Fear & Greed Index Hit 11: I Just Bought XRP and Ethereum (My Strategy)
In this livestream, Kamilah Stevenson addresses a live audience of crypto enthusiasts, beginning with a check on the Fear & Greed Index (now 10) and the emotional frenzy surrounding the current market dip. She shares her personal buying activity—purchasing Bitcoin, Ethereum, XRP, and other assets—while urging viewers to stay level‑headed and base decisions on fundamentals rather than panic. Stevenson explains the concept of a K‑shaped economy, highlighting that while equities and AI‑driven tech are thriving, everyday consumers face cost‑of‑living pressures. She outlines why crypto infrastructure is stronger than ever, citing a pro‑crypto administration, upcoming regulatory clarity (the Clarity Act), new ETFs, and ISO‑222 compliance as bullish catalysts. The core investment advice centers on disciplined dollar‑cost averaging, avoiding over‑leverage, using basic technical analysis (support, resistance, RSI, MACD) only as a safety net, and redirecting discretionary spending toward assets. She also stresses a wealth‑building mindset: cutting cultural spending habits, using Roth IRAs and custodial accounts, and building habits that grow both money and personal character. Finally, Stevenson promotes her paid community (Wealth and Wisdom membership and a 90‑Day Wealth Acceleration program) as a venue for deeper education and personalized guidance.
Chapters
What's going on? All right, uh, beautiful day, beautiful day, feeling good. Beautiful weekend. I see you. All right, let me know if you can hear me. I want to know that first. What's up, Stone Alone? Let's get it. It's a beautiful day. Doing a little shopping this morning. Yes, come on, we got some sales going on. All right, where you chiming in from? Let me know in the chats. Um, I just want to get on here real quick and share a few things about what I'm doing and keep you level-headed. All right, because there's a lot of emotions that's happening, but I have to give you the facts and, and kind of keep you level-headed, especially those who are invested in this economy, invested in assets. What's up from St. Louis? Hey George, what's going on? Are any of you all buying the dip? Uh, from Queens, yes, New York. What's going on guys? All right, I'm gonna get you in and out and get you some, some good, uh, wisdom that, that you can walk away with and just stay level-headed so you can be above the, the emotional frenzy that most people are experiencing. And I want to give you some perspective, okay? What's up, Cali in the house? Um, yeah, George from Cali. I wonder how the weather is there. Um, it's sunny here, but it's still a little cold. The Fear and Greed Index, um, I said it was 11, but it's actually 10 on, uh, CoinMarketCap. It's actually 10. And I think— oh, it's rainy, rainy day. Yeah, that makes you tired sometimes. I bought ETH and Bitcoin. So guys, I've been— I'll tell you what I've been buying and just give you— I'm I won't go too deep into what you can do with your, your money. I'll talk a little bit about, um, that next week. I'll give you a little more detail on like saving on taxes with this stuff and a little bit of strategy. But what's up from Vegas? What's up? Um, hey Kimberly, what's going on? Tennessee in the house also. ETH and Bitcoin, I've been buying the dip. Bought Bitcoin on the dip finally at 0.1 Bitcoin. I love to see that. I, I love that you, you're building your position up. I've actually, uh, for the past several months been buying Bitcoin every single day. Um, so I've been buying it every single day. Uh, Verna, what's up? What's up? Not stressed at all. All right, let's get into it. Render Sui. All right, XRP, SEI. Yes, I love it. Okay, all right, so let me, let me share something with you so you can kind of understand what's going on with the economy And, uh, I want to give you some perspective because I think when people have perspective and conviction— Black Friday sale in the markets, I love to hear it. And, uh, I have a buddy had over $300K XRP. Oh man, I'm seeing that a lot. $200K in my total. Not— man, you know, and here's the thing, guys, you know, it's one thing— well, I'll share that, but it's one thing to buy while it's, while it's bottoming out, you know what I mean? At least wait for the dead, the at least wait for some level of bounce. Even in a bear market, you're going to get a bounce. You're going to get a dead cat bounce. So, um, it's just, it's just the, the wrong— it's just, to me, it's the wrong move. And let me just start with this, uh, such a beautiful— so thank you so much. Thank you, I appreciate that. Uh, let me show a comment. I appreciate this. All right, I really do, I really do. I'm here to kind of help you guys. And, uh, yeah, smash that like button. I hope you took a little profit, man. You know, it's, you know, it is what it is. It's a lot of people selling. I know I, I've talked to some people who sold their entire, uh, bag. Okay, so people are getting scared, but that's why I want to give perspective, because you got to have conviction about this. I've been buying ETH, can't let it pass. Yeah, me neither. Hit that like button. Nothing I say is financial advice. I'm not telling you what to buy, hold, or sell. I'm just giving you, um, what I'm doing, and everything I say is for educational purposes only. Here's the thing about cryptos, just so we can have perspective. Like, when is the last time you saw people crying about a sale? Like, does that happen? Do you all ever— when prices drop 40% in Target, or Black Friday's coming up, do people get upset about that? I'm just— we got to see how, um, irrational some of this stuff is, you know what I mean? Like, nobody's ever afraid when on Black Friday people are going to be buying discounted TVs and techy stuff and just shopping and you know, there's going to be sales and stuff, and people are very excited when there's a sale to spend their money on stuff that's not going to do anything for them. Like, even if you— even if you did— let's say you put your money in at the top and it came down 50%, you still put your money aside in an asset that has the capability to go back up if you wait it out. Other than that, you would have been using that money on something else that would have been just gone. So you have the money, okay? It's just an asset that's down. And then on top of that, like, to buy right now at a price like right now— like, we're not going down another 50, 60%. We'd be at zero at that point. I mean, we already came down, you know, so much. So people have to understand how great of an opportunity this is. But it doesn't make sense because people are going to be now in a frenzy on Black Friday on a 40%, 50% sale, excited to spend all their money on liabilities. And here we have the market of assets dropping, you know, Bitcoin down 30-something percent or whatever. We have all these assets down 40% and 50%, and, and everybody's scared. But when there's a sale to buy liabilities, everyone's excited. Does that make any sense to you guys? Does this make any sense to you? We have been so programmed. This is— hey Tiffany, what's up? This is so backwards. Okay, so, uh, 82500 bought that. Yeah, so I bought, I bought some XRP at 189. I bought some at 1, uh, that's right, Simone. I bought some at 183, I want to say, this morning. I Finally, because I haven't really been buying Ethereum. I was waiting, just like I remember I told you, I was waiting on XRP to come down under $2. I'm waiting on XLM to come down to 11 cents, if it does. If it don't, fine. Um, same thing with ETH. I was waiting on ETH to come down way under $2,900. And so people prioritize poverty over stability. Yes. Um, I do a little clothes shopping. That's fine, it's all right to do some shopping, y'all. Black Friday coming up, it's okay to do some shopping. But it's a— but it's a lot of people who are, um, who have not been buying the dip, and then they're gonna turn around on Friday and go shopping. It's a lot of people. I listen, y'all folks is shopping. They shopping for clothes, they got new shoes on, they got new purses, they going places. I mean, and when you ask— if you ask the same person who's been spending a lot of money on like liabilities, if you ask them, hey, in the last month, because we, we've, we've had some good prices hit In the last month, have you bought any assets, anything for your future? I'm— we gotta get out of this crazy mindset, y'all, if we're gonna get wealthy. Because I feel bad because somebody probably bought the XRP at $350 when all the hype was there, and then they just turned around and sold it to me at $180 something, you know what I'm saying? Like, and don't even realize that they getting— I'm gonna explain to you why, um Why everything is still great. That's the only way I could say it. Everything is still absolutely great. Do y'all know Bitcoin has fallen all the way down to 80% and still hit all-time highs? Let me give you guys perspective. Did you guys know that back in April during Liberation Day, um, the stock market, the Fear and Greed Index was at like 25? It was at fear. Extreme fear, I think, is 0 to 24, and 25 through 45 is fear. Do you guys know that back then the fear level was higher than it is now, and the prices were much lower? And do y'all realize that the S&P 500 is still up double digits on the year? Do y'all realize that we're up like 14.8%, 15%? Let's round it off. We are still up 15%, and the fear and greed index is all the way down. Okay, so my boy bought some new Jordans. I laughed at him. You know what, let me just show this, because you, you're gonna have to laugh at some of your friends. You're gonna have to laugh at some of your family. You're gonna have to laugh at some of the people that you see around you. It's funny, and you really can't say much because you just can't say nothing, you know what I'm saying? Because then they might get upset, um, that you're trying to explain something. You know, it's hard. So that's why you just got to get in communities who know, who know that they know. We know that we know, y'all. We know, okay? We know there's an army. There's a, there's a wealth army gathering while everybody else is in la-la land because they want to look good, because they want to feel good, because they want to look rich rather than be rich. Y'all looking rich, y'all not rich. Y'all, y'all, you guys are— there's a world that's focused on looking rich. We're trying to be rich, okay? That's what we're trying to do. And I get— I love this community, you know what I'm saying? Stop by Chipotle and spend on utility-driven cryptos. That's right, I love that. Um, so are you in the morning meetup? What's the morning meetup? Um, I'm trying to figure out what's the morning meetup. And you know what, where is that at? Okay, uh, um, it was something else. I said, okay, I got into crypto 2019 and now he won't listen to my advice. I've been through crashes like this, made dumb sales during, and learned from the mistakes in the past. I'm more mature investor. Yeah, like, and it's always a learning lesson because I used to do that at first too. Um, right, not rich, wealthy. That's right, that's the right word for wealthy. There's a difference. Um, yeah, I've sold, I've sold in, you know, out of a frenzy before, and I said, you know what, I won't be doing that. My emotions not gonna get shaken out. But, um, yeah, this is the only market, this is the only market where people get upset when the prices go low, you know what I'm saying? So we got to start switching that because again, we get more excited when sales happen for, for, for things that we want and not for assets that's going to set us up in our future. Now let me just say this real quick because I just want to share this so I can give you guys some sobriety. And, um, thank you so much, um, Tommy Tom. Um, I want to give you some perspective. Hit that like button. I'm going to tell you why this fear is emotional and it's not fundamental. Let me reroute your mind to understand, okay? Because if you look at what's actually happening in the economy and in crypto, the setup is still strong, my brothers and sisters. The setup is still strong. Let me break down a few things that people are not paying attention to in this market. Okay, first of all, we are in what you call a K-shaped economy. I buy the dip, dollar cost average, and down, uh, and down is the key. Yep, that's right, Ordis. We're in a K-shaped economy, and I don't know if you all have ever heard of that, but let me explain it, explain it just really quick so you can understand why this is important, so we can stay focused on the goal. Okay, um, We have legislation coming. Yeah, uh, so it splits like, like a K, okay? So one on one side you have the stock market, um, still in double digits like that K, okay? You got the stock market that's still in double digits, uh, you got AI companies. Nvidia just crushed it, okay? It doesn't matter what the price is, it crushed it, okay? That's right, bullish. Um, you got the tech sector booming. And this don't look like an AI bubble. I can go into details why that is the case, but I won't. You have global markets actually earning growth is happening faster outside of the US than inside. But then on the other side, going down that K, okay, you got regular people that feels this squeeze. Like there's high prices, stagnant wages, housing cost is up, everyday expenses, food, insurance, like everything else is up. So you have a K shape, you know what I'm saying? It's like one going up and one going down. So what happens is when that happens, people feel, feel like things are bad when the fundamentals are strong. Okay, but remember, it's all about the sentiments of people. That's why you look at that, because when the sentiments of people are, oh my God, I'm so afraid, it's time to sell, you better watch that because that's when people should be buying. But then when things change around and the sentiment is, oh my God, them same friends who sold, them same friends who've been out shopping while you've been buying, they gonna come to you when it's all this frenzy happening and they're gonna say, hey, you think I should, uh, what's that XRP thing that you was telling me about? You think I should buy some of that? And it's gonna be like, my brother, my sister, you should have been buying that when it was a dollar and whatever cents. It's at $5 now, you know what I mean? Like, people gonna come back and like, well, now what's that thing you was, you was saying? And by that point, you know, as it, as it can, and then they'll buy, they'll buy and they'll squeeze the price up even more while you're in the middle of scaling out, okay? And so that, that's, that's exactly what's going to happen. Remember again, Bitcoin we see these drops. Okay, cool, Bitcoin has fallen 80% and has gone up to all new time highs. This is not new, this is the cycle. That's right, they're gonna be late to the party. And people acting like a 40%, um, drop in certain things— Bitcoin hasn't reached 40% yet, but it's done, it's done it multiple times and came back stronger every single time, you know what I'm saying? So no, I don't think that the bull run is over. Okay, so again, first of all Number, uh, number one, we have a K-shaped economy. Number two, um, Bitcoin has fallen and come back. Number three, and this is where I really want to help you guys understand— people scared over here. I'm— let me look at that, uh, I'm over here celebrating, digging my cushions. Yeah, they, they, they doing panic selling while other people doing panic. But do y'all know there are people— and I, and I'm not— I wouldn't make this up— there are people that are selling their stuff. They're trying to find dry powder. They're selling things to buy crypto. Why? Because they know this is their ticket out. They're selling to buy assets. This is their ticket out. They like, with a drop like this, you know what I'm saying? This is my ticket out. Like, I can, I can set something up for myself for the future. But I'm telling y'all, folks is just like, they, they wait. And might I also add, and I'll give you that third reason, which is the infrastructure of crypto is stronger than it has ever been. And I'll share that in one second. But let me just also say this, because the traditions of men, okay, they will swindle you with their philosophies into their culture. And it takes a strong mind to— it just takes a strong mind to go into a culture where people are just clueless about what's going on in this economy. They are clueless. I want to emphasize that. About the financial system, about the future. They're clueless. And it takes a strong mind to stand 10 toes down and keep to your convictions about what you believe in and what you're invested in and what your future is going to look like. Because sometimes if you get around the wrong people, they'll start acting like you something different, okay? Like, I, I'm a, I'm a, I'm a, I'm a semi-disciplined person. I'm not like overly disciplined like crazy or anything like that. But I don't like hanging out in parties till 1 o'clock, and I'm not going to a party till I'm going to bed. I need to get some sleep, okay? Some people complain about that, you know what I'm saying? Um, I don't like eating everything. Y'all know I'm a health coach. Hey, and if y'all ain't never seen my TEDx talk, go check it out. Uh, go on YouTube and search Kamilah Stevenson TEDx. All right, um, I'm the type of person, I'm not, I'm not eating your food at the party and stuff. I'm gonna eat before. Just certain things that I have in place. And, you know, people will like talk about that and stuff. And, you know, I sit down at the table and I may not buy the food because it's like, I don't want to spend my money on this. But guess what? I'd be at the— I might be at the dinner table like buying crypto, like, oh man, it's on sale. Like, I'm, I'm buying crypto and I don't want to buy the food right now, you know what I'm saying? I don't want to spend my money on food right now because I'd rather go home and cook me a grass-fed steak anyway, okay, and cook some real food anyway. So anyway, thank you, Tiffany. Look, shout out, shout out. Check out my TEDx talk. I did it like 7 years ago, y'all. It's old. Um, but it takes a lot because when you go into certain cultures— I don't drink, and I don't got nothing against anybody who do, okay? Um, but sometimes when you go on cultures when people drink and stuff, they think you too much, they think you too good. And I used to, I used to have wine and champagne and stuff. Like, I just don't no more. I got older. I just I just wanted to— I want my mind, my body, my soul, I want everything in me to be at the highest state, as you know, in the highest quality as possible. For that is for me in my life, okay? Um, and, and I don't— and I don't— I'm not against people who have wine. I'm not against any of that, okay? It's just I don't— I don't personally do it. And but I'm not trying to make nobody do what I do. But sometimes when you live a certain way, people get intimidated by and they start like feeling insecure about it. That's really what it is, is insecurity, okay? And so yeah, you, you change, you evolve, you know what I mean? Like Stone Alone said, and this is just how I live my life, but sometimes when you start to evolve— so you're gonna notice that when you start evolving in different money habits, people are going to have something to say. Not because you're telling them how they need to do their money. You— it's just an insecurity because looking at you means that they have to look at themselves and what they're not doing. So when they see you investing, you sacrificing, you disciplining yourself, you not spending all your money on liabilities, you you're setting yourself up for the future. You walking in your purpose and aligning with your future, that shows them everything that they're not doing. And that becomes a problem for people. So like I said, it takes a lot of courage to stand 10 toes down. And all you can do is laugh when people keep shopping, when you see them come up with them new shoes every week. But they gonna be crying themselves all the way to the bank trying to figure out what to do if some— when something goes wrong. Okay, the infrastructure for crypto is stronger than it's ever been. We have a— we have a— a— yes, uh, Carlotta, we have a pro-crypto president. Now I don't care what you think about him personally, that's not the point. There's a lot of things I think about him. The point is, if the administration is pro-crypto, don't matter what his administration is, I don't care, that is better for crypto. Than if they're not pro-crypto. Okay, so that's better for your money, just the facts. Okay, let's not be stupid. Um, so I'm only extracting that point is that we just— we have a pro-crypto president. I'm not saying it's for the right reasons, for the wrong reasons, whatever that looks like, I don't care. I'm in crypto, I need a pro-crypto administration. I would appreciate that on any side. Then we have the Clarity Act coming up, and so that's going to give regulatory clarity that crypto has been begging for. I want to keep you, you guys understanding this. Okay, then we have, um, I like this, uh, the wealthy value their time and do not waste it on things that, that don't contribute to their wealth. They're socially active to build new networks and revenue streams. That's right. And that's why I like, uh, if I go to a social event or connect, that's what I'm there for. Okay, um, so we also have the Clarity Act. Okay, so coming up, this gives regulatory clarity that crypto like I said, has been begging for. I think I shared the Clarity Act. Okay, what's the next one? The next one is the multiple ETFs. Okay, multiple ETFs are launching. And so that is institutional money that's flowing in. And we've already seen the demand of that as the ETFs are coming out. And so many more are coming out, right? And then that's all right. You're not too late. You know what I'm saying? Then we got ISO 222 compliance spreading across the space. Um, these are for coins that are built for the future finance system. Okay, we have that, right? Then we got utility being built. ISO went live. Yeah, and I think what— that's today because it was the 22nd. We got the utility being built, we got the adoption happening, we got the maturation of the market, and that is absolutely real. That is very, very real, and people don't understand that it's live. Yeah. It went live. Uh, the ISO went live. So when people are panic and selling, they are reacting— hear me out— they're reacting to price and not fundamentals. Now, I don't have no— now, there are some people, um, there are some— okay, so when you're reacting to price and not fundamentals and you're long, that is a mistake. That is a mistake in my estimation of thinking. Everything that I say is for educational purposes only. Now there are some, uh, expert technical analysis, uh, there's some technical analysis experts that know how to exit and re-enter because they looking at the charts, and I get it. And they see that there's a drop coming, coming, and if they break support that's on their lines and they trust their technical support lines and that, that support is broken, I get it. They, they may, um, they may exit out and they're looking for that next entry back in. Um, and that's, that's fine, you know what I'm saying? Because they, they know what they're doing on their charts. But most people shouldn't do that. Most people should not. Most people should just dollar cost average down, um, buy back in and, you know, save themselves because they don't know what they're doing most of the time, right? Thank you so much, I appreciate that. I really, really do. I'm grateful for you. Um, so, um, I think it's a mistake for people to be selling right now because they're looking at price. Who, who's long? Like, if this was your bag that you were supposed to cash out for bull season or whatever, at least wait for the bounce. Don't wait when it's falling, falling, falling, man. At least get out when it's— it's— if it's oversold on the RSI, you're, you're looking at the prices going back up eventually, you know what I'm saying? You're looking at reversals usually, so wait for the reversal. You know what I mean? So, um, and this is a really good, uh, always a good way to follow instruction, you know what I mean, is to ask for guidance from the Holy Spirit. So, um, everybody has to have their game plan, but what I'm seeing is that yes, there is red, but I want to share this with you so you can keep a level head. The fundamentals and the foundation is very, very solid. The trajectory is, is still up. And the long-term picture has not changed. Okay, this is a shakeout if I've ever seen one. And the powers that be, we don't all know what's happening behind the scenes. There's so much manipulation, but hindsight will tell. Okay, the market though is doing what it always does. It's scaring people who is scaring you out of the market if you don't have conviction. These are for people without conviction. That's why I always say— oh, there you go, I didn't even see that comment— stick to your convictions. Stick to your convictions. And it's better and easier to stick to your convictions if you study the market and if you know what's happening. Okay, if you don't know what's happening, you're, you're in trouble. And then they are wrecking the leverage traders. This is why you should not be leveraged. There is too much leverage. It's ridiculous, you know what I'm saying? Like, people are totally overleveraged. Um, and it makes no sense. And they see that they're getting liquidated. You're, you're, you're going to be— you're— they're liquidate, you know what I mean? You can— you— they're shaking you out. It's easier to be shaken out if you're liquidate— I mean, if you are, um, overleveraged. Okay, that's an easy setup. And so we got to stop all this over-leverage. It's ruining the markets. Um, but I like, uh, Simone is buying the dip. I bought, like I say, ETH at 27 I bought this morning at $2,733, and I'm trying to buy ETH all the way down to $2,500 if it goes down some more. Um, XRP, I, I have limit orders at $153. I think I do. Um, they're already there. If it, if it picks me up, it picks me up. If it don't, it don't, and it's cool. Okay, so, uh, mid-cycle correction, not bear market. Downside look liquidity exhausted, institutional nibbling signals rebound. Yeah, uh, potential. And there's a lot of smart money, there's a lot of money on the sidelines. They're waiting, they're waiting to buy large amounts, large— you know what, listen, y'all got to think about this, and I'll let you go because I'll talk about the, uh, the Roth IRA and, and opening up a custodial account and putting some of your money in there also, uh, next week because I think that's going to be huge. I think if anybody could put a little bit in there Roth IRA and have no taxes in the future. My goodness. Um, but just pay attention because, um, when back in— what was it, 2022? Back when they were saying, oh, Bitcoin is going to zero, Bitcoin is going to zero, um, it's a scam. Do y'all know at the same time the media and the powers that be was pushing that stuff out, do y'all know that they were accumulating and they were, they were uh, trying to submit for ETFs during that same time. And then one year later, they flipped the script, and then it was like, oh, it's the new digital coin, you know. And they done already shook people out their money because everybody got out, everybody took their money and left, you know what I'm saying, because, oh, it's a scam. They start pushing the media, they know the right time, right glitch. We seen it. All right, so they under— they— this is what they do, and you just got to be okay with it. Um, I don't think Bitcoin has as much volatility as it used to in the past, and I don't think it— I think as things mature, it will have less volatility. Yes, there will be volatility, but less volatility. Um, even if Bitcoin went back up to $100,000, it's still up for the year. Okay, um, so we gotta we have to— right, right, right. Um, so we gotta, we gotta keep our, our minds strong through this. Um, not just with the media and with the, with the culture, and I'm talking about even close environments. Okay, yeah, Bitcoin to me is just like gold. It's not even— I don't even put it in the same category of a cryptocurrency. I don't. I don't. I— you— it's digital gold, okay? Um, it's a storehouse. That's it. So keep your— keep your mind on the prize. Keep your convictions if you have them. Do your due diligence because it will really help you to stay focused and stable. Learn the charts a little bit because if you learn the charts a little bit, you won't— you know, I was just, um, explaining this last week where um, there are people who do panic selling all the way at the bottom. They don't even see— it's like off a strong monthly support. You should at least have— if you was gonna at least have your stop loss underneath that, like underneath your strong— it was— it's ready to bounce. You just bought— you just sold— you just sold everything at the bottom. You just sold at the bottom. Like, so if you know a little bit, you don't have to be a technical, a TA genius. But if you know like basic readings of the chart, volume, you know, looking at candles, just the basics, the RSI, the MACD, if you just know the basics, if you have some support and resistance levels, just basic stuff, you'll be a lot better off. But at the end of the day, you got to stick to your convictions or they gonna shake you out. And if you long anyway, why are you selling if you long? I don't understand that. At the bottom when it's done dropped. What you should have sold, you should have sold a long time ago, like when it was reaching the highs, when it— before it started coming back down. Like a lot of times when you get to this point, unless you were overleveraged— and I don't mean that, I mean that in both ways, meaning overleveraged in the market and overleveraged just in your general finances, meaning you needed that money, you, you put your— you gambled basically. You put that money in, and this is so true, it's not a year play, right? You— that means you're overleveraged. You put money that you should have been paying bills in there. You got to put money in crypto that you could go to zero with. And it's legit. People like, I'll go to zero before I sell. Like, I'll go to zero. I don't— I didn't put money— I put— I received, and that's why I made it easy for me, because I redirected money that I was using for liabilities and for food and eating out and stuff like that. And again, it doesn't mean that I don't ever eat out and stuff. Me and my kids are going out to eat tomorrow. We're going to have a good day. We're going to see Wicked. We're gonna have a great weekend. All right, so, but don't, don't use bill money for crypto. That has to be money like, oh, I was gonna spend this on food, let me not do that and let me redirect it into crypto, or whatever. Like money that you would have blown off anyway. That's the— that's why it's so easy when you just limit your, your spending and redirect that money. That's just an easy, simple baby step that I always tell people that they can make. Okay, and then think long term. You're not thinking, oh, I'm trying to flip this next month, unless you, you're a bona fide swing trader. And if you are, you better know the charts, you better know technical analysis, you better be studying them. Um, but if you're long, you know, this is not like I'm trying to make a come up next month. You're gambling, and most people are gambling. Okay, going to see Wicked 2 tomorrow. Yeah, yeah, I am too. Me and the family is going to see Wicked. We're going to go get something to eat, we're going to hang, we're going to have a good time. Right? All right, but I wanted to get on here. Um, what you just said helps a lot. We'll be investing in redirecting my money and thinking long term. Yeah, that's what I always said. That's so basic for people because it's like when you're about to spend something, like, oh, I'm about to get the— and then you say, no, maybe no, not maybe next week or another time, but today I'm gonna redirect this money that I was just about to spend, whether it's on Starbucks. Um, I was just about to spend $10 at Starbucks. Nope, let me put $10 Hey, you can get 5 XRP for $10 right now. Like, come on. Hey, that's 5 more. And but what if you was constantly doing it? What if you've been doing that for the last 3 months? Do you know how quick you could accumulate? I'm telling y'all, this is easier than you think. We just got to get out of the old mindset. And again, oh, this is the last thing I was going to say. I'll probably touch again next week. For all the people who are about to spend $1,000 on Thanksgiving, trying to feed people, man. Cut that budget in half. They don't need 10 dishes. They don't need 12 dishes. I, I already told my sister, I said, man, if, if I was hosting this, y'all would have 2 meats and 3 sides. Like, it would be like a traditional wedding spread. You know how you go to a wedding and you got your 2 meats and then you got your 3 sides and you got dessert and a salad? Like, we ain't about to be I ain't about to spend no $2,000 on y'all to eat. What you think this is? No, I'm sorry, I'm sorry, no. So I'm telling y'all, these, these, that's a cultural thing. That's why I'm telling you to stand 10. I'll never forget one year when Christmas time came, my family had this thing, everybody getting gifts, and it's all these 30 people. And now you got to give a gift to— and then folks try— not folks giving stupid gifts. See, we're gonna give you a pair of socks, we're gonna give you an ornament, we're gonna give you the like, because we, we don't have the money to get— and it's like, this is dumb. Why we all doing this? Why we spend— this gonna just spending our money for no reason, right? And I, and I was like, I got out of that rat race a long time ago. I told my family, I said, I ain't buying no 30 gifts for— I'm sorry, okay? I'm, I'm sorry. I even told my kids one year, I said, y'all, we gonna give to the homeless for Christmas. They was looking at me like— I was like, okay, y'all get a little bit But I'm gonna sit my dad, my kids down for Christmas and I'm explaining to them because I don't— I'm not going all out right now. Like, I'm not saying that I will never, and I have in the past, and they got a godmama that's gonna bless them and they whole socks off. I mean, she go all that, that's just what she do, right? But there's, there's seasons, guys. There's seasons. You can't go all out every single year, every time. There's seasons. There's 4 seasons to a year. You can't go out and be spending and splurging for 4 seasons. That's, that's not wise. There is four seasons. There's seasons of reaping and sowing. There's times of investment, and then you, you know what I mean? Like, you can't do this for four seasons. So every single Christmas, I'm not gonna be spending tons of money like that, you know what I'm saying? Sometimes it's gonna be like, hey, we got an opportunity before us, you know, can I, can I sit you guys down and speak to you all? Maybe we'll do half of what we normally do, and then I'll put 50% in your custodial account, in your Roth IRA. Man, you guys are going to be so you wealthy, you're gonna thank me for this later. But let's communicate through this, okay? Because they young, but let's communicate through this, you know what I'm saying? And I'm educating them and stuff. So I'm saying that to say, just because this, this, this, this what I'm trying to tell you guys, just because it's been in the culture every single year don't mean you got to stick to it. I don't care, mama, daddy, sister, brother, friend, whoever, it does not mean you have to stick to it. There can be a time that you say, no, I don't think I'm gonna do this this time. I think I'm gonna cut back. I'm gonna put some money in these assets because they're on sale, and I may not ever have an opportunity like this ever again. I don't know. I'm— what if this the last opportunity? What if you look back 2 years from now, and I've been telling you this, and you just float, move past it, spend all this money on Thanksgiving, and say, dang, if I would have just put $1,000 in XRP, I, I would have— I would be super wealthy right now. Like I'm just saying, don't be— don't be spoiled by the culture, y'all, okay? It doesn't make sense. I don't care if the grandmama and all of this other stuff won't— um, well, now we— you know how we always did it. We didn't— we gotta have 50 million dishes because that's the tradition. What a tradition is costing you wealth. Is that really what you choosing? And if so, I don't think that's smart. I just don't. I don't. All right. Um, so I'm sorry, I, you know, I'm expressing my, uh, you know, I'm expressing my stuff, but I'm trying to, I'm trying to get you to possibly pull out of some of this stuff. And, and at least, again, you know what, I'm not trying to, I'm not trying to tell you to do anything. I am just trying to present an opportunity to step outside of what you've been involved in and look at it and ask yourself, is this really good for my future? Is this the smartest? Is this the wisest decision that I can make for my future? And am I operating in prudence, or am I operating as a fool? Am I operating in stupidity because the culture has swindled me? Okay, so I just want you to think about that. Okay, thanks, George. Um, and I, and I told, you know, like I said, I told my family, I said, okay, this is what I'm doing, these are my boundaries. I'm not going overboard, I'm not spending more than this much on Thanksgiving. I just don't think— I think we can still love each other, sit down, celebrate you know what I'm saying, without spending a ton of money. And honestly, to be honest, it's just because I'm loading up on a lot of assets, and that's just what it is, you know what I'm saying, that I had to cut back on other stuff because I'm loading up on assets and my stuff is going to be tied up, and I need to be prudent about my choices. Okay, so, um, being broke is a terrible tradition, and people will continue to be broke to drive fancy cars, to have customs, to spend all their money on entertainment and vacations and subscriptions and clothes and purses and shoes and you know, houses they can't really afford. Like, it is enough is enough, y'all. We gotta get wealthy, and it ain't gonna happen like that. I'm sorry. And guess what? You ain't— I don't think one wealthy person who has sacrificed will ever come back and say, I wish I never did that. Go interview them, talk to them. All right, um, thank you guys for rocking with me on this Saturday. Um, I'll talk a little bit more about the Roth IRA and how to save taxes on um, even if you just put a little bit of XRP, like you could literally put like $100 in there and, uh, or $200 and get 100 XRP right in your Roth right away. I'll, uh, talk a little bit more about that. Um, also, if you haven't joined our, um, uh, our Wealth and Wisdom, um, membership on YouTube, it's only $3.99. Okay, that's all it is. And, uh, what we're doing is we do weekly Q&A breakdowns, bite-sized little lessons, real strategies. Um, you get access to me to ask me, uh, questions in the community. And it's about, um, just giving education and a framework so you can make better decisions. It's only $3.99 a month. I'm here to just give you clarity, conviction, and a plan. And then also our 90-Day Wealth Acceleration, uh, program is still up. Uh, we're going to cover how to structure your portfolio, how to think about risk, um, how to build income streams, how to protect your wealth while you're building that. You know, there's, you know, strategies, LLCs, all of those different things that, um, you need to kind of understand as you're building your wealth. But I can honestly say this, uh, that the community has changed lives. I've had people who are confused, who are overwhelmed, um, about their finances going into now feeling clear and confident and actually making money in this space. Okay, but it's not for everybody. Okay, it's only for people who are ready to take action and people who are coachable and people who want results and not excuses. Okay, so the link is in the description. Um, there's no time like now to start educating yourself.. So please do that for yourself. 2026 is coming up and you, you gotta do things differently so things can look differently. All right, um, yes, uh, I love this, looking for, uh, the LLC. And, uh, Tiffany is actually— she said it's a great investment. Um, and so, uh, moving and shaking, moving and shaking as always. So please make sure you look at those, uh, links and get yourself ready because we're about to blast off, y'all. There's a lot coming. That I want to prepare y'all for. All right, uh, one more. Stop waiting to make a wealth move. Be proactive daily. Absolutely, because consistency outweighs intensity. And some of y'all gonna come at the new year and then y'all gonna be like, all right, all right, all right, I'm on it, I'm on it. No, no, no, no, no, no. This is about consistency, okay? This is about daily, uh, a daily regimen that builds you up. And really, to be honest, it ain't even about the money. It's about you. Because when you make these little small habits, it changes you. It changes your brain. It changes how you think. It changes how you redirect things. It changes the outcome and the trajectory of your life because you become different and you start making different decisions because you are growing. It's not just your money that's growing. You are growing. And that is what we're all about. All right, I love this. Open up that Roth IRA. No procrastination. I'll share a little bit more about that next week, and I'll do my Q&A with my membership on Monday. So, uh, meet me there. Also, I'm doing prerecorded videos. Watch those because they are challenging the mind, and I'm going to keep bringing those out too. All right, you guys have a lovely Saturday. Thank you guys for rocking with me. I love y'all so much. This community is absolutely amazing. All right, one more question. Is this the ticker symbol for the XRP? Is XRP Bitwise? Canary Capital's ETF is XRPC. Bitwise actually got the ticker symbol XRP, which is awesome. Like, to get that, to get that ticker XRP with nothing else, awesome. Grab y'all some. All right, I'll see y'all later. Bye-bye.
