain it, but they explain it much better. They have videos on it and everything, of course, because they're the creators of it. But basically, you can wrap your crypto in, in Flare. So I have XRP wrapped. It's locked on the XRPL um, and it's wrapped in Flare. But you also have to, uh, wrap your Flare in order for this to work. And then you have to go through a minting phase as well. It— like I said, it's a process, but you can put it in a pool to get yield on it. So I do have my XRP getting yield because I went through the process to wrap it in Flare. But you, you do need to own Flare in order, of course, to do that. So, um, and I'll get to the Super Chats as well, but, um Uh, it's, it's very, very, uh, it's— I love it. I'm, I'm a, you know, you got to learn about it to understand exactly what it does, but the future of it is, is great. And I don't know if it'll be available for everybody, so I'm just constantly getting some Flare, um, on my end. Am I good with XRP, XLM, HBAR, SHX, and Solana, or should I branch out into Ando, Sui, and Flare? Well, it's, it's not— I mean, you know, don't— I wouldn't spread myself too thin. The thing about it is I've been doing I've been investing in crypto for over 5 years, so I have a nice amount of crypto because of that. And I've, you know, because I'm long-term minded, I didn't— I wasn't jumping in to trade crypto. I don't, you know what I mean? I just did a video Friday that just kind of gives you the difference between positioning and trading. I'm a positioner, right? So I'm positioning for infrastructure for the future. I think the ones that you have are absolutely amazing. Okay, and it's not that, you know, the other one— there's some of these cryptos that, that may make you a little— may make you money in the speculative phase as we go into a bull run. If we get clarity— don't get me wrong, it's going to take some time with clarity, um, for institutions to really— they're going to scale in, they don't just dump in. Okay, so it's going to take some time, um, but I have all of what you mentioned on here, um, so— but that's, you know, if I was starting, I wouldn't spread myself too thin. I think you have a nice amount to start? I think you, I think you got the, the good ones. Okay, um, uh, so I think I already explained this question a little bit. You can wrap, you can earn yield by wrapping your, um, your XRP and Flare. And there's, and it's more to it than that. Like I said, you can go to the Flare Network website and you can, um, you can find that out. When I say how much is enough, I get that question all the time for XRP. My thing is that you should try To, to me, if I didn't have any XRP, I would be trying to get 1,000 XRP. All right, um, that, that would be my minimum. Like, that would be my goal if I had no XRP. If I was speaking to somebody who didn't have any exposure to XRP, I was— and they said, how much should I get? I would tell them that if you could get to 1,000 slowly, or however that works for you, you will be in the, in the top percentile. Like, I don't know if it's top 10% or whatever. Not a lot of people still have XRP. I think a lot of people think they can, you know what I mean? Um, how can I use my HSA to buy— I don't know if you can use your HSA to buy XRP. You have to use, um, um, and I'm thinking you're talking about your health savings account. Okay, so I'm— you put HSA, so I'm assuming that you're talking about your health savings account. I think you have to— I think there's restrictions to, to that. Like, I think you have to Um, now although there are restrictions to that, if you have some— if you have a medical expense or something that you paid already and you, you can pull it out, um, to cover those expenses and then use the money, like, but I think you have to have some kind of health expense. There's like limitations to that and rules and guidance. So you have— I would go to like, let's say it's, for example, let's say this is in your Fidelity account. I would, I would talk to your Fidelity advisor and kind of see if there's a way to extract some of that money currently. Um, like if you can go back and, and reconcile, uh, um, some health bills that you already have had in the past or premiums that you paid or whatever, what can you use it for? And then see if you can pull it out. All right, so I, I think, like I said, when you say HSA, I'm assuming that you're talking about your health savings account. And, um, and I have one, I have one with Fidelity. So, um, but I know you can't just like I don't think you can just pull it out. I think you have to reconcile that you actually have health expenses. But even if they are in the past, you can still get it out even from the past, right? And you can extract that money and, uh, and then you can use that money for XRP, of course, because you're basically paying yourself back. That's what the health savings account is for. Um, all right, I do have Doge from the past, but I'm not like buying Doge right now or anything like that. Um, so, all right, um I won't get— I'll get back to some of these, but I do want to kind of give you guys, uh, an update. Uh, I do want to give you guys an update. Um, oh, my thoughts on XPR. I'm sorry, I— you know, XRP, XPR, you know, I like XPR. I like what they're doing because right now it's so difficult, um, with the XPR network, you know, you know, and some of you all may not even know what this is, you know, like when you're sending, when you're taking your money or your crypto off the exchanges, and you got to go through these long address cards, you know, like, it's a lot, you know. You don't— there's no way to identify right away any kind of identity to this address, right? And so there's a guy who lost a lot of money because he did— he moved a small amount from the exchange to his cold wallet, and then when he went back to move the large amount, it was like one letter off. Because y'all know it's like 26 letters long when you are copying those codes and moving it to your cold wallet or wherever you're moving it to.. And so they're really trying to get this identity basis where it's easier to be able to, you know, identify what that— who, who that code belongs to. And so I think that's important because retail is discombobulated when they're looking at all of those long codes and trying to figure out— and really you're supposed to double-check it, but how many of you all know we not double-checking all the time 26 letters? Now I, I do it now, you know, but it's tedious. It's tedious to look and make sure it's, it's the same. Now I get it, you can just copy and paste, but still I mean, I just don't want nothing to go wrong. So, uh, what they're trying to do is they're trying to create that identity there where it's much easier for those addresses for you to kind of like be able to, you know, maneuver through them. So I won't go into huge detail, but yes, I do like what they're doing because it will make it much easier for people to just move money and know and not have to look at some long code, you know. So yes, I do like that project, and I do like Quant's project as well. Now let me just, um, let me, let me talk through a few things because like I said, there was nothing— and like the video for me, there was nothing really, um, like a huge event that, that lets you know what happened with the liquidation. Okay, because the thing is, when there's like a real— when you're looking at a real crisis, like when you, you can point to like COVID or something like that, um, you, you can point to the thing that's broke, like this is broke. You know what I'm saying? But this time there's nothing really to point to, like, you know what I'm saying? It was just like a lot of leverage got taken out, leverage unwinding all at once. A lot of people did lose their money. That's why I keep telling you all, please don't leverage with the volatility unless you really, really know what you're doing. I, I don't think anybody should do it personally. That's just me. Um, unless you doing very short-term trading and you are really solid with technical, uh, analysis. And again, I just did a video on that. Go back and watch it because I do help you to understand now, if you're trading, all the things you have to consider, there's a lot you have to consider. But you also do have some institutions and, you know, players that were borrowing against crypto to buy other assets. And then when prices start slipping, then their collateral is going to start shrinking, right? And then you got brokers who started making margin calls and stuff. And then when they couldn't post more, um, they're forced to sell everything. And then that triggers more margin calls, which triggers more selling. And then the whole thing just kind of cascades from there. You know, one of the things Michael Burry's called it was a collateral death spiral. That's how he named it, okay? That— but that's kind of what it looked like, right? But then you got some people, um, talking about how it was like coordinated or shakeout designed to clear out the weak hands and the short-term players, which I also think is the truth. But then just be very careful, y'all, because the insiders, the people who are inside of the infrastructure, they're calm. Why? Why are they— if this were truly, uh, systematic fear, the people with the most information would not be this calm. They would not be this relaxed. You guys got to know that, right? They are buying. They're buying. I want you guys to know they're buying. And just to— again, just to ease your heart, uh, BC Backer, Blockchain Backer, the guy who I was talking about Right. So he's been tracking this move for a very long time. Like I said, he's been warning about this drop while everybody else was hoping for recovery all the way last year. And he has been right. What he pointed out this week was that, that the volume that we saw during the sell-offs was the highest since the— remember, the reverse carry trade has been happening for some time. And back in August in 2024, there was a sell-off also then.. But when you see this kind of volume on a move like this, what is signaling, which everybody knows, is capitulation. And I've been telling y'all, they want you to capitulate, right? Not— and it wasn't a slow bleed, it was a real flush. So, and he also pointed out, he was talking about how Bitcoin just hit, of course, 200-week moving average. XRP just hit 200-week moving average all at the same time. And at these levels that were usually historically will mark, um, major turning points, right? So that's the kind of confluence that doesn't happen, and he's pointing it out. And on the RSI— I'm just giving you a little chart stuff— on the RSI, if you look at XRP right now, is one of the most oversold levels in, in the entire history. In the last like 7 years, there's only a few times that it hit these levels, right? And every single time what followed was a major move to the upside, right? So We are— one of the things that he's saying is that like, we're, um, you know, the worst is almost over, you know what I'm saying? He like, I'm— I can't— he said I'm now going to be on the wrong side if I'm— if I continue to be bearish. He's been bearish when everybody else was bullish, and now he's saying I can't be bearish anymore because I feel like I'll be on the wrong side. And he's done calling the downside, so he's shifting to an accumulation period, and he's watching still for the bottoms. So I do want to know— I do want you to know that it can hit some more bottoms. It can, okay, but it's almost over, you know what I mean, according to the charts. We can't get any lower on the RSI than we pretty much already are. And you know what, um, even with that, be very careful, everybody, because one of the things that I was, uh, sharing with one of my groups was that, um, say Manipulators Tank and Buy, um, there's no worse, it's all positivity. I, I get you. Yeah, you know, from what people defining this worse because they are just so scared. I am so excited. As a matter of fact, um, and I'll get to what I was gonna say in a minute, I am, um, I'm about to buy the last round of my Roth IRA because I really wanted to buy— I had already been buying it at $170 and these beautiful, uh, prices, and now I want to get it, uh, I wanna— if we, if we drop again, I'll be buying my last phase of my Roth IRA. Um, so Hey, at these levels, I think it's a great idea. And, um, and then also my niece and my nephew, I went ahead and bought them some at $1.15. So my lowest, I think it was $1.15 or $1.16, my lowest price was— I think it dropped to $1.10 if I'm not mistaken. I don't know how low it went, but that was my lowest, uh, buy so far. So, and I was hoping it was going to get to— because I have another large limit order at $1.01. So I was kind of hoping it would keep going down, you know. So we'll see what happens. I still have those orders placed there, and we could see some more bottoms for this. We're now looking for the bottom. Was that the bottom? We don't— I don't know yet, you know what I'm saying? We don't know yet. Nobody can tell you that, right? But we're there. We're searching now. So we're searching for the bottoms. Okay, so that's a good thing. Okay. That is a good thing. Yes, yes, yes. Um, thank you so much, I appreciate this as well. I bought at 10K. Oh man, look at that, bought 10K at $1.19. That is a smart move, smart move, Matt. I love to see that, right? I mean, you got— that is a fun— it don't matter if it goes lower than that, that's a phenomenal. And that's the thing we got, you know, some people are like, well, I'm waiting for it to go— no, these are good prices whether they go lower or not. If they go lower, if you got a little dry powder, you could do that too. But this is To say I bought it at $1.19, even if it went to 70 cents, that was a perfect buy, you know what I mean? Especially when you're— it was an intelligent buy, especially when you're looking at the charts, you're looking at the RSI, and we're at the lowest that we've been in, you know, well over 5 years, 7 years, 10 years. I mean, you can't get no lower than this almost, you know what I mean? And so also, I want to remind you guys of something as well. Oh, this is what I was going to say. So I had an extra Tangem cold wallet that I hadn't used. I got a lot of different wallets that I use. And so I bought my niece and my nephew and my kids a little bit of XRP at $1.16, and then I was able to just move it over right away to the Tangem wallet. So, um, I'm gonna— if it gets lower, I'll buy them a little bit more. So hey, if you guys got some nieces and nephews and you just got a little extra money or whatever and it gets to a dollar, you can give them 50, 50, uh, XRP, right? You know what I mean? Help your family out because they're gonna be coming to you for money anyway. So you might as well get them a little— say, hey, I paid $50 and, you know, y'all just hold on to this. You'll be, you'll be all right in the future. Just, you know, got, got a little something so y'all don't gotta come for me when this thing, you know, gets to where it needs to be in the near— in the future, right? And so also, but I do want to say this because, um, when you have fast volatile markets, liquidation and everything, even if you, even if you think XRP on a conservative end, you know, goes to, you know, $3, $5, $10, $15, $20 or whatever, and you got a nice bag. Let's say you got a nice bag and you want to take profits because there's a lot of people who do want to take a little bit of profits. I say that XRP is a long-term hold, but yes, people do want to take a little bit of profits. I want to remind you that if you're on the exchanges, especially if we get a volatile move from like XRP from like the reverse carry trade or something like that, When you go to try to move your money to the bank, your bank account, I want you to know that that's where the problem is going to start for you. If you're trying to move large amounts of money from a crypto exchange to a personal bank account, you— they're going to probably flag you. They're going to question it. They might freeze it. They might ask you for documents. Sometimes they just say no, you can't move it. And I have heard a lot of stories where people who was waiting weeks and months to access their money right? So you, you want to be careful for that. And, and that is also— I tell you, I use Caleb Brown because I don't want to get stuck not being able to sell. But even if you were somehow able to sell, which I don't know if you will, if there was like a huge like, uh, a repricing or, or anything on XRP, it's going to be hard for you to move sometime that money. If you're not used— if your account is not used to you moving large amounts of money, they may flag you. So that's also why I use an OTC desk like, uh, Caleb Brown with institutional grade custody, right? And you have an actual broker. You can talk to them, you can text them, you can call them or whatever. And another tip for you is if you are thinking long term or if you just know that you're gonna probably move a large amount, and I'm gonna get to some of the super chats, you might want to set up an LLC for your investments as well. Okay? So when you take profits, you can move it through that LLC. And, um, moving that, that type of money becomes a distribution instead of like a, a random large deposit into your bank. And so it's a lot better, it's cleaner, it's more structured, and it raises fewer flags. So if you're planning on, you know, these are things you want to think about ahead of time. I've been saying this over and over and over and over. Now if something happens and you're not situated, so while we waiting on this to, to do what it needs to do. We need to get educated. We need to start structuring things. We need to have our Roth IRA, um, already. We get— we got that already there before the appreciation and all of those different things. So you want to think about that, all right? And so I did leave a description for Caleb and Brown, um, the link, um, for Caleb and Brown also. Um, now let me get to some of the, uh, what percentage of conviction do you have towards XRP? Also, is XRP your number one coin? I'm stacked, uh, stocked up and waiting patiently. XRP XRP is my number one coin. Um, my conviction is I'm fully convicted, um, on XRP. And the more I study and the more I educate, I'm more and more and more convicted about XRP. And that's why even when I looked at the, um, the files for with what happened with, um, the Epstein files, that is honestly why, uh, things even make more sense. Because what we saw in the Epstein files is we saw the emails all the way— now we in 2026, y'all. We saw emails all the way from 2014 showing powerful people. These are not nobodies. I'm sorry, I mean, not that we're— no, we're somebodies. Everybody's somebody in God's eyes. But I'm saying, in the financial system and in, in influential roles, political role, these were some of the most powerful people, um, in the Bitcoin ecosystem actively trying to cut off funding to Ripple. Before most people even knew what XRP was. They did not want this technology to succeed. And yet, over a decade later, SEC court case. Which makes me wonder, is that why the SEC court case? There had to— there was a lot of funding involved in this. Who was funding all of this? Even to this day, you still have people saying that people have reached out to them saying, we'll pay you to write a bad post about XRP and Ripple. There are still people that's being approached, um, highly influential people, to say, I will pay you right away if you put a bad post about XRP and Ripple, right? And it's still standing. And at some point, you just have to accept that there has been a clear coordinated effort across powerful parties to, uh, to hold this back. And it didn't work. The technology to me is way too big, and now even people who fought it are going to have to embrace it because the rest of the world is not going to wait anymore, okay? I'm talking about the global world, okay? So I'm not worried at all. And the more digging you do, it, it becomes very obvious of what is happening. So again, I'm paying attention to what's being built, and so I say that I have very, very strong conviction for that. All right, um, yeah, putting yours in an Uphold vault, um, a little bit more security in an Uphold vault. Um, it's still on the exchanges and still could be, uh, limited to some of their rules and regulations, but not as much as the regular exchange, right? All right, um, oh, and for everybody who has given, thank you. I did not say this, and I always say this, thank you guys so much for your generosity. I appreciate you more than you know. Um, hey, hope you're doing great today. Quick question, what are your thoughts on Electra? So that was one of the ones that I'm supposed to talk about as well. So I'll be doing that also in my membership because I have to— some of the ones that I haven't really investigated a lot, and I have a lot of tools that I go through. I see where institutional money is loading up, how much of a buy-in, how much adoption this has, where does it sit in our financial ecosystem. And so I haven't dived into it fully, but just a little bit. But I don't have enough to give you on this. But I promise you, um, Rising Complexity, I will get back to this question, um, within— maybe by next week. Give me probably to Wednesday. If you're on, I'll address this question again, and you— and you don't have to send anything else. Um, I owe that to you for the Super Chat, so I appreciate that. So I'll— I'll make sure that I— this is one that I look up for you and I do my due diligence, because I don't just like to Like, for me, it's not about, like, you know, sometimes you got everybody saying, oh, this is the one, this is it. This— I don't— I'm not listening to the hype and all the noise and stuff. Is— I have a system that I look into when I'm looking at institutional adoption and liquidity, okay? Because that's what's going to matter. Where does it sit in the middle of all of this? And I like to look at, do these certain projects, do they go beyond cryptocurrency with, with solving a real world problem? It cannot be connected to cryptocurrency. It has to be detached, okay? And so for me, again, for, for it to pass my test— now somebody else, they might say, hey, I can make some money off of this, and that's fine. But again, for me, it's positioning into utility coins that have a real backing. Do they have a backing, even government contracts or what? You know what I'm saying? Is there some, or are we low on the spectrum? And if we're low, it doesn't mean you can't position yourself. It's just be very cautious because it's still a high-risk play. Um, so, um, yeah, uh, I don't think they are, um, uh, within the country. I, I don't— I'm trying to remember how widespread they are. They do have a couple of— they are a little widespread, but I don't know if— like, I know, I think Canadians, I remember somebody saying that they couldn't do it, if I'm not mistaken. So I'll find that out. But the link is in the description if you have any questions. They have amazing customer service, for sure, for sure. Um, can you put some cream in a stablecoin? Absolutely, people, listen. Okay, so, um, here's the interesting part, um, that a lot of people probably haven't even, um, paid attention to because you guys, there is so much, there's so much happening. So let me, let me just, first of all, let me, uh, and I'll tell you about the stablecoins because that is a good question and you'll be surprised at what's going on with the stablecoins. Points. First of all, remember the fear and— the Fear and Greed Index went down to 5, but now it's back up to, um, 8. Okay, it's around 8, which is still historic, you guys. And when you— again, when you look at that, that's not fear, that's full capitulation, period. That is retail completely exhausted, emotionally tapped out, ready to walk away from the whole thing. That is what that shows. That's how you know what's going on with retail. But you know not to follow retail most of the time because they're emotional. But while retail is panicking— and this is where I'm going to get into stablecoins because you got to understand what else is happening at the same time. Because— and this is why the institutions are doing the exact, exact opposite. So XRP ETFs stayed net positive through the entire pullback. First of all, I just want y'all to know that. We're talking right now about $718, somewhere around $720 million, give or take, $718 or something like that, locked into XRP ETFs right now. And the daily volume on these ETFs is running over $50 million, okay, which is unprecedented, guys, for an altcoin. Ethereum is not seeing that. Solana is not seeing that. They're not. XRP is, okay. So you have to ask yourself, If the smart money thought that this was gonna— is falling apart, it's just the, the whole thing— why are they still buying? Why would they be increasing their positions while everybody else is running for exits? You got to ask yourself that, right? And so this is where the stablecoins come in, so that you can know the facts first. Well, even before the stablecoins, also 2,500 wallets holding more than a million dollars worth of XRP and more. Minimum, 200 to 2,500, right? And that number has been growing, it's not shrinking, y'all. Whales are not selling into this fear, they are accumulating through it. I want y'all to know that they're accumulating. And I want you to be long-term minded because there was a guy who, um, I just heard a story, he had about $2,000 worth of Bitcoin and it dropped like 17% or something and went down to somewhere around $1,700. He sold it. He would have been a billionaire if he had kept it. Right? So I'm telling you guys, don't be taken out by the fear. If you are— if your conviction is on something, don't let— oh my God, if it— you know, like this day-to-day volatility. And then you're gonna look up, man, 2 years later, and you're gonna be like, oh my goodness, I could have— I could have had $50 million. It's people who have experienced this. It's so many people who have experienced this. Another guy, he, uh, I think he bought Bitcoin and it had dropped 80%, and he was so mad, he just— he said, I'm, I'm just not gonna look at it. And he just— he was over it. He didn't look at his cold wallet for maybe a couple years. Come back, his friends is, you know, how you doing with Bitcoin? He hadn't even looked at it for years. Come, come to find out, he was a multi— he had hundreds of millions, millions of dollars. He— I think he only put like $40,000 or something like that in there, if I'm not mistaken. Anyway, stablecoins Um, because this actually got my attention. So this made me think because I wanted to stack this on top of each other so you can understand, okay, while this— while the volatility is happening, this is what's happening over here. Stablecoin inflows have basically doubled over the last several weeks from around $51 billion to over $100 billion. And that happened during the crash, not after. Now what does that tell you guys? What it tells you is that money is not leaving crypto. It's sitting on the sidelines in stablecoins waiting. That's basically dry powder when you're putting it there. Okay, so that's capital that moved into a safe position but stayed in the ecosystem ready to deploy when it's, when it's time. So people are not like— I'm telling you, if you understand what's hap— like most people, all they see is headlines, all they see is charts, all they see is Oh my God, oh my God, XRP is falling, crypto is falling, everything's crashing. And that's what's making them, you know, get scared, like, oh my God, what should I do? Meanwhile, all of this stuff is happening. You got stablecoins doubling, you got ETFs, you got institutions loading up, you got whales buying $500 million, $600 million. They're slowly— and they're doing it on the OTC, guys. You're not gonna see it, it's not on the exchanges, so it's not gonna move the price, okay? So I want you to know that so that, um, you understand what's going on. Um, set up an LLC. Yeah, you, you want to set up an LLC, particularly a holding company in Wyoming. See, I'm giving y'all game. Um, Wyoming. And why do I say Wyoming? Because Wyoming don't pay state fees, so they have the lowest, uh, you know, you stay in somewhere like Illinois, uh, California, you know, you're gonna be paying an arm and a leg. Okay, um, so somebody said definitely not an AI channel. Not at all, not at all. I have not made any. I wish I could spend more time with my kids and tell my AI person to just make videos. It's, it's always me. I have to edit and stuff like that as well. So, you know, and I do my own editing because if for the most part, you know, I got somebody who might start doing a little bit of editing, but I can get them out quicker you know, and things are changing too quick for me to be sitting up waiting 3, 4 days for an editor. Like, hey, the crash over. I just gave you a video on the crash and breaking down the crash, and now we in the bull run. So I gotta do my own. So you might see little snippets and stuff, like, because I'm not like the perfect editor, but it's all about me wanting to get the information and the content out to you all, and that's really the quickest way for me to do it. But trust me, I wish I did, because it is a lot of work when you're making videos and then you have to edit and you have to— but you're trying to get it out, you know what I mean? So Um, but no, it's not a— that's what I said, I wish I had an AI. No, y'all, I'm so— I, I work really, really hard trying to get this content out to you guys as, as much, as quick as I can. And, and especially when there's a lot of fear, just trying to sober you all and help you guys to understand, um, you know, what's going on behind the scenes. It's crazy how so many people don't know about the washroom exemption for crypto when prices crash. I just lock in the losses. But yeah, you can Yeah, and it can save you on taxes if you, if you do, you know, if you in a place where you have to do that, um, it can save you on taxes if you understand. But you got to be educated to understand, you know, people don't understand some of these tax implications and, you know, the rules, um, that apply to this, you know. And so, and by the way, this is why again I told you guys I'm waiting on this last round. I'm gonna do my last round of Roth IRA That's another way that I do hold, uh, my crypto. And man, to get in on these prices is amazing. So you can hold your crypto in a Roth. I— and, and I'll say this, I thank, um, iTrust Capital for sponsoring this video. Even now, I'm in great partnership with them. And, uh, but I've been holding my crypto with them for quite some time already. And so I love that, you know, we're in partnership now because it was something I was already a part of, already a part of their customer service, already knew kind of you know, how things, um, were, you know, how things work with iTrust Capital. And so, and I was already promoting them to you guys even before this point because I really, really think that you all should, even if it's a small amount, I think you should have at this price under $1.50. If, if it was ever a time to put a little bit away in, in a Roth IRA, and it doesn't mean that you, this is your money for retirement. I know some people they close to their retirement age, and yes, it is their money. But I had to tell somebody, no, that's not my— I'm not waiting for, you know, my Roth IRA to be able to be utilized for me to be wealthy. I'm not waiting on that. That's an account that's just gonna be tax-free. I can do whatever I want with it, right? So, um, you can hold your crypto inside a Roth IRA within the account, and if when it grows and when it appreciates— I have HBAR, XLM, XDC, XRP, um, that's all tax-free. It's all tax-free money. They also— and I, and I do— they also have a premium custody account, which I do hold also my crypto there, for people who want flexibility without the retirement wrapper. Okay, you can trade, you can hold stablecoins and get a yield, get, you know, a yield off the stablecoins. Again, a lot of people are doing that. Why wouldn't they? This is why banks are fighting with the Clarity, um, Act, is because of the simple fact that people can make money off of, um, stablecoins, and that, that moves money from the banks, okay? But, um, and it's a closed-loop system, meaning your crypto can't just be sent to random wallets. So it's very protective against hacks and phishing and all of that stuff. And, um, people are real afraid of, you know, people stealing their crypto or whatever. So for me, I'm building a longer-term relationship with them because eventually I do want to access those yield products too. And so that's where crypto is headed as it appreciates, is eventually you'll have the appreciation and you'll be able to get yield off of that. And they have staking on uh, Solana, Ethereum. So you can make money off of that. The link is in the description for that as well. So I did want to, uh, mention that because I think somebody was asking me about the Roth IRA in the comments as well. Um, yeah, the— yeah, they do. The greedy billionaires, they want— they want all of it. And you know, they— they so slick, y'all. They so slick. They really want you to capitulate, and they want to put— they are calm as ever. The whales, they just loading up. I'm looking at the I'm looking at the OTC desk, I'm like, oh, and the dark pools, I'm like, oh my God, like these people are loading up. It's just not gonna show on the charts yet, but they, um, and I just wanna— I just went over that question, um, I love them, I've been with them for a very long time. So, um, and they got like— I keep up with what they're doing, um, I keep up with what they're doing. They got accounts coming for kids, um, they'll have yield in the future, you know what I'm saying? So I'm building a real long-term relationship. Like I said, they just rolled out their stablecoin last month. Um, you can get yield on that. They got staking for some. So it's so many ways for you to make money, you know, off of just holding your crypto there. So I love their, uh, premium, uh, custody account as well. And of course I love their Roth IRA because that's just tax-free money that I, that I, I just feel sometimes you just feel secure knowing that you got a bag that doesn't even require any taxes. Like, that's just gonna be extra money when you hit that age. I told you I was gonna do a lot of philanthropy work and charity work with that money, and, and investing in my kids' businesses, my niece, my nephew's business, you know. So, um, I got a lot of different things going, and I hold these different accounts for different reasons, okay. Of course, y'all know I got a cold wallet. And as a matter of fact, anybody who wants to buy Tangem, because I know I love Tangem, okay, I've had Tangem for quite some time. I told you, I just had a random— I had so many Tangems, um, cold wallets that I had purchased, I had one just randomly sitting around that I was able to just pull out when I bought for my niece and nephew, I said, oh, I'm gonna just move it over here. Um, but great thing is, because I love working with companies and brands that I've already worked with, you ain't got to convince me of nothing. I've already worked with you all, right? Um, so Tangem did reach out to me. We actually have a— I missed a meeting with them Friday. Uh, my daughter's birth— 18th birthday was— I'm gonna get to all your Super Chats, don't worry. My daughter's 18th birthday was Friday, and so we had to reschedule, uh, set rescheduled. So I have a meeting with them tomorrow, and y'all know I'm gonna ask them like, hey, if I, you know, if I, if I give a link for them to buy Tangem, let's get, get something off, okay? Let's get something off to this community. So I'm gonna try to get y'all something off. So if you were about to buy a cold wallet, just wait because I have a meeting with them, and I'm sure they're going to give me a discount to my audience to be able to get something off. Y'all like a free— I don't care if it's $10. Yeah, we need something off, right? Um, so I'll be talking, speaking with them about it, and they got some amazing things coming too. I've read some of their new innovative things that they got coming out. So, um, they got a whole new system and stuff. It's phenomenal. Um, so I'll give you some more information on that. Now let me, let me get to some of the, uh— thank you so much, I appreciate you so much, Joe. Um, thank you, you all rock too. I love it, I love it, I love this community, y'all showing up doing your due diligence. Uh, I have a revocable trust, what can I do now to protect my cold wallets? Any suggestion is appreciated. Well, um, you're— you can You can put your cold wallet— so what you can do is you can— I don't know if you have a, like, a holding company or LLC. You can actually put your cold wallet in the LLC where your LLC holds the cold wallets, and then you can put that into your trust. Now, the revocable trust is different from the irrevocable trust, okay? So your revocable trust, it's going to give you structure. It's like a will 2.0. Everything, you know, and depending on how they have designed it, it's, it's gonna give you clarity of where everything belongs and everything. But You can put those cold wallets, or like let's say you have 3 cold wallets, you can put one of them in a, in your holding company, and then you can put that wallet where your trust owns that, um, cold wallet that in that LLC holding company. I hope I'm saying that the right way, but talk to your advisor, your legal advisor about it. Now there's a difference with the irrevocable trust because your revocable trust, I just want you to know, it does not, it's not going to save you on any taxes or anything. That would be an irrevocable trust, which is a niche.. And usually irrevocable trusts are for people who start to have higher net worth, um, income, like over a million dollars at least, because I mean, it's going to cost you at least $10,000 to do an irrevocable trust. But the moment you put that cold wallet or that LLC holding company that owns that cold wallet in an irrevocable trust, any appreciation that happens after that— let's say you took 1,000 XRP or 5,000 XRP. I know everybody don't have that much, but I'm just giving an example. Let's go down to 1,000 XRP. Even if you put 1,000 XRP in that irrevocable trust, whatever it is at the moment you put it in there, from that moment forward, whatever that appreciation is, you won't have to pay taxes on it. Because y'all got to remember, at the end of the day, your entire estate is going to go to somebody, right? Let's say go to your children, right? Well, you do know the government is going to take like a nice portion of that, maybe 40%, I don't know. After so much, after like so many million, like let's say, I, I don't know what the— let's say it's around $10 million per person or something like that. It's a little more for married people. It may even be $8 million per person. Like, after you have $8 million, $10 million, like, anything else after that is going to be chopped in half pretty much. So in order to protect that, there's some things that you need to do, like maybe starting to include an irrevocable trust if you get it, if you're going to get to those higher levels of network. So the revocable trust, a lot of people think it'll— it doesn't do anything for taxes. That would be the irrevocable trust. But again, I'm not a lawyer, I'm not a financial advisor. Talk to Um, you know, do some research on that. And again, it is a niche. And I would also say the last thing is, if you're getting a trust, make sure that you have somebody who understands digital assets. Like, a lot of people who design trusts, they don't understand digital assets. And it would be really a plus if you're dealing with digital assets inside of your trust to speak to somebody who has a little bit of knowledge in that, or a lot of knowledge in that, okay? Um, and not somebody who just have dealt with traditional finance and stuff like that. Because, you know, it's two sides of the spectrum. Old traditional people, they, they, they don't even like— sometimes, sometimes if they have a bias towards like assets and stuff like that, and like, oh, that's scammy or whatever, they might put their biases in there because they can't see the future. Um, so be careful with that. Hopefully that, uh, helps you out. All right, um, and thank you guys so much. Um, thank you guys so much again, um, for, um, thank you, uh, Strayway. So Um, for your generosity. Possibly about to lose $21K. Oh man, taking shortcuts to big yields, don't do it. Fortliss, it ain't worth shortcuts. I won't mention these sites. Okay, I'm happy you said that, you know. Um, that's helpful to the community to know, like, you see, there are people who— and then I, I know some people, one guy had to liquidate $30,000 worth of his XRP at $1.15. He called the broker, he was, uh, on margin, he was leveraged and he was just trying to work through some things with them. And he said he wound up with somebody pretty incompetent on the phone who sounded like he was in his kitchen busy. And he's asking him, well, what should I do? And the guy just sound like, I don't know, it's your choice. Like, it— like, that's it. So obviously he had no choice. He liquidated at a dollar, like $15, $14. And then guess what? Within Not too long after that, it was back up to $1.45. He is so upset, you know, like, um, and I felt really bad for him, you know what I mean? So just be very careful, guys, be very careful. Um, uh, what do you do with a stablecoin? My financial advisor told me at Fidelity told me that they will have one. Yeah, they, they don't, I don't think yet, but a stablecoin, um It's basically a holding space, and I've done videos on this to kind of explain exactly what a stablecoin does. But just to be very simple for somebody who don't know, it's basically a holding space for being able to— it's a, it's a holding space to be able to either liquidate back to dollars or buy crypto. Okay, so let's say you have USD dollars and you don't want to yet buy crypto. You can hold it in a holding space called the, um, USDC Um, and then you got USDT, but we gonna talk about USDC. I like USDC. So you can take that money and convert it to USDC, right? That's the USD coin basically. And you can wait if you don't— if you're not ready to buy crypto, or let's say you're waiting for better prices or whatever that means. Some people will just take their money and straight buy crypto, but some people will put it in the middle in a USDC, and you can get yield off of it. You can get anywhere between I think low end 3%, high end maybe even 8%. Some places got it at 8%, I believe. But, um, so you can make money off of it while you're waiting to buy crypto, and then you can take that money and you can— or that coin— and you can buy crypto. Okay, that's a very basic way. There's a lot of other things that the USDC coin does, and I have videos all about it. You can look on my page. Um, and also I do want to say this because I'm trying to make sure you understand. You can also convert it back to dollars very easy.. So you can easily liquidate it back to USD dollars. So it's just a holding space, okay, from here to crypto. Um, that's the simple way that I can, um, talk about. It's much more than that, like, um, and, and that's why the governments are actually to the point— I won't make it complicated for you right now. I can do some more content on this, but this is, this is why the government is having issues over stablecoins and yields., right? So this is a huge thing. The stablecoins are a huge point of friction right now between even the Clarity Act. The reason why we're not— haven't gotten signed off on the Clarity Act right now is the war on stablecoins. Um, and you got to wonder why, right? So I do, like I said, go a little bit further in my videos on that. As a matter of fact, if you want to know, so I don't take up much time, I have a video called Why Governments Are Pushing Stablecoins. Most people don't see it., and I go into, uh, a greater detail in that video on exactly why governments are pushing stablecoins and how it's really, um, at the point in, in the center of the entire cryptocurrency, um, situation that we're dealing with right now. I love that you bought the dip. All right, um, people don't understand anything. Uh, XRP is cheap, fast, and will be used. As a matter of fact, it absolutely will, and I don't think people realize that as, as much as they need to. All right, hit that like button for me. Tiffany said— I didn't say it, she did. I love you, Tiffany. All right, uh, let's see, um, do you think XRP will flip Bitcoin? Um, I know it's not going to zero. Um, yeah, at some point I think it's— at some point I think we're gonna have an asset-backed currency, and I think XRP might be used for that in the future. Like, I'm not saying that this is something that happens. It's deemed as a commodity. It's used like— it's like gold, okay? So, and it's already in the derivatives market, so Yes, at some point I, I think it's the chosen one. Um, and this is just my opinion, nothing I say is financial advice. I think it's basically Bitcoin, Bitcoin 2.0. It's the better version of Bitcoin. Um, so, uh, so thank you guys so much. I see all your beautiful comments and, and that you guys are telling people to, um, hit that like button. Always follow the money, that's where everything is. Follow the money, that's how you know what's going on with right now with, um, cryptocurrency, with XRP. Um, with HBAR. I love HBAR, same thing. Um, and you know what, even, um, because think about this, y'all, like, again, it's just so much stuff happening right now. Um, Ando just had a, uh, a conference or whatever, and you know, even Ando is talking about, um, on the back end tying into the XPRL. So I mean, the— trust me, the future is bright, right? The future is bright. For what's happening with the ledger. I don't think a lot of people still know what the XRPL does. Maybe I'll do some more content on that because I feel like, I feel like a lot of people just don't know. Okay, um, so you got, um, right now there's so much happening. You got BlackRock, they, uh, they, uh, tokenizing everything. Um, you have, um, or you have the, um, uh, BM— no, BM— BNY, um, BNY tokenizing everything. You have Also the New York Stock Exchange, which I did a video on that, um, they're moving on everything onto the blockchain. Uh, BNY Mellon, uh, I did a video on that. I think I did a live on that. Um, they're, they're a bank for the banks. Um, then you got Ando. They just announced that they're settling, um, back to the XRP Ledger, right? These, listen, y'all, the, the The XRP, the Ledger is going to be a major role. A lot of institutions are already— they've already started using the rails, okay? And you all know that I'm a big fan of the reverse carry trade. If things were to unwind crazy, Japan has already tested out the rails. They already— they would choose XRP, especially before the Clarity Act. It's the only one that has legal clarity right now. Nothing else has legal clarity. That's what we're waiting on. Is it a commodity? Is it a security? Who's going to be over this? Is it going to be SEC? We've already went through that with XRP, and it— it, man, XRP is a winner if you ask me. For everything that it went through, all the way back to looking at how it's been targeted, all the way back into— we know nothing about XRP. Why they targeting Ripple? Do y'all— have y'all asked yourselves that? Why are they targeting— what do they know that we don't know, right? These are people who know more than we do. Why are they targeting XRP? Why are they being told don't put any money towards, uh, XRP, um, or Ripple and Stellar XLM? Okay, because y'all know I love XLM just as much, right? Don't put no money towards them because you're backing two horses in one race. What y'all know about that? So, uh, we got to be careful, um, what the headlines tell us because They're not telling us everything. Uh, where can you see OTC and dark pool buys? They got tons of websites for this, tons of websites. Actually, I was supposed to mention some of them on my, uh, my membership live. They got the whalealerts.io where you're looking at large whale activity, um, that go through that. That's one of them. And even for the, um, uh, also guys, for the XRPL, you can look, uh, what is the website for the, uh, XRPL that you can look at? You can look at, um, the rich-list.info to see, um, what they're doing on the XRPL as well. And I wrote down— let me look, um, let me see if I can find— because I just wrote down like a ton of all the— because they're not coming up to my head at the moment. But let me see if I can find it. Hold on, let me see if I can go into my, um, and, and give you some of them. Uh, let's see, where did I put them? I had a list that I wrote down all of my resources, but I just can't find them right now. Uh, but you can look at WellsAlert. And some of them, y'all, some of them do cost money, so, um, you're not going to want to take all of them. Um, you just not Let me see if I can, um, a couple of them, um, because I, I don't, I don't want to give you the wrong, um, website. It's whales-alert.io. Um, you can look at that. They track like large transactions across blockchain in real time too, and you can set up like notifications that alert you Like, my notifications are only set up on Bitcoin and XRP. And the reason why I have them set up that way— and I have them set up where it has to be a certain amount, like, um, you can color code them and everything. And the reason why I did that is because I'm trying to track when does XRP decouple from Bitcoin. Um, they show you charts. Right now it's coupled. I mean, it's coupled, it's moving in the same exact flow, and that's how you know. Uh, and then I'll just give you, um, one more that you can look into, uh, wallet addresses. Um, uh, you got nansen.ai. It's a bunch of them. I won't give you all of them because I promise to give all of them, the entire list, to my membership. And I'm going to meet with them, but I have at least 7 of them, um, that I'm going to, um, give them that they can go and check that out as well too. Uh, but that, that there's— that's, uh, where you can find them. But it's all public records, guys. Um, the ex— that's the thing about block— the blockchain is it's transparent. Everybody can see it. Okay, so, um, just for this, um, all of it is transparent. But one of the, uh, really basic good ones where I don't think you have to pay a lot of money, because again, some of these other ones, it gets into like having to have subscriptions and stuff, which I do, and they can get kind of pricey. But for me, because I do a lot of research, I just pay for them. But, um, you can— all of it is transparent, like, and that— but who's looking? You— retail not looking. What are they looking at, y'all? They looking at the headlines. They looking at the headlines. All right, um, I got another Super Chat. Let me— a few more I'm gonna get to, don't worry. How many XRP coins does someone need before thinking about spending money on forming? Oh, you can form— you can, uh, do an LLC. You don't need— you don't need a lot of money to do an LLC. You can do one yourself. Um, you can go to— um, here's a website you can go to if you want to. Now, I'm not saying that it's going to be done perfectly.. But if you want a very, very affordable LLC holding, and you can call them and, and get some information on that, you can go to northwestregisteredagent.com. Um, they do them for very, very cheap. Northwest, Northwest, uh, let me make sure I say that right. northwestregisteredagent.com. If you look that up, um, yeah, you can, you can do it kind of like yourself. Um, it's all paperwork, y'all. I mean, people will charge you an arm and a leg. Now, if you're getting more intricate of, you know, into the details and stuff, yeah, you eventually— you, you can hire someone to amend it, but you can get it started for nothing. Don't let these people tell you you got to have a lot of, you know, uh— and that's if— that's if— maybe I'm saying this because I am a strong researcher and I'm the type of person that can do everything myself. Like, I can develop my own LLC company I can do the work that a lawyer would do, and you got AI doing it. But you do want a lawyer if it starts to get more detailed. And trust me, I've— I pay lawyers a lot of money to do stuff, okay? Some of the stuff, I'm like, I could have did this, okay? Um, but be very careful. I'm not a lawyer, so I'm not telling you— some people get overwhelmed by this. Some stuff that's overwhelming to other people might be easy to me because I like to— I want to know how to do everything, all right? Just so I can make sure you doing it right. Even if, even if I ain't doing— I need to make sure you doing it right, okay? Um, so I'm not like that person that's not gonna know nothing and somebody just ripped me off at, you know, making me pay $3,000 to form a, a company or a holding company. And it's like, oh no, no, no, I, uh-uh. Like, because they be getting people. I just want you to know that, okay? I'm gonna get to some more Super Chats. I got you guys. Thank you so much. I I appreciate this. Coinly tax software, so simple. That's awesome. I, first of all, thank you for sharing it, and I'm gonna write that down, um, because that is a resource, um, that can be given to people. So thank you for sharing that. You guys are amazing, just, um, coming together and just giving things that you guys, um, have and know. So, um, make sure you guys write that down and check that out. My goodness, thank you so much. Uh, let me make sure I got— okay, let me just say Chris. I can't get that last name, but thank you so much. I appreciate this. This is super generous for you to, um, invest in, in, uh, me and the channel in this way. I appreciate it. I always cruise through and stop to listen. I love your energy and love for everyone's success. We are using God's money with XRP, all charitable. Way to go! Yes, yes, WDA, I love it. Yes.. And that is the whole point. If you want to— first of all, there is no greater feeling, I don't think, than giving, okay? Like, that's the highest reward that you can have in life, is to be generous, is to give, okay? Um, and you're blessed to be able— it's better to give than to receive. We all know that's a scripture, right? And so that's the whole point in all of this. It's not so that you can just be a consumer and just just, you know, live your own life and just be so self-absorbed. That's not what this whole process is about, y'all. This process is about empowering. It's about adding value. It's about giving back. And if we got the opportunity to invest in something and to be a part of a wealth transfer that's happening, right? If we got— if we— if we got the opportunity of a lifetime to be able to do that, man, I, I— we are blessed. We are blessed. And for those who don't give up and just put their footing and just have a little patience because I'm telling you, it's always taken from the impatient to the patient. The institutions, big dogs, businesses, the whales, they're very patient. They're not looking at the volatility. They could care less about the volatility. The volatility serves them. It serves me. It serves you. It really does. Because when we get this, that's the best way to make extra money and to have better positioning is to use the volatility to, to your benefit. Buy extreme fear, sell greed. If you, if you're, if you're at the place where you're going to sell, that's how you do it. It's very simple. And thank you so much again, Chris. Um, I'm trying to bring all the energy. Like, let's stay focused, y'all. Like, we're— this is a journey and we're long-term minded. It doesn't mean it's going to take forever for things to play out. It does take time. And if we're long-minded, if we're long-term minded— it's easier. It's so much easier because I'm telling you, it's gonna be a bumpy ride. The volatility is going to be there. We all know that it has to be there. They got to shake people out. There's manipulation still. And when there is a wealth transfer happening, that's what happens. They gotta, they gotta bring the fear. They gotta bring you to capitulation so that you exit liquidity. You're like, you're exiting so that they can buy up your stuff. Don't lose your footing. All right, do not lose your footing, um, if you can. I know, I know some people are like, I need this money, uh, do whatever you can, um, to ask, you know, ask for help, find ways to make cash flow, whatever you got to do. Stay positioned as long as you can and do not leverage if you don't have to. Please, y'all, please don't do it. All right, um, so thank you for that comment. That is, that is everything. And I'm still trying to give. Um, and I see Chris, we'll see you on Monday. Um, I'll be with you guys, I'll be with my membership right after my public live on Monday. We're gonna come back and, um, we're gonna do some more updates and I'll, I'll share some things, some very important things. Um, HBAR, don't forget about some of these other fast settlements. HBAR, like I said, hit 7 cents. I mean, it was already— it was all the way up to 35 cents, you know, probably a year or so ago. I was looking at it, I was like, wow. Um, uh, let's see. Can you work out a deal with iTrust Capital where the members can fund their accounts for less than $1,000 and reload for— I think right now they have a limit for that much. I'll ask them. I mean, this is a good question to, um, to ask them. But yeah, they, they do require the minimum of $500 to put in the account. But I think, I think you can get, um, if you do $500 at one point and then you get up to that $1,000, I think they still will give you that $100 funding. But I'll ask them and see, um, and what— see what they say about it for sure. Um, I will definitely check. Uh, hey, uh, Percy, what's going on? Thank you so much, I appreciate your generosity. You guys are always so kind and I appreciate you all. Y'all seeing mad energy my way, I love it, I love it, I love it. Uh, all right, I'm looking at it, making sure I didn't miss any of the super chats. And, uh, I hope Ripple opens complete institution custody and automatically stake your Flare and SHX. Hey guys, if y'all didn't know, check out, check out what, uh, what Ripple is buying. Do you know what cryptocurrencies they're buying? SHX. Check it out, go look, do your research. They're loading up on SHX as well, right? So it's a lot of stuff happening, man. Y'all listen, all you have to do is know where is this headed, where is this headed. Do we see everything being tokenized, do we see blockchain, do we see all of this stuff still existing 10 years from now, or don't we? If you don't, that's fine. There's a lot of other investments. There's real estate, you can invest in businesses. I mean, there's all kind of commodities. Like, there's, you know what I'm— you can do angel investing, you know what I'm saying? Get in on— but they got IPOs that's coming, um, they're gonna be coming left and right. Trust me, you're gonna have a lot of opportunities to make, uh, good money. Right? If you don't— if, hey, if you can't stomach the volatility, then, um, you may want to consider, you know, doing something else. But I, I can tell you that if you just set it and forget it, like, just set it and forget it, you are storing up for the wealth transfer. You're storing, storing up your wealth. Be long-term minded. I'm telling you, this is going to play out in your favor if you just have some patience. They want you out. They want you out. They always want us out. They don't want us to you know what I'm saying, make generational wealth. They want all of it for themselves often, okay? I'm not saying it's not some really beautiful people out there, um, who want to give back and stuff, but for the most part, they want your stuff. They want you to capitulate your, your holdings. So stay steadfast, guys. And then also, I do want to say, um, I'll be back on Monday, um, for a live, and then I'm on with my members after that. And so I'm gonna do some Q&A, and I'm gonna share some more um, some more projects that I have ran through my system to see do they pass or do they not pass. Do they pass or do they fail in my point of, uh, reference in my research. And like I said, I do a lot of deep research before I even give it to you. Also, um, the link is in the description for my coaching and community. We work on all of this together. Uh, we help to build blueprints, uh, look at portfolios, look at, you know, positioning, mindset, risk, all of that. I'm live with my members every single week. We do open Q&A, we walk through what's happening in real time. There's a community there going in the same direction. And, um, most people underestimate the most part of this, which is environment, okay? Your environment is either going to hold you back or it's going to push you forward. And sometimes the people closest to you, like your family and your— they don't understand this stuff. Go talk to them about XRP and XPR Network and ZBEC. They ain't gonna know what no ZBEC is, right? So, um, you're not going to be able to bounce ideas off of people who don't understand this stuff, okay? So, um, make sure that either way you are a part of a community that is, um, helping you. I keep it very, very intentional. So the link is in the description, um, for everything that we talked about— Caleb and Brown, iTrust Capital, and the coaching. And, uh, no, we do not accept failure. We will never accept failure. We're going to keep moving forward in ways that are going to bless us and our family. Again, I'll be back on tomorrow. I have a video dropping tomorrow. Check it out. As well, um, a pre-recorded video as well dropping tomorrow. And, um, remember to subscribe if you haven't already. I get a lot of people who come back and watch and watch all the videos and still don't subscribe. So please like and subscribe on my way out. And as always, I want you to stay wise, stay wealthy, and I'll see you guys in the next video. Peace out.