Central Banks Buying Record Gold Right Now — Here’s What It Means for XRP
In this livestream Kamilah Stevenson examines an unusual macro‑economic configuration: gold and silver are at all‑time highs while the U.S. dollar remains relatively strong and interest rates sit around 5%. She argues that this paradox signals central banks and sovereign wealth funds hedging against systemic fragility, not retail panic. Stevenson links the macro backdrop to rising global debt, the limits of traditional yield strategies, and the need for new financial tools such as tokenization, digital settlement rails, and utility‑focused cryptocurrencies. She emphasizes XRP’s unique regulatory status (non‑security) and its potential as an institutional settlement layer, contrasting it with meme‑coins and Bitcoin. The talk introduces the concept of “shadow banking” – operating personal assets like a private bank – and differentiates liquidity events (short‑term market crashes) from confidence shifts (long‑term structural changes). She outlines how XRP can be leveraged to generate multiple income streams (yield, collateral, borrowing, real‑estate investment) and stresses the importance of education, multi‑layered wealth strategies, and her paid membership/coaching programs. Throughout, she warns that relying solely on yield or short‑term price moves will fail in a high‑debt, inflationary environment, urging viewers to adopt a systems‑thinking approach to wealth creation.
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Hey, it's Kamilah Stevenson and we're talking wealth around here. Let's get into it. Let me see who owns some gold and silver. What? I mean, taking off all the way. What's going on? South Carolina in the house. All right, uh, we got a few things to talk about because there is a signal something is wrong. Whether you guys know it or not. And I, I want to talk about it. I want to talk about it. We, we shouldn't technically be at all-time highs for gold and silver, so something is weird. And, uh, we're going to talk about it. Let me, let's see, let me open up my— give me one second, guys, making sure my mic is on good. And let's see, let's see. Yeah, there we go. All right, what's up? Uh, I enjoy listening to you and learning. Thank you so much, Lorvin. I see you, I see you. And yeah, we, we're about to talk about it. We are. All right, all right, all right. Uh, wanted to get my monitor up here so I can see on both sides. All right, what's up from Dallas? Silver. Yes, I love it, I love it. I said this before, I have more silver than gold. Hey, by the way, um, right after this I will be, uh, jumping on with, uh, my members, okay, of YouTube. So if you're not yet joined, go ahead and join, uh, because we're gonna go right there and, uh, we're gonna talk about, uh, some— yeah, some interesting stuff. I'm going to walk through the next level, the next phases of wealth And I'll be talking a little bit about, um, I'll be talking a little bit about shadow banking, okay? And, uh, yeah, you gotta come on over to find out what that means, all right? I'll share a little bit more of it before I, before I leave up out of here. But yeah, so, um, if you haven't joined, again, join already. Like the video, by the way, if you, uh, just come in. Uh, but I am, I'm gonna be teaching— yeah, I'll just tell you, I'm, I'm gonna talk about how, uh, to actually operate your assets like a shadow bank, okay, instead of just holding them. So it's, it's basically another layer. It's, it's like what the 1% think about, okay. So, uh, this is not retail type stuff. This is wealth building strategy. Only $3.99 a month, and everything is recorded. So if you're watching the recording right now, you can still join. I have a ton of valuable resources that there and a lot of topics that we've been just really diving into a little bit more in depth than what I share here. All right, um, but I do want to get into it because silver at $69, I mean, it has just taken off. What's up, uh, Black Star? Uh, uh, Dust Runner says, I don't have any gold or silver. That's all right, that's all right. Um, I don't know if I would want to buy them this high. Anything could happen. Right, what's up from Georgia? Gary in Indiana, Australia. Yes, we got, we got you in the house, we see you. Thank you so much, um, Stan Richards, I appreciate that. Uh, I want to share some stuff that's going on because I want you to be aware. I got some videos coming out this week that's really going to help you to understand the transition on an economic level, on a macro level, the transition that we're in from the old system to the new system. I keep saying that you have to understand what you're betting for or against, okay, as it pertains to where we're headed in our financial future, okay? So make sure that, um, you check those out because they'll be dropping this week. All right, let's talk about what's happening right now in the markets because we are in a very unusual macro environment. And I see a— I don't know why I don't see it on my screen. Uh, but I see a member just joined. Okay, I'm seeing some stuff on my monitor that I'm not seeing through the StreamYard app. I see a few people joining. Thank you, I appreciate it. Uh, it's just showing up on mine a little bit, uh, late. Okay, but we'll be, we'll be on together right after this. So, so yeah, we're gonna have some fun with that. Um, all right, so also share this video with someone because again, you know, sometimes A lot of people are looking for a lot of hype right now in the markets. And I'm telling you, there's something so big happening and brewing that you're missing it. And there's a lot of signals, there's a lot of signs of what's happening. And I want to bring you to that attention because it does matter. The way we're viewing crypto and digital assets, I'll say right now, is completely different to what it was maybe about 4 or 5 years ago. Okay, things are changing. I don't think people should own meme coins at this point. I think you really should invest into utility coins. As a matter of fact, let me just say this: nothing I say is financial advice. Everything I'm saying is for educational purposes only. Do your own due diligence. Um, investing comes with risk. I'm not telling you what to buy, hold, or sell. Um, manage your own expectations. Okay, I do want to say that. All right, this is for educational purposes, but there is something very unusual happening, and I don't think people are paying attention. So this is why I like to educate, okay? Because education is going to set you up to make make the right moves right now. When I say unusual, I'm not saying in a— this in an exciting or scary type of way. I mean unusual like, for example, there are, there are several things that don't normally happen at the same time that are all happening together right now, and that is revealing something, okay? And I'm, I'm the person that want to diagnose what's happening, okay? And, and look under the rug and see gold and silver are at all-time highs and the dollar is strong. Now wait a minute before you say the dollar's not strong. I know, but relatively strong, yes, but also fragile. Okay, listen, uh, please don't sell your crypto for silver or gold. I certainly wouldn't. Okay, um, not at this point, you know what I mean? Uh, your utility coin, depending on what you have. Okay, and truth be told, if I had the wrong, uh, cryptocurrency like meme coins and stuff, I'd be selling them for the utility coins at this point. Um, hopefully if you're not taking a huge loss— like, I don't know when you bought in, so I'm not telling you what to do, but I'm just paying attention to, you know, the, the how much people are— like, I want to be clear when I say this because some people entered into different Some people entered into different times and maybe they're losing everything, but honestly, I think most of those meme coins are going to tank to zero. Honestly, um, Larry, what are you, what are you humming about? I'm just curious, right? So, um, anyway, is the dollar strong? I want to clarify that because I don't want you to take my words and twist it. It's relatively strong, right? But it is fragile. Okay, we make money when the dollar is weak. Absolutely. So what I mean by that is the US dollar is, is strong relative to other currencies, okay? So that's what I mean. So that's mostly— and that's mostly because US interest rates are still higher than most of the world, and also capital flows, uh, to where yields are higher, and that supports the dollar, okay? So when I'm saying the dollar is strong, I'm saying that the dollar index is elevated compared to other fiat currencies, okay? But I'm gonna, I'm gonna talk about something. Um, Garland House said 99% of crypto. Yeah, I, I don't, I don't think a lot of them are going to last. We're going into just a transition. Like, they're not looked at the same way. They're— this is about use case. This is a use case story. Now hear, hear me out. Interest rates right now are, um— I like Luna Classic. Interest rates are elevated right now uh, around 5%. I, I'm— if I'm off, just let me know. Sometimes I make mistakes on here, right? Um, oil is very volatile, and central banks— I'm, I'm helping you to see the setup— central banks are buying gold at record levels while telling everybody everything is stable. Okay, pay attention to that. Historically, these things do not line up. They don't. So either we, we are in some kind of bizarre anomaly, uh, that means maybe nothing or something structural is shifting underneath the surface where people are not looking. Okay, so I want to walk you through what I'm seeing and what this could potentially mean. Okay, and also what I'm watching for, because this is really not a normal setup, right? Do we got 18? I think he got less than 18 days at last power. Uh, this is not a normal setup, and if you don't understand what's happening, then in the next 6 to 12 months, you're gonna, you're gonna just be completely confused. All right, Again, like the video, subscribe, and share it to someone who needs to hear this. Now first, uh, let me tell you what's happening that should not be happening, first of all. Okay, so let's start with the, the weird stuff. All right, again, gold, gold and silver hitting all-time highs while the dollar is strong and interest rates at 5%, which is not supposed to happen. Okay, uh, there is no reason— you know what, when interest rates are, are high, money flows to yield, meaning bonds and treasuries and savings accounts. So there's no reason to hold on to yielding assets like gold when you can earn 4 to 5% risk-free, right? Yeah, I was thinking 9 days. Yeah, he got 9 days, but obviously that's not, that's not what's happening. Instead of— instead, gold right now is breaking records, and then silver is breaking records, and the buying is not— think about it, y'all— the buying is not coming from retail investors panicking about inflation. It's not. It's coming from central banks and sovereign wealth funds and institutions, okay? Sovereign wealth funds. I want to— I, I talk— I'm going to talk about that in one of my videos, but it's a fun account to, to make profit, all right? And so something very different is happening because y'all know gold is not a— it's not an asset that moves out of excitement or anything. It doesn't run on like narratives and hypes and stuff like that, like pump coins. Gold moves when something fundamentally shifts in how capital views the system in and of itself., right? So here's what, uh, Stephen Jones, we'll see you right after. Um, so again, gold is revealing that, yeah, okay, the dollar is strong, but it's very fragile. So let me help to break down what's happening with that. When people see the dollar index strong, they're going to assume everything is fine. But strength— and here, here's the difference— strength and stability, they're not the same thing. The dollar can be strong because it is the best option in a bad set of choices. Okay, that's different, right? Say, that black swan that you were wearing, is that a sign? It's not. I get a lot of people that ask that. It's not. It's just a— it's— it is a necklace that me and my, uh, my two daughters, we, we wear the same one. Okay, I bought them the same exact necklace, so we all have the same thing. I get that a lot though. Um, so again, the dollar can be strong because it's really just the best— it's the best choice, it's the best option when there's a bad set of options. Okay, but, uh, it can be strong also because there are— there's a liquidity crunch and everybody needs the dollar to settle debts. You know what, it can also be strong if other currencies are weaker, but not because— hear me out— not because the dollar in and of itself is fundamentally stable. Gold doesn't care about relative strength. Gold responds to an absolute confidence. So when gold is hitting all-time highs while the dollar is strong, it's telling you that the system feels strong on the surface, but the foundation of it is completely starting to shift. If something is happening, there's a fragility somewhere, and that's why smart money is starting to hedge against it, uh, is hedging against it right now, okay? So, or not against it, but they're hedging by buying gold and silver in these commodities, right? So what is this actually revealing then? If the structure is starting to shift, what, what is happening with this? Okay, well, the reality is that if you guys are not paying attention, the global debt— and I'll talk more about this— I'm telling you, if you follow this education and this line of reasoning, you're going to understand even why digital assets and tokenization and blockchains are so important to this conversation right now. The global debt is higher than it's ever been, and the cost to service that debt is rising, is going faster than honestly than the government can kind of manage. So let me put that into perspective for you. When interest rates, uh, and you guys notice because I've talked about the, uh, reverse carry trade with even Japan, where interest rates even in the States are, or even in the United States or all across the world when interest rates are near zero for a decade, then governments can borrow very cheap, okay, because interest rates are low. And you can also refinance very easily, and debt doesn't matter, um, because the cost is basically free, okay. At that point, debt doesn't matter. But then when the rates get elevated, and they're staying elevated for longer than people probably expected, because they— that's what's happening right now, then it means then what that means— and think about this on a global level with even the debt that we owe, right, in this nation— refinancing old debt is going to cost a lot, right? Um, and then issuing new debts is going to cost more, and then the total interest of the expense is climbing. Yes, Japan, you know what I mean? And, and right now we're even still dealing with that because things are still unwinding. Right? I'm watching things unwind. So here's the problem. There is— and, and that's why I say I got some videos coming out about this. Please look at them because they're going to help you. The traditional tools to fix this are pretty much have been raise taxes and cut spending. And those right now are politically toxic. Do you understand? Right? They are toxic at this point. Nobody wants to do them. They always been toxic. Nobody want to raise taxes and all of that, right? And economically, they really just don't work fast enough. So that cannot be the solution. The government is looking for new tools, new tools— blockchain, tokenization, smart contracts, XRP. The government is looking for new mechanisms, new ways to create liquidity, to settle value, to manage balance sheets without breaking the system. Okay, so that's where again the things like tokenization start showing up in these conversations, and that's where you start hearing about the digital settlement rails. That is the, the conversation around crypto where it shifts from, well, first of all, should we regulate this? What's up from South Carolina? Should we regulate this? Because the Clarity Act— and I still gotta— I still hope you understand a little bit about the Clarity Act because they're building regulations around this to let The banks know what they need to do, okay? And once those regulations hit, man, it's gonna be crazy, right? They dang sure ain't gonna stop spending. And that, and that's the— and that's what you got to realize. They not— they are not gonna stop spending, okay? So that ain't gonna be it. Do you understand what I'm saying? Like, there is only a few options, right? And so They are, they are going from, okay, because regulation is coming, so now it's how do we start integrating this, right? That's what central banks are looking at. That's why they're buying gold at record level, uh, gold at these record levels. It is a signal, it's signaling something. And they're not— because the, the thing right now, I don't think they panicking or anything, they just preparing. And most people are not preparing. I like the way she said XRP. That's right, XRP. People still have no idea. I still got— I still had somebody send a comment and they said something to do with XRP and Ripple or something like that. And y'all, and again, this is why I'm trying to do videos to help you guys, because some people are still seeing XRP the same way MicroStrategy holds Bitcoin. Y'all know they're not the same strategy, right? Like, MicroStrategy is putting Bitcoin on their balance sheets, okay? And, and they're using it, they're using it like security. The XRP is not a security. People are still tying it to Ripple. XRP is not Ripple. Ripple is not XRP. When you own XRP, you do not own Ripple. You do not. It does not matter what Ripple is doing, if they got a good quarter, a bad quarter, or whatever. It doesn't matter. XRP is not a security. It's not tied to a business. It's not tied to a CEO. So we have now smart money. They are diversifying away from complete reliance on any single system. The system is not working anymore. It's not. Fiat, old, old news, old traditional ways. That's not fixing the stressors that we're dealing with right now. Right, man, you never— and man, I'm telling you, the position matters so much more than the price right now. People just don't understand that, right? Okay, so when you start to see sovereign-level actors repositioning like this, it's not random, okay, y'all? It's structural. And the thing is, once institutions start hedging confidence risk— like, this is, this is about confidence. They don't stop at just metals. They're not going to stop at just metals. Now, I want to make something very clear because I don't want you to— I don't wanna— I don't want you to think I'm sugarcoating this, or, or I don't want you to even think I have all the answers. I don't, right? And this is not financial advice. I always say that this is not financial advice. This is for educational purposes only. Everything I say is for educational purposes only, right? I'm just showing you the back scene of what some of these triggers are meaning, and I'm trying to explain to you that we're in the middle of transition. From an old system to a new system. But transition doesn't feel comfortable for, for people because some people are stuck in their old mindset and the old ways of doing things. And if it don't make sense to them, they don't like to change. And guess what? People don't like to change if it's not profitable for them in the moment. Why? Because people are impatient by nature. That's a psychological issue, really, more so than anything. All of this stuff, wealth building, is a psychological issue. Right? Um, I just, I just bought some more Quant. And I, if you looked at my video from Saturday, I didn't even know that Quant was the 6th, um, the 6th coin I've ever bought. Okay, it was number 6. It was like, I think the order was I bought Bitcoin, ETH, XRP was number 3, HBAR, ADA, and then Quant. Okay, so, okay, let me, so Let me just talk about this. Now, if the reverse carry trade— let me, let me add this part— if the reverse carry trade unwinds violently, and it's not that it can't— now, will it? I don't know, but it's not that it can't, okay? It's not impossible. If the yen carry trade collapses, then everything could get liquidated, okay? For liquidity, it could be gold, silver, it's gonna be everything, crypto, everything could tank temporarily while the system scrambles looking for dollars. Okay, that's what, that's what happens. But here is the distinction. There is a distinction, even though when I talk about the reverse carry trade, there is a distinction because that would be a liquidity event. Okay, I got, uh, Chainlink also. That will be a liquidity event, not a confidence event. There's a difference. Liquidity events are temporarily— they're temporary. Okay, they're now— they are, they're violent. They can be scary for some people. Very painful to see your stuff tank, just like October 10th, very painful to sit and watch your cryptocurrency tank, right? But they do resolve, okay? XRP, and I've explained it in videos, can be very attractive there, okay, because of the, the ruling. They, they have a bit of regulation, and people are not— when, when there's an emergency, people are not looking for perfection. They're looking for what works, what can stop the bleeding as quick as possible, what can move money very quickly, okay? So confidence shifts are not the same as liquidity events. Okay. Confidence shifts are very structural and they don't reverse quickly. They build over time. And what I'm tracking right now, I want to be clear, is confidence because gold and silver are telling us, they're telling us some things. And that's why I'm tracking this because I'm looking for confidence. What gold and silver are telling us is not about the next week or the next month. It's about the next system. And if you haven't known any of my content, it's all about systems. So what should we watch for and how should we think about positioning? This is what I'm thinking about, okay? Um, I'm watching whether or not— this is what I'm watching, this is what I'm telling you. Um, thank you so much. And this is why I'm trying to explain it, because all of this makes— if you're not educated, this is the type of— this is the type of shift where you really have to be educated. You cannot just You, you can't not know what's going on. You're not gonna make it. That's— I'm trying to tell you guys, you're not gonna make it outside of being educated about this financial infrastructure. You're not. Anybody who doesn't understand this stuff is not going to make it. They still gonna be on yield. Yield is a joke right now with what we're dealing with. So I'm watching where— and that's the first, that's the fate, that's where everybody looking for. I'm buy and sell. Where can I buy? Where can I— what's my entry point, y'all? I'm looking whether or not central banks keep buying gold even as other assets stabilize. And I'm also watching whether governments accelerate conversations around tokenization and digital settlement infrastructure. And guess what? They are, okay? They are. The thing is that what you gotta understand is that not all assets are designed for the same condition. So the education is gonna tell you which assets should I invest in right now, okay? And how far can that leverage go? Some assets perform very well when the markets are calm, when liquidity is in abundance. Where everybody— where everything feels easy, like there's nothing broken, nothing stressed out. I'm telling y'all, yield and leverage is a joke. That's what— that's, that's, that's as far as it go. Oh, I'm gonna get yield on the 10x, I'm gonna get some leverage and make some money. Let me tell you how quick that inflation is about to kill yield, okay? You, you, you're not gonna— this is why the government is shifting. They can't fix the debt with yield. The, uh, the, the interest rates are killing them. The, the having to refinance is— they need something else. It will not work. It used to work. Those things work when there is profit, when there is abundance. Those things don't work when you're dealing with hundreds of trillions of dollars of debt. That's an old system. Right? So yield and leverage is a joke. If you, you, if you guys aren't thinking beyond that for your, for your ability to build wealth, it— you're gonna get trapped. The next, the next level doesn't— it is beyond that, okay? Because I'm gonna tell you, if all you looking for is, oh, let me buy, let me sell, let me get a little yield off— no, and the, the inflation is going to kill that by itself. Okay, you gotta have an intelligent plan with this. Okay, and I love this because price doesn't matter right now. Fundamentals need to take place. The tails are laid— the rails, I think he was trying to say, right? Um, leverage, like basically using money to make money, you know, like a lot of these people right now, like even with them, uh, doing crypto. The reason why we had the liquidated event on October 10th where the market tanked is because people were overleveraged. So it's like they're, they're, you know, using 2x, and they're basically using money they don't have to try to make money, okay? And that, that's, that, that's the bottom, that's the bottom feeder, that's the, that's at the bottom in this scenario, right? There's a time when stuff like that works, there's a time when it works, and that's when, again, The debt is not there. That's why even the Sovereign Wealth Fund— that fund is usually for, um, countries to invest in when they have profit at the end of the year, not when you're in debt. So if I'm not mistaken, we're, we're looking into that. But why would a country that's in this much debt look into a Sovereign Wealth Fund? Well, I know why, because they might want to load up a particular asset, get it on the books and hope that it scales to a certain amount. Like, maybe that's why they're using Bitcoin. I don't have all the answers, but I think through stuff like this. I'm thinking through it. Like, why would a sovereign wealth fund— is only for countries that have profit. Now they want to take that money and invest it, but how do you— what— why are you doing that if you got debt? The debt has to be solved, and it's not going to be solved in the same mechanisms that it was solved in before. It's just not. So again, you have some assets that perform well when things are okay, but then you have other assets, um, that matter more when liquidity tightens, when timing matters, when systems are under stress, right? So, um, rate cuts are— but right, absolutely. So you got these other assets that get positioned and held by institutions. They're not the ones that might pump the hardest whenever, you know what I'm saying, it's easy. They're not always the ones, but they're looking at the ones that still work when everything else is stressed, when everything else is hard. That is infrastructure thinking. Okay. I figured it was supposed to be Rails. I figured, yeah. So if you are only thinking short term about this, if you're only thinking short term price action, which most people are because they are so locked in. And, and it's like, it's, it's one thing to be locked in the charts because you're looking for good buy orders. That's one thing. But if you're just looking at like, well, when am I gonna get a profit? I mean, you gonna— XRP wasn't meant to be sold. I, I'm gonna keep saying that. And it's not that you can't sell it or take profit. I think that some people should. You're never going to lose if you take profit. But I'm just telling you, on an institutional level, it's not meant to be sold. It's not meant— and hmm, why, why is that? Why? Find out why it's not meant to— find out why they're not gonna sell that. They're not selling XRP. They are holding it. They need it. It's usable. They need to use it. Okay, like, I'm gonna go into a little bit more depth of that in my membership, but you know, if you're thinking short term, you're gonna— you're missing the layer where real wealth is going to get built. If you really trying to have real wealth in the future, you have to look at this differently. This is it, y'all. This is it, okay? Like, this is it. And I'm not, you know, I'm not here to tell you what to buy or sell. I'm not here to predict the next move or anything. I'm here to help you understand what the current signals mean so that you can position intelligently instead of reacting to stuff. I'm telling you, this is really gonna be it. Right? Like, this is, this is a once in a lifetime get, get positioned type of situation with utility coins that have use case, right? Selling your XRP is going to be one of the biggest mistakes you make in your life because you're not seeing the bigger picture. You're not seeing the future. You're seeing, you, you're seeing right now, you know what I'm saying? And people are just so impatient. They just, they can't look past today. You're not gonna build wealth like that. I'm telling you what, what I'm saying. Yes, you can hold yield while holding your XRP, and that's not the yield I'm talking about when I say people are just thinking yield. I'm talking about the concept of like, oh, like invest my money in something and, and earn yield from it. Like, if that's your only layer, if you are just one-dimensional, that's why I'm telling you that the banks and the institutions are thinking in systems. Structures. If you are one-layered and that's your one— you— that, that's not, that's not going to be enough. I'm telling you that inflation alone is going to kill that. Inflation alone is going to kill that. You have to become more creative. You have to think more intuitively. You have to think deeper than that, okay? And that's why I'm saying that's, that's, that's— yeah. Yeah, I'm looking at the comments. All right, if you don't want systems and structures— that's right, if y'all don't— if you don't want to change, I mean, it's going to be very, very difficult for you. I'm telling you, right? I'm telling you, I'm telling you, I'm telling you, it's going to be very difficult. Um, and you know what, it— you know, I'm gonna be funny for a minute because I'm a health coach, right? So I was watching this, um, I was watching this, um, this episode or whatever. It was like a little clip, and it was like the My 500 Pound Life or 600 Pound Life or whatever. And the guy, he was with his wife, and he loved his wife, right? But she was like severely overweight. And I, I work with, um, overweight people to lose weight, so this, this is a normal conversation for me. This is not a, um, you know what I'm saying, like something that I don't talk about. Right, or some kind of taboo or something that I can't talk about it. But on the video, like, on the video, the lady, she was, you know, obviously undisciplined. Like, it wasn't, you know, like, some people are overweight— a lot of people are overweight through other— for other reasons. Like, there's some people who are overweight who don't even eat a lot, honestly. Like, they're just stressed out. It's cortisol issues and stuff like that. Like, I eat more than them. But this particular person, you could tell, like, they really was, um, on, you know, undisciplined. And the husband was trying to tell her, like, Hey, you, you gotta do better. You can't— you know what I'm saying? Like, and she just was stubborn about it. It didn't matter or whatever. So then she went to the doctor, you know, that same doctor that, you know, talks to all of them on that particular show. And she got on the scale and she had like gained a lot more weight. I don't know if she was like 600 pounds. She was really like overweight. And she was shocked, right? And so the husband was like, well, there it is. He was like, there it is. And she was like, well, what you mean? He was like, there it is. That this what you wanted, right? You, because you ain't want to change, so there it is. And I'm telling you, in the future when we get to these points where things start to shift and it's too late, I'm gonna be looking at some people, I'm gonna say, well, there it is, there it is, this what you wanted. Like, you know, like, this what you wanted. Even though people was trying to say, get educated, do your due diligence, find out what's going on with the economy, understand what, what's, um, infrastructure looks like, what's being laid. The rails are being laid. I mean, the train is at the station ready to take off. You know, when you think about like the internet, and I'm sure before the internet came out, it's very complicated, right? And you have these protocols in place for the internet. And if someone had the opportunity to invest in the internet before it even launched or anything and went full out, right, do you think it's not valuable just because it's only, uh, protocol in place, right? Do you think it's only valuable just be— or not valuable until it actually launches? No, I'm trying to tell you that the infrastructure is being laid. Why are banks chiming in? Why are they pushing for the Clarity Act? You know what I mean? Like, there's a lot happening and you want to get educated about it because I don't want to have to say, there it is, you broke and you poor, and inflation done just killed you, killed your success, killed your wealth, killed your money, killed your life. Like, and now you can't— now, now you're not positioned in anything that can overcome this. See, and that's the problem with yield, is at some point, if it's not enough to outpace debt and inflation and refinancing, and you know what I'm saying, like, you're gonna be in trouble. You gotta look for something else that can make you more money than the cost of the debt, you know what I'm saying? And so I don't want to have to say that, and this is why I continue to educate, of course. This is why I continue to educate, because these prices are going somewhere in the future once institutions start getting in. They do need— a lot of them need the Clarity Act because they need rules and regulations to this, but they already positioned, they're already testing it. Um, again, XRP is uniquely positioned for an emergency because it did have the court ruling that it's not a security, and so it is more attractive, and, and it would probably be what Japan would pick if there was an event where it was needed. I don't know if it will be needed, but you know what I'm saying? In an event, you could wake up and, and it'd be repriced. Now I'm not saying it will happen, but I'm just saying it— those things are very possible. All right, so, um, stay up to breast with what's happening. I try to educate you guys, and I just wanted to— I was going to talk about something totally, totally different today, but the reason why I went this— in this direction is because I— because of what's happening with gold and silver. And it doesn't mean that it won't tank. Like I said, if the reverse carry trade were to pan out, we don't know, everything could tank, you know what I'm saying? But again, that is a liquidity event. There's a difference. And so, um, I just want you all to know what I'm looking for, what I'm watching for, how I'm following liquidity, and you know what I mean, what the infrastructure looks like, what the banks are doing, and the institutions, the whales are loading up. There's a supply shock coming, you guys. There's not a lot of XRP left on these on these, um, in the dark pools, the ETFs. If BlackRock releases an ETF, that's game over, okay? Um, but, and they would have to do it in the right timing, okay? So they would have to wait for the timing. I don't think they just want to do it the same way like Canary Capital and the rest of them did it. But there's a supply shock coming, y'all. So, and the inflation will get worse. It will not slow down. And, and this is also why you're not going to outwork inflation. You can't even— not only can you yield your way out of inflation, you can't even work. You can't work your way out of inflation. It's going to be hard. You have to set up now. I'm trying to tell you guys, if you don't set up now for the future through investments, through the right assets, owning the right assets that can get you out of a, a situation in the future, you're gonna be messed up in the same way that the banks are doing it. They need— they, they, they're loading up because they know that it's going to be useful stuff. There's limitations to the old system, okay? There's going to be limitations to your life that you're not going to be able to control. You're not going to be able to control inflation. You're not going to be able to control the fact that you, um, are restricted from getting certain jobs now because AI is taking over. AI is taking over. You're not just going to be able to just walk in and get— your resume don't mean nothing, right? In the future 5 years from now, that resume ain't gonna mean the same. It's not. Your education is not going to mean the same. Life is changing. Things are changing. You likely to wake up to a whole new currency. You likely to wake up and, and the paper don't even exist no more. Like, it's just so much happening, um, that you got to prepare for. You better, you better invest because the investors are going to— you're gonna— it's all about capital. And the question is, how can you make one move that can give you 8 streams of income? That's the question I want to ask you. How can you make one move that can give you 7 to 8 streams of income? You gotta think in several layers. You cannot think one-dimensional. Oh, I'ma work. Oh, the government, my pension gonna pay for it. Oh, my reti— no, it's not. It's not. I'm sorry to tell you guys the truth, it's not gonna work. It's a joke. It's a joke. So, oh boy. Uh, yeah, don't sell all of your XRP. I, I would never sell all of my XRP. Oh man, the XRP, uh, XRPL lending protocol is coming on Ledger lending for institutions and creates a pathway for XRP holders to earn institutional-grade yield. Absolutely. Uh, and, and I keep using this term yield And I'm not talking about the XRP yield. XRP is going to be able to get yield also and also use this collateral, right? And also appreciation, right? And also you can borrow— yeah, use this collateral, you can borrow against it. And then you can take the— what, what the money you're borrowing against, and then you can invest into a cash flow business. And then you can get cash flow from this business, and you can take that cash flow and you can invest it in some real estate. And then you can take the real estate and you can get money from your tenants and from whoever and take that cash flow. And do you see there's a web happening? There's an entire system, right, that's going on that nobody's thinking about. How can one asset create 7 to 8 multiple streams of income? That's what you gotta think. So when I'm talking about yield, I'm just talking about like a one-dimensional frame where most people, they just want their money to make a little bit of money. That's not it. That's not— I want y'all to be wealthy. I do, I do. And I'm gonna keep educating, right? Thank you, Faith. I'm gonna keep educating. But there is so much opportunity because the wealthy in the world, they have and they create what you call optionality. And that's what I want you guys to have. Um, now again, like the, like the video, subscribe if you haven't already. I'm keeping you up to date on these macro events. Um, thank you. Uh, on these macro events. Um, so, you know, I want— and I'm going to jump on with, um, with my membership, and I'm going to talk to them a little bit more in depth about this, uh, and what that really looks like when we're creating these, uh, multiple streams of income and how we go from one layer or one type of way of thinking to another, right? And so, um, that's the transition, um, that I really want to start to talk about with my group. So I'm gonna do that. Uh, don't forget that if you do want to understand a little bit more about, um, the markets and, um, risk and technical analysis and cycles and how to just be a brilliant investor, Stock Up University is one of the best programs I have ever invested into. I'm talking like, it's so many people who've gone to universities for school, and it is 100 times better. I go back over the material myself and I absolutely love it. He is still running, uh, um, he's still running the discount. Uh, I think the code is Earn. Yeah, the code is Earn, and it's in the description. And that's going to change after the new year though. There is limitation. And then also with my coaching program, again, that's if you want hands-on coaching. Um, and we go in, we, we deal with your structure that you build out for your wealth-building, um, capacity. We have live sessions, we have resources, there's educational programs, video, all— there's resources beyond what you can even imagine. Um, I'm upgrading those, uh, just because we're in a new season, a new situation. And so I'm staying aligned to where the times are and where we're going. I believe in times and seasons, so I keep that stuff up to date. And so I'm building out some fresh content even with that, but the difference is that it is a hands-on coaching program. We deal with your portfolio, your mindset, your wealth building capabilities. And so, um, I'm actually going to be meeting with them tomorrow. So if you're in before tomorrow, I'll see you then. But the link is in the description for that also. And, uh, and then I'm about to jump out and I'm going to talk to my members about how to create a shadow bank. All right, so this is about actual structure. Okay, this is, this is a different phase, and, uh, I'm about to do that now. All right, Flare has a beautiful ecosystem for earning. Yep, absolutely. I have some XRP right now, uh, wrapped in Flare. All right, we see some new members. Um, thank you so much, Christopher. We see some new members, so we— I'm gonna jump on with them. Give me about 5 minutes. If you're watching the replay and you want to join, don't worry, those videos are recorded, and there's a lot of there's a wealth of information there. Um, so don't worry if you, um, if you miss it, you can— the recording is there. All right, all right guys, let's plan for the future intelligently. And as always, stay wise, stay wealthy, and I'll see you in the next one. Peace out.
